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	<title>Investment Articles &#187; Investment Managers</title>
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	<link>http://investmentarticle.com</link>
	<description>Professional investment articles offering excellent advices</description>
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		<title>Passive And Index Funds &#8211; Have You Done Your Research?</title>
		<link>http://investmentarticle.com/passive-and-index-funds-have-you-done-your-research.html</link>
		<comments>http://investmentarticle.com/passive-and-index-funds-have-you-done-your-research.html#comments</comments>
		<pubDate>Tue, 08 May 2012 10:00:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

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		<description><![CDATA[As part of the continual research that we do on the subject of investing, we have noticed a rising trend in financial advisers and the general public becoming more aware of passive and tracker funds.

We have been involved with this style of investing for many years now, and although it is very plain to us that it (in our opinion) is the most robust and academically proven route to investing one's capital (as opposed to investing in alternatives, such as 'active' funds), it has taken some time to become more mainstream.

Now, however, there is much more coverage in the press about this way of investing, and Richard Saunders, Chief Executive of the Investment Managers Association commented recently that passive funds had experienced a 12% rise in the value of the amount of money being invested in them in 2011 as compared to 2010.

Some of the media coverage included 'This is Money:

"Investors ditch expensive fund managers for trackers. Despite the vast amounts of money still being thrown at active fund managers, the average UK fund has been beaten over five years by ones which blindly follow the FTSE All Share."

IFP

Then there was the meeting of the North East branch of the Institute of Financial Planning (IFP) Ray &#038; I attended. There were some good speakers, including Tim Hale, author of 'Smarter Investing', whom we have met many times before.

Tim is excellent at pointing out the merits of passive funds and presented to us an example of how hard it is for an active fund to beat a passive fund on average, over time and after costs.

Remember, an active fund aims to beat the market by holding the right shares (and will often trade shares on a regular basis to try and achieve its objective).

A passive fund simply buys the market, and trades very little as it is based on a 'buy &#038; hold' strategy.

Tim put a slide up that had 353 dots on it, with a 40 year time period.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Have Real-Asset Alternative Investments Performed Compared to Equities?</title>
		<link>http://investmentarticle.com/how-have-real-asset-alternative-investments-performed-compared-to-equities.html</link>
		<comments>http://investmentarticle.com/how-have-real-asset-alternative-investments-performed-compared-to-equities.html#comments</comments>
		<pubDate>Mon, 09 Apr 2012 14:30:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Vehicle]]></category>

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		<description><![CDATA[The $32 billion Harvard University Endowment Fund, which generated a return of 21.4% in the fiscal year 2011, has 23% of its investments held in real-assets, which according the CEO of Harvard Management Company; Jane Mendillo, has been a significant contributor to the fund outperforming its benchmark over the last decade by 270 basis points per year, adding roughly $15 billion of value versus what would have been earned by a more traditional portfolio. The University of Notre Dame also holds a significant proportion of its portfolio in real-assets (17.5%), and delivered a return of 21.5% in 2011. The Yale University Endowment Fund delivered a return of 21.9% in 2011, and holds 29% of its portfolio in real-assets, including real estate and natural resources.

This article seeks to review the investment performance of a range of real-assets, compare that performance to the performance of UK equities, and establish the effect of real-assets on the performance of investment portfolios.]]></description>
		<wfw:commentRss>http://investmentarticle.com/how-have-real-asset-alternative-investments-performed-compared-to-equities.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Investment Alternatives &#8211; Inherent Risks</title>
		<link>http://investmentarticle.com/investment-alternatives-inherent-risks.html</link>
		<comments>http://investmentarticle.com/investment-alternatives-inherent-risks.html#comments</comments>
		<pubDate>Wed, 04 Apr 2012 14:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Financial Investment]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Opportunities]]></category>
		<category><![CDATA[Investment Performance]]></category>

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		<description><![CDATA[This article addresses some of the risks associated with real-asset investment alternatives in general.

As with any potential transaction, all investments carry risk, and in the case of alternatives those risks are often very specific to the asset class, here we address some of the general risks associated with moveable and immoveable properties considered as alternative investments. This risk-set can be broadly defined and categorised as:

Sector Risk
Location Risk
Asset Specific Risk
Counterparty Risk

Sector Specific Risk

As is the case with traditional financial investments, hard-assets carry risks specific to their sector. For example, in the case of agricultural land, Investors must be aware that a variety of exogenous variables can affect the investment performance of the property.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investors Need to Be Mindful of Hindsight</title>
		<link>http://investmentarticle.com/investors-need-to-be-mindful-of-hindsight.html</link>
		<comments>http://investmentarticle.com/investors-need-to-be-mindful-of-hindsight.html#comments</comments>
		<pubDate>Thu, 08 Mar 2012 09:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

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		<description><![CDATA[It's been a tough time for investors lately with the world's major sharemarkets struggling to produce any meaningful capital gain over the past five years.

The disappointment, though, goes deeper: since the start of this century the US sharemarket, measured by the S&#038;P 500 Index, has fallen by 13 per cent, and that's before taking into account the erosion in value caused by inflation over that time.

In contrast to shares, world bonds have performed spectacularly well (up over 100 per cent) since 2000. The yawning gap in returns between bonds and shares doesn't depend on the starting point being 2000 either; you have to use more than two decades worth of (US) data before you can show that shares have delivered higher returns than bonds.

It's perhaps not surprising then that investors have shifted some of their funds away from shares and into bonds. According to data from over 40 countries compiled by the Association of US Investment Companies, investors have reduced their allocation to shares from almost 50 per cent at the end of 2006, to 39 per cent by the end of September 2011, and upped their allocation to bonds and money market investments.

In making the shift, of course, they have contributed to the downward pressure on shares prices and helped push up bonds.

There are at least three reasons behind many of world's savers shifting from shares to bonds over the past five or more years:

The obvious one is that bonds have simply delivered better returns than shares - in hindsight the shift in funds has been a no-brainer.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Eurocrisis Is 2012 Bound</title>
		<link>http://investmentarticle.com/eurocrisis-is-2012-bound.html</link>
		<comments>http://investmentarticle.com/eurocrisis-is-2012-bound.html#comments</comments>
		<pubDate>Wed, 07 Mar 2012 15:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

		<guid isPermaLink="false">14f77361a044eb8ec62e3be5b0dbca3d</guid>
		<description><![CDATA[The European sovereign debt crisis has continued to hog the attention of global markets, with little sign of immediate resolution. The latest development in the drama has been a Europe-wide plan to move to a more centralised approach to setting national budgets in the region. This would involve European governments having to stay under certain deficit and debt limits or face fines for breaching them.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Forestry Investments &#8211; A Review of Timber Investments for Retail Investors</title>
		<link>http://investmentarticle.com/forestry-investments-a-review-of-timber-investments-for-retail-investors.html</link>
		<comments>http://investmentarticle.com/forestry-investments-a-review-of-timber-investments-for-retail-investors.html#comments</comments>
		<pubDate>Mon, 27 Jun 2011 12:30:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Personal Investment]]></category>

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		<description><![CDATA[We all use timber on a daily basis, in our houses, our furniture, our floors and our roofing, and institutional investors, hedge funds and pension funds have been investing in timber as a long-term growth asset and inflation hedge for decades. However, as more investors discover the little-known fact that timber investments have generally outperformed stocks, bonds, and commodities over the long run, there are now many opportunities for the smaller investor to participate in this alternative asset class.

The demand for timber is growing in line with an ever-expanding population, as the human race multiplies in number we require more timber for construction, yet at the same time, fundamental limits to the supply of natural forests limit the amount of timber we can grow and harvest for our own use.

Deforestation has destroyed 1/5th of the world's forests since 1950, and new global legislation is in place to protect the forests that remain as they play a vital role in carbon sequestration and the ecosystem.

This imbalance between supply and demand creates an outstanding opportunity for investors to acquire assets in short supply and profit from undeniable fundamental trends of population growth and resource scarcity.

Investment Performance
The vast majority of return on investment generated by timber is derived from the biological growth in size of the timber source, from seedling to sapling to fully fledged tree. On average, a single tree's volume of wood will increase by between 2% and 8% every year depending on species, age and climate.]]></description>
		<wfw:commentRss>http://investmentarticle.com/forestry-investments-a-review-of-timber-investments-for-retail-investors.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lesson 3 (Part 1) Factors to Consider Before Investing</title>
		<link>http://investmentarticle.com/lesson-3-part-1-factors-to-consider-before-investing.html</link>
		<comments>http://investmentarticle.com/lesson-3-part-1-factors-to-consider-before-investing.html#comments</comments>
		<pubDate>Tue, 29 Mar 2011 16:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Return]]></category>

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		<description><![CDATA[After discussing Differences between Savings and Investments, we will further discuss Investments to see what important factors an Individual Investor must keep in mind before making actual Investment decisions. From First and Seconds Lesson on investment, we have darted down certain points which classify investments from savings, and have noted few factors there that an individual investor must keep in mind to make wise investments, or even, to make investments at all or not.

This Lesson will cover in detail, factors and checks that are or should be backbone of investment decisions.

1. Avoid Hasty and Un-Planned Decisions.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>One Year Investment Bonds &#8211; A Secure Fortune Worth Taking</title>
		<link>http://investmentarticle.com/one-year-investment-bonds-a-secure-fortune-worth-taking.html</link>
		<comments>http://investmentarticle.com/one-year-investment-bonds-a-secure-fortune-worth-taking.html#comments</comments>
		<pubDate>Mon, 21 Feb 2011 17:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bond Investment]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

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		<description><![CDATA[One year investment bonds can be used to produce a long term capital growth or to generate an income. These bonds are a good way of saving money because they have a fixed rate annually, and the access can be restricted for that period. Before I think of buying the bond, the first thing I would consider is security and whether I can be paid off the bond before maturity date.

Money grows and good returns are produced at the end of the year.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to Avoid Investment Fraud</title>
		<link>http://investmentarticle.com/how-to-avoid-investment-fraud.html</link>
		<comments>http://investmentarticle.com/how-to-avoid-investment-fraud.html#comments</comments>
		<pubDate>Tue, 14 Dec 2010 14:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">a0958dccf553824e27ad4a1aa0915958</guid>
		<description><![CDATA[There are many people out there looking to scam people. Therefore it is always important to keep an eye out to make sure it doesn't happen to you, whether it is protecting against a computer virus or making sure you aren't the victim to an investment scam.

Everyone wants to make a quick buck if they can, and some use this opportunity to offer investments to people offering quick or easy money. It is therefore very important to be sure of an investment scheme's credentials before investing your hard earned money.

There are certain signs you should look out for.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Everything I Know About Investing I Learned In Court</title>
		<link>http://investmentarticle.com/everything-i-know-about-investing-i-learned-in-court.html</link>
		<comments>http://investmentarticle.com/everything-i-know-about-investing-i-learned-in-court.html#comments</comments>
		<pubDate>Fri, 10 Dec 2010 17:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Products]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Risk]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">e62a5bea1da9e0ccc4fb69e7c56343a2</guid>
		<description><![CDATA[As part of my litigation practice, I represent investors harmed by the misconduct of their stockbroker, investment advisor, or financial planner. Some of these cases can be brought in court; most are required to be arbitrated before the Financial Industry Regulatory Authority (FINRA). In either venue, however, many of these cases have common themes, which teach important lessons about investing.

Wall Street Doesn't Have a Crystal Ball

The financial industry spends millions of dollars convincing the investing public that it can predict with some accuracy the future price movements stocks.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How Portfolio Optimizer Software Can Dispel Investing Myths</title>
		<link>http://investmentarticle.com/how-portfolio-optimizer-software-can-dispel-investing-myths.html</link>
		<comments>http://investmentarticle.com/how-portfolio-optimizer-software-can-dispel-investing-myths.html#comments</comments>
		<pubDate>Mon, 18 Oct 2010 15:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

		<guid isPermaLink="false">905801bec41201e37923faed12664247</guid>
		<description><![CDATA[Portfolio optimizer software is a tool used by investment professionals to test the risk and return characteristics of their portfolios on historical data. This article discusses the benefits and myths of these types of tools on real world investment returns.

Mutual fund managers, hedge fund managers, and wealth managers are all judged on the real performance of their managed portfolios over time. This is typically compared to a major benchmark such as the S&#038;P500, MSCI World Index, High Yield Bond Index, or other well-known diversified measure.

The goal is to outperform the benchmark consistently.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>We&#8217;ve Gone Completely &#8216;Off Model&#8217;</title>
		<link>http://investmentarticle.com/weve-gone-completely-off-model.html</link>
		<comments>http://investmentarticle.com/weve-gone-completely-off-model.html#comments</comments>
		<pubDate>Mon, 04 Oct 2010 10:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

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		<description><![CDATA[While meeting with a marketing agency last week I was asked to explain what was different about the way we invest. What is our 'key point of difference' compared to, say, your average managed fund. By far the most significant difference is that we don't use a model portfolio.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Active Versus Passive Investing</title>
		<link>http://investmentarticle.com/active-versus-passive-investing.html</link>
		<comments>http://investmentarticle.com/active-versus-passive-investing.html#comments</comments>
		<pubDate>Mon, 20 Sep 2010 08:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

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		<description><![CDATA[What is "Alpha"?

In investment terminology, "alpha" refers to the level of out performance of a portfolio relative to an appropriate benchmark. Of course, everyone would like to achieve returns in excess of their benchmark. But you're advised to have a good grasp of the cost and chance of achieving alpha before you decide to chase it.

There are two broad approaches to investment management: active and passive.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Trusted Advisor Or Product Pusher &#8211; Where Does Your Wealth Manager Fit In?</title>
		<link>http://investmentarticle.com/trusted-advisor-or-product-pusher-where-does-your-wealth-manager-fit-in.html</link>
		<comments>http://investmentarticle.com/trusted-advisor-or-product-pusher-where-does-your-wealth-manager-fit-in.html#comments</comments>
		<pubDate>Wed, 01 Sep 2010 16:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Consulting]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Products]]></category>

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		<description><![CDATA[Many wealth managers approach investors positioning themselves as "trusted advisors". Can you develop this type of relationship with someone who is compensated for selling product, or should you seek out a wealth manager who operates without conflicts of interest between the firm and the client? As more independent advisors arise, this question will present itself more frequently to investors.

One of the biggest complaints investors have is that they feel they are being "steered" towards specific investments by their advisor. Frequently, these products are manufactured and/or managed by the firm that employs the relationship manager.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Choosing the Right Professional Manager</title>
		<link>http://investmentarticle.com/choosing-the-right-professional-manager.html</link>
		<comments>http://investmentarticle.com/choosing-the-right-professional-manager.html#comments</comments>
		<pubDate>Fri, 25 Jun 2010 14:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

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		<description><![CDATA[There are two main types of accounts that you can have when it comes to purchasing securities. These are active and passive accounts. It is up to you to choose which is right for your investment style and portfolio.

A professional manager can make all the difference in the world in helping you make money and to keep you from loosing a lot of money.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Things to Know About Investment Management</title>
		<link>http://investmentarticle.com/things-to-know-about-investment-management.html</link>
		<comments>http://investmentarticle.com/things-to-know-about-investment-management.html#comments</comments>
		<pubDate>Tue, 06 Apr 2010 17:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Institutional Investment]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

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		<description><![CDATA[Investment management, two words that are in the mind of anyone that has invested in a company or organization. What exactly do these two words mean? Strictly by definition, investment management is the professional management of assets and securities in order to reach an investment goal that is beneficial to the investor. Assets and securities can translate to numerous things from stock shares to real estate.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Diversification &#8211; A Useful Tool, Until You Need It!</title>
		<link>http://investmentarticle.com/diversification-a-useful-tool-until-you-need-it.html</link>
		<comments>http://investmentarticle.com/diversification-a-useful-tool-until-you-need-it.html#comments</comments>
		<pubDate>Tue, 09 Mar 2010 14:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

		<guid isPermaLink="false">005cea6e596fe22285915fbf6643594e</guid>
		<description><![CDATA[We have all been taught about the merits of diversification in investments. It is a variation of the old adage, "Don't put all your eggs in one basket."

Indeed, professional investment managers are trained to develop portfolios according to the tenets of Modern Portfolio Theory (MPT). MPT traces its roots to the work of Harry Markowitz and his seminal writings on "Portfolio Selection." In his pioneering research, Markowitz was able to demonstrate the mathematical basis for diversification.

Essentially, Markowitz showed that selecting assets that have a positive expected return but exhibit low or (preferably) negative correlation to one another produces a combined portfolio that retains the positive expected return properties, but with lowered risk (as defined by variance).

Theoretically, this result arises due to the presence of at least two major sources of risk: nonsystematic (or unique) risk and systematic (or market) risk.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investing For the Rest of Us &#8211; Charting a Course For the Future</title>
		<link>http://investmentarticle.com/investing-for-the-rest-of-us-charting-a-course-for-the-future.html</link>
		<comments>http://investmentarticle.com/investing-for-the-rest-of-us-charting-a-course-for-the-future.html#comments</comments>
		<pubDate>Fri, 05 Mar 2010 00:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advice]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

		<guid isPermaLink="false">8df7b6c4ea49373c80f97cf6ca96b886</guid>
		<description><![CDATA[As the dust settles from the Wall Street meltdown of 2008, the average investor needs to chart a course that threads its way through future growth and perils. Simply relying on the old investment adages may not be the wisest course. Here's some things to think about.

(1) Wall Street is not your friend.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Income Investing and What You Really Know About It &#8211; Survey Results</title>
		<link>http://investmentarticle.com/income-investing-and-what-you-really-know-about-it-survey-results.html</link>
		<comments>http://investmentarticle.com/income-investing-and-what-you-really-know-about-it-survey-results.html#comments</comments>
		<pubDate>Fri, 19 Feb 2010 11:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">53ac11053679570c22c2a0185e35a57d</guid>
		<description><![CDATA[The results are in! Roughly 260 people took the time to respond to the first income investing survey and I thank y'all very much for being so generous with your time. First, the generalizations:

As you will recall, the survey included eight "mostly true" or "mostly false" statements. Most people answered all of the questions without explanation or analysis (as requested), and most of the analysis explained exceptions to the "in general" nature of the questions being asked.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Compliance For NFA Members Requires Self-Exam Checklists</title>
		<link>http://investmentarticle.com/compliance-for-nfa-members-requires-self-exam-checklists.html</link>
		<comments>http://investmentarticle.com/compliance-for-nfa-members-requires-self-exam-checklists.html#comments</comments>
		<pubDate>Thu, 11 Feb 2010 17:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

		<guid isPermaLink="false">ce8d3142122f1c560ee9703bdeed3b7c</guid>
		<description><![CDATA[Firms and managers who are registered with the CFTC must follow compliance rules by completing a self-examination checklist. Every year firms need to do a self-examination, and some firms are hoping to make this process easier for investment managers by creating more organized lists online. NFA checklists include rules to be followed by specific registration categories such as CTAs, CPOs, IBs, and FCMs, as well as general rules that need to be followed and tasks to be completed for all registered firms.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retail Investment Managers &#8211; Are They Worth It?</title>
		<link>http://investmentarticle.com/retail-investment-managers-are-they-worth-it.html</link>
		<comments>http://investmentarticle.com/retail-investment-managers-are-they-worth-it.html#comments</comments>
		<pubDate>Wed, 13 Jan 2010 09:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

		<guid isPermaLink="false">c95dd64e8a5b2e989b2be3d9b48a3c8a</guid>
		<description><![CDATA[Regular readers will know that after extensive research and much experience, we favour passive investments. That is to say that our clients will accept the level of return that fits their appetite for risk over the long term. In addition, we can access institutional funds instead of retail funds and reduce costs which result in 'performance drag'.

This way of investing is backed by investment guru Warren Buffett who said:

"Most investors, both institutional and individual, will find that the best way to own common stocks is through an index fund that charges minimal fees".

Those following this path are sure to beat the net results (after fees and expenses) delivered by the great majority of investment professionals.'

In many cases we also find that the new client does NOT NEED to take as much risk as they are doing, and we can reduce the risk whilst still allowing them to achieve their goals in life.

However, there are still many investors who are not aware of this, or who feel that they can genuinely beat the market in the long term despite all the evidence to the contrary.

Many of these investors will use well known investment managers with household names.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Managing Investment Risk</title>
		<link>http://investmentarticle.com/managing-investment-risk.html</link>
		<comments>http://investmentarticle.com/managing-investment-risk.html#comments</comments>
		<pubDate>Sat, 02 Jan 2010 13:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Vehicle]]></category>
		<category><![CDATA[Investment Vehicles]]></category>

		<guid isPermaLink="false">9092942be12dacc32d69edebd2d2057d</guid>
		<description><![CDATA[Smart investing includes risk management; however, most people focus on how much money they can make without paying attention to strategically analyzing risk. It is important for an investor to fully understand the concept of risk before embarking on an investment plan and to implement certain safeguards to ensure their success rate is increased.

In investment terms, risk is associated with the end of period value of the investment and the primary concern for any investor is a reduction in value of the original sum invested. There is no way of completely eliminating financial risk, even with the placement of assets in a bank account, therefore, a strategic investment plan should incorporate risk reduction techniques that have proven to create a greater opportunity of coming out ahead.

The most frequent techniques for reducing risk in investment are diversification, dollar cost averaging and time, and in order to better understand these areas we will expand upon their meaning and how they can be implemented.

Diversification

Diversification in finance mixes a wide variety of investments within a portfolio and can include investing in different markets, regions or countries.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should You Buy Funds Online?</title>
		<link>http://investmentarticle.com/should-you-buy-funds-online.html</link>
		<comments>http://investmentarticle.com/should-you-buy-funds-online.html#comments</comments>
		<pubDate>Tue, 15 Dec 2009 09:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Online Investment]]></category>

		<guid isPermaLink="false">57f533d706062182bb8e469fdba353ac</guid>
		<description><![CDATA[Back in the day the standard practice was to invest your money into funds such as unit trusts by completing an application form and sending it to the investment manager together with a cheque in the post. You had no idea when the application would be received by the manager and therefore when your money would be invested. The only confirmation of this happening would be when you receive your contract notes in the post some time after.

It was also standard practice, and still is for many, for the investment manager to charge up to 6% initial commission.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should You Invest in Funds Online?</title>
		<link>http://investmentarticle.com/should-you-invest-in-funds-online.html</link>
		<comments>http://investmentarticle.com/should-you-invest-in-funds-online.html#comments</comments>
		<pubDate>Tue, 08 Dec 2009 11:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Online Investment]]></category>

		<guid isPermaLink="false">2866784e2bf6eee75a1db4adeaa7093e</guid>
		<description><![CDATA[Back in the day the standard practice was to invest your money into funds such as unit trusts by completing an application form and sending it to the investment manager together with a cheque in the post. You had no idea when the application would be received by the manager and therefore when your money would be invested. The only confirmation of this happening would be when you receive your contract notes in the post some time after.

It was also standard practice, and still is for many, for the investment manager to charge up to 6% initial commission.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Investment Managers You Should Learn From</title>
		<link>http://investmentarticle.com/5-investment-managers-you-should-learn-from.html</link>
		<comments>http://investmentarticle.com/5-investment-managers-you-should-learn-from.html#comments</comments>
		<pubDate>Tue, 13 Oct 2009 22:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

		<guid isPermaLink="false">79078e53565f297ebc08345d384b0454</guid>
		<description><![CDATA[Legions of investment gurus beckon us to follow, but is anyone really worth our time and money? The most popular investor in the world is Warren Buffett, but is he really our best example? Why do we seek to emulate Buffett, and not other spectacularly successful investment managers? Does he deserve his oracle status? While you may not agree with all the differing styles, let's examine him alongside other legendary investors:

Warren Buffett

He has been turned into the icon of the American Dream. With his humble demeanor and aw-shucks attitude, he buys quality business for less than they're worth, where the market dominance of the firm creates a "margin of safety" in the stock. His problem is that many of his investments are in declining industries, where he could have sold the businesses and reinvested in better firms (see Dairy Queen).

He learned investing from Ben Graham, who first wrote about this margin of safety.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Know Who You Are Dealing With</title>
		<link>http://investmentarticle.com/know-who-you-are-dealing-with.html</link>
		<comments>http://investmentarticle.com/know-who-you-are-dealing-with.html#comments</comments>
		<pubDate>Mon, 21 Sep 2009 19:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

		<guid isPermaLink="false">b999058d1af3a86962d6ab6d866b7ce8</guid>
		<description><![CDATA[Given the breach of trust of many so-called investment managers, financial planners, stock brokers, financial advisors, or whatever name they are calling themselves today, it is no wonder why people are so fearful of handing over their life's savings to anyone.

But is it just the recent overall devastation to people's portfolios that makes them more suspicious about their advisors? Did this broadside salvo to their investment portfolio cause them to question their statements in an effort to lay the blame at someone's feet? Or did the loss of value in the portfolios cause the schemes so easily perpetrated in an up market to unravel in a much more visible and precipitous way?

Whether it was an internal rush for answers between the advisor and the client or the external mounting pressure to keep up the games that forced the bad apples to start to smell, the knowledge of who you are dealing should be a high priority.

In August, a very friendly chap, the kind you would want to invite to your child's graduation and your daughter's wedding, one you would trust with your mother's money, was not only barred from the industry but indicted by the US Attorney's office in South Carolina. Seems he was taking money from widows and Alzheimer's patients and having a really good time on their money. He paid for his son's wedding and many other amenities from the money he gathered from unsuspecting clients who trusted him implicitly.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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