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	<title>Investment Articles</title>
	<link>http://investmentarticle.com</link>
	<description>Professional investment articles offering excellent advices</description>
	<lastBuildDate>Tue, 22 May 2012 14:00:16 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	
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		<title>Investments for Income &#8211; Non-Financial Alternative Income Investments</title>
		<description><![CDATA[Will Greece leave the Euro? Will Spain default on its debt? Will the global economic recovery fail? Will equity markets crash again?

There are the questions that Investors of all shapes and sizes are asking, but unfortunately, no-one really has any coherent answer. So with such uncertainty surrounding the fate of investments held in money market assets like shares, bonds and cash, most Investors and Financial Advisors are questioning the wisdom of holding the majority of investment portfolios in traditional asset classes, and are instead seeking out solid alternative investments based on the acquisition of tangible, physical property assets that are unlikely to depreciate to nothing - and which will always retain some capital value whilst generating often very high annual incomes.

Property investments are of course the first and most obvious port of call for the average Investors, as well-positioned and well-managed property assets are capable of generating income yields far exceeding the paltry returns on cash deposit accounts; and whilst inherently illiquid, property values are unlikely to fall in the long-term due to the fact that many markets have already shown a significant decline in value, allowing Investors to buy close to the bottom at reduced prices, further enhancing yield.

Not all markets offer such a great opportunity however, and the on-going costs and complexity of property management and tax liabilities make direct investments in many markets quite risky for the long-term Investor. There are of course a range of hands-off options for those considering property assets as investments for income, form property funds to REITs and new innovative structures such as property bonds - where a larger portfolios benefiting from economics of scale and independent management are accessible through the issuance of fixed income binds to private Investors who take a direct charge over the assets, without having to take direct ownership.

For those prepared to take on more risk, emerging markets also offer some interesting income opportunities, especially where Investor capital can facilitate short term developments where completed properties can be sold directly into the local market with buyer assisted financing.]]></description>
		<link>http://investmentarticle.com/investments-for-income-non-financial-alternative-income-investments.html</link>
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		<title>Thinking About Tax Lien Investing</title>
		<description><![CDATA[During irregular economic times, it is common for a person or family to no longer be able to afford to pay all of their debts owed. Some of the debts include taxes owed on their property such as their home. This can be particularly devastating but a part of the agreement that they make in taking on a purchase that if they cannot pay the mortgage to the bank then they could be foreclosed and they can be forced to vacate for new owners; moreover, tax sales do not mean immediate removal, but the occupying family simply does not own the home anymore.

They have up to three years to purchase it back, but it will cost them far more than a few missed tax payments.]]></description>
		<link>http://investmentarticle.com/thinking-about-tax-lien-investing.html</link>
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		<title>Investments for Income &#8211; Which Asset Class Yields 20% Per Annum?</title>
		<description><![CDATA[As Investors and Financial planners continue to reduce their exposure to money-market investments in order to reduce portfolio volatility and capital risk, at the same time low interest rates are driving appetite for alternatives investments capable of replacing lost risk-free income. In fact, for UK Investors, the best 3-year savings account yields just 4% per annum (2.4% after 40% tax), and with CPI inflation reducing the value of capital by 3.5% every year, cash held in deposit accounts will continue to lose value in real terms, hence the desire for high income alternatives.

Strategic property investments offer an interesting play for the Investor capable of tolerating the relative illiquidity associated with real estate assets, and many markets around the world offer a glut of opportunities as distressed sellers seek to rid their balance sheets of property assets in exchange for liquid capital. There is however a number of inherent risks associated with property investing, and direct investments often involve taking on the potential liabilities involved with tenant sourcing and management, annual taxes and property maintenance.]]></description>
		<link>http://investmentarticle.com/investments-for-income-which-asset-class-yields-20-per-annum.html</link>
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		<title>Income Investments &#8211; Where to Find a 20% Annual Return</title>
		<description><![CDATA[Income investing is a widely used strategy; indeed most investment portfolios - large and small - will hold at least some income investments. Historically, Investors and Financial Planners have relied almost exclusively on financial markets to access regular income streams; either through share dividends, cash held in high-interest deposit accounts, bonds of varying types or other nice income generators such as Permanent Income Bearing Shares (PIBS).

Today we find that more and more Investors and Advisors are seeking out alternatives to money-market investments as volatility, economic uncertainty and dismal interest rates converge to limit the income producing potential of traditional financial instruments. Many in fact are refocusing on that old favourite; property.]]></description>
		<link>http://investmentarticle.com/income-investments-where-to-find-a-20-annual-return.html</link>
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		<title>Explore Online to Know About Latest Technicalities Involved in Producing Oil and Gas Successfully</title>
		<description><![CDATA[There are oil exploration companies which have been thriving because of their application of cutting edge technology. They have introduced certain changes to the conventional exploration techniques in order to make these computerized and environment friendly.

There are countries like the USA which are comparatively late comers in this field. Still they have been able to achieve success within short tenure.]]></description>
		<link>http://investmentarticle.com/explore-online-to-know-about-latest-technicalities-involved-in-producing-oil-and-gas-successfully.html</link>
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		<title>Income Investment &#8211; Where to Find the Best Investment for Income</title>
		<description><![CDATA[In the current economic climate, many Investors and Financial Planners are seeking alternatives to volatile stock markets and dismal deposit accounts in an effort to boost portfolio income without dramatically altering overall risk profile. One such are of interest for the Income Investor is strategic property, as high-yield property assets can be acquired from distressed sellers with deep discounts to market value, enhancing income returns and reducing capital risk.

There are number of markets around the world where, in the tail end of the global financial crisis, income-generating property assets can be acquired from financial institutions keen to rid their balance sheets of illiquid assets in order to borrow freely in money markets. Indeed, holding defaulted loans or repossessed properties can limit the amount of borrowing a financial institution can do, and as such many are prepared to let these asset go at rock-bottom prices.

The most obvious market for Investor to consider is the US property market, where the bulk of sub-prime mortgage defaults have now been processed and foreclosed and a glut of property sits empty and unsold.]]></description>
		<link>http://investmentarticle.com/income-investment-where-to-find-the-best-investment-for-income.html</link>
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		<title>How to Succeed in Share Trading As a Beginner</title>
		<description><![CDATA[The advent of online share trading has seen a dramatic increase in stock market newsletters and courses. Many traders inadvertently find themselves stuck in the beginner's cycle. They may have attended a course or seminar, or purchased a black box system only to find the results are drastically different from those that were touted, so they move onto the next one.

Others may have purchased some trading software and read a few books to begin a more self directed approach, only to find themselves suffering from 'analysis paralysis' as they discover the plethora of indicators within the software and devote much time to discovering the holy grail.]]></description>
		<link>http://investmentarticle.com/how-to-succeed-in-share-trading-as-a-beginner.html</link>
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		<title>Indexed Universal Life: Flexibility For All Phases of Life</title>
		<description><![CDATA[In order for a financial vehicle to be worthy of all phases of a consumer's lifetime, it must be liquid, it must have a proven track record (or rate of return) and it must have the flexibility to adapt to the consumer's changing financial needs. Indexed universal life is a unique strategy that can provide all of these features and more. Let's take a closer look at how IUL can be a fit for each phase of a consumer's life: introduction, accumulation and preservation.

During the introduction phase, the consumer has usually completed their education/training and is eager to take on the world like a boxer lacing up his gloves for his first fight.]]></description>
		<link>http://investmentarticle.com/indexed-universal-life-flexibility-for-all-phases-of-life.html</link>
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		<title>How Green Is Your Investment? Ethical Investments Explained</title>
		<description><![CDATA[It's rare for a day to pass by without hearing a new proposal to help save the environment. Our morals and ethics often summon us to 'do our bit'. However despite the efforts being made, it seems the world's many problems show little sign of dispersion.

The ethical problems we are warned about do not stop at global warming and environmental pollution.]]></description>
		<link>http://investmentarticle.com/how-green-is-your-investment-ethical-investments-explained.html</link>
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		<title>Three Things That You Should Do Before Investing</title>
		<description><![CDATA[With some things in life, it can pay to jump in head first and think later. Others take careful consideration and a lot of thought before initiating. Investments definitely fall into the latter category.]]></description>
		<link>http://investmentarticle.com/three-things-that-you-should-do-before-investing.html</link>
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		<title>Best Investment Opportunity Today</title>
		<description><![CDATA[The best investment opportunity for 2012 and 2013 could be stocks, but any bond investment is suspect at best. With even the best safe investments paying zip it's important to look for investment opportunity elsewhere. How about an investment in real estate that requires no time, effort or management on the investor's part?

Real estate is the best investment opportunity for 2012, 2013 and going forward because it's selling cheap.]]></description>
		<link>http://investmentarticle.com/best-investment-opportunity-today.html</link>
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		<title>Institutional Investors See Advantages in Index Funds</title>
		<description><![CDATA[Institutional investors are a segment of the market consisting of traders who make large trades that qualify them for preferential treatment with a broker. This can include lower commissions and fewer regulations that dictate their market participation. Examples of institutional investors are pension funds and other types of large entities that buy quantities of shares in bulk amounts.

This type of investor can buy shares in many types of market products that include individual stocks, various types of bonds and specific commodities.]]></description>
		<link>http://investmentarticle.com/institutional-investors-see-advantages-in-index-funds.html</link>
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		<title>Asian Index Fund Opportunities Are Increasing Despite a Volatile Market</title>
		<description><![CDATA[It seems that the volatility in the markets have had almost no effect on increasing dividends accrued in the Asian markets. Asian investors are realizing great success and opportunities with exchange traded funds despite the increasing costs in rental properties, real estate, and even food commodities. Index fund portfolios are manipulating these market increases through more aggressive investment schemes.]]></description>
		<link>http://investmentarticle.com/asian-index-fund-opportunities-are-increasing-despite-a-volatile-market.html</link>
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		<title>The Differences of Long and Short Options</title>
		<description><![CDATA[The options markets are divided into two main types - the calls and the puts. The possible trades are also divided into two types - the long or the short. To illustrate the relation and complexity of options to trades is that an option that is long might be short on the underlying market just and vice versa.]]></description>
		<link>http://investmentarticle.com/the-differences-of-long-and-short-options.html</link>
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		<title>How Investing in Alternative Markets Can Help Improve Your Portfolio</title>
		<description><![CDATA[In today's tough economic climate, people are looking for ways to get back some of their wealth that they lost over the last few years. Most conventional markets did not perform as well as they have in the past, which caused investors to lose a large sum of money. If more people would have invested in alternative markets, they would have been better prepared to weather the economic storm and would not have lost as much of their money as they did.

Outperform Traditional Markets

One of the best ways investing in alternative markets can help grow your portfolio is that these markets typically outperform conventional markets during bear markets.]]></description>
		<link>http://investmentarticle.com/how-investing-in-alternative-markets-can-help-improve-your-portfolio.html</link>
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		<title>Top 5 US Property Markets</title>
		<description><![CDATA["The Crash is over," says Mark Zandi, the Chief economist for Moody's Analytics. With a recovering US Housing Market, now is the best time to invest in USA property. The only thing you have to decide is where to buy.]]></description>
		<link>http://investmentarticle.com/top-5-us-property-markets.html</link>
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		<title>Euro Exchange Rate Allows Holiday Money to Go Further</title>
		<description><![CDATA[There may be one less economic thing to moan about as the uncertainty in the eurozone has caused the Euro to weaken against the pound to a level not seen for three and a half years.

Uncertainty stemming from the recent elections in Greece and France has led to investors and holiday makers obtaining up to &#8364;1.20 to Â£1. In real terms, the difference from a year ago is &#8364;52 extra when exchanging Â£500.

Richard Driver, a currency analyst at Caxton FX believes that the pound could strengthen further against the Euro. 'Sterling is gaining plenty of momentum thanks to its growing safe-haven status and considering the chronic instability within the eurozone, we could realistically see the pound hitting the 1.30 euro mark by the autumn.'

Although things do look bleak for the eurozone it seems as though the days may be gone of when you go the Post Office with a quantity of sterling and are returned with the same quantity but in a different currency.]]></description>
		<link>http://investmentarticle.com/euro-exchange-rate-allows-holiday-money-to-go-further.html</link>
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		<title>The Liquidity of an Exchange Traded Fund Is the First Thing You Should Look At</title>
		<description><![CDATA[An exchange traded fund is similar to a mutual fund in a lot of different ways. An ETF is a collection of different stocks and bonds, all grouped together so that you are investing in all of them simultaneously. This means that you're spreading out your investment and thus you have a much better chance of increasing your initial investment and getting a return.]]></description>
		<link>http://investmentarticle.com/the-liquidity-of-an-exchange-traded-fund-is-the-first-thing-you-should-look-at.html</link>
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		<title>A Reflection on Our Federal Stimulus</title>
		<description><![CDATA[Prior to 2008 the Federal Government remained diligent upon separation of private business and fiscal policy. All of that changed in September of 2008. The initial federal stimulus of Wall Street was sparked by plummeting Collateralized Debt Obligations (CDOs).]]></description>
		<link>http://investmentarticle.com/a-reflection-on-our-federal-stimulus.html</link>
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		<title>Investing Strategies: Assessing Risk Tolerance</title>
		<description><![CDATA[One of the things that you really need to think about before you even decide to put your money in a financial vehicle on the way to fiscal independence and early retirement is the risk tolerance that you are going to have. What does that mean? Well, simply put, you need to be absolutely comfortable with the amount of money that you are going to invest. That may sound easy enough but you are not going to believe how many people fall prey to the notion that they are going to have to put more money than they want into a prospect.

The concept seems simple enough: who dares wins.]]></description>
		<link>http://investmentarticle.com/investing-strategies-assessing-risk-tolerance.html</link>
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		<title>5 Steps to Buying Tax Liens Online</title>
		<description><![CDATA[There are five steps that you need to follow in order to be a successful tax lien investor whether you investing in tax liens online or in person. But how you follow out these steps is just a little different for the online tax sale. I like to use the acronym "STEPS" to describe these five steps.

The 5 Steps To Buying Good Liens Online Are:

1.]]></description>
		<link>http://investmentarticle.com/5-steps-to-buying-tax-liens-online.html</link>
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		<title>Rare Earths Investment</title>
		<description><![CDATA[Cerium, for example, is the 25th most abundant element at 68 parts per million, very similar to copper in fact. What gives them the name Rare Earth Elements is a result of their dispersal in the earth's crust. REE are typically widely dispersed and rarely found in concentrated and economically viable mining concentrates.]]></description>
		<link>http://investmentarticle.com/rare-earths-investment.html</link>
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		<title>Why Invest in New Zealand Farms?</title>
		<description><![CDATA[A lot of people don't seem to comprehend that, despite how much work owning and running a farm can be, farming investments have some of the greatest return out of any industry in the country. Farmland offers, and has offered in the past, stable returns for any investor looking to support the industry. In New Zealand, agriculture contributed two thirds of exported goods between 2006 and 2007.]]></description>
		<link>http://investmentarticle.com/why-invest-in-new-zealand-farms.html</link>
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		<title>Reasons NOT to Invest With Family and Friends &#8211; Part One</title>
		<description><![CDATA[Having fallen into this trap of investing with very close friends, so close they were considered members of our family, I feel compelled to write about this experience and hope the warning does not fall on deaf ears. Probably like myself people will say 'Oh it won't happen to me' 'My family/friends love me and know me, they know I wouldn't cheat them'. Maybe you wouldn't but were money is concerned rationale goes straight out the window.

So here is my list of the reasons NOT to invest money, credit or any other funds from investments, RRSPs, 401K, etc, that belongs to family or friends.

Were money is involved among members of a family or between friends, the only people that generally benefit from this transaction are lawyers.]]></description>
		<link>http://investmentarticle.com/reasons-not-to-invest-with-family-and-friends-part-one.html</link>
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		<title>Bonsai Ginseng &#8211; A Worthy Investment?</title>
		<description><![CDATA[The art of bonsai has been cultivated over 500 years since the Japanese borrowed the idea of growing trees in small pots from the Chinese. Where the Chinese simply saw this as somewhat of a scientific practice of collecting very old trees the Japanese saw something in its beauty and the ability of a craftsman to emulate a tiny version of a tree, scrub or vine. One such variety is Bonsai Ginseng, a fig plant native of Taiwan and now common in many households around the world as a bonsai plant.

In recent times bonsai has spread around the world and has picked up admirers from Tokyo to Melbourne, Osaka to New York.]]></description>
		<link>http://investmentarticle.com/bonsai-ginseng-a-worthy-investment.html</link>
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		<title>The Next Financial Tsunami &#8211; 2012-2018</title>
		<description><![CDATA[If you have remembered 2008-2009, that may be the worst financial year we have ever faced since Singapore became independent in 1965. With the credit crisis in US then unveiling its dark closet, the Dow Jones Industrial fell approximately 54% from its high of 14,164 in October 2007 to finally hit bottom on March 9 at 6,440. The truth is - the Final Impact of that tsunami is yet to hit us and it's on its way now.

Now in 2012, major economies like the US and Europe are slowing.]]></description>
		<link>http://investmentarticle.com/the-next-financial-tsunami-2012-2018.html</link>
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		<title>Passive And Index Funds &#8211; Have You Done Your Research?</title>
		<description><![CDATA[As part of the continual research that we do on the subject of investing, we have noticed a rising trend in financial advisers and the general public becoming more aware of passive and tracker funds.

We have been involved with this style of investing for many years now, and although it is very plain to us that it (in our opinion) is the most robust and academically proven route to investing one's capital (as opposed to investing in alternatives, such as 'active' funds), it has taken some time to become more mainstream.

Now, however, there is much more coverage in the press about this way of investing, and Richard Saunders, Chief Executive of the Investment Managers Association commented recently that passive funds had experienced a 12% rise in the value of the amount of money being invested in them in 2011 as compared to 2010.

Some of the media coverage included 'This is Money:

"Investors ditch expensive fund managers for trackers. Despite the vast amounts of money still being thrown at active fund managers, the average UK fund has been beaten over five years by ones which blindly follow the FTSE All Share."

IFP

Then there was the meeting of the North East branch of the Institute of Financial Planning (IFP) Ray &#038; I attended. There were some good speakers, including Tim Hale, author of 'Smarter Investing', whom we have met many times before.

Tim is excellent at pointing out the merits of passive funds and presented to us an example of how hard it is for an active fund to beat a passive fund on average, over time and after costs.

Remember, an active fund aims to beat the market by holding the right shares (and will often trade shares on a regular basis to try and achieve its objective).

A passive fund simply buys the market, and trades very little as it is based on a 'buy &#038; hold' strategy.

Tim put a slide up that had 353 dots on it, with a 40 year time period.]]></description>
		<link>http://investmentarticle.com/passive-and-index-funds-have-you-done-your-research.html</link>
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		<title>Alternative Investment Options</title>
		<description><![CDATA[In recent years, many investors have started to realize that the investments that were previously viewed as safe may not be as safe as they thought. Traditional forms of investment such as the stock and bond markets don't provide the same kind of safety that many people think. Because of this, many investors are starting to look for alternative investment options that can provide superior returns without taking on much more risk.]]></description>
		<link>http://investmentarticle.com/alternative-investment-options.html</link>
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		<title>Factors to Consider When Trading ES Emini S and P Futures</title>
		<description><![CDATA[Sports fans always want the score. The score tells fans which team is the winner and which team is the loser. The score settles the contest and provides a clear sense of finality.]]></description>
		<link>http://investmentarticle.com/factors-to-consider-when-trading-es-emini-s-and-p-futures.html</link>
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		<title>Inescapable Challenge</title>
		<description><![CDATA[THE INESCAPABLE 2012 INVESTMENT CHALLENGE And Its Deserved Canadian Bias

Debt of unprecedented magnitude - the servicing of which is devouring unsustainable proportions of disposable income, personal wealth and overall economic output.

Debt so debilitating that three members of the 17-country Eurozone - Greece, Ireland and Portugal have already needed to be bailed out (Greece twice), while within the 27-strong European Union note worthies like Spain, Italy, France and even the United Kingdom have needed to be put on life support under painful austerity programs.

Neither should it be much different in a debt and deficit-riddled U.S.A. where "it's the economy, stupid" is once again the battle cry in a bruising presidential election campaign, that is already well up and running.

If there is some accompanying good in all of this it is that the developed world has at last awoken to a serious debt habit, the longer it lasts the harder it is going to be to shake.

A legacy of debt like no other is also why 2012 increasingly emerges as a pivotal year in which there is already no choice but to be "inescapably" invested.

Today's artificially-low central bank-managed interest rates and a quiescent (for now) but ever-present risk of returning inflation are two imperative reasons for switching the focus to equities rather than bonds.

Inevitably, the markets as opposed to the central bankers will begin calling the shots as to where interest rates should truly settle. It's already happening in Portugal, Spain, Italy and other EU countries and could well come sooner than currently thought in the U.S.

Remember, as well, that history shows few if any nations ever paying off their debts instead succumbing time and again to the temptation of inflating them away.]]></description>
		<link>http://investmentarticle.com/inescapable-challenge.html</link>
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		<title>Top 7 Dinar Forum Sites Review</title>
		<description><![CDATA[Who would not want to get the latest updates on dinar? What about you? Where do you get the latest dish on your dinar investment?

Every year, it seems that there are emerging dinar dealers who offer you notes with competitive prices and sites that provide you with news. However, you still need to take precautionary measures prior to your foreign investment. One can only understand the real deal on Iraq's currency when he or she has gone to the right dinar forum site.

We all have our own list of dinar information sources.]]></description>
		<link>http://investmentarticle.com/top-7-dinar-forum-sites-review.html</link>
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		<title>The Road to Success on the Informational Highway</title>
		<description><![CDATA[What an awesome informational time we live in! It has never been easier to access knowledge than it is right now. With a few strokes of the keys, instant gratification can be achieved for whatever it is that we need to know about. My pursuit for making supplemental income and recession proofing my earnings has been successful solely because of the advancements of technology.]]></description>
		<link>http://investmentarticle.com/the-road-to-success-on-the-informational-highway.html</link>
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		<title>Property Investments &#8211; How Have Niche Property Investments Performed?</title>
		<description><![CDATA[Investment Performance of Niche Property Investments

Again, it is difficult to define the investment performance of the property sector as a whole within the context of this document, due to the wide variety of sub-sectors and regions which must be considered. In the UK for example, residential real estate has delivered markedly different performance for each Investor that has participated depending on their strategy (buy to let/distressed assets/development etc), and residential property as a whole has delivered a different performance to commercial property or student accommodation. The same can be said for every combination of sector, strategy and region, therefore the context of this document does not allow for a detailed analysis of the investment performance of the sector as a whole.

Residential - The UK market offers some interesting opportunities, as depressed prices combine with a lack of buyer financing to create a viable rental market that can deliver yields of between 4% and 8% after costs.]]></description>
		<link>http://investmentarticle.com/property-investments-how-have-niche-property-investments-performed.html</link>
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		<title>Property Investment &#8211; Strategies and Fundamental Drivers</title>
		<description><![CDATA[Investing in property, be it residential, commercial, agricultural, leisure, healthcare, student accommodation or some other niche property sector, is ostensibly the most popular and common form of alternative investment, and has been used as a low risk, long-term investment asset by many Investors. The main aim of the property investor is to capture income from rentals, and/or capital growth either through natural attrition or by adding capital value through development. Whatever the form or sector, property investments are solid, tangible and 'real' in that a property is unlikely to depreciate in the long term provided due care and consideration is given to due diligence in the acquisition stage.

Investment Strategy

The traditional form of property investment is the simple leveraged buy to let, where an Investor will acquire a property using a combination of cash and mortgage debt, and seek to cover the mortgage costs with rental income.]]></description>
		<link>http://investmentarticle.com/property-investment-strategies-and-fundamental-drivers.html</link>
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		<title>The Evolution of Azerbaijan: From Birthplace of Mankind to Eurovision 2012</title>
		<description><![CDATA[It wouldn't be overstating the country's historical importance to call Azerbaijan one of the very few cradles of human civilization in the world, and yet it remains a relatively unknown corner of Central Asia on the world stage.

The history of the nation is punctuated by ancient civilisations and a progressive nature that has seen Azerbaijan embrace and foster culture, the arts and democracy often more readily than many other states in the Muslim world. As the country re-establishes its prominence as a leading global oil and gas producer, so it has also seen a re-emergence and re-discovery of its rich cultural and artistic heritage. Azerbaijan's hosting of the 2012 Eurovision Song Contest is a showcase event of just how far the country has developed in recent years.

Rich in more than just culture and history, Azerbaijan's significant oil and gas reserves, as well as promising potential in the alternative energy sector such as wind, hydro and solar generated power are creating exciting investment opportunities to invest in Azerbaijan.]]></description>
		<link>http://investmentarticle.com/the-evolution-of-azerbaijan-from-birthplace-of-mankind-to-eurovision-2012.html</link>
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		<title>How to Invest Money to Secure a Future</title>
		<description><![CDATA[Ever thought of ways on how to invest money so that you can make sure that you have a well-financed future? There are many ways to do so depending on your financial abilities. Here are just some of them that you may want to consider:

Earn Then Apply the Rule of 72

The classic way on how to invest money to make sure that you have enough for your future is to earn it slowly. It is quite simple: you just have to work every day, earn your salary, budget your money, and then save some.]]></description>
		<link>http://investmentarticle.com/how-to-invest-money-to-secure-a-future.html</link>
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		<title>Property Investments &#8211; Direct and Collective Investments</title>
		<description><![CDATA[Investment Options

Access to property investments is well-established, with a range of direct investment opportunities and collective investments available for both retail and institutional Investors alike. In the first instance we should look to the range of property sub-sectors available for consideration, and further investigate both direct and collective access points for the sector in general.

The main property sub-sectors that may be available for smaller investors are:


Residential
Commercial
Student Accommodation
Care Homes
Hotels
Leisure / Tourism
Development
Agricultural
Forestry


Within each sub-sector lies a range of possible entry points for Investors; broadly categorised as either direct investments or collective investments. Collective investments being either regulated or unregulated fund arrangements, where Investors capital is pooled so as to acquire a basket of assets, or participate in a project with a large capital requirement.]]></description>
		<link>http://investmentarticle.com/property-investments-direct-and-collective-investments.html</link>
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		<title>The Advantages of Investing in a Coin Collection</title>
		<description><![CDATA[There are certain collectors who are merely hobbyists and collect things for fun or simply because they enjoy accumulating the things that they gather. This may also be true for coin collectors, but most of these people eventually learn how to capitalize on their collection in the long run.

The potential of earning from the coins that you have collected is big, especially if you have a lot of rare types. A known coin collector, Harold Bareford, is a good example for this claim.]]></description>
		<link>http://investmentarticle.com/the-advantages-of-investing-in-a-coin-collection.html</link>
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		<title>Trading Psychology &#8211; Do You Hate Or Fear Losing Money?</title>
		<description><![CDATA[One cannot trade with profit as the primary aim. With money as the motivating element, this trader is bound to make a lot of mistakes and commit many trading sins. Each winner and each loser amplifies his sense of success and failure and he will never be able to trade well.]]></description>
		<link>http://investmentarticle.com/trading-psychology-do-you-hate-or-fear-losing-money.html</link>
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		<title>Outperforming the Market While Reducing Risk</title>
		<description><![CDATA[Most investors want to enjoy the high, longterm returns provided by equities, but they can't stomach the volatility of the stock market. In the bear market of 2008, the S&#038;P 500 lost 60% of its value. This is too much for people who need to rely on their investment portfolios for retirement.

GOAL/ OBJECTIVE:

To provide longterm gains that beat the market averages with less volatility than the overall market, and significantly less draw down during bear market corrections.

BASIC APPROACH:

Use low cost, unleveraged, Exchange Traded Funds (ETFs) that track the broad market indices as investment vehicles.]]></description>
		<link>http://investmentarticle.com/outperforming-the-market-while-reducing-risk.html</link>
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		<title>Calculating Pip Value Demystified</title>
		<description><![CDATA[Knowing to what extent the price change is going to affect your position and account is essential for a trader. For that you have to calculate the value of one pip of price movement. There are lots of examples on the 'net, and some of them look rather confusing.]]></description>
		<link>http://investmentarticle.com/calculating-pip-value-demystified.html</link>
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		<title>Are You An Evil Speculator? You Might Be Surprised</title>
		<description><![CDATA[You sure hear the "evil speculator" term being thrown around a lot these days. From the sound of it, speculators are the source of all of our troubles. I swear, I'm just waiting for someone to try to round them all up and burn them as witches or something.

But before everyone gets a bit too hasty, maybe we should think about what a speculator is.]]></description>
		<link>http://investmentarticle.com/are-you-an-evil-speculator-you-might-be-surprised.html</link>
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		<title>Creating Your WEALTHY Mindset</title>
		<description><![CDATA[Many people are feeling very fearful about money right now. They are afraid they will lose it, won't have enough, and won't be able to get more. Fear is the enemy of wealth building because it shuts you and your brain down, and stops you from taking any proactive steps to improve your financial well-being.

Rather than coming from a place of fear, it's best to come from gratitude, because gratitude allows you to think what's possible, to "hear" new ideas, and to keep an open mind so you can move forward.]]></description>
		<link>http://investmentarticle.com/creating-your-wealthy-mindset.html</link>
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		<title>What If I Don&#8217;t Have A Lot Of Money &#8211; Can I Still Build Wealth?</title>
		<description><![CDATA[Many people are under the mistaken assumption that if they don't have a lot of money to invest, that they can't build wealth. Sometimes that's true, but not today.

The way I teach people to invest is by first identifying the cycle we're in. Cycle refers to repeating patterns with investments that occur at regular time intervals.]]></description>
		<link>http://investmentarticle.com/what-if-i-dont-have-a-lot-of-money-can-i-still-build-wealth.html</link>
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		<title>Being In Survival Mode Will Never Make You Rich</title>
		<description><![CDATA[I've been noticing a lot of women I've talked to lately are feeling pretty discouraged and downright negative about the economy. The news is bad, bad, bad. Last week at the two conferences I attended I heard lots of fear around money.]]></description>
		<link>http://investmentarticle.com/being-in-survival-mode-will-never-make-you-rich.html</link>
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		<title>CFD Strategy/Strategies</title>
		<description><![CDATA[Going 'long' means you open a CFD position by buying it with the expectation that the price will go up and then selling it at a higher price, that's when you make the money.

Example of a 'long' CFD trade

STEP 1: To open a trade, you BUY300 BHP share CFDs at $28.00 with a 3% margin and $10 commission300 x $28.00 x 3% + $10 $8400 x 3% = $252$252 +10 = $262This means you will be required to have at least $262 in your trading account to open this BHP share CFD trade.

STEP 2: To close a trade, you SELLAfter you bought BHP share CFDs commodity prices jumped in the international market overnight. The following day the price of BHP shares are also expected to go higher and you want to close your BHP share CFD position.You sell 300 BHP share CFDs at $28.50 (for a 50 cents movement in each share CFD) - $10 commission300 x $28.50 = $8550

STEP 3: Checking your profit and lossYour profit and loss calculation will look like this:[(Sell price - Buy price) x number of share CFDs - commission][($28.50 - $28.00) x 300 - $20][.50 x 300 - $20]= $130 profit or 51.6% return for an initial outlay of $252 (margin required)

NB: This calculation does not include the financing charge which is calculated on a daily basis for as long as you hold your CFD position open. Financing charges may vary from one CFD provider to another.

Going 'short' means you open a CFD position by selling it with the expectation that the price will go down and then buying it at a lower price, giving you the profit even if the CFD price goes down.

Example of a 'short' CFD trade

STEP 1: To open a trade, you SELL300 BHP share CFDs at $28.00 with a 3% margin and $10 commission300 x $28.00 x 3% + $10 $8400 x 3% = $252$252 +10 = $262This means you will be required to have at least $262 in your trading account to open this BHP share CFD trade.

STEP 2: To close a trade, you BUYAfter you bought BHP share CFDs commodity prices dropped in the international market overnight.]]></description>
		<link>http://investmentarticle.com/cfd-strategystrategies.html</link>
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		<title>Cover Call and Option Exercise</title>
		<description><![CDATA[A call option will essentially give you the right to acquire a specific underlying stock, at a particular rate whereas a put option gives you the rights to dispose off any underlying stock at a particular rate. Each and every owner of any option contract is free to exercise it, at any given point of time, demonstrating that this financial transaction that has been specified under the contract, has to be enacted straight away between the two parties to the contract. Alternatively you may sell these underlying stocks while you are still holding the put options.]]></description>
		<link>http://investmentarticle.com/cover-call-and-option-exercise.html</link>
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		<title>What Is CFD Or Contract For Difference?</title>
		<description><![CDATA[A Contract For Difference (CFD) is a derivative trading instrument that allows you to trade the price movements (when you enter and exit a trade), without owning the underlying instrument, in most cases shares or equities but also indices and forex.

CFD trading is almost the same as to full price share trading except that when you trade a CFD you don't own the actual share. If you trade a CFD on the Commonwealth Bank or BHP Billiton, you are trading the price difference between your entry point and your exit point. You don't own the Commonwealth Ban or BHP Billiton shares, you are only counting on their price moving up or down.

Share CFDs are the most common type of CFDs is however there are also other CFDs for Sectors, Indices and other financial instruments such as commodities and treasuries.]]></description>
		<link>http://investmentarticle.com/what-is-cfd-or-contract-for-difference.html</link>
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		<title>Trading CFDs</title>
		<description><![CDATA[After learning more about CFDs and its features, you may be wondering where these financial instruments fit in your investment portfolio. You may already have a healthy share portfolio that you want to keep growing. While CFDs may not be the ideal vehicle for the long term buy-and-hold investing, it definitely has a place in any investor's portfolio.

Cheap entry into trading - because you only need to pay a small percentage of the total value of the transaction to open a CFD trade, CFDs can be seen as a relatively cheaper way to get started in trading.]]></description>
		<link>http://investmentarticle.com/trading-cfds.html</link>
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		<title>Exchange Traded Fund Strategies That Work</title>
		<description><![CDATA[As a combination between a mutual fund and a stock, exchange traded funds can be a great investment for someone looking for a balanced risk and reward fund that still has stability. These funds give the investor trading flexibility throughout the day, as well as, tax benefits, low prices and a well diversified portfolio. So, how do you make the most of this advantageous finance product?

Usually, it's only very large corporate investors that can actually do business with a fund manager, and when they do they must purchase large bundles of exchange traded fund shares that start at about $10,000 and goes up from there.]]></description>
		<link>http://investmentarticle.com/exchange-traded-fund-strategies-that-work.html</link>
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		<title>Are You A Left Or Right Brain Investor?</title>
		<description><![CDATA[Those of you who are new to the subject of Investment psychology might well be a little puzzled by the question.

What if I told you that knowing this information could have a major impact on how you make investment decisions and ultimately your long term success as an investor.

By the way the same goes for the traders among you, particularly if you are swing trading.

Before I delve deeper lets take a quick look at the difference between left and right brain and how it influences your decision making process:

The left brain operates in successive Hemispheric style, which basically means that it processes information in a linear fashion.

The right brain has a simultaneous hemispheric style which means it operates in a visual fashion.

The left brain plans ahead, sees things in an orderly succession, while the right brain operates in a random fashion, tends to be more impulsive and responds to emotion.

I think you can already see where this is going:

Maybe you recognise yourself as falling in one of the two groups? If so great. For those of you who do not readily recognise themselves as members of either group, maybe you are lucky and your brain is balanced, meaning that you will be much more flexible in your investment approach. This, however, is not the case for the majority of us.]]></description>
		<link>http://investmentarticle.com/are-you-a-left-or-right-brain-investor.html</link>
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		<title>Addressing the Problem of Carbon Leakage</title>
		<description><![CDATA[The Nordic Council of Ministers (NCM) has recently released a new report on the danger of carbon leakage, a consequence of the increasing cost of carbon offsetting. Although the report focuses on the leakage issue from a Scandinavian point of view, this is a problem for all carbon offsetting schemes, and particularly the EU Emissions Trading System (EU ETS) in which the Nordic countries participate. Commencement of the more stringent EU ETS Phase III is likely to increase the risk of carbon leakage since the prices of EU allowances are expected to rise as a result of the switch to auctioning rather than free allocation for the bulk of Phase III allowances.

The phenomenon of carbon leaks appears when an emission reduction policy is being applied as is the case with the EU.]]></description>
		<link>http://investmentarticle.com/addressing-the-problem-of-carbon-leakage.html</link>
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		<title>Creating Capital Carbon Credits Under Australian Carbon Taxes</title>
		<description><![CDATA[The Carbon Tax introduction in Australia on the 1st July doesn't just mark a change for big businesses and the top 500 emitters; it also marks an opportunity for smart investors to get involved in the fastest growing market in the world.

The Carbon Market is set to grow faster than any commodity ever seen before. The introduction of the Carbon Tax means that the top 500 emitters now have to offset their carbon emissions by purchasing carbon credits, one metric tonne of 'clean air' for every metric tonne of pollution they create. As you can imagine the amount of carbon emitted by 500 companies named as the 'top 500 polluters in Australia' is vast indeed.]]></description>
		<link>http://investmentarticle.com/creating-capital-carbon-credits-under-australian-carbon-taxes.html</link>
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		<title>Why Gold Is a Bad Investment</title>
		<description><![CDATA[Dear Conservative Radio Talk Show Hosts: I agree with much of what you say, however...

You have commercials about investing in gold. You tell how you invest in gold yourself.

It is an ignorant thing to do to invest in gold. You seem to be unaware of a part of the scriptures warning about gold and silver.

The scripture I'm referring to is in the book of James, and James was a Jew, before he became a Messianic Jew.]]></description>
		<link>http://investmentarticle.com/why-gold-is-a-bad-investment.html</link>
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		<title>A Beginner&#8217;s Guide to Wine Investment</title>
		<description><![CDATA[When most people think of investments, they typically think of trading stocks and shares on the stock exchange - and this is the form of investment that most investors tend to engage in. However, if you are looking to diversify your investment portfolio or make a start in investing in something of a different way, there are some great options open to you.

One of these is wine investment. The wine market is currently much more buoyant than the economy more generally, so even though the market did suffer something of a fall last year, it has recently picked up again and is still up more than 50% compared to where it was in 2007.]]></description>
		<link>http://investmentarticle.com/a-beginners-guide-to-wine-investment.html</link>
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		<title>Shrinking Arable Land and the Case for Direct Farmland Investments</title>
		<description><![CDATA[Anyone who reads the news or goes to the grocery store these days would surely be aware of the skyrocketing cost of food globally. In a world where global population is predicted to climb from 7 billion to 10 billion people by 2050, and it will be an increasing challenge to feed this growing number of human beings.

One of the major reasons for the challenge the world faces around food security is the shrinking amount of arable farmland globally. According to the United Nations Food and Agriculture Organization (FAO), the amount of arable farmland per person globally was approximately 9 hectares in 1960.]]></description>
		<link>http://investmentarticle.com/shrinking-arable-land-and-the-case-for-direct-farmland-investments.html</link>
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		<title>Why Invest In Dairy Farming? The 3 Keys To Success</title>
		<description><![CDATA[In recent years there has been an increase in the number of investments being made in dairy farms within New Zealand. Could this be a by-product of some form of fashionable trend among local investors? Hardly; these types of investments have become such an attractive option through a combination of potential growth, sustainability, and the wealth of experienced equity managers within the industry. When combined, these factors create a compelling case for investing in the dairy industry.

Perceived Potential - Breaking the Glass Ceiling

Many dairy farms are being run well below their optimal level of efficiency.]]></description>
		<link>http://investmentarticle.com/why-invest-in-dairy-farming-the-3-keys-to-success.html</link>
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		<title>The Benefits and Challenges of Short Term Trading</title>
		<description><![CDATA[Short term trading refers to any trading strategy, in the stock or futures markets, where the duration between trade entry and exit ranges between a few days and a few weeks. Although this form of trading can be very lucrative, it is also very risky. Therefore, in order to be successful when trading in this term length, you must understand the benefits and challenges of what you're doing.]]></description>
		<link>http://investmentarticle.com/the-benefits-and-challenges-of-short-term-trading.html</link>
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		<title>The Evolving Buy Side-Sell Side Relationship</title>
		<description><![CDATA[The way to trade, using buy side vs sell side strategies, was once a manual process. Most trading took place in automation on the sell side with a fund manager program. An average fund manager program would typically measure the state of balance in a trading portfolio management scenario.]]></description>
		<link>http://investmentarticle.com/the-evolving-buy-side-sell-side-relationship.html</link>
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		<title>Updates in Smart Order Routing Technologies For Finding The Greatest Pools of Liquidity</title>
		<description><![CDATA[The continuing crises in financial and economic markets is generating a rough time for trading technologists and specialists. As MiFID gradually penetrates through the mainstream marketplace, the latest execution platforms are being released on a seemingly weekly basis. The western industry is seeing liquidity pieces, rather in sluggish paces as compared with the anticipations of others, between solidified main exchanges and a variety of the latest execution interfaces, such as multilateral exchanging industries, dealer funded dark pools, standalone dark pools and sometimes hybrids of the above.

Stated by trading organizations, it isn't good enough any longer to simply look for the best venue for execution and direct market access.]]></description>
		<link>http://investmentarticle.com/updates-in-smart-order-routing-technologies-for-finding-the-greatest-pools-of-liquidity.html</link>
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		<title>Increase In Cross-Asset Trading Models For Quantitative Trading Professionals</title>
		<description><![CDATA[Quantitative trading and flash trading are two methods of trading employed by the most technologically adept companies to create the most profitable trades. Quantitative trading and flash trading are not something usually done by ordinary investors. They don't have the brainpower or the resources to do that kind of investing.]]></description>
		<link>http://investmentarticle.com/increase-in-cross-asset-trading-models-for-quantitative-trading-professionals.html</link>
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		<title>Dark Pool Trading</title>
		<description><![CDATA[Dark pool trading is the volume of institutional trading orders not available to the public. Most dark pool trades are done on anonymous block trades separate from the rest of the market and away from the public. As such, dark pool trading has a lesser impact on the market because the release of trade details is not required until after the trade is complete.

When it comes to understanding and utilizing dark pool trade systems, information is important.]]></description>
		<link>http://investmentarticle.com/dark-pool-trading.html</link>
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		<title>Investing in Africa</title>
		<description><![CDATA[The property market in Africa is turning out to be a safe haven for investors in Africa. Rentals have for the past few years been going up quite steadily and as a result the property market has turned out to be one of the safest and profitable areas in the African continent. Property is getting good returns so much that unit trusts that are composed of almost entirely property investments have turned out to be the best performing ones.

Rentals have been steadily going up and the value of buildings have been going up as well.]]></description>
		<link>http://investmentarticle.com/investing-in-africa.html</link>
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		<title>The Obama-Buffet Muni-Bond Rule &#8211; Another Bubble Here We Come!</title>
		<description><![CDATA[Perhaps, you have heard about the "Buffet Rule" which is basically a tax for millionaires or those in the top 1%. This is the culmination of class warfare political pressure and rhetoric coming from the executive branch of the federal government. Unfortunately, what we find is that the Buffet Rule is not all that it seems.]]></description>
		<link>http://investmentarticle.com/the-obama-buffet-muni-bond-rule-another-bubble-here-we-come.html</link>
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		<title>Discover How YOU Can Become a Successful Investor &#8211; Even On Your Current Salary</title>
		<description><![CDATA[Now you are making money from your salaried job or Business. What do you do with the money? Do you spend it all? Or are you looking for how you can make the money work for you to earn you more money? If you are what I think you are or would want to be - a savvy entrepreneur - I want to believe you will want to put your money to work in order for you to earn more money. You want to truly be above money problems.]]></description>
		<link>http://investmentarticle.com/discover-how-you-can-become-a-successful-investor-even-on-your-current-salary.html</link>
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		<title>The Case for Being a Passive, Buy and Hold Investor</title>
		<description><![CDATA[In my opinion, the best way to have exposure to the stock market is to buy great companies and hold them through any market condition. Generally, trading in and out of positions or re-adjusting your portfolio based on macro factors does a lot more harm than good. Usually macro conditions have no merit for forecasting stock prices and moving positions in the portfolio does not enhance returns.]]></description>
		<link>http://investmentarticle.com/the-case-for-being-a-passive-buy-and-hold-investor.html</link>
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		<title>Where To Invest In 2012?</title>
		<description><![CDATA[Investing is always an interesting subject, because just like everybody is interested in making money, the next step is always finding a way to keep that income, and hopefully grow it somehow. With the current economy, the first phase is harder than ever, and simply making enough to live comfortably on can be a big challenge. So when you do manage to get some extra cash, you want the best possible option for investing.]]></description>
		<link>http://investmentarticle.com/where-to-invest-in-2012.html</link>
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		<title>How Have Real-Asset Alternative Investments Performed Compared to Equities?</title>
		<description><![CDATA[The $32 billion Harvard University Endowment Fund, which generated a return of 21.4% in the fiscal year 2011, has 23% of its investments held in real-assets, which according the CEO of Harvard Management Company; Jane Mendillo, has been a significant contributor to the fund outperforming its benchmark over the last decade by 270 basis points per year, adding roughly $15 billion of value versus what would have been earned by a more traditional portfolio. The University of Notre Dame also holds a significant proportion of its portfolio in real-assets (17.5%), and delivered a return of 21.5% in 2011. The Yale University Endowment Fund delivered a return of 21.9% in 2011, and holds 29% of its portfolio in real-assets, including real estate and natural resources.

This article seeks to review the investment performance of a range of real-assets, compare that performance to the performance of UK equities, and establish the effect of real-assets on the performance of investment portfolios.]]></description>
		<link>http://investmentarticle.com/how-have-real-asset-alternative-investments-performed-compared-to-equities.html</link>
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		<title>Investment Alternatives &#8211; Inherent Risks</title>
		<description><![CDATA[This article addresses some of the risks associated with real-asset investment alternatives in general.

As with any potential transaction, all investments carry risk, and in the case of alternatives those risks are often very specific to the asset class, here we address some of the general risks associated with moveable and immoveable properties considered as alternative investments. This risk-set can be broadly defined and categorised as:

Sector Risk
Location Risk
Asset Specific Risk
Counterparty Risk

Sector Specific Risk

As is the case with traditional financial investments, hard-assets carry risks specific to their sector. For example, in the case of agricultural land, Investors must be aware that a variety of exogenous variables can affect the investment performance of the property.]]></description>
		<link>http://investmentarticle.com/investment-alternatives-inherent-risks.html</link>
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		<title>Alternative Investments &#8211; Portfolio Planning Characteristics</title>
		<description><![CDATA[This article focuses primarily on real-asset investments, and this section is designed to highlight some of portfolio planning characteristics of physical assets when considered as part of a well-diversified and balanced portfolio of investments, as well as some of the inherent risks to be considered when allocating investment capital to specific, niche investment sectors or projects.

Whilst real or hard-assets offer a number of significant benefits including reduced volatility, tangible asset values and the potential for superior investment performance that is not reliant on the performance of traditional financial investments, potential investors must give equal consideration to the potential for relative illiquidity, operational or management risks specific to the asset class, and of course counterparty risk exposure when investing in assets that require on-going expert management in order to maximise returns and minimise downside potential.

Portfolio Planning Advantages

Every asset class exhibits different characteristics when considered from the point of view of an Investor or Financial Planner, and Investors invariable choose to invest in specific assets in order to achieve specific goals such as risk mitigation, portfolio insurance, superior returns and a hedge against inflation or some other potential economic impact on the value and performance of their portfolio.

Here we look at some of the broad portfolio planning characteristics associated with a range of physical assets considered as alternative investments.

Capital Values

By their very nature, physical assets retain a disposal value throughout most economic circumstances, and whilst asset values will fluctuate from time to time, Investors allocate capital to hard-assets in order to underwrite the value of their portfolio and insure against the possibility of the values of listed financial assets falling sharply at any given moment. In fact, certain assets such as gold hold a 'safe-haven' appeal, often rising in value when stock markets falls as Investors sell equities and buy gold.

Non-Correlated Returns

The fundamentals that support value growth and income associated with real-assets are often far removed from the fundamentals that support traditional investments. Often, alternatives share a direct negative correlation with the performance of equities and bonds, affording investors the opportunity to balance their portfolios and make gains when other portfolio components lose value or underperform.]]></description>
		<link>http://investmentarticle.com/alternative-investments-portfolio-planning-characteristics.html</link>
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		<title>Real Asset Alternative Investments</title>
		<description><![CDATA[Genuine alternatives to financial investments are considered to be 'real' or 'hard-asset' investments. Immoveable property such as real estate, farmland and timber properties are considered to be viable alternatives to financial assets, and moveable property like gold bullion, fine wine and rare stamps are also considered to be genuine alternative investment assets.

The case for real-asset investing is compelling; those with sufficient expertise in order to identify good quality assets in high demand can generate substantial financial gains as the inherent value of their assets grows over time. But in almost all cases, specific expertise is required in order to identify, properly value, and measure the risk associated with niche assets like timber properties or fine wine, and a lack of credible asset analysis, along with a non-existent regulatory framework have made this area of investing very high risk for most investors, many of whom have been subject to mis-selling, misrepresentation, poor advice or outright fraud.

Investors acquire certain assets as they are unlikely to depreciate over time, and when demand for the asset or its produce increases so too does the inherent value of the asset itself.]]></description>
		<link>http://investmentarticle.com/real-asset-alternative-investments.html</link>
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		<title>The How and Why in Financing Gold and Other Commodities Secured in Russian Warehouse Facilities</title>
		<description><![CDATA[In the recent past there has been a good deal of interest generated in the capability of utilizing Russian commodities as acceptable collateral by Western financial institutions. The obvious problem has been the perception of Russia as a wild west where the acceptance and enforcement of law is nonexistent. The fact is that nothing could be further from the truth.]]></description>
		<link>http://investmentarticle.com/the-how-and-why-in-financing-gold-and-other-commodities-secured-in-russian-warehouse-facilities.html</link>
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		<title>Ease Into the World of Investing</title>
		<description><![CDATA[The United Nations does it. Governments do it. Companies do it.]]></description>
		<link>http://investmentarticle.com/ease-into-the-world-of-investing.html</link>
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		<title>The Market of Alternative Investments</title>
		<description><![CDATA[Alternative Investing has become a trend in recent years. The traditional market cannot compete with the returns available, which is why investors turn to alternative projects to make their money work harder for them.

A quick look at the investments available on the traditional market shows that the only way in which investors are making returns is to enter into high risk projects over a long period of time. The returns being seen are also reasonably meagre.]]></description>
		<link>http://investmentarticle.com/the-market-of-alternative-investments.html</link>
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		<title>Pros And Cons of Investing for Short Terms Only</title>
		<description><![CDATA[There are many people who wish to invest money but only wish to have it out of their hands for a very short time.It is necessary for these people to find a place where they can receive the best returns soon after investing. There are a few areas where quick returns are quite possible. Unfortunately most of them are in the high risk category.]]></description>
		<link>http://investmentarticle.com/pros-and-cons-of-investing-for-short-terms-only.html</link>
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		<title>Alternative Investments &#8211; Financial Alternatives</title>
		<description><![CDATA[It is now a widely held belief that investing in stocks and other financial instruments in the traditional manner generates an investment return that is driven more by the latest piece of political rhetoric, or the most recent announcement of sovereign debt risk or unemployment figures from some far flung corner of the world, than by underlying company fundamentals like good management and a strong balance sheet. Aside from this inherent volatility, many investors also feel over-exposed to financial markets, especially those coming close to retirement that may have little time left to regain catastrophic losses in any one holding.

This shift in mind-set amongst investors has driven a huge growth in alternative investment management, with most financial institutions now offering investments that are organised and managed in such a way as to attempt to avoid volatility, or generate a return when markets fall, or some other such strategy.

Short OnlyShort only funds bet on particular stocks losing value. Investors might buy into a short only fund if they felt particularly bearish (pessimistic) about the short term future of financial markets in general, and some may allocate capital to this strategy as a hedge against the impact of a general downturn.

Ultra-Short Bond FundsThis a type of investment fund that invests fixed-income bonds with very short-term maturities.]]></description>
		<link>http://investmentarticle.com/alternative-investments-financial-alternatives.html</link>
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		<title>Assessing Risk: Forestry And Farmland Investment</title>
		<description><![CDATA[During the past five years, the global economic meltdown has spurred a spate of reorganizations of the investment portfolios of major institutional investors, many of which are now allocating more capital to real-asset alternative investments in an effort to reduce exposure to volatile financial markets, generate superior investment returns, and underwrite the value of their portfolios with the capital value of niche, income-generating property assets including forestry investments and farmland investment properties that are unlikely to depreciate in the long term.

The logic is sensible, and the likes of Yale University Endowment and their Harvard counterparts have all entered into long-term farmland and forestry investments as part of an overall refocusing of their investment strategy. Historically, land, gold and gems of varying types have been the only store of wealth, it is only since the introduction of fiat currencies that investors have sought to build cash gains, rather than aiming to build a sizable portfolio of land, property or other physical assets. Now, many smaller investors are taking heed of the big boys' new strategy, and investigating the potential benefits and risks associated with investing in commercial timber properties and agricultural land assets.

Both of these assets classes exhibit characteristics that hold particular appeal during times of economic turmoil.]]></description>
		<link>http://investmentarticle.com/assessing-risk-forestry-and-farmland-investment.html</link>
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		<title>Alternative Investments &#8211; 2 Key Assets That Will Continue to Grow in Value</title>
		<description><![CDATA[Ask any experienced investor over the age of 50 what type of real-asset they wish they'd invested in when they were young, and the vast majority will most likely give one or more of two answers; gold and/or real-estate, and those who pay more of an interest in such matters might even whittle their selection down to niche agricultural real estate including farmland and timberlands. Why so then would anyone with 30 years of investing experience behind them, having seen rise and fall of many fads, bubbles, booms and busts, consider physical, tangible and useful assets in precisely the same light as the wealthy of centuries gone by, when value was literally only stored in land and precious items like gold and jewels?

OK, so put aside for a second that the recorded investment performance of farmland and forestry investments has outperformed the vast majority of traditional assets like equities for decades, it is now becoming ever-more apparent that the sensible investor, especially those who have been party to the consistent volatility in financial markets over the years, is choosing to acquire assets that retain a use and essential function, and where demand is growing and availability of suitable resources falling. These assets will always be in pretty high demand, as growing populations shift to a higher protein, more resource-intensive diet, and general population growth requires increased output of agricultural commodities for food and biofuel markets.]]></description>
		<link>http://investmentarticle.com/alternative-investments-2-key-assets-that-will-continue-to-grow-in-value.html</link>
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		<title>Agricultural Investments: Bringing Together Profit and Sustainable Development</title>
		<description><![CDATA[Agriculture is an alternative investment class which is currently gaining traction on account of traditionally strong performance and positive returns to investors, especially in comparison with some other traditional assets. Nevertheless, it is important to think about the impact of agricultural investments in developing countries especially and to consider how to use those investments so as to contribute to sustainable development. Recently, the International Institute for Environment and Development (IIED), an independent non-profit research institute, published an article exploring the purchase of land by agricultural investment funds in developing countries and the actions that might be taken to promote investments that will genuinely support local communities.

The IIED article, entitled "Farms and Funds: investment funds in the global land rush" (published in the IIED Global Land Rush January 2012 news brief), notes the increase in investment funds land and agribusiness purchases in developing countries.]]></description>
		<link>http://investmentarticle.com/agricultural-investments-bringing-together-profit-and-sustainable-development.html</link>
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		<title>Making Good Investment Choices</title>
		<description><![CDATA[The goal of every investor is to make the best investments possible. For some people, it means getting the highest possible returns in the quickest possible time, but for others it means a secure investment that brings steady income for a long period of time. Whatever your concept of a good investment is, what you're really looking for is an investment portfolio that will earn you money.]]></description>
		<link>http://investmentarticle.com/making-good-investment-choices.html</link>
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		<title>Tips For Investing Your Hard-Earned Dough</title>
		<description><![CDATA[1. Start Today

Whatever your circumstances are right now step up and start doing something different from today. It is a common mistake to wait for when the time is right, or when you have some spare money you will start investing, as David Bach points out in his best selling book The Automatic Millionaire The Pay Yourself First Rule is the first rule to start implementing and the sooner you start the better.

Start investing at least 30 minutes a day of your time on raising your financial IQ and even if you have Â£1.00 a day right now to invest with just do it this habit alone has the power to transform your future.

2.]]></description>
		<link>http://investmentarticle.com/tips-for-investing-your-hard-earned-dough.html</link>
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		<title>Investing for Beginners 101</title>
		<description><![CDATA[In today's unstable, volatile financial environment, multiplied millions are finding one thing in common: they all need to know how best to both save and re-invest their money. While many economic experts say it cannot be done, this brief overview for beginner investors may help guide them through the financial maze and into economic stability.

An Emergency Reserve Fund

This is the first step and often the easiest achieved. Having at least a 3 - 6 month supply of reserved funds on hand to confront an unexpected financial crisis is vitally important.]]></description>
		<link>http://investmentarticle.com/investing-for-beginners-101.html</link>
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		<title>Alternative Investments &#8211; Do Your Homework</title>
		<description><![CDATA[Traditionally, investors have held a slim range of investment assets within their portfolios which have consisted primarily of stocks, bonds and cash, some more adventurous investors have even held physical gold and property. Now private investors are following the march of pension funds and university endowments; investing in a range of real asset alternative investments including niche real estate like commercial timber properties and agricultural land, in the hope that increasing demand for resources from emerging economies will drive both revenue from the sale of essential commodities (timber, food, biomass), and capital growth as suitable, productive assets become more scarce. Other investors, especially the wealthy, have also been investing in more esoteric alternatives like fine wine, rare stamps and a host of other tangible properties where demand will hopefully outstrip supply and generate growth.

There is of course a logical reasoning behind the allocating of capital to real assets investment alternatives; not least the fact that recent economic turmoil on a global scale hit portfolio values hard, and many investors coming to the end of their investing life feel that they may not have sufficient time to recoup losses, especially whilst markets remain so volatile and supported by central government policies like quantitative easing.]]></description>
		<link>http://investmentarticle.com/alternative-investments-do-your-homework.html</link>
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		<title>Covered Calls &#8211; A Simple Strategy to Monthly Income</title>
		<description><![CDATA[Many people go cold at the idea of options trading...it sounds complex, risky and of course it does take some capital investment. But if you own or are thinking of owning shares, you could be earning a monthly income right now. The covered call strategy is effective and really easy to understand and implement.]]></description>
		<link>http://investmentarticle.com/covered-calls-a-simple-strategy-to-monthly-income.html</link>
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		<title>Alternative Investments &#8211; Where to Invest</title>
		<description><![CDATA[Historically, wealth has always been stored in the capital values of assets like land, property and gold. Those were the assets on which kings built kingdoms, and as essential, non-perishable assets, ownership of large amounts of any of these things resulted in wealth and power. It is only since the recent (in historical terms) introduction of fiat currencies and financial markets that investors seek to build up piles of 'currency' instead.

Spurred by the recent global financial meltdown, most, if not all investors, hold less faith than ever before in entrusting their future to financial markets, with many having recently witnessed life savings and pension values collapse as the markets once again crashed.]]></description>
		<link>http://investmentarticle.com/alternative-investments-where-to-invest.html</link>
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		<title>The North American Carbon Offsetting Approach: Regional and Voluntary</title>
		<description><![CDATA[When it comes to North America and carbon offsetting, the first fact that usually comes to mind is that the United States never ratified the Kyoto Protocol. Furthermore, in December 2011, as the UN Climate Conference concluded in Durban, Canada announced its highly controversial decision to withdraw from Kyoto. Therefore, in terms of compliance carbon trading, both the United States and Canada have a lot to catch up in comparison to Europe.]]></description>
		<link>http://investmentarticle.com/the-north-american-carbon-offsetting-approach-regional-and-voluntary.html</link>
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		<title>3 Alternative Investments for Stable Capital Growth</title>
		<description><![CDATA[Recent economic turmoil, played out over the past 5 years, has caused many investors to questions the logic of holding all of their assets in stock, bonds and cash. Whilst market conditions are positive, and equity values rise, all is well. But recent history has demonstrated that years of capital gains can be reversed in a matter of days, or even hours.]]></description>
		<link>http://investmentarticle.com/3-alternative-investments-for-stable-capital-growth.html</link>
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		<title>Alternative Investments &#8211; An Alternative Property Investment Strategy</title>
		<description><![CDATA[The American economy seems to be picking up pace, with strong employment data bolstering confidence in a sustained recovery. And the housing market seems to be just about at the point of capitulation. So how as an investor do we make the most out of cheap houses, loosening credit and a growing workforce?

Let's take a look at one strategy currently employed, that has the potential to generate a substantial return on investment, whilst creating a positive social impact.]]></description>
		<link>http://investmentarticle.com/alternative-investments-an-alternative-property-investment-strategy.html</link>
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		<title>&#8220;Risk&#8221; Is a Four Letter Word!</title>
		<description><![CDATA[When you think of investment risk, what comes to mind? Is it the recent volatility of the stock markets - up one minute, down the next? How about speculative investment derivatives, such as options or futures contracts, used to bring down Barings Bank in 1995, or the more recent occurrence in September 2011 when the Swiss Bank UBS lost over $2 billion (yes, that's billion with a "B"!). And who hasn't heard of Bernie Madoff and his Ponzi scheme, considered to be the largest financial fraud in US history. Makes one want to hide their money in their mattress and forget about it.]]></description>
		<link>http://investmentarticle.com/risk-is-a-four-letter-word.html</link>
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		<title>Alternative Investments &#8211; Why Gold Is 277% Better Than a Savings Account</title>
		<description><![CDATA[There is a great range of alternative investment assets to consider for those amongst us seeking to reduce their exposure to stock, bonds and cash, including a host of 'real' or 'hard' assets. For the investor seeking long-term gains in a stable, low-risk environment, tangible assets in short supply and high demand offer some exciting opportunities to hedge inflation, and capture capital growth driven by increasing demand from a growing global population and economic expansion in developing economies.

Gold bullion and coins such as sovereigns are perhaps the most common form of alternative investment held in an average portfolio. Gold has long been viewed by investors as portfolio insurance, sharing a negative correlation with the performance of equity markets.]]></description>
		<link>http://investmentarticle.com/alternative-investments-why-gold-is-277-better-than-a-savings-account.html</link>
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		<title>Choose a Stock Trading Strategy That Fits You Like Your Favorite Shoes</title>
		<description><![CDATA[If you want to trade stocks, you need a system to tell you when to buy, what to buy, how much to buy, and when to sell. This article details some of the things to consider when choosing your trading system.When it comes to investing, we are all different. These differences come down to such things as our attitude to risk, our time horizon, our personality type, our financial goals, and our desired degree of involvement - hands-on or laid back.

Investopedia defines risk tolerance as 'the degree of uncertainty that an investor can handle in regard to a negative change in the value of his or her portfolio'.]]></description>
		<link>http://investmentarticle.com/choose-a-stock-trading-strategy-that-fits-you-like-your-favorite-shoes.html</link>
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		<title>There Are No One-Size-Fits-All Investment Strategies</title>
		<description><![CDATA[It may come as a surprise to some, but there is no magic formula for investing. There are many factors which weigh in to the equation. It also must be understood that not all investments are high risk.]]></description>
		<link>http://investmentarticle.com/there-are-no-one-size-fits-all-investment-strategies.html</link>
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		<title>Financial Products &#8211; Quick Comparisons</title>
		<description><![CDATA[Stocks and Shares. Property. Fixed Deposits.]]></description>
		<link>http://investmentarticle.com/financial-products-quick-comparisons.html</link>
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		<title>Alternative Investments &#8211; How to Invest in Alternatives</title>
		<description><![CDATA[In the face of continued economic uncertainty, and volatility in mainstream investment assets, many investors are looking further afield than stocks, bonds and cash in order to generate much needed income and growth. One only has to conduct a brief search on the internet to find a whole range of investment alternatives, from portfolios of fine wine, to the more traditional gold bullion and property. So where does the inexperienced investor, or indeed financial advisor, start when considering the prospect of adding alternative investment assets to a diversified portfolio?

Well, the first thing to consider in my opinion is the status of the investor him/herself.]]></description>
		<link>http://investmentarticle.com/alternative-investments-how-to-invest-in-alternatives.html</link>
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		<title>Alternatives Investments &#8211; Making the Most of Your Portfolio</title>
		<description><![CDATA[There are a number of reasons that seasoned investors chose to invest in alternative assets; mainly of course to diversify in to assets where investment performance is not driven by the performance of financial markets in general; but also in order to capture capital gains and income to replace ailing and volatile equities.

The appeal of real assets like farmland, timberlands, real estate and other, more esoteric assets like fine wine and collectibles, lies in the fact that these assets are all tangible properties, that are likely to retain the majority of their value, and continue to generate income, regardless of whether stock are up or down. The general consensus is that an investment portfolio consisting entirely of stock, bonds and cash is grossly over-exposed to the day to day vagaries of 'the markets'.

Choosing a good stock has become less about the basic underlying fundamentals of the company, and more about market sentiment related to the sector or markets as a whole, and it is this investing environment that pushes investors to seek returns elsewhere, whilst underwriting the value of a portion of their portfolio with capital assets like land or property.

Another good reason that interest in investment alternatives seems to be peaking, is the poor annuity rates offered to new pensioners by insurance companies. In every case, new pensioners are being forced to fix their incomes at a much lower rate than they had previously been able to do, causing many to readdress their future lifestyle choices and standard of living.]]></description>
		<link>http://investmentarticle.com/alternatives-investments-making-the-most-of-your-portfolio.html</link>
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		<title>The World Food Crisis and Investments</title>
		<description><![CDATA[The Global Rice Shortage highlighted just how much rice the world consumes and needs every year. In 2008 rice supplies were so insufficient that some retailers began rationing sales. By late April 2008 rice prices had doubled from what they had been just seven months previous.]]></description>
		<link>http://investmentarticle.com/the-world-food-crisis-and-investments.html</link>
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		<title>Financial Leverage and the Return on Equity</title>
		<description><![CDATA[Investing some money in order to make more money is a great idea. When you consider investing there are many different things that you need to learn about and decide on before you decide where you would invest. First and perhaps most importantly you need to invest only the amount of money that you can lose without financial hardship.

Next you would need to find out where you would get the best return for the amount that you are investing and that you are dealing with legal companies.

The stock market is a place to invest if you know enough about trends and the companies which have stock for sale.]]></description>
		<link>http://investmentarticle.com/financial-leverage-and-the-return-on-equity.html</link>
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		<title>The Pros and Cons of Being a Conservative Investor</title>
		<description><![CDATA[Most people who are ready to invest money are inclined to start small and then, when positive returns begin to appear, increase their investment a little at a time. A conservative investor would not invest more than they can afford to lose. This means that if the investment were totally lost the investor and his/her family would suffer no financial hardship.

Some banks have special accounts that pay more interest than regular accounts but are not as accessible to you.]]></description>
		<link>http://investmentarticle.com/the-pros-and-cons-of-being-a-conservative-investor.html</link>
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		<title>Investing In British Art</title>
		<description><![CDATA[Using your savings to invest in British art seems an exciting thing to do. You might think about reviewing catalogues from the many Galleries of British art, browse through museums or look for your own masterpiece in flea market hoping to find some secret art treasures. But is it a plan that will result in making you richer? Judging by the quantity of people we see on art forums discussing British Artists and British Art for investment, clearly many think buying art for investment is a great idea.]]></description>
		<link>http://investmentarticle.com/investing-in-british-art.html</link>
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		<title>Better Alternatives To Low Bank CD Rates</title>
		<description><![CDATA[The average 5 year CD rate is 1.16% nationally and 1.34% in Connecticut. For years, insurance companies have been offering almost double the rates offered by banks. They offer the rates for fixed terms of 5 years using annuities.]]></description>
		<link>http://investmentarticle.com/better-alternatives-to-low-bank-cd-rates.html</link>
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		<title>British Investment Paintings</title>
		<description><![CDATA[The chances are you will be asking yourself, what precisely is British artwork investment? The simple answer is, British artwork investment is a piece of artwork, created by British artists, and acquired for the sole objective of making revenue on its sale after a certain interval of time. What quantifies artwork as an investment is a lot bigger query, and the answer encompasses many items, from the artists resume and coaching to the current art market and even to degree the buyer's budget, likes and dislikes, and their unique aims and reasons for buying a particular piece.

British art investment may be anything from a recent abstract limited version Giclee print to historical oil paintings by a well-known master, a pastel landscape, or perhaps a sculpture, or mid-19th century watercolour. The type of artwork does not matter, so long as there is a market for it.]]></description>
		<link>http://investmentarticle.com/british-investment-paintings.html</link>
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		<title>Important Share Farming Information for Potential Investors</title>
		<description><![CDATA[Share farming involves the investment in certain defined agricultural sections by a group of like minded investors. Quite simply, it is the shared ownership of farmland. In New Zealand, where the farming industry forms such a large portion of domestic output, this can be both a secure and potentially rewarding way of expanding your investment portfolio.

Many share farming success stories are made possible through the dedicated work of agricultural investment groups.]]></description>
		<link>http://investmentarticle.com/important-share-farming-information-for-potential-investors.html</link>
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		<title>Greek Default: Good News?</title>
		<description><![CDATA[Anyone following the news this morning would have heard about the agreement of bond holders to accept a write down on their holdings of Greek Sovereign Debt of 172 billion Euros. In financial jargon, the bond holders have taken a haircut, which means they have accepted the fact they will not receive back all their capital at maturity of the bond.

The figures announced this morning show that the potential write down of debt is up to 74%. What this means is that if you had lent (or invested) 100 pounds, you will receive back 24 pounds.]]></description>
		<link>http://investmentarticle.com/greek-default-good-news.html</link>
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		<title>Purchase Vs Generate Carbon Offsets</title>
		<description><![CDATA[The offset can be purchased or generated, and investment in carbon offset generation projects requires careful assessment. The carbon action plan of any company depends on many factors.

Purchasing carbon credits (Retailers and Wholesaler)

Carbon credits can be bought from a third-party retailer, or institutions can buy it either for profit or non-profit purposes. Price, projects, transparency and quality standards are some key aspects of carbon credits, which the buyer should be aware of.]]></description>
		<link>http://investmentarticle.com/purchase-vs-generate-carbon-offsets.html</link>
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		<title>Could Structured Bond Products Be the Right Investment Option for You?</title>
		<description><![CDATA[The investment market can be complex to navigate, especially for the novice, and knowing the characteristics and details of any product that you are considering investing in is an important step in building a successful investment portfolio. Structured bonds, which come in a wide variety of guises, can be particularly complicated.

What is a structured Bond?

Sometimes know as structured products, or structured deposits, they can be offered with the potential to generate a regular income or capital growth.

Such bonds are usually put together by the provider to suit the needs of a particular type of investor. This means that finding the right structured bond product for your needs will depend on your individual circumstances.

Different types of product will provide different levels of risk and return.]]></description>
		<link>http://investmentarticle.com/could-structured-bond-products-be-the-right-investment-option-for-you.html</link>
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		<title>EU Carbon Price and Voluntary Carbon Markets</title>
		<description><![CDATA[As per the Portuguese Esperanto Santo Investment Bank, reports "EUA carbon price will become 15 to 20 Euros by the end of the year", if the new policies on restricting carbon permits is implemented.The new polices on carbon permits could raise the price of power, and profitability of hydro and nuclear plants, and it will also increase the chance of carbon credits rallying at higher rates. Currently, carbon credit is trading at 9 Euros as per benchmark EUA contracts, and according to analyst Lawson Steele, the price is set to reach a high by the End of the year.

EU politicians backed the proposal to provide an unspecified number of permits from 2013 and this will create the way for the EU to take part in the market, which will reduce the price - mainly caused by oversupply. The change in carbon price will be at least more than 5 Euros.]]></description>
		<link>http://investmentarticle.com/eu-carbon-price-and-voluntary-carbon-markets.html</link>
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		<title>Investments &#8211; The Art Of High Risk Investing</title>
		<description><![CDATA[Most investment strategies pitch somewhere upon the continuum between a high risk / high return approach on the one end and a low risk / low return approach on the other. The problem with pursuing high investment returns, is that the capital value of investments may decrease in the short term before they increase again. The problem with conservative low-return investments is that the real value of capital may over time decrease due to inflation.

The art of investing lies in finding the approach that suits you personally best.]]></description>
		<link>http://investmentarticle.com/investments-the-art-of-high-risk-investing.html</link>
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		<title>Call Option Put Option &#8211; Put And Call Options Explained</title>
		<description><![CDATA[What the heck is an Option?

A call and a put are the two specific types of options in the class of financial derivatives. An option is a right that one party has -- the right to exercise or not to exercise the option.

What "Rights" Does My Option Give Me? 

If you have a right, you have something of value, since you have the right to make the decision that is in your financial self-interest. That decision is whether or not to exercise your option.]]></description>
		<link>http://investmentarticle.com/call-option-put-option-put-and-call-options-explained.html</link>
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		<title>Alternative Investments: The Wages of Sin</title>
		<description><![CDATA[The devil has the best tunes and he also, as it happens, has some of the best investments. Because if you are interested in making money during the current period of uncertainty it is hard to beat the returns offered by companies which take advantage of humankind's failings. For my own part I subscribe firmly to the idea of socially responsible investment and I would never invest in any of the sectors mentioned in this article.]]></description>
		<link>http://investmentarticle.com/alternative-investments-the-wages-of-sin.html</link>
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		<title>Cash &#8211; The Benefits And Risks</title>
		<description><![CDATA[CASH- The benefits and risks

Who can benefit?

Every investor who wishes to have an understanding of a primary asset class.

What is it? 

Cash is generally referred to as money at call. That is, you may access your funds quickly. Such funds are held in savings and cheque accounts through banks and other financial institutuions.]]></description>
		<link>http://investmentarticle.com/cash-the-benefits-and-risks.html</link>
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		<title>Investors Need to Be Mindful of Hindsight</title>
		<description><![CDATA[It's been a tough time for investors lately with the world's major sharemarkets struggling to produce any meaningful capital gain over the past five years.

The disappointment, though, goes deeper: since the start of this century the US sharemarket, measured by the S&#038;P 500 Index, has fallen by 13 per cent, and that's before taking into account the erosion in value caused by inflation over that time.

In contrast to shares, world bonds have performed spectacularly well (up over 100 per cent) since 2000. The yawning gap in returns between bonds and shares doesn't depend on the starting point being 2000 either; you have to use more than two decades worth of (US) data before you can show that shares have delivered higher returns than bonds.

It's perhaps not surprising then that investors have shifted some of their funds away from shares and into bonds. According to data from over 40 countries compiled by the Association of US Investment Companies, investors have reduced their allocation to shares from almost 50 per cent at the end of 2006, to 39 per cent by the end of September 2011, and upped their allocation to bonds and money market investments.

In making the shift, of course, they have contributed to the downward pressure on shares prices and helped push up bonds.

There are at least three reasons behind many of world's savers shifting from shares to bonds over the past five or more years:

The obvious one is that bonds have simply delivered better returns than shares - in hindsight the shift in funds has been a no-brainer.]]></description>
		<link>http://investmentarticle.com/investors-need-to-be-mindful-of-hindsight.html</link>
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		<title>Eurocrisis Is 2012 Bound</title>
		<description><![CDATA[The European sovereign debt crisis has continued to hog the attention of global markets, with little sign of immediate resolution. The latest development in the drama has been a Europe-wide plan to move to a more centralised approach to setting national budgets in the region. This would involve European governments having to stay under certain deficit and debt limits or face fines for breaching them.]]></description>
		<link>http://investmentarticle.com/eurocrisis-is-2012-bound.html</link>
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		<title>Value Investing and Value Stocks Explained</title>
		<description><![CDATA[The value investor adheres to the principle of buying only undervalued stocks - undervalued in the sense that the stock's current price fails to reflect (as far as the investor is concerned) its 'fair' market price or its true 'intrinsic worth'. Famous advocates of the value investing philosophy include the legendary and very much alive investor Warren Buffet, and the late Benjamin Graham - one of the first proponents of value investing, a subject he taught as a professor at the Columbia Business School in 1928.

The overriding reason why value investors seek out undervalued stocks is because value stocks tend to offer a higher degree of capital preservation than growth stocks. Value investors are not so much concerned with how much they might make out of an investment, but how much of their capital they could lose - i.e.]]></description>
		<link>http://investmentarticle.com/value-investing-and-value-stocks-explained.html</link>
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		<title>Value Investing and the Value Trap</title>
		<description><![CDATA[The value investing strategy hinges on finding the stocks of fundamentally sound companies which are trading at a discount to their true or intrinsic worth. That situation can transpire for all sorts of reasons. A stock (business) can be unpopular with investors because it's temporarily out of fashion, is going against a general market trend or it's off the market's radar.]]></description>
		<link>http://investmentarticle.com/value-investing-and-the-value-trap.html</link>
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		<title>Alternative Investor: Jewellery: Past, Present and Your Financial Future</title>
		<description><![CDATA[Diamonds may not be forever, after all. This article looks at alternative gemstones that may just take your fancy. Diamonds, although popular, are not that scarce.]]></description>
		<link>http://investmentarticle.com/alternative-investor-jewellery-past-present-and-your-financial-future.html</link>
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		<title>Public Procurement As A Green Investment Incentive In EU Member States</title>
		<description><![CDATA[On 18 January 2012, the Irish Government announced its first Green Public Procurement Action Plan. And while there is already some criticism of the "Green Tenders" in cash-strapped Ireland, the action plan is a reminder that public procurement has an environmental side as well since it is a way to promote environmentally friendly enterprises and stimulate more sustainable production. And, according to the EU Environmental Commissioner, green public procurement (GPP) also plays an important role in EU efforts to become a more resource-efficient economy.

Generally, GPP refers to the selection of products, works and services with a reduced environmental impact throughout their lifecycle.]]></description>
		<link>http://investmentarticle.com/public-procurement-as-a-green-investment-incentive-in-eu-member-states.html</link>
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		<title>How Should Churches Invest Their Money?</title>
		<description><![CDATA[There was a day when churches that wanted to grow would simply build a new building. Many people believed that growth came automatically with a building expansion program. The secret to church growth could have been borrowed from a movie, which was "if you build it, they will come."

Then the economy changed.]]></description>
		<link>http://investmentarticle.com/how-should-churches-invest-their-money.html</link>
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		<title>The Benefits of Investing in Sustainable Mangrove Management</title>
		<description><![CDATA[The latest edition of the "Tropical Forest Update" newsletter of the International Tropical Timber Organisation (ITTO) focuses on the state of mangrove forests. Currently under threat, mangroves provide a variety of valuable ecosystem services, which necessitate looking into forestry investments as a way to ensure sustainable mangrove management.

Mangrove forests are ecosystems existing in saline coastal sediment habitats in the tropics and subtropics. They comprise various kinds of trees and shrubs, as well as fern and palm species, all adapted to survival between land and sea.]]></description>
		<link>http://investmentarticle.com/the-benefits-of-investing-in-sustainable-mangrove-management.html</link>
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		<title>Investing In An Inflationary Market With A Declining Dollar</title>
		<description><![CDATA[Investing in stocks and commodities can be a wise idea to grow your portfolio over the course of time, however there can be tumultuous times that can have your portfolio decline dramatically as in the case of the financial collapse of 2008. Those times are over and the S&#38;P is right near its old highs and the Nasdaq composite is at 11 year highs and the commodity markets have rallied tremendously in the last couple of years. The main rule here is to stick it out even through the rough times and remember this is long term investing and should be treated in that fashion.

One main concern with investors in America is the fact that the dollar continues its bearish trend and continues to decline over time due to government printing money and several stimulus packages which have not worked and has ballooned the debt to over $15 trillion dollars which is at an all-time high.]]></description>
		<link>http://investmentarticle.com/investing-in-an-inflationary-market-with-a-declining-dollar.html</link>
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		<title>To Invest or Not To Invest &#8211; That Is The Answer</title>
		<description><![CDATA[When it comes to money, there are basically three kinds of people: those who dump their money into depreciating liabilities, those who sit on their money, and those who invest into appreciating assets. No doubt there is some crossover between them, but essentially all people can be classified by their activities into one of these three groups.

The first group of people spend much of their income on things that lose value over time. Examples include most cars, recreational vehicles, toys, consumables, and entertainment.]]></description>
		<link>http://investmentarticle.com/to-invest-or-not-to-invest-that-is-the-answer.html</link>
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		<title>Trading Tips &#8211; When To Buy Or Sell</title>
		<description><![CDATA[During my 22-year trading career in Stocks, Futures and Commodities, I have come across many methods and techniques. Most at first glance appear intriguing, but soon expose it becomes evident that all those pretty lines do nothing more than decorate your screen and put a drain on your trading account.

Fortunately, when you have been at it as long as I have, you are bound to come across a few good ideas that actually translate into profits.

In this article, I am going to share with you one simple technique that I have found to be value for the purpose of deciding whether to be bullish or bearish (or neither) most freely traded markets. This simple method is not meant to be used alone, but in conjunction with a timing method for actual entry.]]></description>
		<link>http://investmentarticle.com/trading-tips-when-to-buy-or-sell.html</link>
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		<title>Trading Card Market Financial Patterns</title>
		<description><![CDATA[If you spend enough time in any business industry, financial patterns begin to emerge and become apparent. The longer you are in the industry the more patterns you will see develop. Making sense of investing patterns in the trading card industry is easy, if you pay attention to a few key mitigating factors, such as the popularity era of the sport you collect, the manufacturing quantities produced of the brand of cards you collect, and the historic market increases and decreases in the years you collect.]]></description>
		<link>http://investmentarticle.com/trading-card-market-financial-patterns.html</link>
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		<title>Survive the Coming Depression</title>
		<description><![CDATA[There is a worldwide mood change to pessimism. I am a follower of the new science of socionomics that follows societal mood swings as they wax and wane. Find out more about this new study and the Elliott wave principle at my website - an important source of information you need to survive the coming Greater Depression.]]></description>
		<link>http://investmentarticle.com/survive-the-coming-depression.html</link>
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		<title>Smart Portfolio Management&#8217;s Importance In Personal Investing</title>
		<description><![CDATA[Those who are into personal investing may already have heard of the importance of having a smart portfolio management. When an investor is interested in being successful in the trade of investment, a portfolio is necessary to be able to know your status and capabilities in the world of investments.

People who are just starting out in investing study their portfolio almost regularly to be able to know their way around the investment arena. This could give the investor the better chances in being successful in his ways in investments.]]></description>
		<link>http://investmentarticle.com/smart-portfolio-managements-importance-in-personal-investing.html</link>
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		<title>Making Use Of Abandoned Farmland With Ethical Investments</title>
		<description><![CDATA[Eco Business has reported the recent announcement of Japanese government plans to introduce certain legislative changes making it easier for abandoned farmland to be consolidated for use in renewable energy projects. The approach of the Japanese government toward abandoned agricultural land will create new opportunities for ethical investments in the country and it will be interesting to observe whether the initiative will be adopted elsewhere.

The problem of abandoned farmland exists in many countries for a range of different reasons. For example, agricultural land could have been abandoned on the basis of soil erosion or productivity loss, often the result of over-exploitation and unsustainable agricultural management.]]></description>
		<link>http://investmentarticle.com/making-use-of-abandoned-farmland-with-ethical-investments.html</link>
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		<title>Yours for the Taking</title>
		<description><![CDATA[Can you think yourself rich?

I can't count how many multi-millionaires I have heard saying that all you need to do is think the right thoughts and money will come your way. Many of my clients have told me how frustrating it is trying to find THE right way to say an affirmation statement to ensure "the universe" gets the message - it can become just something else you beat yourself up about. Our thoughts are very powerful tools that have an enormous effect on our lives, but unfortunately there isn't one magic statement that will make you wealthy.

There are a number of critical components to achieving your dreams, one of which is your cognitions, or your thinking processes.]]></description>
		<link>http://investmentarticle.com/yours-for-the-taking.html</link>
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		<title>Consumer Price Index (CPI) And Investing</title>
		<description><![CDATA[CONSUMER PRICE INDEX (CPI)

Who can benefit?

Everyone. An understanding of the CPI is important for measuring how well your investments really are performing, the amount of investment funds you will require to maintain your lifestyle in the long-term and how government benefits will increase over time.

What is it?               

The CPI is a measure of inflation. A basket of goods and services is measured by a government department on a periodic basis.]]></description>
		<link>http://investmentarticle.com/consumer-price-index-cpi-and-investing.html</link>
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		<title>Trust Deed Investing: A Safer Bet</title>
		<description><![CDATA[Many people consider investing money in stocks or trust deeds but are unsure of how to go about it. Previously investing in stocks, bonds and mutual funds seemed a safe gamble for most to make with their hard earned money since it leads to increased net worth over time which gives them more future security and a safe retirement plan

With the economic downturn that the United States and the entire world are currently experiencing, many individuals find themselves in a place where their retirement is now in question. The previous ability to work for a company and then retire has seemingly burst under the housing and real estate collapse, with many people finding themselves without their safety net of employment security or even without their homes.

Because of this, most average individuals believe that the idea of investing is too far out of reach, a distant dream that is now a sign of times past where rewards were given to those that worked the hardest and the longest.]]></description>
		<link>http://investmentarticle.com/trust-deed-investing-a-safer-bet.html</link>
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		<title>How Apple Sways the S and P 500 Index</title>
		<description><![CDATA[The Wall Street Journal recently had a couple of articles on Apple that I found interesting and thought I'd share with you. These articles basically show the tremendous outsized impact that Apple shares have had on the S&#038;P 500's performance over the past few days as Apple's stock has risen higher and higher.

But, before I go on, let me give you some background on Apple, for those of you who don't follow stocks actively, or Apple specifically. Apple shares traded mostly flat from 1985 to 1999.]]></description>
		<link>http://investmentarticle.com/how-apple-sways-the-s-and-p-500-index.html</link>
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		<title>Investing in ETFs</title>
		<description><![CDATA[Exchange-Traded Funds (ETFs) are investment funds that aim to track the performance (value or price) of an index, a particular commodity or a group of commodities, or other financial products. For example, by buying shares of the DBS Singapore STI ETF you are effectively investing in the 30 stocks (ie, Singapore Telecommunications, Wilmar International, DBS Group, etc) that are tracked by the STI (Straits Times Index).

Like other funds (Unit Trusts, Mutual Funds, etc), ETFs invest in a portfolio of stocks, thus providing you, as the investor, access to a wide range of markets, sectors and asset classes. Unlike unit trusts, however, ETFs are listed on stock exchanges and are subject to brokerage commissions, just like shares on stock exchanges.]]></description>
		<link>http://investmentarticle.com/investing-in-etfs.html</link>
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		<title>Your Primary Keys to Diversification</title>
		<description><![CDATA[Diversification based on your age is often cited as critical yet this is extremely fraught with misconceptions. Diversification is absolutely critical to a good investment plan but it should be based on a number of factors, not just your age.

Age based diversification is just another way of saying, "I think I am going to live a long time" or "I don't have much time left." Or it's like a batter coming up against Nolan Ryan or Greg Maddux with either an "oh well" attitude or an "I can hit this guy" attitude.

Some of the keys to diversification are:

&#8226; Term: are your investments for the long-term, short-term, mid-term or a mix?

But don't confuse these "terms" with how long you will be investing; rather they are terms that describe how long you typically expect to hold a position (stock, ETF or fund). If you are going to trade daily then long-term positions are not very likely.]]></description>
		<link>http://investmentarticle.com/your-primary-keys-to-diversification.html</link>
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		<title>3 Common Mistakes Beginners Make With Online Investment Broker Accounts</title>
		<description><![CDATA[To save you the hassle, I'd like to share some common mistakes with investment brokerage accounts that I found helpful for me. Consequently, I have made 2 of the 3 mistakes here and found out the hard way by paying unnecessary interest and fees and losing out on a big move. As you diligently save money, if there is any way to avoid paying small fees and interest, it's worth looking into.

3 Mistakes

1.]]></description>
		<link>http://investmentarticle.com/3-common-mistakes-beginners-make-with-online-investment-broker-accounts.html</link>
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		<title>Start Investing With Little Money</title>
		<description><![CDATA[In today's economic environment, I have become a firm believer in blue-chip dividend-paying stocks as strong investment strategy no matter how much or little you have to invest. Interest rates on bank accounts, CDs are abysmal and will not keep up with inflation. Real estate is risky and time-consuming.]]></description>
		<link>http://investmentarticle.com/start-investing-with-little-money.html</link>
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		<title>How To Find The Best Forex Brokers?</title>
		<description><![CDATA[&#8226; It should be an approved regulated broker. Not only confirm it on their websites but check out the official government sites of each regulatory body.o United States: NFA, CFTCo Canada: CSA, BCSC, CIPF, OSCo United Kingdom: FSA UKo Switzerland: SFDF, ARIF, FINMAo Sweden: Swedish FSAo Denmark: Danish FSAo Spain: CNMVo Japan: FFAJ, FSA Japano Hong Kong: SFCo Australia: ASICo Dubai: DMCC, DGCX, DFSA, ESCA

&#8226; More products on offer like Forex, cfds, bonds, commodities, stocks etc bigger the business - more the reliability!

&#8226; It should be at least 6-10 years old

&#8226; Do they follow Client Agreement where they offer the same conditions while real trading e.g. show 1 pip spread while in reality it is already 2 pips, allow scalping, while in reality - don't.]]></description>
		<link>http://investmentarticle.com/how-to-find-the-best-forex-brokers.html</link>
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		<title>5 Steps: How to Save Money If You&#8217;re Poor (Like Me)</title>
		<description><![CDATA[Just because you don't make a lot of money, doesn't mean you can't save some. Technically, my income is below the poverty line in Canada, and by 'technically', I mean it is. If your like me (no special skills, suck at math/ science and socially awkward) you have to go the extra mile to save and do what others are afraid, scared or mostly embarrassed to do.]]></description>
		<link>http://investmentarticle.com/5-steps-how-to-save-money-if-youre-poor-like-me.html</link>
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		<title>2 Simple Ways to Limit Broker Commissions and Fees for the At-Home Investor</title>
		<description><![CDATA[As a retail investor, it's important to know how to run a portfolio without racking up excess broker fees and commissions. If your dealing with smaller amounts of money, this becomes even more important. To gain some perspective, lets say you have $5,000.00 to do some trading.]]></description>
		<link>http://investmentarticle.com/2-simple-ways-to-limit-broker-commissions-and-fees-for-the-at-home-investor.html</link>
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		<title>Top 6 Business and Investing Predictions for 2012</title>
		<description><![CDATA[Ok, so I know most websites and magazines normally release this information in December, but I'm a little late to the party. I would say that if I could bet on a football game after watching the first 6 minutes, I would definitely win a lot more, so listen up:

1. The Economy Will Continue to Get Better - Although many of us don't feel like it, things have gotten A LOT better since it felt like the world was going to end in the fall of 2008.]]></description>
		<link>http://investmentarticle.com/top-6-business-and-investing-predictions-for-2012.html</link>
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		<title>What Is Long Term Investing?</title>
		<description><![CDATA[Investing is when you put your money somewhere expecting to get your money back and then some. The 'then some' is your return. The idea is to get the largest return possible.]]></description>
		<link>http://investmentarticle.com/what-is-long-term-investing.html</link>
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		<title>UK&#8217;s Leading Wine Investment Companies</title>
		<description><![CDATA[Touted as one of the world's most desired investments that is not subject to taxation, fine wines have enjoyed a substantial rise in demand throughout the world over the past three decades and the UK is a key player in that market. The excellent wines selected by top wine investment firms in the UK have proven to be both a safe investment as well as a very profitable one. And to increase their value even more, as the demand for these selected wines grows the supply diminishes, which in turn makes the wine investment accrue value.]]></description>
		<link>http://investmentarticle.com/uks-leading-wine-investment-companies.html</link>
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		<title>Don&#8217;t Be Swayed, Stick With Your Plan</title>
		<description><![CDATA[Once you have an investment plan, a solid, proven winner for an investment plan; it is important, if not critical that you stick with it.

A good plan is just like preparing dinner:

&#8226; Figure out what you wanto Stocks, ETFs or funds&#8226; Check the ingredientso Which group of stocks or funds or ETFs&#8226; Do some research for the best recipeo Method of Analysiso Back test to find the best strategies&#8226; Prep timeo How much time do you have to develop your strategies&#8226; Cooking timeo How much time and how often to manage your investmentso Minutes or hours a day or a week or even just monthly

Consistency in an investment plan doesn't mean buy something until someone dies: you or the stock.

Consistency in an investment plan means developing a plan based on a recognized means of analysis like relative strength momentum or alpha with a variety of tested sell signals and perhaps even a signal for when it is time to take a pause and exit the markets entirely.

If you create a plan with half a dozen different groups and for each group you have two or three strategies you will achieve both diversification and a strong degree of safety.

Now you have an investment plan you can stick with. Why? Because:

&#8226; It is based on your personality&#8226; It is formed with your time constraints in mind&#8226; It is aimed directly at your own objectives&#8226; It consists of stocks or ETFs or funds that you are willing to consider (yes you can add more groups whenever you want)&#8226; It has strategies back tested for both buying and selling

It is important in creating your groups to settle on not just one but to have two or three trading/selling strategies for each group. Why?

Experience says that instead of going with just one strategy for each group, narrow your back testing down to two or three strategies.]]></description>
		<link>http://investmentarticle.com/dont-be-swayed-stick-with-your-plan.html</link>
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		<title>The Elliott Wave Theory And The Predictability Of Human Psychology</title>
		<description><![CDATA[For anyone with even a passing interest in stock markets and trading the name Ralph Nelson Elliott is usually a very familiar one. An accountant working at the turn of the last century Elliott's theory, known as the Elliott Wave Theory, proposed that stock market trends and patterns were, to a certain degree, all very much the same.

If you take one stock market chart for something like oil, and you remove all information relating to any timeframe or values, and you place this next to a trading chart for something completely different, what you will notice is that they share significant similarities.

The reason for this, so Elliott Wave Theory suggests, is that stock markets are heavily controlled by human psychology, and human psychology is fairly predictable. For example, if you tell someone not to think of a pink elephant they'll be unable to do anything but picture such a thing, and if you offer to show someone your holiday photos they'll suddenly recall an urgent appointment.]]></description>
		<link>http://investmentarticle.com/the-elliott-wave-theory-and-the-predictability-of-human-psychology.html</link>
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		<title>Re-Thinking Wealth Building</title>
		<description><![CDATA[An article was recently published by Reuters entitled: "The New American Dream is Renting to Get Rich." The thesis of this article is that home ownership is not the fast-track to wealth that it used to be. It also makes the point that many people would be better off renting and investing their surplus income in wealth-building investments than by sinking all of their income into owning a home. The article also went on to explain how many people who had purchased homes during the boom lacked the financial resources to pay for building wealth through other investments, and became solely dependent on their home equity for their net worth.

This serves as an excellent backdrop for a deeper discussion on what wealth really is, and what wealth building is really about.]]></description>
		<link>http://investmentarticle.com/re-thinking-wealth-building.html</link>
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		<title>Alternative Income Investments &#8211; Proper Due Diligence Required</title>
		<description><![CDATA[In the current economic climate, defined in part by low interest rates and high inflation, those approaching retirement age are being forced to reconsider their financial position, and seek alternatives to traditional investment investments.

In the past 20 years, annuity rates for UK pensioners have halved as life expectancy has increased whilst the yield on traditional fixed income investments made by pension funds has declined. A pension pot worth Â£100,000 would have been able to secure a pension income of Â£16,500 every year for life. Today, the same size pot will secure an income of only Â£6,500 a year.

As concerns of future income and cost of living grow, many are choosing to take a tax free lump sum, and invest in alternative assets that generate income which is not reliant on the performance of financial markets or interest rates.]]></description>
		<link>http://investmentarticle.com/alternative-income-investments-proper-due-diligence-required.html</link>
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		<title>Investing &#8211; How To Choose The Best Option</title>
		<description><![CDATA[Investors are increasingly forced to choose from a proliferation of investment options. They also have to deal with contradictory advice on how to achieve their financial goals and how to invest the savings they have accumulated during their lifetime. If you consider that there are more than 7 000 mutual funds available in the United States alone, and thousands of insurance products worldwide, making the choice that will satisfy them ever after is daunting, to say the least.

No wonder people so often ask the rather general question: Which investment is best? The first part of the answer is easy: No single investment is 'the best' under all circumstances for all investors.]]></description>
		<link>http://investmentarticle.com/investing-how-to-choose-the-best-option.html</link>
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		<title>Defining Moment in American Coinage &#8211; Gold Coin Rarity Created</title>
		<description><![CDATA[Only 88 out of the 115,178 Ultra High Relief Gold Coins made by the United States Mint will have accompanying documentation double-signed by Edmund C. Moy, the 38th Director of the United States Mint. Moy--who authorized and guided these exquisite gold coins through production-- will sign both the official Certificate of Authenticity and the accompanying hard-cover fully illustrated book published by the United States Mint.]]></description>
		<link>http://investmentarticle.com/defining-moment-in-american-coinage-gold-coin-rarity-created.html</link>
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		<title>Why It Is Better to Buy From Locally Owned Companies Than Corporate Companies</title>
		<description><![CDATA[Many consumers refuse to buy any goods, products or services from any small businesses. They prefer to buy from the big "professional" corporate companies due to all the advertising and marketing they do. People are automatically presented with an image that the company is very reputable and professional since they are advertised everywhere.]]></description>
		<link>http://investmentarticle.com/why-it-is-better-to-buy-from-locally-owned-companies-than-corporate-companies.html</link>
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		<title>3 Best Places to Invest Money in Stocks</title>
		<description><![CDATA[For 2012 and beyond there are 3 very popular ways or places to invest money in stocks, and your best place to invest will depend on how actively you want to invest in the stock market. Do you want to try to pick the best stocks yourself or would you rather invest your money with a fund and leave the money management to professionals?

You can invest money in stocks online by simply opening an account with a major discount stock broker (like TD Ameritrade or E-Trade) and invest in individual stocks, in exchange traded funds (ETFs), or in mutual funds. You can also invest your money in stock mutual funds and get personal attention with low cost if you invest directly with a no-load fund company like Vanguard, Fidelity, or T Rowe Price.]]></description>
		<link>http://investmentarticle.com/3-best-places-to-invest-money-in-stocks.html</link>
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		<title>The True Value of Investing</title>
		<description><![CDATA[Warren Buffett, a popular investor and one of the world's wealthiest people once said: "Someone's sitting in the shade today because someone planted a tree a long time ago."

And you can have your spot under the shade too - through careful and prolific investments.

Though the current economic conditions may still seem unstable, the benefits of investing rings true in any market, and in any time.

Making investments means putting your money in something that would make it grow. Simply put, it's also equivalent to making your hard-earned money work for you. Unlike saving your money in a bank, investing is focused more on getting returns.

Starting to invest though, is more than just about having the money.]]></description>
		<link>http://investmentarticle.com/the-true-value-of-investing.html</link>
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		<title>Credit Default Swaps and How They Almost Brought Down the Financial System</title>
		<description><![CDATA[With most people continuing to pay their mortgages, despite potentially being underwater, many have wondered how can what seems not so big of a problem require trillions of dollars of bail-outs worldwide. Where we have gotten of course has several moving parts to it, including easy credit. A few years ago, the homeless guy on the corner who couldn't find a job, could theoretically state his income from pan handling as a self-employed individual, of course exaggerating his income, and, get a mortgage.]]></description>
		<link>http://investmentarticle.com/credit-default-swaps-and-how-they-almost-brought-down-the-financial-system.html</link>
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		<title>The Steps To ETF Investing</title>
		<description><![CDATA[Buying and selling ETFs isn't as difficult as many people suspect. What regularly gets everyday people in trouble is going around the strategy in reverse. Most individuals rush out in to the investments and not have a strong financial savings foundation.

Investments must start off with that basis of savings for you to fall back on, any time an emergency shows up.]]></description>
		<link>http://investmentarticle.com/the-steps-to-etf-investing.html</link>
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		<title>Advice From Professionals Is Your First Step Towards Lucrative Gains in Property Investment</title>
		<description><![CDATA[Purchasing an investment property is a big decision and one you have undoubtedly made with a view of benefiting from this purchase at a later date. Your decision to be a landlord for a rental property should not be a short term investment. There are costs associated with the purchase and sale of properties and to make it worthwhile, you will need to hold on to your investment long enough to cover the costs and make a healthy gain when you eventually sell.

The idea behind the purchase of an investment property is that the property will be rented out which helps with the ability to finance the investment and that during this time, the property will appreciate resulting in a profit when the time comes to sell.

Australia provides taxpayers with the opportunity to benefit from negative gearing aspects associated with investment properties which can assist in the decision to being a landlord in the rental market a worthwhile option and exciting venture.

To have a positive experience in owning investment property ensure that you seek expert advice from professionals who have your best interest in mind.]]></description>
		<link>http://investmentarticle.com/advice-from-professionals-is-your-first-step-towards-lucrative-gains-in-property-investment.html</link>
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		<title>Penny Stock Trading Perspectives</title>
		<description><![CDATA[Some people are averse to taking risks. They wouldn't want to try new opportunities or invest in new businesses. They like to go for safe and stable business opportunities.]]></description>
		<link>http://investmentarticle.com/penny-stock-trading-perspectives.html</link>
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		<title>A Little About Stocks and Stock Markets</title>
		<description><![CDATA[A stock in general is the capital that a founder initially invests in his business. It is not the asset or the property of the company because these are variables that often fluctuate. Stock is more of a fixed amount.]]></description>
		<link>http://investmentarticle.com/a-little-about-stocks-and-stock-markets.html</link>
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		<title>Which to Buy: Stocks, ETFs or Funds?</title>
		<description><![CDATA[Where should you put your investment money? There are three basic choices for growing your money or building your retirement fund: stocks, mutual funds and ETFs.

Your choice depends upon a number of factors based primarily upon your willingness to accept risk, the risk of losing, your time to manage your investments and, of course, your desire for growth, for profits.

How you choose to invest, where to place your money, doesn't have to be exclusive to just one type or another; you can mix and match. Each of these four basic types has their own pluses and minuses:

&#8226; Stocks are the most well-known. Investing in stocks allows you to pick individual companies such as Ford (F) or Apple (APPL).]]></description>
		<link>http://investmentarticle.com/which-to-buy-stocks-etfs-or-funds.html</link>
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		<title>Tax Lien Investing &#8211; Avoiding Some Common Risks</title>
		<description><![CDATA[Thousands of people around the country are looking into tax lien investing as a way to either supplement their usual income or open up a new career path. With unemployment at unsettling levels, the average person is starting to understand that depending on a big company for your weekly bread isn't always the best idea. If you can make money on your own wit and ingenuity, without answering to someone in middle management, you can forge a path towards independence, both personally and financially.]]></description>
		<link>http://investmentarticle.com/tax-lien-investing-avoiding-some-common-risks.html</link>
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		<title>Tax Lien Investing &#8211; Tips That Can Make You Rich</title>
		<description><![CDATA[As the real estate market fails to recover, more and more people are looking at alternative investment strategies to make some money. One of the most interesting alternatives is proving to be tax lien investing. While this may seem like a way to take advantage of the misfortune of others, it is really nothing more than grabbing opportunities to make money in an environment where this can be very challenging.]]></description>
		<link>http://investmentarticle.com/tax-lien-investing-tips-that-can-make-you-rich.html</link>
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		<title>Why Correlation Analysis Is Gaining Attention From Traders</title>
		<description><![CDATA[Correlation analysis has been gaining popularity among traders due to the observable relationship found in dollar and stocks. This analysis has been used several times in the past, so it will not be difficult to find sources that can teach you more about it. Don't use this approach if you don't have sufficient understanding about its definition and how it can help you with trade.]]></description>
		<link>http://investmentarticle.com/why-correlation-analysis-is-gaining-attention-from-traders.html</link>
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		<title>The Best Way To Incorporate Real-Time Data In Excel</title>
		<description><![CDATA[Excel can be used to get inside historical data in order to dig out important averages, trends and totals. Many efforts have been placed to put real-time data in Excel to handle the quick collection of information. Integrating this data into Excel allows you to create a spreadsheet that contains up-to-date stock prices, currency exchange rates or sales figures.

Excel has features that are useful for real-time data which makes placing real-time data in Excel very beneficial to many establishments.]]></description>
		<link>http://investmentarticle.com/the-best-way-to-incorporate-real-time-data-in-excel.html</link>
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		<title>How To Effectively Read Technical Analysis Charts</title>
		<description><![CDATA[Investors and traders usually familiarize themselves with chart patterns that have the tendency to form more than once such as the "double top/bottom" or "head and shoulders". They study these patterns in an effort to determine future price actions. A lot of technical analysts apply various techniques that result to more like statistical analyses of price actions.]]></description>
		<link>http://investmentarticle.com/how-to-effectively-read-technical-analysis-charts.html</link>
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		<title>Vintage Watch Investment</title>
		<description><![CDATA[When the average person thinks of investing, vintage watches rarely come to mind. The focus is usually on bonds, stocks or maybe real estate. Well, believe it or not, vintage watches are an excellent avenue for investment.]]></description>
		<link>http://investmentarticle.com/vintage-watch-investment.html</link>
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		<title>Carbon Investments</title>
		<description><![CDATA[The state of current investments available on the traditional market is not very stimulating for those wanting to make a decent return whilst not having to take a massive risk. Now more than ever, with the rising cost of living we need our money working harder. More and more investors are turning to alternative projects to create the returns that the traditional market can simply no longer make.]]></description>
		<link>http://investmentarticle.com/carbon-investments.html</link>
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		<title>Ideas for Passive Income</title>
		<description><![CDATA[Most of us know that any amount we earn is an income. Usually, we work in order to make money and the longer we work, the more money we have. But when we make money also because of our money, we might think that it is a business.]]></description>
		<link>http://investmentarticle.com/ideas-for-passive-income.html</link>
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		<title>Join the Australian &#8216;Carbon Rush&#8217;</title>
		<description><![CDATA[Australia is a country looking to clean up its act. The Australian government has declared its intention to reduce net greenhouse gas emissions by 20% by 2050. This initiative has created a wealth of opportunity for those in the know with the fasted growing market in the world: carbon credits and subsequently carbon investments.

Throughout 2011 the Australian Government has introduced the 'Carbon Farming Initiative' as a way to drive the country towards a future in clean energy, this initiative also opens up a huge opportunity for investors and a huge opportunity is now presented.

The 'carbon rush' is one which is set to be the fastest growing market in the world and Capital Alternatives are market leaders in their Carbon Credit Investment.]]></description>
		<link>http://investmentarticle.com/join-the-australian-carbon-rush.html</link>
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		<title>Building a Passive Income</title>
		<description><![CDATA[What is the process of building passive income, and how to be financially free? The starting point varies according to the profile of an investor and of an investment itself. Some rich investors begin with a careful study of the factors that may affect their investments. Others begin by familiarizing themselves about everything.]]></description>
		<link>http://investmentarticle.com/building-a-passive-income.html</link>
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		<title>Investing in International Equities</title>
		<description><![CDATA[So you've set up your online share dealing account, and understand all the associated risks and benefits of such a venture. If you're looking into injecting a bit of added excitement into your online investment portfolio and investing in international equities looks very tempting indeed.

Trading in international equities may look like a glamorous option to leap into feet first, but there are a number of things that you will need to think about before deciding whether investing abroad is the right option for you.

Trading on the international stage, some key considerations.

1) Fluctuations in currency exchange rates may affect the value of returns or the capital value of your investment

2) Investment performance could be impacted by political and overall stability of the country, as well as local markets.

3) Your investment ventures are likely to be subject to the taxation rules of the country you are invested in.

If you think that investing on the international stage may be the right option for you the best place to start is by do some research of your own, in addition to any information provided to you by you online share dealing account provider. Information could prove invaluable especially if you are treading unfamiliar territory.

If you choose an execution only online share dealing account option you will retain sole responsibility for managing your investments.]]></description>
		<link>http://investmentarticle.com/investing-in-international-equities.html</link>
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		<title>Staying Invested in Silver</title>
		<description><![CDATA[Traditionally silver has always paled in comparison to its counter metal, gold. However, in current times more and more investors are turning to investing in silver while giving gold a skip over. In the current scenario huge profits can be made by staying invested in it.]]></description>
		<link>http://investmentarticle.com/staying-invested-in-silver.html</link>
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		<title>Prices on Silver to Mount 300 Percent in 5 Years</title>
		<description><![CDATA[Silver is one of the precious metals on the earth as well used in many industrial applications. It is next to gold in its popularity, it is also called as poor man's gold because silver prices compared to gold. Its preciousness is invincible because of its ongoing demand and ever-increasing popularity.]]></description>
		<link>http://investmentarticle.com/prices-on-silver-to-mount-300-percent-in-5-years.html</link>
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		<title>Where to Invest Money &#8211; After 12 Rough Years</title>
		<description><![CDATA[Don't feel like a loser if investing money has not been real profitable for you lately and you have no idea where to invest for 2012 and 2013. Investing has been a rough ride for a dozen years and even the pros don't know where to invest the money (billions) they manage. Here we talk about investing in CDs, bonds, stocks, and gold.

Ask yourself where you would invest money for 2012 and beyond if you managed a multi-billion dollar investment portfolio for a large pension fund.]]></description>
		<link>http://investmentarticle.com/where-to-invest-money-after-12-rough-years.html</link>
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		<title>Web Design Tips to Improve Lead Generation</title>
		<description><![CDATA[Improved lead generation starts with the bare bones foundations of your site: web design. Putting it simply, if the design of your website is clumsy or misguided, it will undermine any efforts you put in to improve online lead generation.

Effective web design has to have a core message that is driven by clear-cut goals for your website and individual program pages. Once you've defined these goals (and it can be anything from clicking on certain links, requesting more information or booking a tour to visit the campus), the next step is designing navigation and layout that is clear, clean and conducive to achieving your goals.

Above all, the design of your website should:

&#8226; Convey credibility

Visually, your website has to look as professional as possible.]]></description>
		<link>http://investmentarticle.com/web-design-tips-to-improve-lead-generation.html</link>
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		<title>Australia&#8217;s Carbon Farming Initiative</title>
		<description><![CDATA[Nowadays you don't have to search far to stumble across information on the Carbon Tax. Just picking up a picture or entering a news site gains insight into the carbon tax. The news is rife with stories of big companies having to combat their emissions and large names such as Qantas having to introduce higher prices to lessen the loss of profit due to them having to buy carbon credits.]]></description>
		<link>http://investmentarticle.com/australias-carbon-farming-initiative.html</link>
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		<title>Investors Behaving Emotionally &#8211; The 7 Key Mistakes To Avoid</title>
		<description><![CDATA[Today I want to look at how emotions can influence an investor when making decisions on their investments.

This subject has been discussed in depth over the years and is now known as Behavioural Finance. Essentially, the concept behind this is that whenever emotions get involved, investors can get hurt (not physically, of course!).

As long ago as 1934, Graham Benjamin, author of "Security Analysis", said:

"The investor's chief problem, and even his worst enemy, is likely to be himself"!

So what are the main mistakes that investors make when they let themselves be ruled by emotion? Well, there are quite a few.

Let's look at some of the main ones:

1. Hanging On To Poor Performing Shares

Some people simply hang on to losers! This is to do with loss aversion when they don't want to sell as they hate admitting they were wrong.]]></description>
		<link>http://investmentarticle.com/investors-behaving-emotionally-the-7-key-mistakes-to-avoid.html</link>
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		<title>Investing In Times Of Uncertainty And Volatility Part 3 &#8211; Investing When The Market Is Bad</title>
		<description><![CDATA[Am I wasting my money investing when the market is so bad?

This is a common concern you hear from people that have been salary sacrificing (investing) into superannuation in a declining share market. They see contributions being taken from their salary each week but their superannuation balance (investment) is stagnant or even going down. Should they stop investing or put it in cash?

Dollar cost averaging.

The advantage of ongoing salary sacrifice is that you are "dollar cost averaging" into the share market.]]></description>
		<link>http://investmentarticle.com/investing-in-times-of-uncertainty-and-volatility-part-3-investing-when-the-market-is-bad.html</link>
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		<title>4 Important Rules To Consider Before Executing Gold Trading Strategies</title>
		<description><![CDATA[Investors tend to take part in gold trading even though knowing the risks involved in this type of trade. This is because of the opportunities it presents in increasing someone's investments and financial portfolio. But this is only possible if you can come up with good gold trading strategies.]]></description>
		<link>http://investmentarticle.com/4-important-rules-to-consider-before-executing-gold-trading-strategies.html</link>
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		<title>How to Invest and Save Big Money in 2012 and Beyond</title>
		<description><![CDATA[Wondering how to invest and where to invest money in mutual funds in 2012 and going forward without paying heavy sales charges, expenses, and fees? Here we spell it out for you so you can put your money to work and invest with confidence.

How much does it cost to invest $10,000 in a typical stock fund? This depends on where you invest your money. In a fund company that charges a 5% load (sales charge) it could cost you $500 up front just to invest your money. Then it could cost $200 a year for fund expenses, increasing as the value of your account grows.]]></description>
		<link>http://investmentarticle.com/how-to-invest-and-save-big-money-in-2012-and-beyond.html</link>
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		<title>Investing for Beginners: How to Start Investing</title>
		<description><![CDATA[When most people have extra money, they tend to purchase things that they don't really need. While the items they're buying may be useful, that extra hundred they just dropped on the latest in tech gadgets could be put to better use by investing.

Many people don't even consider investing because they think they need thousands of dollars to get started. Not true.]]></description>
		<link>http://investmentarticle.com/investing-for-beginners-how-to-start-investing.html</link>
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		<title>The Great Paradox: Why Stocks Aren&#8217;t Getting Respect</title>
		<description><![CDATA[Investors love to imagine their decisions are based on logic and foresight. But by using inconsistent arguments, investors have fooled themselves yet again, and created what I call the "Great Paradox."

For example, stocks have become the Rodney Dangerfield of investments: They can't get no respect. Despite corporate earnings increasing 125 percent since 2009, many investors remain skeptical of the outlook for stocks.]]></description>
		<link>http://investmentarticle.com/the-great-paradox-why-stocks-arent-getting-respect.html</link>
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		<title>Plan Trades With Basic Trend Patterns</title>
		<description><![CDATA[The basic reason for looking at a price chart is to determine the trend. At a quick glance, we can see whether the market is moving up or down. However, few realize that the real trend is determined by the pattern of rising and declining moves.]]></description>
		<link>http://investmentarticle.com/plan-trades-with-basic-trend-patterns.html</link>
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		<title>Residual Income Through Business</title>
		<description><![CDATA[What is residual income? Residual income is a type of income regularly received after a one time investment of money, time, and effort. When an author writes a book, he will spend time working on it. When the book has been written, he will publish it online or offline.]]></description>
		<link>http://investmentarticle.com/residual-income-through-business.html</link>
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		<title>Online Passive Income</title>
		<description><![CDATA[In the past, it was beyond the imagination of everyone to make money without exerting some energy or effort. As far as we believe, fortune lies on our hand. So whenever we hear that it is now possible to earn some money online, we might surely hesitate to believe.]]></description>
		<link>http://investmentarticle.com/online-passive-income.html</link>
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		<title>How Can an Average Person Generate Passive Income?</title>
		<description><![CDATA[An average person can generate passive income in many ways. This means that it is not only the rich that can generate passive income. Everybody can but not in the same way.]]></description>
		<link>http://investmentarticle.com/how-can-an-average-person-generate-passive-income.html</link>
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		<title>Passive Investment Income</title>
		<description><![CDATA[What are some ways a person can generate passive investment income? There are a number of ideas about it. Everyone has his own ideas about which one can be a passive investment income. We should have our own choice of investment.]]></description>
		<link>http://investmentarticle.com/passive-investment-income.html</link>
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		<title>Benefits of Investing in Gold ETFs</title>
		<description><![CDATA[The shine of the yellow metal seems to be getting brighter with every passing year. On one hand gold has successfully preserved its value and on the other, it has given investors a consistent appreciation over time. Truly, today all that glitters is gold.

With economies around the world starting to show cracks and currencies turning highly volatile, gold finds place in the portfolio of every savvy investor.]]></description>
		<link>http://investmentarticle.com/benefits-of-investing-in-gold-etfs.html</link>
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		<title>Who&#8217;s in Control of Your Investment Money?</title>
		<description><![CDATA[Is your destiny, your financial future controlled by you, a family member, a financial person chosen by you or a total stranger?

In other words: Who's in control of your investments, or your retirement account, of your MONEY?

These can be scary questions especially if you think you are not qualified to manage your own retirement account, create one or invest in the stock market. The truth is, I believe almost every single person can manage their financial future. Perhaps you need a little assistance, but you can not only do it, but probably do it better than almost anyone else.

Controlling your financial future involves just a few key factors:

&#8226; Time - are you willing to spend 30 minutes a week, perhaps an hour managing and developing your financial future? Your retirement account?

Yes, this means finding 30 minutes almost every week, perhaps skipping a TV show, but the reward is equivalent to paying yourself the "big bucks".

&#8226; Method - invest some initial time to review software that can aid you with recommendations for what stocks, ETFs or mutual funds to buy and when; plus equally important when to sell and especially critical, when you should sell out and stay out of the stock market to preserve and protect your money.

The software should be flexible enough to meet your goals, your personality -conservative - moderate - aggressive.

Preferably the software shouldn't require months to learn or even a college degree.]]></description>
		<link>http://investmentarticle.com/whos-in-control-of-your-investment-money.html</link>
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		<title>India and China Disobey Iran Oil Sanctions</title>
		<description><![CDATA[Indiaand China, two powerful emerging economies have decided to defy European Union and U.S. sanctions on Iran planned to pressurize Tehran into abandoning its nuclear program.

At a press conference in Chicago on Sunday, Pranab Mukherjee told reporters that Iran remains one of the strongest contributors to India's emerging economy and drastically reducing imports from Iran would not be a feasible decision. India and China together account for 34 percent of Iran oil exports, slightly higher than Europe.

Although, Iran would be happy with this decision, it waits to be seen how the two countries cope up when it is time to pay, without offending the sanctions.]]></description>
		<link>http://investmentarticle.com/india-and-china-disobey-iran-oil-sanctions.html</link>
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		<title>World Economy at Damage Due to Iran Tensions, Warns OPEC Chief</title>
		<description><![CDATA[OPEC chief Abdalla Salem el-Badri warned that stand off between Iran and the West could damage the world economy and oil investments. It was his most lethal warning until yet defining the escalating tensions between Iran and U.S./European Union over the contradictory assumptions on the nuclear propaganda by the Middle Eastern country.

Abdalla Salem el-Badri who is the secretary general of the Organization of Petroleum Exporting Countries said increasing tensions between the West and Iran were putting pressure on oil prices and an impending explosive situation would turn out to be disastrous with much higher prices.

El-Badri worries for prices on oil that could shoot up beyond $150 a barrel, which would definitively pinch the already groaning world economy. As U.S.]]></description>
		<link>http://investmentarticle.com/world-economy-at-damage-due-to-iran-tensions-warns-opec-chief.html</link>
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		<title>Defining and Investing in Your Top 5 Assets</title>
		<description><![CDATA[In my financial advising practice I help my clients to take inventory and check their wealth in five categories of assets that few have considered. Each of these categories represent a significant source of wealth or in some cases debt for the client. It is important to add strategies to build wealth in all five of these areas.

We start the process by defining the five asset classes and asking the client to rate the level of wealth in each account on a score of 1-10 with 10 being the highest and requiring no improvement.]]></description>
		<link>http://investmentarticle.com/defining-and-investing-in-your-top-5-assets.html</link>
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		<title>Reasons to Invest in Silver and Skip Gold</title>
		<description><![CDATA[Most people in the world today have experienced the pain of the words - national debt, inflation and credit crisis. Suddenly your hard earned savings are of little value. Financial advisors and other economic divas are propagating the wisdom of investing in other avenues such as gold at such times.]]></description>
		<link>http://investmentarticle.com/reasons-to-invest-in-silver-and-skip-gold.html</link>
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		<title>Capital Alternatives: Climate Change Investment Strategies</title>
		<description><![CDATA[Capital Alternatives: Climate change investment strategies 

Economics of the world are moving towards attaining a low carbon growth which involves reducing carbon productivity and increasing energy efficiency. The phenomenon of weather change is, scientifically, recognized as a threat to the environment, which can be reduced by controlling the emission of greenhouse gases. Today weather change is not recognized as a social responsibility but as an opportunity which can provide continued returns over the years, and institutional investors are eyeing the global climate play for diversification and secure returns.]]></description>
		<link>http://investmentarticle.com/capital-alternatives-climate-change-investment-strategies.html</link>
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		<title>With Investments, Time Teaches Well</title>
		<description><![CDATA[Remember the thrill when you made your first trade and the excitement with which you followed it UP? Or, hopefully not, the disappointment as you followed it DOWN? And then, how, through the first few years of ups and downs, which, by the way, have happened to even the best of investors, you slowly learned to rein-in your emotions and dissociate them from the market. It's what I call seasoning; think of it as experiencing all of the seasons of the stock market, directly in your own portfolio, over a span on time, and it wizens you to the market over time. Well, that's what I broadly plan to touch on today; that success in investing is more than looking at prices jumping around on your computer monitor, more than a sexy story or puff piece, but a skill that is developed over time and by avoiding folly.

I'll touch on three topics.

Even the experts miss corrections and crashes

Consider the anticipation of a market crash, that great destroyer of portfolios.]]></description>
		<link>http://investmentarticle.com/with-investments-time-teaches-well.html</link>
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		<title>What Is Quantitative Trading and Who Can Do It</title>
		<description><![CDATA[What is Quantitative Trading?

Quantitative trading is a term which indicates removing all human emotions from the investing or trading process. Basically have a computer system make all the decisions for you; you just pull the trigger, so to speak.

Emotions are your enemy when it comes to trading or investing in the financial markets. Fear and Greed are the two arch enemies which fuel trading.]]></description>
		<link>http://investmentarticle.com/what-is-quantitative-trading-and-who-can-do-it.html</link>
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		<title>Three Things To Consider When Developing Silver Trading Strategies</title>
		<description><![CDATA[The demand for silver continues to rise as new uses for it has been found over the years. In 1997, silver had a value of not more than $5 and it has increased six times in the last 14 years. As traders and investors came to understand the price increase of the commodity, they went into efforts on developing good silver trading strategies to enhance success when dealing with this precious metal.

Sufficient knowledge and understanding on this type of trade can produce benefits, and before you start developing silver trading strategies you must first consider three important things.

The people who make silver trading work

Trading silver can be a solution against inflation.]]></description>
		<link>http://investmentarticle.com/three-things-to-consider-when-developing-silver-trading-strategies.html</link>
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		<title>Passive Income Opportunity in Stock Trading</title>
		<description><![CDATA[Opportunities come in many forms. Some say that opportunity knocks only once. Others say it just lingers.]]></description>
		<link>http://investmentarticle.com/passive-income-opportunity-in-stock-trading.html</link>
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		<title>Knowing Your Risk Profile</title>
		<description><![CDATA[Choosing from a wide array of investment products can be somewhat confusing especially if you are not aware of what options are available to you. There are different investment options for both the conservative and aggressive investor and everyone in between. There is a connection between a product's risk and return.]]></description>
		<link>http://investmentarticle.com/knowing-your-risk-profile.html</link>
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		<title>Fixed Rate Bonds in a Volatile Market</title>
		<description><![CDATA[Are fixed rate bonds a wise option for your investment portfolio in 2012? With savings account rates scraping the bottom of the barrel, and an increasingly unpredictable stock market, fixed rate bonds can provide a happy medium for those seeking a little bit more for their money without the degree of risk associated with stock market investment - but are the fixed rates a problem?

When you purchase a fixed rate bond you receive a set rate of interest across a pre-agreed period of time in return for the loan of your capital. The fixed period is usually between 6 months and 5 years.

Your fixed interest rate is usually guaranteed unless the bond provider goes bust. The value of your capital is not normally guaranteed, so you may not get back the full amount of capital you put in.

Fixed rate bonds will often provide very competitive rates when compared to traditional savings accounts, so if you were to base your decision on current interest rates investing in fixed rate bonds can look like a very good option indeed.

What worries many is that when you take out a fixed rate bond you will usually have to make a commitment for a certain period of time.]]></description>
		<link>http://investmentarticle.com/fixed-rate-bonds-in-a-volatile-market.html</link>
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		<title>London Bullion Market Association Reports on Silver Prices for 2012</title>
		<description><![CDATA[According to the reports by the panel of expert analysts at the London Bullion Market Association, the prices on silver will not rise up to a remarkable extend as expected the same in April 2012. However, gold will display its flares in 2012 because of ongoing precious metals price prediction competition. As statistics from the competition on the prices, gold appears to touch elation unlike its counterpart the white metal.

From the analysts' forecasts, it is clear that the average silver price in 2012 was US$33.98, but it shored up to a height of $44.49 that was a consecutive predication representing a substantial 39% increase.]]></description>
		<link>http://investmentarticle.com/london-bullion-market-association-reports-on-silver-prices-for-2012.html</link>
			</item>
	<item>
		<title>Alternative Investments &#8211; Should I Have Them In My Portfolio?</title>
		<description><![CDATA[Should you hold Alternative Investments in your portfolio?

So you've decided to reduce your exposure to equities in order to avoid the price volatility that seems to be driven by the latest piece of political rhetoric about national debt or economic growth. You're no longer seeing the value of your investments rise and fall by considerable margins on a daily basis, and you're sitting on a nice pile of 'safe' cash. But you probably also need to find a home for your capital where it will grow at least in line with inflation, hopefully generate some income, whilst sharing little correlation with the performance of equities, bonds and other traded financial instruments.

So now is the time you start to consider alternative investments.]]></description>
		<link>http://investmentarticle.com/alternative-investments-should-i-have-them-in-my-portfolio.html</link>
			</item>
	<item>
		<title>Are We Nearing the End of Our Oil Reserves?</title>
		<description><![CDATA[Although crude oil is still vastly available in the earth's crust, it is not an infinite resource. At some point it will eventually be exhausted. The demand for crude oil has increased by gigantic proportions.]]></description>
		<link>http://investmentarticle.com/are-we-nearing-the-end-of-our-oil-reserves.html</link>
			</item>
	<item>
		<title>Pros and Cons of Private Investing</title>
		<description><![CDATA[Private investing is another option for people who want their money to grow over a period of time. A lot of the investment opportunities available in this area involve ideas for start-up companies that financial institutions are not willing to give a chance to. This is why private investors are also called Angel Investors because they help those budding entrepreneurs to realize their business goals.]]></description>
		<link>http://investmentarticle.com/pros-and-cons-of-private-investing.html</link>
			</item>
	<item>
		<title>Vintage Comic Books: Take Advantage</title>
		<description><![CDATA[Let's talk vintage comic books. How is it possible that the popularity and value of collecting these books could increase in a downward economy? How is it also possible that those popularity and value increases could happen in an age where kids are reading from computer screens versus paper products? The recent popularity growth in collecting is due to three factors: the stability of comic book reading and collecting over the long history of the hobby; the popular releases of new movies, television shows, and computer games which include vintage super heroes and villains; and the influx of new closeouts that are now available, due to collectors selling collections to compensate financial issues, caused by a weakened economy.

It is hard to argue that collecting these publications is a fly-by-night hobby. These fun publications have a long history.]]></description>
		<link>http://investmentarticle.com/vintage-comic-books-take-advantage.html</link>
			</item>
	<item>
		<title>Investing in 2012</title>
		<description><![CDATA[When we are talking about investment, this word has been heard often enough. A lot of people or friends do not really understand what investment is and desperate to start investing without knowing the contents of their investments. Be careful.]]></description>
		<link>http://investmentarticle.com/investing-in-2012.html</link>
			</item>
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