Investment Articles

It wouldn’t be overstating the country’s historical importance to call Azerbaijan one of the very few cradles of human civilization in the world, and yet it remains a relatively unknown corner of Central Asia on the world stage.

The history of the nation is punctuated by ancient civilisations and a progressive nature that has seen Azerbaijan embrace and foster culture, the arts and democracy often more readily than many other states in the Muslim world. As the country re-establishes its prominence as a leading global oil and gas producer, so it has also seen a re-emergence and re-discovery of its rich cultural and artistic heritage. Azerbaijan’s hosting of the 2012 Eurovision Song Contest is a showcase event of just how far the country has developed in recent years.

Rich in more than just culture and history, Azerbaijan’s significant oil and gas reserves, as well as promising potential in the alternative energy sector such as wind, hydro and solar generated power are creating exciting investment opportunities to invest in Azerbaijan. The frontier investor unfamiliar with the country may do well to note that foreign investors are already thriving in what continues to be a hotbed for natural resource companies and supporting sectors, but also for technology, transport and infrastructure.

At the centre of all of this vibrant development is the country’s capital and business hub, Baku. Often dubbed “the next Dubai”, Baku is a thriving city, a poignant juxtaposition between the very old and the very new. The UNESCO world heritage site of the Old City sits against a backdrop of new glass and steel skyscrapers that are beginning to see Baku resemble the skylines of New York, Dubai, Hong Kong and Singapore. Foster + Partners, the critically-acclaimed and award-winning architectural firm of Sir Norman Foster, is busy at work with master plans and building designs that will rejuvenate some of the more run-down areas of the Soviet-era city developments.

Since becoming an independent state in the early 90s and beginning work on what was dubbed “The Contract of the Century” with the international consortium of oil and gas companies led by the UK’s BP, the growth of the Azerbaijani economy has been nothing short of phenomenal. Since declaring independence, the economy has grown over 500 per cent and the country survived the recent global financial crisis and subsequent recession relatively unscathed compared to some of its Central Asian neighbours. The greatest attraction for investors however is that Azerbaijan remains a relatively undiscovered market, leaving sectors outside oil and gas still open to significant growth and development.

Foreign investors are becoming a more common occurrence in Central Asian economies, and if there’s one country that deserves the growing attentions of the frontier market investors, it most definitely should be the exciting cultural and economic melting pot that is Azerbaijan.

Paul Henderson is an experienced frontier markets investor and has previously lived and worked in Central Asia for several years. He is currently an Associate with Sturgeon Capital, the leading investment management specialist focused on Central Asian markets.

Ever thought of ways on how to invest money so that you can make sure that you have a well-financed future? There are many ways to do so depending on your financial abilities. Here are just some of them that you may want to consider:

Earn Then Apply the Rule of 72

The classic way on how to invest money to make sure that you have enough for your future is to earn it slowly. It is quite simple: you just have to work every day, earn your salary, budget your money, and then save some. With this, you can earn the money that you need for your future slowly but surely. They say that you should take your expected rate of return for the year and then divide it into 72. This will tell you the number of years that you have to save this much so that you can double your cash.

Make It Big and Buy Stocks

When it comes to how to invest money, no one will ever forget buying stocks. It is such a classic move in investing so much so that you need to actually just get into it so that you can really make the most out of your money. Educate yourself about the highs and lows of the companies that are up in the stock market. Follow the trend and maybe go against the flow if you feel that you can take the risk. Monitor the progress of your investments so that you can be sure that you can stay afloat. Yes, investing in stocks needs some skill so if you are a beginner, ask someone to help you out. Eventually, you will become very good at it; it will be like playing touch and go with your stock investments.

Double Your Money Through Bonds

People who want to secure their future also want to employ ways that are safe and fool proof. For this, you can go for bonds. It is quite a big word for those who have not been initiated to this safe and wonderful option. Aim to get the zero coupon bonds because these will give you the easiest route to doubling your money. Get the bonds for a discount and then just wait for the investment to mature and you will have a return that is secure and as big as you imagined it to be.

Take the Risk with Options, Margin and Penny Stocks

If you are the type who likes to take risks and you can afford to take big risks, then you can start to take on ways on how to invest money that are far bolder than ever. You can try options, margin, or penny sticks. This will all be about speculations on the stocks of the companies that you have on your list. It is very important that you have previous knowledge of how these things go up or down to make sure that you will be making the right choices with your investments.

Been thinking how to invest money wisely? Learn ways how and where to invest your money in our website and triple your investments profits.

Investment Options

Access to property investments is well-established, with a range of direct investment opportunities and collective investments available for both retail and institutional Investors alike. In the first instance we should look to the range of property sub-sectors available for consideration, and further investigate both direct and collective access points for the sector in general.

The main property sub-sectors that may be available for smaller investors are:

Residential
Commercial
Student Accommodation
Care Homes
Hotels
Leisure / Tourism
Development
Agricultural
Forestry

Within each sub-sector lies a range of possible entry points for Investors; broadly categorised as either direct investments or collective investments. Collective investments being either regulated or unregulated fund arrangements, where Investors capital is pooled so as to acquire a basket of assets, or participate in a project with a large capital requirement. Direct investments on the other hand are simply straightforward acquisitions of property assets by the Investor. There are, for example, funds for residential, student accommodation commercial and most other sub-sectors, and likewise, there are options for Investors to directly acquire investment properties in each of these sectors via freehold or leasehold title.

Direct investments – Simply the acquisition of property assets by the Investor, direct property investments take many forms; from the acquisition of property for improvement and sale; through to acquisitions for leasing/rental to a tenant or operator. For the Investors with sufficient capital or finance, direct investments remove the majority of risks specific to collective investment schemes where Investors are reliant on the external management of a property portfolio. Direct investments do however carry asset-specific risks; property assets can incur significant financial liabilities including on-going maintenance, tax and round trip purchasing costs (the cost of buying and selling an asset).

Property investments, especially direct property investments, provide the Investor with a level of security that paper-based investments do not due simply to the fact that quality property assets retain capital value throughout the long-term, which in the case of well-chosen properties in good locations, is unlikely to fall and cause the Investor a capital loss. Provided the Investor is prepared and capable of tolerating the illiquidity associated with physical property assets, this asset class provides true diversification out of traditional financial assets such as stocks bonds and cash.

For the direct Investor, careful consideration should be given to the due diligence process during the asset identification and acquisition stage, as in most regions this will require specific professional input from legal practitioners, surveyors, valuation agents, and in the case of niche property investment projects with a specific strategy Investors must also consider the counterparty risk in that in many cases Investors might be reliant on the performance of a strategy manager to achieve the expected returns from investing in their strategy.

Collective investments – Property funds come in all shapes and sizes, and invariably involve a Fund Manager acquiring a basket of properties in line with the fund’s investment strategy, and managing those assets on behalf of Investors in the fund. There are funds, both regulated and unregulated, that invest in all of the major property sub-sectors. One can find opportunities to invest in residential real estate, student accommodation, care homes, commercial real estate, shopping centres and property developments. Some of these funds cater only to large Institutional Investors, whereas other offer lower entry levels for smaller Investors.

The structure of collective property investments varies from fund to fund. Some are highly regulated affairs, established and operated by major asset management groups, others are small, niche operations established to capitalise on current short term opportunities or niche sectors or markets. Collective funds may be listed on an exchange, allowing smaller Investors to trade in and out of the fund as and when they please. This removes the potential illiquidity associated with the property asset class, however this also detracts substantially form the returns generated from the underlying property assets as some capital is never invested in order to ensure that redemptions can be made from cash without liquidating part of the underlying portfolio.

Whether listed or unlisted, regulated or otherwise, collective investments in property assets offer access to the asset class for the smaller Investors, although in many cases the cash flow dynamics of securitised investments differ greatly from direct investments in property assets.

David Garner is Partner at DGC Asset Management, an alternative investments boutique specialising in distressed real estate and productive natural resource properties.

There are certain collectors who are merely hobbyists and collect things for fun or simply because they enjoy accumulating the things that they gather. This may also be true for coin collectors, but most of these people eventually learn how to capitalize on their collection in the long run.

The potential of earning from the coins that you have collected is big, especially if you have a lot of rare types. A known coin collector, Harold Bareford, is a good example for this claim. The man bought a coin collection in the early part of 1950s for the price of $13,832. In 1978, he decided to sell the collection and was paid the price of $1.2 million.

Actually, many collectors are inspired by Bareford’s lead. The Austin Rare Coins even credited Bareford for setting off a craze in this kind of hobby that has a huge potential of becoming a good investment.

Earning from a Hobby

If you are going to enter this kind of hobby, it is better if you really have the passion for it and that you are not doing this for the sole purpose of earning from the collection in the future. You must be driven not merely by the investment factor, but more so, you have to like what you are doing. There are many things that you have to learn in this kind of scheme. The first part entails lots of research in order to increase your knowledge about this.

You have to be equipped with lots of patience, especially in the beginning, when you are only starting to understand the basics. As you progress and as your collection grows, you can turn your attention from learning about the types, value and prices of the coins into how you can upgrade the value of the different types of coins that you have to increase their selling price.

Understanding the Coins that You Collect

There are various resources that can help in broadening your knowledge about the coins and about this kind of collection. You have to search for topics about the grading of these coins, glossary, types and what factors affect their value.

Aside from printed resources, you can also opt to use software that can help you understand the different aspect of the process. You can use certain software to serve as guide in terms of pricing. The software has almost everything that you ought to know about the matter, such as the mintage values, images, historical features and other essential factors.

This is actually a good hobby where you can learn a lot from while enjoying the process. You can also use the collection in educating your kids about what these coins represent and how they can begin their own coin collection as well. You can arrange the coins in various ways that many people will find interesting to look at.

This kind of collection can be very beneficial in the long run because you can really treat this as an investment and earn from this in the future.

Ready to turn your coin collection hobby into a true coin investment? Tap into online coin resources and you can easily upgrade your coin collection. The first step that you should take is to increase your knowledge. You can do this by visiting http://CoinCollectionWorld.com and signing up to receive the daily newsletter. Set your goals high by learning more about the world of coin collecting today.

One cannot trade with profit as the primary aim. With money as the motivating element, this trader is bound to make a lot of mistakes and commit many trading sins. Each winner and each loser amplifies his sense of success and failure and he will never be able to trade well. On that note, my take is that the trader should aim to trade well each day, rather than to profit. The money will come when you make no mistakes.

Some traders hate to lose money. When you have a hate for losing, you will do whatever it takes to make sure u do what is right. As traders, we all know that we can never avoid losing trades. That is the cost of running the business. And when you hate to lose money, you tend not to take random trades, gamble, revenge trading, cherry picking, moving stop losses or commit other trading mistakes that will potentially make you lose unnecessary money. Over the long run, this trader will be profitable as he will stick to his system and rules.

Some traders fear losing money. A person that is afraid to lose money should not be trading. His fear stems from the fact that money means too much to him. As the fear is too strong, when a trading signal comes, and knowing that there is always a chance that this trade will turn out to be a losing trade, he will rationalize ways to avoid taking the trade. Such trader will tend to cherry pick his trades; take quick profits and not allowing the good trade to reach its full potential. He may also cut losses prematurely in order to avoid ‘a bigger loss’. All these mistakes will affect his trading account in an unimaginably large extent.

Now, imagine you bought a unit at $1 a share, and you projected it to reach $1.80. It went to $1.35 and the price began to stagnate. Price hovered around $1.31- $1.35 refusing to move further due to a significant resistant level that was established last week. As this happens, doubts started to manifest and you began to believe that there was not enough buyers and the price would reverse soon. Objectively, all the other objective parameters still stood intact, but you decided to trust your gut and ‘judgment’. You exited the trade with some profit at $1.33 and you felt relieved. A few minutes after that, price broke $1.35 and surged strongly to hit a high of $2.10.

Yes, you made some money. But this is also a form of loss when you leave money on the table. Typically, one will feel more pain taking a loss in the usual way where price turned and went against him, than such a loss where his mental weakness caused him to lose out on a very good move which he had already committed to. I believe this trader will start to get angry and began to blame himself and subsequently take some random trades to make up for the ’shortfall’, usually ended up with a bad ending. Even if he is to make money on those random trades, it is never a good thing to be rewarded for doing wrong things. He will not be so lucky next time.

It is always an interesting journey as a trader learns about himself as he progresses. As one embarks on this career, besides arming himself with the correct trading course system, having a good knowledge of his thinking process is equally important for long term success.

Find out how you can attend a free trading course seminar in Singapore.

For more trading tips and to attend a free trading course seminar in Singapore visit my website http://www.conceptofprice.com

Most investors want to enjoy the high, longterm returns provided by equities, but they can’t stomach the volatility of the stock market. In the bear market of 2008, the S&P 500 lost 60% of its value. This is too much for people who need to rely on their investment portfolios for retirement.

GOAL/ OBJECTIVE:

To provide longterm gains that beat the market averages with less volatility than the overall market, and significantly less draw down during bear market corrections.

BASIC APPROACH:

Use low cost, unleveraged, Exchange Traded Funds (ETFs) that track the broad market indices as investment vehicles. Invest in bull market ETFs when the 9 month moving average (9MMA) is trending up, and bear market ETFs when the 9MMA is trending down.

HISTORIC RESULTS:

Ignoring dividends and trading costs, a buy and hold investment in the S&P 500 of $100,000 starting in 1995 would be worth $295,000 at the end of 2011. An investment in unleveraged S&P 500 bull and bear ETFs based upon the trend of the 9MMA would be worth $678,000.

The largest draw down during this period would be 60% for the S&P 500 buy and hold strategy. The maximum draw down for the trend following technique would be 25%.

BACK TESTING:

The 9MMA trend following strategy has been rigorously back tested for the Russell 2000 and the NASDAQ Composite from 1995 to present, and for the S&P 500 from 1980 to present. Some other time periods were checked on a less rigorous basis, to see if the method holds up during significant recessions; notably, the DOW 30 during the late 1920s and the 1930s, Japan’s Nikkei 225 during the late 1980s and 1990s, and the S&P 500 around the time of the 1974 bear market. In each instance the 9MMA trend following method yielded better results than the market averages, with smaller draw downs, and less overall portfolio volatility.

REFINEMENTS:

While developing this strategy, I noticed a number of refinements that could potentially improve longterm returns, or reduce risks. For example, in March 2009 the S&P500 went down to $670, but the 9MMA trend following technique indicated staying short until June, when the S&P 500 was at $930, before switching to bull market ETFs. I know there are a number of techniques and indicators that could improve the timing of these bare/ bull decisions. However, I have not been able to back test these theories in enough detail to ensure they should be adopted in the overall strategy. I’ll include the results of back testing these refinements in a later article. Some of the things I’ll look at include:

- Using MACD and Relative Strength indicators for timing the bull/ bear switch

- Employing multiple indices to get a head start in trend turning points

- Using leverage during the fat part of bull market trends

- Using multiple indicators to identify market trends

- Enlisting weekly charts to identify trend changes faster.

- Etc.

The goal will be, to back test the most promising ideas and incorporate enhancements to improve performance and reduce risk, and to keep the overall strategy simple while limiting the number of buy/ sell transactions.

Knowing to what extent the price change is going to affect your position and account is essential for a trader. For that you have to calculate the value of one pip of price movement. There are lots of examples on the ‘net, and some of them look rather confusing. While in fact calculating pip value is very easy to do.

First of all you should know by now that the currency specified first in exchange rates is base currency, and the one in the second position is called terms currency. You always buy or sell the base currency. And the value of pip you will get is in terms currency. Multiply how much you buy or sell with a pip size: say for 6 mini-lots of NZDUSD pip value is 6′000NZD * 0.0001 = 6USD/pip; or for 2 full lots of USDJPY it is 200′000USD * 0.01 = 2′000JPY/pip.

Sometimes you are fine with what you get in a previous step. Specifically, this is the case when terms currency of your trade is what you want to see. For example, you trade NZDUSD and want to get pip value in dollars, then you got 6USD per pip already and don’t need to go any further.

But you may want to see this value expressed in a currency other than the terms currency. Say you want to know how your account would be affected by 1 pip price movement and you made a deposit in pounds. In this case you’ll have to take exchange rate of the pair including GBP (or other currency you are interested in) and the terms currency of your trade (USD for NZDUSD, or JPY for USDJPY). Say rates are 1.6977GBPUSD and 161.50GBPJPY.

Next step is to look if our currency (i.e. GBP) is base or terms currency in these rates. If it is base currency we divide the above result (i.e. pip value expressed in terms currency) with the rate: 6USD/1.6977GBPUSD = 3.53GBP or 2000JPY/161.50GBPJPY = 12.38GBP.

If it is terms currency though, we multiply the above result with the rate. Say our account denominated in swiss francs (instead of pounds). USDCHF rate is 1.0624, CHFJPY is 89.61. Then 1 pip value of the two trades above will be expressed in francs as: 6USD * 1.0624 USDCHF = 6.37CHF (CHF is terms currency here), but 2000JPY / 89.61 CHFJPY = 22.32CHF (CHF is base currency in this pair).

In case the last two examples still leave you wondering, try to look at them in the following way. 89.61CHFJPY means we pay 89.61 units of terms currency (JPY) for 1 unit of base currency (CHF). That is 89.61 JPY per CHF, or mathematically speaking 89.61 JPY/CHF. (Yes, the actual meaning of exchange rates is exactly opposite to the order we see in forex symbols; it is even more confusing since sometimes symbols include slash, like CHF/JPY). Now if you substitute this mathematical meaning into formula from the last paragraph, you’ll notice that one of the currency symbols within the fraction will get reduced and another one will end up in the numerator position: 2000 * JPY / 89.61 * JPY / CHF = (2000 / 89.61) * CHF = 22.32CHF. Thus you’ve got exactly what it says – 22.32 swiss francs (per pip of 2 full lots of USDJPY).

A word from author. I am a Forex enthusiast and private trader striving to apply my 10+ years of professional programming expertise to automated trading. Read more about Forex trading and MetaTrader programming on my blog at MoneyUnleashed.com.

You sure hear the “evil speculator” term being thrown around a lot these days. From the sound of it, speculators are the source of all of our troubles. I swear, I’m just waiting for someone to try to round them all up and burn them as witches or something.

But before everyone gets a bit too hasty, maybe we should think about what a speculator is. And maybe we should all take a look at ourselves in the process. Because I think there might be some surprises in store if we do.

Definitions vary, of course, but a speculator is someone who’s main intention is to make a profit in the financial markets by buying low and selling high. They focus more on price.

An investor, on the other hand, probably does some serious research into the value and profits of the company they are investing in. They are trying to make a return on their capital through dividends.

There may be some overlap here, but you get the idea. Speculators want to make money primarily by investment prices going up.

So let’s think about this?

Have you ever bought a stock, and the reason you bought was you were hoping it’s price would go up so you could sell it at a profit?

Hmmmm… you might be a speculator.

Do you have a 401k at work, and you invest in it, hoping the price of the stock(s) goes up? Did you do your due diligence in researching the company(s), their cash flow, earnings, dividends, ability to pay those dividends, etc.?

You didn’t? You just invested hoping the price would go up?

Hmmmm… you just might be a speculator.

Did you invest in some mutual funds hoping the price would go up? Did you do any due diligence – like at least look at the different company stocks in the mutual fund? Anything like that?

You didn’t? You just bought hoping the price would go up?

You are sounding an awful lot like an evil speculator to me.

And if you didn’t even look at the companies in your mutual fund, there is a good chance one of them is an OIL COMPANY.

Which makes you an EVIL OIL SPECULATOR!

And we all know they are the worst kind. After all, they are TOTALLY responsible for the rising gas and oil prices, right? Of course, it has nothing to do with the following, right?

1) supply and demand,
2) the spring season when gas prices always go up
3) the expensive government mandated changeover to summer gasoline blends
4) the government inflating the currency

It’s just the fault of the evil oil speculators.

Hey, about the only good thing you can say about those evil oil speculators is that if they round them all up to burn as witches, well, they ignite rather easily.

Now I’m kidding about that last part, rounding them up and such, but you take my point that the evil speculator thing is being thrown around a bit too loosely, don’t you think? Because most of us are probably speculators to some degree. And I think most of us are not so evil.

Now if you’re truly looking for evil, consider this. Speculators are often confused with market manipulators. And that’s a whole different story.

Market manipulators bend the rules, don’t play fair, often cut special deals to use the force and favors of government, and don’t want to work within the free market system in a fair way.

They take unfair advantage. And to my way of thinking, they truly are evil. Because they can harm or destroy markets. And cause all kinds of price distortions.

So if you really need a boogieman to blame all of our troubles on – I’d vote for the market manipulators for sure.

And I’d leave the speculators out of the picture. Because that picture may be a mirror, and we just might see an image of ourselves staring right back at us.

To your health and prosperity – John

P.S. Note that I said “Speculators want to make money primarily by investment prices going up,” earlier just to keep the idea simple to get the point across. But speculators can also make money betting on the price going down by selling short.

Short selling is when you sell high, then buy low, as opposed to buy low, sell high. You’re doing the same thing really, just in a different sequence. And both are all about price action, which is the point about speculators we were making.

John Roberts is the founder and CEO of Live Learn And Prosper.com, a leading newsletter/website featuring simple tips and explanations for informed living and investment success.

You can learn more about Stock Market For Beginners here… http://www.livelearnandprosper.com/stock_market_for_beginners/.

Many people are feeling very fearful about money right now. They are afraid they will lose it, won’t have enough, and won’t be able to get more. Fear is the enemy of wealth building because it shuts you and your brain down, and stops you from taking any proactive steps to improve your financial well-being.

Rather than coming from a place of fear, it’s best to come from gratitude, because gratitude allows you to think what’s possible, to “hear” new ideas, and to keep an open mind so you can move forward. Living in fear just keeps you stuck there.

Having a wealthy mindset today is crucial if you’re going to create more wealth. If you see how fortunate you already are, how much you already have, and how blessed your life is, you can create more of it.

Recently while I was on the Money Answers Investing cruise, I had the opportunity to shop.

Instead of feeling like I wanted more, I reflected on all the jewelry, art, and clothes I already had. I have so much, I should probably be giving some of it away! It changed my perspective and took away my desire to buy more. I wasn’t trying to not to spend, but it worked out that way because I already felt abundant.

Last edition you learned the “W” in the WEALTHY mindset system is for “write it down.”

The “E” is for ENVISION the END.

Envision what your end goal is. If it’s living a certain lifestyle or having a certain career or the perfect home, envision what you want – and do it often.

Think about it before you sleep and upon awakening. Create a picture book, a vision board, and a journal. Take the vision in your mind and put it on paper in front of you, so you can look at it, in addition to imagining it.

Now ask yourself WHY you want it. Is it for more relaxation? More time with family and friends? Less stress? Asking the why behind your vision is important to get in touch with what’s actually driving your desire.

If you know that, then you can propel your dreams into reality much more quickly by addressing what it is you really want.

Perhaps you’ve been craving a tropical vacation, and now you realize you just want less stress.

How about adding something to your life now to accomplish the same end goal?

Perhaps getting a massage once a month is a luxury you could add now that will help you feel wealthier while you’re still working on your ultimate goal. That way you have the abundance and gratitude now that will also make you feel wealthier now, and that will definitely improve your wealthy mindset!

Linda P. Jones is America’s Wealth Mentor. Linda teaches women all over the world her personal wealth building system, which begins with having a wealthy mindset and ends with creating your legacy.

http://www.lindapjones.com

Many people are under the mistaken assumption that if they don’t have a lot of money to invest, that they can’t build wealth. Sometimes that’s true, but not today.

The way I teach people to invest is by first identifying the cycle we’re in. Cycle refers to repeating patterns with investments that occur at regular time intervals. There are two main cycles: stocks and commodities. Each cycle lasts roughly 15 – 20 years. Currently, we are in the commodity cycle which began in 2001. We can see this is true, because commodities have led in performance for the last 11 years. Gold has appreciated about 17% per year and silver about 24% per year (except last year, silver was slightly negative due to a normal pullback, not the end of the trend).

So we know we’re in the commodity cycle and roughly 11 years into a 15 or 20 year trend.

There is still plenty of time to build wealth. Cycles end when it becomes obvious to everyone, even the non-investor, that this is a good place to build wealth. Then seemingly everyone jumps to invest, or go “all in”, and we see tremendous appreciation at the very end of the cycle, usually climaxing in a “bubble.” By definition, bubbles are invisible while they are building, and only can be recognized by everyone in hindsight.

Since this bubble has not only to do with commodities, but also gold and silver being treated as currencies (yes, it’s happening. Countries are now paying for oil with gold, the Comex is accepting gold for payment, and so is the State of Utah). It’s just the beginning. Gold and silver will gain more acceptance as currency as the Dollar, Euro, and other paper currencies continue to lose value over time.

This will cause demand for gold and silver to back paper currencies (like the Swiss Franc is proposing now to be backed with 20% gold). The bubble will likely be worldwide as Central Banks purchase the metal at any price to back their failing paper currencies.

All of this is why silver is a great investment now. Silver is not only in the commodity cycle and also is a currency, it is used also as an industrial metal in new energy inventions and technology. Don’t let the fact it’s only $34 an ounce fool you. It is very rare and in low supply. High demand and low supply = a great investment opportunity! You can buy it from a coin dealer, like an American Eagle coin for about $5 over the spot price, or about $39 today. You can also invest in billionaire Eric Sprott’s silver ETF, symbol PSLV (I prefer this and do NOT recommend the more popular, SLV). PSLV is at $14.55 a share today. Remember, you’re actually buying the physical silver, not mining company shares.

Linda P. Jones is America’s Wealth Mentor. Linda teaches women all over the world her personal wealth building system, which begins with having a wealthy mindset and ends with creating your legacy.

http://www.lindapjones.com