Investment Articles

Investments for beginners is on one hand quite simple. It is largely about finding somewhere to put your money now in return for a larger amount in the future. On the other hand beginners need to do their homework very thoroughly. Completing your due diligence and getting sound advice has never been easier with the online information readily available. Check out some unusual options as well as the more well known investment vehicles. Remember, keep asking questions until you get satisfactory answers and research many options in your budget.

You may think you have never invested but aside from the family home you possibly have purchased the odd item hoping it will appreciate in value. Well that is really what investing is all about. Making a good investment is all about finding somewhere to put your money now in return for a profit at some time in the future.

To get the kind of results you want, it is important to try to determine what time frame that future time falls within and whether the investment need to produce fast income or growth or both. Even then there are many variables. Take property as an example. It is really considered to be a medium to long term investment as there are high costs involved in most countries when purchasing – so the growth has to outstrip those expenses before it even makes a dollar.

However in a very ‘hot’ market a lot of small and large developers for example will get into the market and out again whilst it is still rising but is peaking, or they want to cash up for another development. Others will buy when they feel the market is undervalued and about to rise.

The same thing is really happening in most investment markets when you look at them. Brokers will advise on particular shares at particular times. It is crucial to ensure that you check out sufficient financial advisers and their track record before taking advice. Finding does require research on your part.

Some investments however can be quite spectacular just by doing some homework on a fairly small niche – a particular type of pottery is an example. Fortunes have truly been made overnight by people who have an eye for a real antique or a rarity that has value. It must be quite exciting to make more money overnight this way than to watch share prices go up and down and simple car boot sales have produced exciting rewards for total beginners on many occasions.

Norma Kirkland invites you to find more useful information at http://good-investments.net. The site is updated most days with useful information. If you require further information please drop an email once there.

You may also care to call in to http://greenplanet.com too and email support for Del (Deree) Reid currently held in Kenya for almost two years on false charges after saving a female from a vicious attack whilst on holiday. Thank you.

Is profitable trading still a hazy dream to you? Like thousands of traders and investors, gaining substantial profits in the market of your choice could still be an elusive dream to you. It’s possible that you might not be getting it because you don’t have the right tools or elements that could spell the difference. Here’s what you really need to start trading successfully.

Right Psychology

Psychology plays a direct and important role in trade outcomes but many investors don’t even realize this. They may enter positions and get too caught up in their emotions that they end up holding on too long or letting go too early of a position. This emotional approach is the first step to losing your chance to gain trading profits. The right mental and emotional mindset is to approach trades with logic and reasoning based on an established system or plan of attack.

Proper Market Selection

There are many different kinds of investment markets. Some think that the fastest way to earning a lot is to invest in every single one of them. This is one of the worst mistakes any trader can make. Although it is not impossible to one day have a diverse portfolio, beginners should not start their careers by dipping into various markets all at once. It is far more sensible to concentrate on one market first so you can master it and make the right decisions that will permit profitable trading.

Solid System

If businesses need systems to run smoothly, so do market investments. In fact, this is the first thing that seasoned traders establish. A plan or system is simply a set of rules set-up to guide trader decisions on when to enter or exit trades. Once you have a plan in place, it’s important to commit to follow it no matter what happens. Your system and your commitment to it are the real secrets to preventing emotional investing.

Money Management Rules

Rules for money management are covered by trade systems but they are so important that they deserve special mention. These rules are what prevent you from having to go through substantial losses. Once they are in place, you never have to lose more than is acceptable to you. Your set of rules should include specific details on your trading float, maximum allowable loss, initial stops and preferred trade size.

Charting Software

In this day and age, every trader needs an investment charting and analysis package. These are typically quite expensive which is why you need to make sure that you make the right choice. Pick one that has been around for a long time because this will give a higher assurance that it will not disappear along with its support system in the coming years. Other important qualities to look for are flexibility, market scanning ability and independent data plans.

There is no doubt that profitable trading can be within your reach. You just have to take pains to make sure that you have all the right tools and elements in place. Start by adopting the right frame of mind and then move on to developing your own system to use with a good charting package on the right market.

Want To Learn How To Create Your Own Trading Plan?
Visit http://www.freetradingsystems.org For Details.

When it comes to investments, many people set their sights high from the start. Buying insurance companies is a type of investment that is not only very successful, but it is typically much safer than a traditional bank or stock investment. Insurance companies can only spend up to about 90% of what their profits are, unlike banks and lenders who can easily spend 10 times their profits or more. This means that you have less risk of losing money when you invest with an insurance company.

Buying this type of company can seem like a daunting task, but one that will bring profits nonetheless. You really need to understand that the profit margins on buying such companies are not as high as you might expect. The profit margin of any of said companies is affected by its revenues, its float, and the 10-k that the business has. When you think about insurance companies, you can see that their profits come in the underwriting stages. If companies are not underwriting enough policies, they will not make the best profits. Therefore, your margins as an investor will be lower as a result.

Finding the best investments is all about looking at profit margins. The profit margins on buying these companies are much smaller than many people realize, but do offer some long-term potential if you have the means to wait things out. That means that if you can invest in buying insurance companies and not worry about profiting for awhile, you might be able to consider this a great investment. If you are looking for fast money or high profits right from the start, however, this is not the investment vehicle to choose. As it turns out, most companies end up only having a profit margin of about 5-6% of their total revenue after all of the expenses and taxes that need to be paid.

When you consider investing in insurance companies, you owe it to yourself to check out financial statements, look at company records, and take the time to see exactly what is going on and how well a company will fare for you now and in the future. The profit margin in the insurance world is more for long-term benefit than short-term gain, but it can bring a lot of success to those who are willing to wait. Do your homework and learn about investing in these companies before you move forward so that you know exactly what types of profit margins to expect.

Sean Johnson is an Investment Advisor for http://www.inquest.biz an Investment Referral Service for investors requesting information on specific investments.

Online investment strategies can include a wide variety of options. Online brokerages and other websites enable anyone of legal age to engage in buying and selling stocks, bonds, currency, commodities, and precious metals. Because investing online is both easy and risky, if you are inexperienced with trading, take every precaution, research well every investment firm and every investment prospect, and invest slowly and with extreme caution. Learn about investing and formulate your investment strategy before spending your hard earned money.

Investment Markets
Before spending the first cent in an online investment, ensure you know precisely the type of investment tools that suit your investment outlook, short term and long term financial goals. The categories of investment vehicles include:

Capital Market: Where governments and large corporations raise long term funds. Those providing capital meet those who provide securities, and trades are made, each side hoping it will make money. Capital market investments include stocks, bonds, mutual funds, options, Treasury bills, and more.

Commodity Market: Investors in the commodities markets enter contracts on such items as agricultural products including fruits, crops, livestock, coffee, soybeans, and more, as well as precious metals-raw or primary products. Most commodity contracts usually pivot on future prices, such as a springtime purchase on winter wheat.

Foreign Exchange (Forex) Market: Anchored completely in buying and selling currency, the Forex Market has a direct impact on the value or strength of each country’s currency. Inflation plays its part, but as with all investment vehicles, the amount of investment interest and activity in a currency–how much is purchased, and the price an investor is willing to pay-influence how much one currency is worth in relation to another.

Money Market: A traditional or online investment in the money market involves trading securities with a maturity of less than one year.

Real Estate Market: While investment strategies that include buying real estate online are not quite the same as other online investments, searching for real estate for sale can easily be conducted via the Internet. If interested in investing in this market, look for good values in land and land improvements permanently affixed to the land. Before purchasing, however, ensure you conduct due diligence on any property that catches your eye. Common real estate investments include solely land or commercial, residential, or industrial buildings.

Cautionary Points
Regardless of what type, method, or amount of investment you want to make, never invest any money before you thoroughly investigate for yourself the opportunity that you find. Don’t automatically take the word of someone, simply because he or she may have a license. There are different types of license, and while legal, not all are issued by the Security Exchange Commission.

Read ‘opportunity’ emails with a jaundiced eye, if at all. Report spam to the email provider. If you sign up for an online investment e-zine or newsletter, do so with the foreknowledge that it may increase unsolicited emails from others.

Most importantly, never invest blindly or automatically. Keep control of your money; don’t allow others to manipulate your investment dollar without your expressed and per-instance authorization, and make sure you articulate permission or denial in writing. Formulate an investment strategy and stick to it.

Summary
Regardless of the market in which you opt to implement your online investment strategies, remember to start small, start slowly, and never invest more than you can afford to lose. While not the intent for most investors, there is no guarantee that any investment you may make will make a profit. But with study, patience, and a bit of luck, it just might.

Danielle Taylor writes out of New York about different personal finance tips and online investment strategies. Always looking for the most favorable investing options, she tends to end up planning her finances at http://www.firstrade.com more often than not.

Almost daily you hear of heartbreaking news of someone being swindled of their life’s savings. Giant companies that parents have relied on for the tuition of their children have failed to deliver. Rich and famous people too have fallen for fraudulent investment schemes. Nobody, it seems, is immune to the siren call of the con artists or unreliable establishments promising riches or a secure future.
Why are so many people enticed into making ruinous financial decisions? The foremost reason is greed coupled with ignorance. Hopefully by reading some of the more common money risks listed below, the knowledge you gain will be able to improve your chances of safeguarding your investment.

• Abnormally high interest rates. With today’s rock bottom low interest rates in banks, many are tempted to put their hard earned cash in those who offer the highest interest rates. Unfortunately, the higher the interest rates the higher the risks you will lose your money. If you cannot resist then, at least, check if the bank is insured with the PDIC and if the amount you are putting in will be within the amount of the insurance coverage. Still I urge caution in this strategy especially if the cash deposited may be needed in short notice. It may take awhile to recover from the PDIC if the bank goes under.

• Pyramid schemes. This racket is when you are made to invest money to gain the right to recruit other investors who are in turn induced to recruit the next batch of investors in a never ending pyramid. Where the income is based on recruitment and not on the product or service being sold then it is a pyramid scheme. Unfortunately, it is not easy for many people to differentiate a legitimate Multi level company from a pyramid scheme. Usually you are told to get in quickly since the company is just starting in this country and so you can easily recruit “downlines” that will make you money while you sleep!

• Other get rich quick business opportunities. Nowadays one of the most common get rich quick schemes are some fly-by-night franchises. If a franchise is too cheap then it may be little more than a ploy to sell you their equipment and supplies. Just think if it were that easy to be rich then why is not everybody rich?

• Incredibly good deals. When something seems too good to be true, it probably is a scam! There are many types of fraudulent deals offered, from the fantastic like the treasure of Yamashita to the more common bargain property deals. Besides checking it out in the relevant register of deeds, seek a reputable and licensed real estate brokers professional’s help in verifying a properties ownership since there are many fake titles. Typically, these kinds of deals have a short time limit to pressure you to close the transaction without thinking.

• High risk investments. Properly done, mutual funds, stock market investments, and foreign exchange trading may make money, especially for those who know what they are doing and can afford to lose their investment. We usually hear a lot of people brag about how they made it big in these types of investments but those who were wiped out rarely want to talk about it. However, many people enter these transactions not knowing there is a possibility that they can lose a big deal of their money very rapidly!

• Preneed Plans. Most preneed companies are not scams. However, for several reasons, in the past several years, some of the largest preneed companies were unable to fulfill their obligations to their plan holders. The resulting lost of confidence has reduced the industry to a shadow of its former self. I believe that the industry and our regulatory authorities have learned many lessons from the debacle and hopefully there will be less such disasters. Despite this I would advise that you have a fall back position in case history repeats itself.

There are many more schemes existing and being hatched than can be listed above. Nevertheless, what has been discussed should infuse you with a healthy dose of caution. Perhaps this may suffice to make you take the time to think through more carefully where you will put your hard earned money.

The author is the president of BusinessCoach Inc. Philippines. Want to know more about business topics? BusinessCoach, Inc. conducts business seminars and workshops. You can call them at 727-5628 or visit their website on http://www.businesscoachphil.com for details.

The Trustee Act 2000 makes it clear that trustees are required to obtain and consider investment advice from a person they consider qualified to give it. This makes a great deal of sense but how does it work in practice?

The first job of the Investment Adviser is to help the trustees to prepare an Investment Policy Statement. This statement is intended to clearly identify what the proposed investment is required to achieve, over what time period, and how performance will be assessed in the future. A typical Investment Policy Statement will include the following:-

The overall level of return expected and minimum yield required
The income or capital requirements
The nature of timing of any liabilities
The liquidity requirement, including dates of planned expenditure
The marketability of the investments – important if income needs to be raised quickly
The time horizon of the trust – less than five years or long term
The time horizon over which performance will be assessed
The residence and tax status of the trust and the beneficiaries
Any socially responsible investment constraints
Other tax and legal constraints

Once agreed with the trustees, the statement will help the adviser in devising a strategy to generate a sufficient return to fulfill these objectives over the short, medium and long term.

Investment Risk

In an ideal world, trustees would expect a competitive and rising income with no risk to capital. In the real world however, interest from deposit accounts will not even match inflation. This means that the assets of very many trusts are guaranteed to go down in real terms. To protect trust assets against inflation and/or to generate a reasonable income in the current climate, some investment risk has to be accepted. Whilst cash that will be needed in the next year or two will have to be kept on deposit, money not earmarked for short term expenditure should be invested in a professionally designed portfolio of assets such as equities, gilts, corporate bonds and commercial property. The investment adviser will be able to suggest a portfolio to fulfill the objectives within the Investment Policy Statement and to explain the risks involved. It is for the trustees to decide if that level of risk is acceptable or whether the stated growth or income requirements were over optimistic. A degree of compromise is often required before an investment portfolio is finally agreed upon.

Investment Management

The size of the required investment largely dictates how the portfolio will be managed. This is because a major factor in reducing investment risk is diversification. As an example, investing in a portfolio of 40 or 50 shares carries much less risk than investing in just one or two. This means that smaller amounts might be directed towards collective investment such as unit trusts or investment trusts which can provide the required spread. There is often a combination of the two approaches with UK investments being directly held and foreign investments being in collectives. This is because the UK portion of a portfolio is invariable larger than the amount invested in (say) the USA or Europe.

Designing a suitable portfolio is only the start of the process. As different assets grow at different rates, the risk profile will move away from where it was originally set. For example, a typical portfolio might be invested 40% in equities with the balance in cash and fixed interest securities. If stock markets have a good year, the equity content might grow to 50% or more and the risk profile will have increased. A process needs to be established to regularly monitor and adjust the risk profile of the portfolio. The day to day management of larger portfolios, including rebalancing to maintain the original risk profile, is often passed to a discretionary fund management company. The role of the nominated Investment Adviser then becomes one of helping the trustees to evaluate the performance of the Investment Manager against the benchmarks agreed in the Investment Policy Statement as required by the Trustee Act 2000.

Independent Advice

To obtain impartial advice on the entire investment market, trustees should deal with an Independent Financial Adviser. There will than be no concerns about their recommendations being tainted because of access to a limited range of products or funds. Similarly, an Independent Financial Adviser will have no compunction about replacing an under-performing fund manager in the future – whereas an adviser working for the same company might not be in a position to do so.

Mike Wilson is a director of Scottsdale Consulting Ltd, having entered Financial Services in 1985 he specialises in pensions and investments, as well as expat services. He has a wealth of experience advising clients and in training other financial advisers.

Nobody really knows how to invest or where to invest $10,000 or more in 2011-2012 because nobody can predict the future. But you can invest money with an eye to the future with a simple plan consisting of just 5 mutual funds. If you’re willing to bet that America and the free world can prosper beyond the next few years, here’s how to invest your money with a plan.

Let’s say you have $10,000 or more to invest in 2011 and you can invest more money in 2012. We’ll start with where to invest (5 funds) and then move on to how to invest money with a simple plan that only assumes one thing. Our assumption: America and the free world will survive and prosper beyond the next few years. If you don’t believe this, you can invest your money in survival gear and find someplace to hole-up for an indefinite period of time. Here are the 5 funds that, as a package, should work well for you and not require second-guessing. Remember that when you invest money it is rarely a smooth ride and there will likely be bumps in the road ahead.

MONEY MARKET funds are the safest of funds, and this is where to invest money that needs to be both safe and readily available. Money funds earn interest and pay dividends that vary with prevailing interest rates. Their share price does not fluctuate and is pegged at $1 per share. BOND FUNDS feature higher interest income with moderate risk, and they do fluctuate in value. If interest rates go up in 2011 or 2012 this will push their share prices (values) down. You need to be aware of this if you don’t really know how to invest money in bond funds. So go with an intermediate-term high quality fund to keep risk moderate vs. a long-term fund which has more risk.

The other 3 funds are equity (stock) funds and they all have greater risk and share price fluctuation. Here you invest money not to earn interest income, but rather for growth through rising share prices, and secondarily for dividend income. Remember, you have $10,000 to invest in 2011 and you need a balanced portfolio that can produce both growth and income over time. Since broad diversification is the answer to how to invest with a solid plan, I suggest you go with the following equity funds. A large-cap diversified EQUITY-INCOME fund will give you a stock investment in America’s largest companies, and an INTERNATIONAL equity fund will give you exposure to stocks world wide. Add a REAL ESTATE fund that specializes by managing a diversified portfolio of real estate equities, and your investment package is complete.

How to invest or how much of your $10,000 to invest in each of the 5 funds will depend on you risk profile. If you invest an equal amount in each you will be invested 40% in the safer funds and 60% in riskier equity or stock funds. Traditionally, investment advisors have simply recommended 40% to bonds and 60% to stocks for average investors who didn’t know how to invest money. Here we give you more safety on the conservative side and greater diversification on the equity side. If you are more conservative, just go heavier on the money market and bond fund. If more aggressive invest more money in the equity funds.

Let’s say you invest money equally in all 5 funds. Knowing how to invest when you add more money to your plan in 2012 and beyond can make the difference between long-term success and failure. Invest future money to bring all 5 funds back to being equal in value. This means that most of the new money you invest will likely go to the funds that performed the worst and perhaps lost money. That’s a good thing, because you will be buying more shares when a fund’s price is lower vs. when it is expensive. If you only have $10,000 to invest in 2011 and no money to add in 2012 and beyond… move money around once a year to bring your funds back to where they are again equal in value.

Learning how to invest and where to invest is not rocket science. Invest money with a longer-term view and don’t speculate about the future prospects for 2011 and beyond. With a diversified portfolio and this simple plan for managing it you can invest money with confidence. If the free world prospers, so should you.

Author James Leitz has 40 years of investing experience and would like to help you learn how to invest. Get up to speed on how to invest at http://www.investinformed.com.

The best investment strategy for 2011 and beyond will vary from traditional investment strategy for good reason. Today’s investment scene and economic conditions are anything but normal. Here we look at today’s exceptions to the norm and the best ways to protect your investment portfolio going forward.

The best long term investment strategy typically recommended in the past for average investors: allocate about 55% to stocks and 40% to bonds, with the remainder going to safe investments. Sometimes real estate or gold were thrown into the mix. For the most part, this strategy worked. For 2011 and beyond it’s time to think twice about asset allocation and your specific investment options in the five areas mentioned above. Some are skating on thin ice; while others are headed where few of today’s investors have ever been before.

The good news is that average investors can put together an investment strategy best suited to the new economic reality by simply investing in mutual funds. All five of the above investment options and more are available in funds. Plus, funds come complete with professional money management and plenty of flexibility. Once you’re with one of best fund companies you can easily make changes to your portfolio free of charge. So, let’s take a look at some of the exceptions to the norm or extremes that exist today. Then, we’ll suggest changes to consider for 2011 and beyond in terms of mutual funds, starting with safe investments and ending with gold.

Safe investments pay interest and don’t fluctuate in value. The best in class here for most investors is still money market funds, where the interest you earn automatically changes with interest rates. Thirty years ago interest rates peaked and have since basically been falling. Then, you could earn close to 20% with high liquidity and safety in a money fund. As 2011 unfolds you’re looking at more like.1%. Both of these rates represent DRAMATIC extremes or exceptions to the norm. Few of today’s average investors have experienced a significant upward trend in interest rates. Prepare for this possibility. Your best investment strategy here is to keep 10% to 20% in money funds.

In pondering your best investment strategy with bond funds picture yourself skating on thin ice. That’s what people who loaded up on bond funds to get higher interest income for 2011 and future years are doing. Lighten up here in general and avoid or get rid of long-term bond funds. They pay higher dividend yields (interest) but will take a major hit when interest rates head north for real. The extreme situation here has been bond prices, which became very high as a result of investors bidding up prices in a bizarre low-interest-rate environment. The best investment options here for most folks are short-term and intermediate-term bond funds. You will make less interest income vs. long-term funds, but you will have much less exposure to losses if the ice cracks and bond prices tumble.

The financial crisis and recession are officially over, but the stock market hesitates in its attempt to reach new highs for 2011 and beyond. Economic growth has been in question as unemployment stubbornly remains at high levels relative to the norm. This situation is unusual for an economic recovery; but don’t speculate about the future of stocks and don’t avoid stock funds. The best investment strategy here is to favor general diversified stock funds that invest in high quality, dividend-paying U.S. companies vs. smaller less-stable companies that pay little in the way of dividends. Then diversify even further with international funds to spread out your risk. In this way you will participate if stocks continue to struggle upward, but you shouldn’t get hammered too severally if they don’t. Your best stock strategy if you lean to the conservative side is to lighten up on diversified stock funds in general.

As a financial planner I often recommended both gold funds and real estate funds to average investors, even when traditional investment strategy all but ignored these investment options. Both of these funds add additional diversification and balance to a portfolio. Both have also experienced changes in character in recent times that deviates from past norms. For years real estate funds were steady performers and paid handsome dividends. They were clobbered in the recent financial crisis and recession. Even with a 4 ½ % mortgage rate the real estate sector lacks gusto in turning around, but at least realty prices are not excessively high. The best investment strategy here if you believe the industry will recover in 2011 or beyond: put 5% to 10% in a real estate fund to further diversify your portfolio.

Now let’s talk about the last extreme in today’s investment scene, precious metals. If you think that today’s infatuation with gold is normal, here are some historical lows and highs for an ounce of gold, in round numbers, you should look at. From a low of $100 in 1976… to a high of $850 in 1980… and then down to $250 in 2001. Since 2001 began, gold has glittered, with its price pushing through $1400 in December of 2010. In that same time period stocks struggled. Don’t push your luck in 2011 and beyond. Gold and gold funds are not a growth investment and are anything but safe at today’s prices. Your best investment strategy is to cut back if you have money here, and to stay away if you don’t. Gold has become a speculation vs. a traditional hedge against inflation, which is presently mild by any standard.

Getting more aggressive is sometimes the best investment strategy… like when prices are hitting extreme LOWS in the investment markets. For 2011 and beyond it’s best to focus on the extremes that could spell trouble in the future as they unfold… like extremely low interest rates suddenly climbing significantly. Protect your investment portfolio with a good defense, diversify across the board to deal with uncertainty, and live to invest more aggressively another day.

A retired financial planner, James Leitz has an MBA (finance) and 35 years of investing experience. For 20 years he advised individual investors, working directly with them helping them to reach their financial goals.

Jim is the author of a complete investor guide, Invest Informed, designed for average investors or would-be investors of all levels of financial background and experience. To learn more about investments and investing and his new financial guide go to http://www.investinformed.com.

Exchange Traded Funds are a popular investment vehicle for mainline investors these days. They represent a convenient way to participate in a given class of investments, which resembles a mutual fund in a number of ways. However, the fund trades more like a stock and doesn’t have all of the drawbacks mutual fund investors routinely complain about.

In the world of precious metals investing, there are indeed ETFs available. While some vehicles may track a cluster of companies, such as junior mining companies, for example, others will track underlying commodities such as natural gas, uranium, or precious metals. Two of the more popular vehicles are GLD for gold investing and SLV for silver investing. As for the latter ETF, silver investors find this appealing because it is a way to “play” the silver bull run with ease. Think about it this way. With just this one ETF, silver is now a portion of your portfolio and you’ve avoided all the mutual fund pitfalls.

Moreover, there’s greater allure still. With the SLV ETF, silver can convey profits to you without you even knowing the name of a single mining company that produces an ounce of silver! You may not even know what the spot price of silver is. And you may not have the foggiest idea where you’d even buy physical silver apart from your neighborhood jewelry store.

This all sounds great. However, as they say, all that glitters is not gold. And it may not be silver either. From my perspective, when you invest in the SLV ETF, silver may not really be in your portfolio after all. For starters, you obviously do not have physical silver; you have a digital entry in your online brokerage account. “Big deal,” you say, “so it is with all of my holdings.” Fair enough. So, let me ask you a question. If you go the route of ETF silver investing, what exactly do you have?

Here’s the problem as I see it. Frankly, the silver market is extremely tiny. It’s estimated that only about 600,000,000 ounces of silver are produced annually. That may sound like a lot, but I want you to consider two important points.

On the one hand, note that the vast majority of production is consumed by industry, since silver is an integral part of everything from dentistry to electronics and beyond. When all is said and done, there might be 100 million ounces left for investors. That means that, if everyone in the United States wanted a 1-ounce silver round this year, only 1 out of every three people would even get one. A full two-thirds of us couldn’t even get our hands on one stinking coin! Are you starting to see the picture?

Now, on the other hand, let’s look at it in hard numbers. At $20 an ounce, even a generous 100 million ounce allotment for annual silver investment would put the silver market (for investment purposes) at 2 billion dollars. At $30 an ounce, we’re at $3 billion. And even $50 an ounce for silver would make the silver investment market just $5 billion. That’s really small.

I hope you can now appreciate just how minuscule, in relative terms, the investment market for physical silver really is. Now, we can go on from there to ponder a few things. A for the SLV ETF, silver is supposed to be a core holding, right? In other words, SLV is designed to track physical silver prices. So, as for any real, tangible assets that might exist in the SLV ETF, silver should be high among them. However, we can know definitively that the SLV is not gobbling up all available investment silver. After all, I have some of it!

So how much of the generously estimated 100 million ounces each year is SLV adding to its reserves? How does that figure compare to the market cap of the SLV? See the problem? When there is movement in this ETF, silver is supposedly the driving force. But how can SLV justifiably rise in concert with physical silver if there is not enough physical silver to back it? How is ETF silver investing any different from the fractional reserve fraud of the fiat money system the Federal Reserve operates, which has led to the massive decline in purchasing power of the “dollar?” What would happen if everyone in SLV started to demand redemption and wanted the real thing instead? Isn’t this why the Federal Reserve no longer issues Silver Certificates?

ETF silver investing reminds me of a game I used to play as a child. What was it called? Oh, yeah: Musical chairs.

Want more useful information on ETF Silver
investing, and how to not get left standing? J. Scott Talbert is an Estate & Financial Planning attorney and precious metals investing aficionado. Visit his Resource Investing website at http://www.miningstockdepot.com
today and get your $440 Unadvertised Bonus and Consumer Briefing Advisory Report free!

Would you like to know the high income investments strategy? Probably, all would be interested in it. You need to make your investment options strong enough to support you during the times, when you are helpless. For this, it is very important to learn investing in the right way. Just investment in any option available is not a good choice. You should know in what you are investing, its time period, its pros and cons, etc. considering all the above factors, one can go for investment option that is most feasible and suitable to him.

There is an assortment of investment strategies available, however you need to simplify them and evaluate it in order tom comprehend whether it is for you or not. In order to make high income investments sensible option, you need to acquire a firm grasp of some of then noticeable features of investments. These include income, growth, safety, liquidity, and tax benefits. Each investment options have to be evaluated by rating it in terms of these features.

Get hold on bonds and stocks. These are the huge high income investments options that each individual should understand while investing their capital into it. Basically, stock investment is directed to people who desire to expand with flexibility. In case, you desire high income and safety, then bond investment is the preferable choice for you.

You can speed on liquid and safe investments such as bank money market accounts and money market securities. All the investment portfolios should boast bonds, stocks and liquid safe assets. You can also spread your hands into alternative high income investments such as oil, gas, gold, real estate and other such tangibles, products or commodities. You can also go for foreign securities as high income investments. Such investment options can generate growth for the investors when the condition of the stock market is not good.

Then, you need to also focus on the concept of mutual funds. It is quite easy as you can now comprehend the kinds of investments in which these funds invest their sum. Mutual funds administers your money for you, however, it is important to select a good fund. You are provided with some basic alternatives such as balanced funds, stock funds, money market funds, bond funds, etc.

The ultimate step is to invest in a concept wherein you can administer and maintain a balanced portfolio of your investments; however at your own risk. You have to expertise in investing concepts and tools such as balance, rebalance, asset allocation and averaging dollar expense. If all these steps are followed properly, you find the investment option very easy and manageable. Or else, you will just remain confused and lost in this cycle of investment. If you are interested to know more about high income investments, then you can visit cash value life insurance for further details and assistance. High income investments are very necessary and mandatory in today’s world because one can never predict what can happen tomorrow.

Did you know that there are high income investments outside of the market?

I put together a free video that reveals a 200 year old financial tool that banks and Wall Street have been trying to keep secret from you…Visit my website here to watch now: http://highincomeinvestments.net