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	<title>Investment Articles &#187; Investment Management</title>
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	<link>http://investmentarticle.com</link>
	<description>Professional investment articles offering excellent advices</description>
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		<title>Property Investments &#8211; How Have Niche Property Investments Performed?</title>
		<link>http://investmentarticle.com/property-investments-how-have-niche-property-investments-performed.html</link>
		<comments>http://investmentarticle.com/property-investments-how-have-niche-property-investments-performed.html#comments</comments>
		<pubDate>Wed, 02 May 2012 18:00:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Funds]]></category>
		<category><![CDATA[Investment Performance]]></category>

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		<description><![CDATA[Investment Performance of Niche Property Investments

Again, it is difficult to define the investment performance of the property sector as a whole within the context of this document, due to the wide variety of sub-sectors and regions which must be considered. In the UK for example, residential real estate has delivered markedly different performance for each Investor that has participated depending on their strategy (buy to let/distressed assets/development etc), and residential property as a whole has delivered a different performance to commercial property or student accommodation. The same can be said for every combination of sector, strategy and region, therefore the context of this document does not allow for a detailed analysis of the investment performance of the sector as a whole.

Residential - The UK market offers some interesting opportunities, as depressed prices combine with a lack of buyer financing to create a viable rental market that can deliver yields of between 4% and 8% after costs.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Evolution of Azerbaijan: From Birthplace of Mankind to Eurovision 2012</title>
		<link>http://investmentarticle.com/the-evolution-of-azerbaijan-from-birthplace-of-mankind-to-eurovision-2012.html</link>
		<comments>http://investmentarticle.com/the-evolution-of-azerbaijan-from-birthplace-of-mankind-to-eurovision-2012.html#comments</comments>
		<pubDate>Tue, 01 May 2012 14:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Opportunities]]></category>

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		<description><![CDATA[It wouldn't be overstating the country's historical importance to call Azerbaijan one of the very few cradles of human civilization in the world, and yet it remains a relatively unknown corner of Central Asia on the world stage.

The history of the nation is punctuated by ancient civilisations and a progressive nature that has seen Azerbaijan embrace and foster culture, the arts and democracy often more readily than many other states in the Muslim world. As the country re-establishes its prominence as a leading global oil and gas producer, so it has also seen a re-emergence and re-discovery of its rich cultural and artistic heritage. Azerbaijan's hosting of the 2012 Eurovision Song Contest is a showcase event of just how far the country has developed in recent years.

Rich in more than just culture and history, Azerbaijan's significant oil and gas reserves, as well as promising potential in the alternative energy sector such as wind, hydro and solar generated power are creating exciting investment opportunities to invest in Azerbaijan.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>How Have Real-Asset Alternative Investments Performed Compared to Equities?</title>
		<link>http://investmentarticle.com/how-have-real-asset-alternative-investments-performed-compared-to-equities.html</link>
		<comments>http://investmentarticle.com/how-have-real-asset-alternative-investments-performed-compared-to-equities.html#comments</comments>
		<pubDate>Mon, 09 Apr 2012 14:30:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Vehicle]]></category>

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		<description><![CDATA[The $32 billion Harvard University Endowment Fund, which generated a return of 21.4% in the fiscal year 2011, has 23% of its investments held in real-assets, which according the CEO of Harvard Management Company; Jane Mendillo, has been a significant contributor to the fund outperforming its benchmark over the last decade by 270 basis points per year, adding roughly $15 billion of value versus what would have been earned by a more traditional portfolio. The University of Notre Dame also holds a significant proportion of its portfolio in real-assets (17.5%), and delivered a return of 21.5% in 2011. The Yale University Endowment Fund delivered a return of 21.9% in 2011, and holds 29% of its portfolio in real-assets, including real estate and natural resources.

This article seeks to review the investment performance of a range of real-assets, compare that performance to the performance of UK equities, and establish the effect of real-assets on the performance of investment portfolios.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Investment Alternatives &#8211; Inherent Risks</title>
		<link>http://investmentarticle.com/investment-alternatives-inherent-risks.html</link>
		<comments>http://investmentarticle.com/investment-alternatives-inherent-risks.html#comments</comments>
		<pubDate>Wed, 04 Apr 2012 14:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Financial Investment]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Opportunities]]></category>
		<category><![CDATA[Investment Performance]]></category>

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		<description><![CDATA[This article addresses some of the risks associated with real-asset investment alternatives in general.

As with any potential transaction, all investments carry risk, and in the case of alternatives those risks are often very specific to the asset class, here we address some of the general risks associated with moveable and immoveable properties considered as alternative investments. This risk-set can be broadly defined and categorised as:

Sector Risk
Location Risk
Asset Specific Risk
Counterparty Risk

Sector Specific Risk

As is the case with traditional financial investments, hard-assets carry risks specific to their sector. For example, in the case of agricultural land, Investors must be aware that a variety of exogenous variables can affect the investment performance of the property.]]></description>
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		<title>Alternative Investments &#8211; Portfolio Planning Characteristics</title>
		<link>http://investmentarticle.com/alternative-investments-portfolio-planning-characteristics.html</link>
		<comments>http://investmentarticle.com/alternative-investments-portfolio-planning-characteristics.html#comments</comments>
		<pubDate>Mon, 02 Apr 2012 16:30:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Financial Investment]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Risk]]></category>

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		<description><![CDATA[This article focuses primarily on real-asset investments, and this section is designed to highlight some of portfolio planning characteristics of physical assets when considered as part of a well-diversified and balanced portfolio of investments, as well as some of the inherent risks to be considered when allocating investment capital to specific, niche investment sectors or projects.

Whilst real or hard-assets offer a number of significant benefits including reduced volatility, tangible asset values and the potential for superior investment performance that is not reliant on the performance of traditional financial investments, potential investors must give equal consideration to the potential for relative illiquidity, operational or management risks specific to the asset class, and of course counterparty risk exposure when investing in assets that require on-going expert management in order to maximise returns and minimise downside potential.

Portfolio Planning Advantages

Every asset class exhibits different characteristics when considered from the point of view of an Investor or Financial Planner, and Investors invariable choose to invest in specific assets in order to achieve specific goals such as risk mitigation, portfolio insurance, superior returns and a hedge against inflation or some other potential economic impact on the value and performance of their portfolio.

Here we look at some of the broad portfolio planning characteristics associated with a range of physical assets considered as alternative investments.

Capital Values

By their very nature, physical assets retain a disposal value throughout most economic circumstances, and whilst asset values will fluctuate from time to time, Investors allocate capital to hard-assets in order to underwrite the value of their portfolio and insure against the possibility of the values of listed financial assets falling sharply at any given moment. In fact, certain assets such as gold hold a 'safe-haven' appeal, often rising in value when stock markets falls as Investors sell equities and buy gold.

Non-Correlated Returns

The fundamentals that support value growth and income associated with real-assets are often far removed from the fundamentals that support traditional investments. Often, alternatives share a direct negative correlation with the performance of equities and bonds, affording investors the opportunity to balance their portfolios and make gains when other portfolio components lose value or underperform.]]></description>
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		<title>Alternative Investments &#8211; Financial Alternatives</title>
		<link>http://investmentarticle.com/alternative-investments-financial-alternatives.html</link>
		<comments>http://investmentarticle.com/alternative-investments-financial-alternatives.html#comments</comments>
		<pubDate>Fri, 30 Mar 2012 11:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Strategy]]></category>

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		<description><![CDATA[It is now a widely held belief that investing in stocks and other financial instruments in the traditional manner generates an investment return that is driven more by the latest piece of political rhetoric, or the most recent announcement of sovereign debt risk or unemployment figures from some far flung corner of the world, than by underlying company fundamentals like good management and a strong balance sheet. Aside from this inherent volatility, many investors also feel over-exposed to financial markets, especially those coming close to retirement that may have little time left to regain catastrophic losses in any one holding.

This shift in mind-set amongst investors has driven a huge growth in alternative investment management, with most financial institutions now offering investments that are organised and managed in such a way as to attempt to avoid volatility, or generate a return when markets fall, or some other such strategy.

Short OnlyShort only funds bet on particular stocks losing value. Investors might buy into a short only fund if they felt particularly bearish (pessimistic) about the short term future of financial markets in general, and some may allocate capital to this strategy as a hedge against the impact of a general downturn.

Ultra-Short Bond FundsThis a type of investment fund that invests fixed-income bonds with very short-term maturities.]]></description>
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		<title>Alternative Investments &#8211; 2 Key Assets That Will Continue to Grow in Value</title>
		<link>http://investmentarticle.com/alternative-investments-2-key-assets-that-will-continue-to-grow-in-value.html</link>
		<comments>http://investmentarticle.com/alternative-investments-2-key-assets-that-will-continue-to-grow-in-value.html#comments</comments>
		<pubDate>Thu, 29 Mar 2012 11:00:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Performance]]></category>

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		<description><![CDATA[Ask any experienced investor over the age of 50 what type of real-asset they wish they'd invested in when they were young, and the vast majority will most likely give one or more of two answers; gold and/or real-estate, and those who pay more of an interest in such matters might even whittle their selection down to niche agricultural real estate including farmland and timberlands. Why so then would anyone with 30 years of investing experience behind them, having seen rise and fall of many fads, bubbles, booms and busts, consider physical, tangible and useful assets in precisely the same light as the wealthy of centuries gone by, when value was literally only stored in land and precious items like gold and jewels?

OK, so put aside for a second that the recorded investment performance of farmland and forestry investments has outperformed the vast majority of traditional assets like equities for decades, it is now becoming ever-more apparent that the sensible investor, especially those who have been party to the consistent volatility in financial markets over the years, is choosing to acquire assets that retain a use and essential function, and where demand is growing and availability of suitable resources falling. These assets will always be in pretty high demand, as growing populations shift to a higher protein, more resource-intensive diet, and general population growth requires increased output of agricultural commodities for food and biofuel markets.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Alternatives Investments &#8211; Making the Most of Your Portfolio</title>
		<link>http://investmentarticle.com/alternatives-investments-making-the-most-of-your-portfolio.html</link>
		<comments>http://investmentarticle.com/alternatives-investments-making-the-most-of-your-portfolio.html#comments</comments>
		<pubDate>Tue, 20 Mar 2012 11:00:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Properties]]></category>

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		<description><![CDATA[There are a number of reasons that seasoned investors chose to invest in alternative assets; mainly of course to diversify in to assets where investment performance is not driven by the performance of financial markets in general; but also in order to capture capital gains and income to replace ailing and volatile equities.

The appeal of real assets like farmland, timberlands, real estate and other, more esoteric assets like fine wine and collectibles, lies in the fact that these assets are all tangible properties, that are likely to retain the majority of their value, and continue to generate income, regardless of whether stock are up or down. The general consensus is that an investment portfolio consisting entirely of stock, bonds and cash is grossly over-exposed to the day to day vagaries of 'the markets'.

Choosing a good stock has become less about the basic underlying fundamentals of the company, and more about market sentiment related to the sector or markets as a whole, and it is this investing environment that pushes investors to seek returns elsewhere, whilst underwriting the value of a portion of their portfolio with capital assets like land or property.

Another good reason that interest in investment alternatives seems to be peaking, is the poor annuity rates offered to new pensioners by insurance companies. In every case, new pensioners are being forced to fix their incomes at a much lower rate than they had previously been able to do, causing many to readdress their future lifestyle choices and standard of living.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Investors Need to Be Mindful of Hindsight</title>
		<link>http://investmentarticle.com/investors-need-to-be-mindful-of-hindsight.html</link>
		<comments>http://investmentarticle.com/investors-need-to-be-mindful-of-hindsight.html#comments</comments>
		<pubDate>Thu, 08 Mar 2012 09:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

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		<description><![CDATA[It's been a tough time for investors lately with the world's major sharemarkets struggling to produce any meaningful capital gain over the past five years.

The disappointment, though, goes deeper: since the start of this century the US sharemarket, measured by the S&#038;P 500 Index, has fallen by 13 per cent, and that's before taking into account the erosion in value caused by inflation over that time.

In contrast to shares, world bonds have performed spectacularly well (up over 100 per cent) since 2000. The yawning gap in returns between bonds and shares doesn't depend on the starting point being 2000 either; you have to use more than two decades worth of (US) data before you can show that shares have delivered higher returns than bonds.

It's perhaps not surprising then that investors have shifted some of their funds away from shares and into bonds. According to data from over 40 countries compiled by the Association of US Investment Companies, investors have reduced their allocation to shares from almost 50 per cent at the end of 2006, to 39 per cent by the end of September 2011, and upped their allocation to bonds and money market investments.

In making the shift, of course, they have contributed to the downward pressure on shares prices and helped push up bonds.

There are at least three reasons behind many of world's savers shifting from shares to bonds over the past five or more years:

The obvious one is that bonds have simply delivered better returns than shares - in hindsight the shift in funds has been a no-brainer.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Eurocrisis Is 2012 Bound</title>
		<link>http://investmentarticle.com/eurocrisis-is-2012-bound.html</link>
		<comments>http://investmentarticle.com/eurocrisis-is-2012-bound.html#comments</comments>
		<pubDate>Wed, 07 Mar 2012 15:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

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		<description><![CDATA[The European sovereign debt crisis has continued to hog the attention of global markets, with little sign of immediate resolution. The latest development in the drama has been a Europe-wide plan to move to a more centralised approach to setting national budgets in the region. This would involve European governments having to stay under certain deficit and debt limits or face fines for breaching them.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How Apple Sways the S and P 500 Index</title>
		<link>http://investmentarticle.com/how-apple-sways-the-s-and-p-500-index.html</link>
		<comments>http://investmentarticle.com/how-apple-sways-the-s-and-p-500-index.html#comments</comments>
		<pubDate>Tue, 28 Feb 2012 13:30:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">4d41ee96c4805c5d070c3baf6ce1c06c</guid>
		<description><![CDATA[The Wall Street Journal recently had a couple of articles on Apple that I found interesting and thought I'd share with you. These articles basically show the tremendous outsized impact that Apple shares have had on the S&#038;P 500's performance over the past few days as Apple's stock has risen higher and higher.

But, before I go on, let me give you some background on Apple, for those of you who don't follow stocks actively, or Apple specifically. Apple shares traded mostly flat from 1985 to 1999.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Investing in International Equities</title>
		<link>http://investmentarticle.com/investing-in-international-equities.html</link>
		<comments>http://investmentarticle.com/investing-in-international-equities.html#comments</comments>
		<pubDate>Fri, 10 Feb 2012 15:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Online Investment]]></category>

		<guid isPermaLink="false">051f1d9e8741853a0f3a4ef6b159a9c7</guid>
		<description><![CDATA[So you've set up your online share dealing account, and understand all the associated risks and benefits of such a venture. If you're looking into injecting a bit of added excitement into your online investment portfolio and investing in international equities looks very tempting indeed.

Trading in international equities may look like a glamorous option to leap into feet first, but there are a number of things that you will need to think about before deciding whether investing abroad is the right option for you.

Trading on the international stage, some key considerations.

1) Fluctuations in currency exchange rates may affect the value of returns or the capital value of your investment

2) Investment performance could be impacted by political and overall stability of the country, as well as local markets.

3) Your investment ventures are likely to be subject to the taxation rules of the country you are invested in.

If you think that investing on the international stage may be the right option for you the best place to start is by do some research of your own, in addition to any information provided to you by you online share dealing account provider. Information could prove invaluable especially if you are treading unfamiliar territory.

If you choose an execution only online share dealing account option you will retain sole responsibility for managing your investments.]]></description>
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		<title>With Investments, Time Teaches Well</title>
		<link>http://investmentarticle.com/with-investments-time-teaches-well.html</link>
		<comments>http://investmentarticle.com/with-investments-time-teaches-well.html#comments</comments>
		<pubDate>Thu, 02 Feb 2012 08:00:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

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		<description><![CDATA[Remember the thrill when you made your first trade and the excitement with which you followed it UP? Or, hopefully not, the disappointment as you followed it DOWN? And then, how, through the first few years of ups and downs, which, by the way, have happened to even the best of investors, you slowly learned to rein-in your emotions and dissociate them from the market. It's what I call seasoning; think of it as experiencing all of the seasons of the stock market, directly in your own portfolio, over a span on time, and it wizens you to the market over time. Well, that's what I broadly plan to touch on today; that success in investing is more than looking at prices jumping around on your computer monitor, more than a sexy story or puff piece, but a skill that is developed over time and by avoiding folly.

I'll touch on three topics.

Even the experts miss corrections and crashes

Consider the anticipation of a market crash, that great destroyer of portfolios.]]></description>
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		<title>Alternative Investments &#8211; Should I Have Them In My Portfolio?</title>
		<link>http://investmentarticle.com/alternative-investments-should-i-have-them-in-my-portfolio.html</link>
		<comments>http://investmentarticle.com/alternative-investments-should-i-have-them-in-my-portfolio.html#comments</comments>
		<pubDate>Fri, 27 Jan 2012 12:30:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Performance]]></category>

		<guid isPermaLink="false">e690365ce492469e69170e54c77c9fbc</guid>
		<description><![CDATA[Should you hold Alternative Investments in your portfolio?

So you've decided to reduce your exposure to equities in order to avoid the price volatility that seems to be driven by the latest piece of political rhetoric about national debt or economic growth. You're no longer seeing the value of your investments rise and fall by considerable margins on a daily basis, and you're sitting on a nice pile of 'safe' cash. But you probably also need to find a home for your capital where it will grow at least in line with inflation, hopefully generate some income, whilst sharing little correlation with the performance of equities, bonds and other traded financial instruments.

So now is the time you start to consider alternative investments.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to Ride Out the Stock Market Storm</title>
		<link>http://investmentarticle.com/how-to-ride-out-the-stock-market-storm.html</link>
		<comments>http://investmentarticle.com/how-to-ride-out-the-stock-market-storm.html#comments</comments>
		<pubDate>Thu, 26 Jan 2012 11:30:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Funds]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

		<guid isPermaLink="false">b19f8b0d2f4dee7340b1774b2b8df803</guid>
		<description><![CDATA[Even though stock markets are generally having a bad time of it at the moment, as an investor there is no need to panic unduly. There are several strategies you can adopt to ease the pain and to protect your portfolio in the current environment. Let's start with a little perspective on the situation.

At the start of 2012, it's worth looking back at 2011.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Consumer Price Index AKA Inflation</title>
		<link>http://investmentarticle.com/the-consumer-price-index-aka-inflation.html</link>
		<comments>http://investmentarticle.com/the-consumer-price-index-aka-inflation.html#comments</comments>
		<pubDate>Tue, 03 Jan 2012 16:30:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">2f321a40ea601741640332e65571bf47</guid>
		<description><![CDATA[I'm sure many of you have heard of the Consumer Price Index, or CPI as it's commonly called. And you'd probably heard about it because CPI data is published every month by the U.S. government's Bureau of Labor Statistics and is reported on heavily by financial and general interest news channels.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Investors Should Opt for Collective Investments</title>
		<link>http://investmentarticle.com/why-investors-should-opt-for-collective-investments.html</link>
		<comments>http://investmentarticle.com/why-investors-should-opt-for-collective-investments.html#comments</comments>
		<pubDate>Tue, 13 Dec 2011 12:30:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Process]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">08dca1ce96e246b4a4ddfaac788b3569</guid>
		<description><![CDATA[The most popular type of investments that people make are in collective investment schemes. This makes a lot of sense as it reduces risk for the investor.

Collective investments are funds where the monies of a large number of investors are pooled together under professional investment management. The investment manager then acts collectively on their behalf.

The most popular collectives are unit trusts, investment trusts and Open Ended Investment Companies (OEICs).]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Farmland Investment Performance &#8211; North America 2011</title>
		<link>http://investmentarticle.com/farmland-investment-performance-north-america-2011.html</link>
		<comments>http://investmentarticle.com/farmland-investment-performance-north-america-2011.html#comments</comments>
		<pubDate>Tue, 06 Dec 2011 12:30:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">ff2785622a74f9023fd8b060fc48649f</guid>
		<description><![CDATA[The primary measure of farmland investment performance in the United States is the National Council of Real Estate Investment Fiduciaries (NCREIF) Farmland Returns Index. The index provides investors with a measure of the investment performance of a large pool of individual agricultural properties acquired in the private market for investment purposes. According to the index, US farmland returned 8.6% in 2010, and 5.85% to quarter 3 in 2011.

Regional U.S.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Agriculture Investments &#8211; The Potential and Performance of Equity and Real-Asset Investments</title>
		<link>http://investmentarticle.com/agriculture-investments-the-potential-and-performance-of-equity-and-real-asset-investments.html</link>
		<comments>http://investmentarticle.com/agriculture-investments-the-potential-and-performance-of-equity-and-real-asset-investments.html#comments</comments>
		<pubDate>Mon, 28 Nov 2011 14:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Equity Investment]]></category>
		<category><![CDATA[Equity Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Performance]]></category>

		<guid isPermaLink="false">8e05cab3d731fa21abf4891527ca686d</guid>
		<description><![CDATA[The investment performance of the agriculture sector can be monitored via a number of devices and measures that track the performance of traditional investment assets such as quoted equities, as well as a range of measures that reflect price movements in alternative investment assets within the agriculture space such as farmland.

In reality, the agriculture sector as a whole relies on a combination of demand for its products, weighed against agricultural productivity. When demand for food, livestock feed and biofuels is high then soft-commodity prices rise, as is also the case when poor productivity creates the same widening of the gap between supply and demand. On the other hand, if demand falls back, or bumper harvests create an oversupply of produce, prices fall.

If one is able to gain an understanding of current productivity and demand dynamics, then one is best able to predict the true performance of the sector as a whole.

The performance of agricultural equities alone - as measured by agricultural indices - does not truly reflect the state of fundamentals that support the sector.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rosenberg&#8217;s Eight Commandments For Stock Market Success</title>
		<link>http://investmentarticle.com/rosenbergs-eight-commandments-for-stock-market-success.html</link>
		<comments>http://investmentarticle.com/rosenbergs-eight-commandments-for-stock-market-success.html#comments</comments>
		<pubDate>Fri, 30 Sep 2011 10:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">6e5f4da3c02c6c5772ca98979a0d7163</guid>
		<description><![CDATA[Most of you have likely never heard of Claude Rosenberg but he certainly left his philosophical imprint on the investing world. Rosenberg founded money management firm Rosenberg Capital Management, grew assets under management to $40 billion, and made a fortune. Now, Mr.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Investment Fraud &#8220;Secrets&#8221;: How To Avoid Becoming a Victim of Investment Fraud</title>
		<link>http://investmentarticle.com/investment-fraud-secrets-how-to-avoid-becoming-a-victim-of-investment-fraud.html</link>
		<comments>http://investmentarticle.com/investment-fraud-secrets-how-to-avoid-becoming-a-victim-of-investment-fraud.html#comments</comments>
		<pubDate>Thu, 29 Sep 2011 17:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equity Investment]]></category>
		<category><![CDATA[Equity Investments]]></category>
		<category><![CDATA[Investment Information]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Process]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Risk]]></category>
		<category><![CDATA[Investment Strategy]]></category>
		<category><![CDATA[Personal Investment]]></category>

		<guid isPermaLink="false">0d39cd8861cce4ab972d718d834fddbe</guid>
		<description><![CDATA[If you are like most people, your initial reaction to the question posed by the title to this white paper is "no." However, for many investors, the answer is "yes." With all of the investment options available today, many investors are intimidated, confused and frustrated by the investment process. Recent studies also support the suggestion that many investors are perfect targets for investment fraud or already are victims of investment fraud. For instance,



A recent study by Schwab Institutional found that 75% of investor portfolios were unsuitable for investors given their financial situation and goals;



A recent study by CEG Worldwide concluded that over 94% of those holding themselves out as wealth managers were more product salesman than wealth manager;



The 2010 IPT Elder Investor Fraud Survey reported that investment fraud is the number crime against the elderly, affecting an estimated 7.3 million older Americans, or one out of every five senior citizens.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bulls Vs Bears &#8211; A Knockout Looms, But By Whom?</title>
		<link>http://investmentarticle.com/bulls-vs-bears-a-knockout-looms-but-by-whom.html</link>
		<comments>http://investmentarticle.com/bulls-vs-bears-a-knockout-looms-but-by-whom.html#comments</comments>
		<pubDate>Mon, 26 Sep 2011 12:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">ea2815edece6f9be43a693a7d2ecf77e</guid>
		<description><![CDATA[Well... so as most of you who've been following the stock market already know - the bulls and bears continue to slug it out, on a daily basis. Whenever the action gets so frenetic, with no clear winner and daily jostling back and forth...]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Investor Activism</title>
		<link>http://investmentarticle.com/investor-activism.html</link>
		<comments>http://investmentarticle.com/investor-activism.html#comments</comments>
		<pubDate>Thu, 22 Sep 2011 15:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">b40fcae9498a0ba530a82a61ba9aa670</guid>
		<description><![CDATA[A public limited company is considered to be owned by all its shareholders and technically, each of them has a right to vote in the Annual General Meetings and Extraordinary General Meetings. In fact, the firm is legally bound to invite the stockholders for such meetings and inform them of the particulars like venue and date. However, more often than not, shareholders with minor stake in the firm refrain from even attending such events.

Many important decisions such as appointment of directors and takeover are taken in these meetings which have a huge impact on the present and future of the company.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Forestry Investments &#8211; Past Performance and Investment Options</title>
		<link>http://investmentarticle.com/forestry-investments-past-performance-and-investment-options.html</link>
		<comments>http://investmentarticle.com/forestry-investments-past-performance-and-investment-options.html#comments</comments>
		<pubDate>Thu, 22 Sep 2011 10:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Funds]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Properties]]></category>
		<category><![CDATA[Investment Property]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">68c33114322cca0b5a5f989abd30c094</guid>
		<description><![CDATA[Investors looking to diversify their portfolios and insure their wealth against the ravages of volatility in traditional markets, will most likely have come across a range forestry investments, promising to generate superior inflation-adjusted and risk-adjusted returns for the long-term investor.

But how have timber investments performed? And how does the smaller investor participate in this interesting alternative investment asset class?

Firstly let's look at the past performance of forestry investments, as measured by one of the main timber investment indices, the NCREIF Timberland Index; according to this basic measure of investment returns in the sector, this asset class outperformed the S&#038;P500 by some 37 per cent in the 20 years between 1987 and 2007. When stocks delivered average annual returns of 11.5 per cent, forestry investments returned 15.8 per cent.

At the same time, returns from investing in timberland and woodlands have been proven to display a much lower volatility, an attractive characteristic for today's investor.

Previously, the majority of investment returns from forestry investments have been mopped up by larger, institutional investors such as pension funds, insurance companies and university endowments, who have collectively placed over $40 billion into timber investments in the past decade.

So on to the second question; how do smaller investors participate in this kind of alternative investment?

According to a study by Professor John Caulfield of the University of Georgia, returns from forestry investments are three-fold;
An increase in timber volume (biological growth of trees), which accounts for some 61 per cent of return on investment.
Land price appreciation, accounting for only 6 per cent of future returns.
Increase in timber prices per unit, delivering the final 33 per cent of investment returns for timber land owners.


So the best way to harness the performance of timber investments is to take ownership of trees, either directly, or through one of the array of forestry investment funds or other structures.

Timber REITs

One way for smaller investor to participate in timber investments is through a Real Estate Investment Trust (REIT). These investment structures are like funds, in that investors can buy and sell shares in the trust on an exchange, the REIT acquires and manages timber investment properties, but unlike normal companies must pay out 90 per cent of their earnings to investors through dividends.

Some examples of Timber REITs are:

Plum Creek Timber is the largest private owner of timberland in the U.S.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Investors, Traders, and Their Charts</title>
		<link>http://investmentarticle.com/investors-traders-and-their-charts.html</link>
		<comments>http://investmentarticle.com/investors-traders-and-their-charts.html#comments</comments>
		<pubDate>Wed, 21 Sep 2011 22:30:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">7161a4f4284a77c5d44450c373fb693d</guid>
		<description><![CDATA[For traders of financial markets, "timing is (almost) everything." They need all the tools available to gain an edge in perhaps the most difficult of all market tasks: trading.

Yet a number of people associated with financial markets will not be interested in short-term trading. It does not suit their temperament or life style. There are a number of tools associated with these market timing studies that can be invaluable for investors too.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bad Markets Make Good Friends</title>
		<link>http://investmentarticle.com/bad-markets-make-good-friends.html</link>
		<comments>http://investmentarticle.com/bad-markets-make-good-friends.html#comments</comments>
		<pubDate>Wed, 21 Sep 2011 17:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">9966543880fd54c313ca6e79213e7599</guid>
		<description><![CDATA[Well... the seesaw continues in the markets - down 200 points one day, up 275 points the next... a sharp fall, inevitably followed by an equally sharp rise...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Three Numbers That Every Investor Should Know</title>
		<link>http://investmentarticle.com/three-numbers-that-every-investor-should-know.html</link>
		<comments>http://investmentarticle.com/three-numbers-that-every-investor-should-know.html#comments</comments>
		<pubDate>Thu, 01 Sep 2011 16:30:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Information]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Products]]></category>
		<category><![CDATA[Investment Return]]></category>

		<guid isPermaLink="false">261cda50f775aa9f9ff529835995fa04</guid>
		<description><![CDATA[The abundance of investment products and investment information available today can be intimidating and confusing to many investors, both novice and professional. Over my twenty-plus years as an attorney and investment adviser, I have tried to help others focus on some of the critical information in order to avoid unnecessary investment losses, to help level the playing field against some of the ne'er-do-well that continue to defraud the public and plague the financial services industry.

Speaking with a colleague the other day, he commented on the fact that a lot of the important information we get through trade publications such as InvestmentNews rarely seem to get mentioned in the mainstream media and press. And when we mention such information to clients, they often comment on how useful such information would have been.

After my conversation with my colleague, I started thinking about some of the "inside" information I have shared with my clients that produced the most reaction and appreciation.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alternative Investments and Pension Funds</title>
		<link>http://investmentarticle.com/alternative-investments-and-pension-funds.html</link>
		<comments>http://investmentarticle.com/alternative-investments-and-pension-funds.html#comments</comments>
		<pubDate>Tue, 16 Aug 2011 16:30:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

		<guid isPermaLink="false">8f7870cff14e29fcd373662413f0e001</guid>
		<description><![CDATA[If recent stock market activity does nothing more, it shows us that volatility continues to be the name of the game when it comes to investing, as Â£120 billion is wiped off the value of UK shares alone in the course of four days.

Investors have traditionally employed a number of strategies such as asset allocation and diversification in an effort to reduce risk. But more recently than ever before, the big investment players such as Pension Funds, Hedge Funds and Sovereign Wealth Funds are turning to alternative investments to generate returns that are not dependent on the performance of traditional assets such as equities and bonds.

A recent report by Morningstar and Barron's; the 2010 Alternative Investment Survey of U.S. Institutions and Financial Advisers, has revealed that institutional investors have allocated more than 25% of their assets under management to alternative investments.

Barclay Capital also recently stated that pension funds have added substantially to their farmland and commodity holdings, with institutional investors expected to hold up to $1 trillion in agricultural assets by 2015, way up from a mere $6 billion held in this asset class ten years ago.

Both institutional and private investors are hoping to generate superior returns in order to boost the performance of their portfolios without dramatically altering the over risk profile, and many see farmland and timber as ideal assets in the current economic climate.

Forestry investments generate profits from the production and sale of timber, so investment returns rely on the biological growth of trees, rather than the performance of financial assets.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The US Debt Ceiling and You</title>
		<link>http://investmentarticle.com/the-us-debt-ceiling-and-you.html</link>
		<comments>http://investmentarticle.com/the-us-debt-ceiling-and-you.html#comments</comments>
		<pubDate>Thu, 04 Aug 2011 16:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">f85138b12f93623f80d9e5decfcba029</guid>
		<description><![CDATA[U.S. debt currently stands at over $14.5 trillion (which, by the way, works out to roughly $130,000 per U.S. taxpayer).]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Making Sense of Separately Managed Accounts and Individually Managed Accounts</title>
		<link>http://investmentarticle.com/making-sense-of-separately-managed-accounts-and-individually-managed-accounts.html</link>
		<comments>http://investmentarticle.com/making-sense-of-separately-managed-accounts-and-individually-managed-accounts.html#comments</comments>
		<pubDate>Thu, 04 Aug 2011 11:00:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Vehicle]]></category>
		<category><![CDATA[Investment Vehicles]]></category>

		<guid isPermaLink="false">f0dc4e844d51bfde81f1d3dfdbc51902</guid>
		<description><![CDATA[Individually Managed Accounts (IMAs) and Separately Managed Accounts (SMAs) both offer investors a highly transparent managed share portfolio while avoiding the tax distortions that come with pooled investment vehicles such as managed funds.

However, there are some important differences between individually and separately managed accounts and while they may sound very similar, these differences can have a significant impact on investment performance, suitability, and tax effectiveness.

In General, Separately Managed Accounts are a good alternative to managed funds for many investors, while investors with $1 million or more, are likely to find the features of an IMA more compelling.

Key differences between the two types of managed accounts rests in their approach to building an investment portfolio.

SMAs are constructed with a 'model portfolio' where each investor receives precisely the same portfolio, based on a template created by the fund manager. IMAs however, are constructed individually for each investor, although each account will share some common holdings. These two approaches have some important differences:

* Investors in a SMA may buy stocks that have already enjoyed most of their returns, but remain in the model portfolio to avoid realising capital gains tax.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Best (Investors) Prepare For The Worst</title>
		<link>http://investmentarticle.com/the-best-investors-prepare-for-the-worst.html</link>
		<comments>http://investmentarticle.com/the-best-investors-prepare-for-the-worst.html#comments</comments>
		<pubDate>Thu, 28 Jul 2011 14:30:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Properties]]></category>

		<guid isPermaLink="false">b4498c84e554f8ef7bf8b95fd3953c93</guid>
		<description><![CDATA[With all that is happening in the U.S. and the world today, I thought I'd share the views of noted economist, A. Gary Shilling.

Shilling's known for calling it as he sees it.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Become A Better Investor Now!</title>
		<link>http://investmentarticle.com/become-a-better-investor-now.html</link>
		<comments>http://investmentarticle.com/become-a-better-investor-now.html#comments</comments>
		<pubDate>Thu, 14 Jul 2011 13:00:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business Investment]]></category>
		<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">c13bca069f1ed608655daf8b7ede9bf4</guid>
		<description><![CDATA[It's amazing and scary... the number of people I have come across who very actively plunge close to their entire savings into stock market portfolios and have the hubris of managing it on their own with little or no professional advice. I know folks with zero training in investment management, finance or accounting, who manage well over $100,000 of their own wealth, including money they have in 401(k) and IRAs that they will depend on in retirement...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dividend Hunters &#8211; Look Abroad!</title>
		<link>http://investmentarticle.com/dividend-hunters-look-abroad.html</link>
		<comments>http://investmentarticle.com/dividend-hunters-look-abroad.html#comments</comments>
		<pubDate>Wed, 06 Jul 2011 17:00:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">0dcca9d3cc722d30a9957b613f8e5c88</guid>
		<description><![CDATA[While investing in stocks for the long-run is always a prudent idea, stock price gains are not always assured over short term investing horizons because broad market forces control stock dips and rallies. Even the best run companies take a dive when investor sentiment sours!

To address these uncertainties, smart investors know that their stock portfolios must contain blue chip stocks, growth stocks, and so-called "dividend heroes".

Dividend Independence

However, fortunately for investors, individual companies, not market sentiment, control the fate of their own dividend payouts. If a solid company's shares drop on a broad market pullback, it likely will still pay dividends if its earnings are solid.

So dividends are an investor's friend because they provide income that gooses market returns, and a layer of diversification against the broader market.

When markets are rallying, most investors, barring the level-headed and well-advised ones, pooh-pooh dividend stocks and focus solely on growth stock.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Forestry Investments &#8211; A Review of Timber Investments for Retail Investors</title>
		<link>http://investmentarticle.com/forestry-investments-a-review-of-timber-investments-for-retail-investors.html</link>
		<comments>http://investmentarticle.com/forestry-investments-a-review-of-timber-investments-for-retail-investors.html#comments</comments>
		<pubDate>Mon, 27 Jun 2011 12:30:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Personal Investment]]></category>

		<guid isPermaLink="false">75de54e13230dfa0cfb66382f9f17050</guid>
		<description><![CDATA[We all use timber on a daily basis, in our houses, our furniture, our floors and our roofing, and institutional investors, hedge funds and pension funds have been investing in timber as a long-term growth asset and inflation hedge for decades. However, as more investors discover the little-known fact that timber investments have generally outperformed stocks, bonds, and commodities over the long run, there are now many opportunities for the smaller investor to participate in this alternative asset class.

The demand for timber is growing in line with an ever-expanding population, as the human race multiplies in number we require more timber for construction, yet at the same time, fundamental limits to the supply of natural forests limit the amount of timber we can grow and harvest for our own use.

Deforestation has destroyed 1/5th of the world's forests since 1950, and new global legislation is in place to protect the forests that remain as they play a vital role in carbon sequestration and the ecosystem.

This imbalance between supply and demand creates an outstanding opportunity for investors to acquire assets in short supply and profit from undeniable fundamental trends of population growth and resource scarcity.

Investment Performance
The vast majority of return on investment generated by timber is derived from the biological growth in size of the timber source, from seedling to sapling to fully fledged tree. On average, a single tree's volume of wood will increase by between 2% and 8% every year depending on species, age and climate.]]></description>
		<wfw:commentRss>http://investmentarticle.com/forestry-investments-a-review-of-timber-investments-for-retail-investors.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investment Management &#8211; ISA Transfer Survey</title>
		<link>http://investmentarticle.com/investment-management-isa-transfer-survey.html</link>
		<comments>http://investmentarticle.com/investment-management-isa-transfer-survey.html#comments</comments>
		<pubDate>Thu, 12 May 2011 08:30:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">fc2dc84490a939ab500d6e37f7dcb7d4</guid>
		<description><![CDATA[You may have seen significant coverage given to the Which? ISA survey, in which they assessed the knowledge of bank 'financial advisers' on the rules surrounding cash ISAs. This was done using a small sample of 104, but does show that the level of knowledge appears to be low, or alternatively the banks are using misleading information to stop customers from switching their ISAs. In the survey, just 3 out of 104 bank advisers questioned gave correct answers to all 4 straightforward questions.

Why is this important?

ISAs are great for saving since the savings grow free of income tax and capital gains tax.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Active Or Passive Portfolio Management, Which Style Suits Your Needs?</title>
		<link>http://investmentarticle.com/active-or-passive-portfolio-management-which-style-suits-your-needs.html</link>
		<comments>http://investmentarticle.com/active-or-passive-portfolio-management-which-style-suits-your-needs.html#comments</comments>
		<pubDate>Wed, 04 May 2011 17:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

		<guid isPermaLink="false">3969fa365c75c8190a041c20e13b7992</guid>
		<description><![CDATA[There is a long standing debate in the investment community around actively and passively managed investment. Yet many people are not even aware of what the differences between the two types of investments are. It stands to reason that you should choose a type of investment that fits with your portfolio or serves a certain purpose.

Active Management - Active Investing Focuses on Beating the Market.

An active fund manager will try to generate investment returns that exceed the returns for a given benchmark index.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lesson 3 (Part 1) Factors to Consider Before Investing</title>
		<link>http://investmentarticle.com/lesson-3-part-1-factors-to-consider-before-investing.html</link>
		<comments>http://investmentarticle.com/lesson-3-part-1-factors-to-consider-before-investing.html#comments</comments>
		<pubDate>Tue, 29 Mar 2011 16:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Return]]></category>

		<guid isPermaLink="false">037a431bc7202adbcf8c81e5abc7f751</guid>
		<description><![CDATA[After discussing Differences between Savings and Investments, we will further discuss Investments to see what important factors an Individual Investor must keep in mind before making actual Investment decisions. From First and Seconds Lesson on investment, we have darted down certain points which classify investments from savings, and have noted few factors there that an individual investor must keep in mind to make wise investments, or even, to make investments at all or not.

This Lesson will cover in detail, factors and checks that are or should be backbone of investment decisions.

1. Avoid Hasty and Un-Planned Decisions.]]></description>
		<wfw:commentRss>http://investmentarticle.com/lesson-3-part-1-factors-to-consider-before-investing.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Correction Coming Soon?</title>
		<link>http://investmentarticle.com/correction-coming-soon.html</link>
		<comments>http://investmentarticle.com/correction-coming-soon.html#comments</comments>
		<pubDate>Mon, 21 Mar 2011 14:30:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">66387064de9e947f1292b6a0ed8f5a47</guid>
		<description><![CDATA[Overpriced Market? Correction Coming Soon?

(This Article Was Written Prior To The Japanese Earthquake)

Key Technical Indicators to Watch For

You may be asking yourself... this market has continued to rise for weeks on end, with only occasional pullbacks... so is this market overpriced? Is there a correction due soon?

There is a certain type of analysis called technical analysis that can give us some answers to these questions and guide us on points of entry into the market.

For the first two months of 2011, market sentiment has really been outstanding.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Guide to Successful Investing &#8211; Take It Seriously</title>
		<link>http://investmentarticle.com/guide-to-successful-investing-take-it-seriously.html</link>
		<comments>http://investmentarticle.com/guide-to-successful-investing-take-it-seriously.html#comments</comments>
		<pubDate>Fri, 18 Mar 2011 18:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Performance]]></category>

		<guid isPermaLink="false">c3c9775a0d10615484006dbe2b3f115c</guid>
		<description><![CDATA[If you've chosen to manage your own money you've taken on one of the most important tasks which will ever befall you in life. Apart from the love of our families, and perhaps our careers, the next most important thing is how we manage our money. That is, whether that little bit you've set aside grows, stagnates, or worse, whether it shrivels and dies.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding the Recent Mayhem in the Equity Market</title>
		<link>http://investmentarticle.com/understanding-the-recent-mayhem-in-the-equity-market.html</link>
		<comments>http://investmentarticle.com/understanding-the-recent-mayhem-in-the-equity-market.html#comments</comments>
		<pubDate>Thu, 03 Feb 2011 16:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">b149f0cce5a40a9644a80d29725cdd00</guid>
		<description><![CDATA[Over the last couple of weeks we have witnessed a series of conflicting reports from all over the media complex as to why equity markets are under pressure. Predictably, as soon as the markets recover a bit these same pundits come up with all sorts of reasons to cheer.

Needless to say these hysterical reports, bullish or bearish, are entirely worthless. CNBC, with its ridiculous "fat finger" report, has proved its irrelevance as a financial news source.]]></description>
		<wfw:commentRss>http://investmentarticle.com/understanding-the-recent-mayhem-in-the-equity-market.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Nominated Investment Adviser</title>
		<link>http://investmentarticle.com/nominated-investment-adviser.html</link>
		<comments>http://investmentarticle.com/nominated-investment-adviser.html#comments</comments>
		<pubDate>Thu, 13 Jan 2011 10:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreign Investment]]></category>
		<category><![CDATA[Investment Advice]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Market]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Risk]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">10945f75e3192c99382fdab6ed1702ba</guid>
		<description><![CDATA[The Trustee Act 2000 makes it clear that trustees are required to obtain and consider investment advice from a person they consider qualified to give it. This makes a great deal of sense but how does it work in practice?

The first job of the Investment Adviser is to help the trustees to prepare an Investment Policy Statement. This statement is intended to clearly identify what the proposed investment is required to achieve, over what time period, and how performance will be assessed in the future.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>History of Managed Funds</title>
		<link>http://investmentarticle.com/history-of-managed-funds.html</link>
		<comments>http://investmentarticle.com/history-of-managed-funds.html#comments</comments>
		<pubDate>Wed, 12 Jan 2011 14:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">7759913d9150d60fd53bce210073014f</guid>
		<description><![CDATA[Managed funds are a form of investment where funds are pooled together and these joint moneys are then invested in various securities to form one strong investment. They are professionally managed on behalf of the investors.

In the USA mutual funds are the managed funds that spring to mind and many people think that it is in the US that they were first formed. In fact the history of managed funds goes back further than the first modern universally recognised US mutual fund, the Massachusetts Investors Trust which was started in 1924.

There is uncertainty of the exact origins of managed funds but there is evidence that a Dutch merchant named Adriaan van Ketwich created an investment trust whose name, when translated meant "unity creates strength".]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investing for Children &#8211; Which Options Are Best? (Part 2)</title>
		<link>http://investmentarticle.com/investing-for-children-which-options-are-best-part-2.html</link>
		<comments>http://investmentarticle.com/investing-for-children-which-options-are-best-part-2.html#comments</comments>
		<pubDate>Wed, 29 Dec 2010 09:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Funds]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Products]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">fb9f8d093f12424cfcd326f52e8cbe6c</guid>
		<description><![CDATA[Having given due consideration to the strategies in Part 1, let's now consider other tax effective investments to help children with the costs of higher education.

Trust Arrangements

In cases where the donor is confident that the child will have a mature disposition at age 18, a bare trust based investment will offer maximum tax efficiency.

Where more control is required over the investment so that there is, in effect, a "wait and see" approach before the child benefits at age 18, a discretionary trust may be more appropriate.

We will now look at these in more detail. Clearly, in either case, the underlying investment should be made to achieve maximum tax efficiency within the constraints of the required investment parameters.

It is not generally legally possible (although certain life policy exceptions do exist) to make outright gifts of assets to minor children and obtain a valid legal discharge. Indeed, it is not often advisable from a practical standpoint.]]></description>
		<wfw:commentRss>http://investmentarticle.com/investing-for-children-which-options-are-best-part-2.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Create a Bullet-Proof, Recession-Proof Investment Strategy</title>
		<link>http://investmentarticle.com/how-to-create-a-bullet-proof-recession-proof-investment-strategy.html</link>
		<comments>http://investmentarticle.com/how-to-create-a-bullet-proof-recession-proof-investment-strategy.html#comments</comments>
		<pubDate>Mon, 27 Dec 2010 14:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Strategy]]></category>
		<category><![CDATA[Private Investment]]></category>
		<category><![CDATA[Sound Investment]]></category>

		<guid isPermaLink="false">f18b595723b5d169d847ade82ef61759</guid>
		<description><![CDATA[In this quick little guide we'll go over the basics of a sound, successful investment strategy. I'm going to describe to you the few key points that will help protect you from downturns, and keep your investments safely rising in almost any market.

The first thing we have to do is understand the difference between speculation and investment. They should never be mixed up, and they are very different from each other.

An investor is someone who entrusts some vehicle of the market, be it in the form of stocks, bonds, private investments, or something else to grow his or her money through genuine value growth, business planning, or sound financial management.]]></description>
		<wfw:commentRss>http://investmentarticle.com/how-to-create-a-bullet-proof-recession-proof-investment-strategy.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investment Management Using Dollar Cost Averaging</title>
		<link>http://investmentarticle.com/investment-management-using-dollar-cost-averaging.html</link>
		<comments>http://investmentarticle.com/investment-management-using-dollar-cost-averaging.html#comments</comments>
		<pubDate>Wed, 01 Dec 2010 08:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">a89d5c84e4f6d9b107ab42895afb29e9</guid>
		<description><![CDATA[Investment Management: Dollar Cost AveragingDollar Cost Averaging is an implementation strategy to commit a fixed amount of money at regular intervals to an investment. Hence DCA involves a continuous, disciplined investment in a portfolio regardless of fluctuating price levels. Investors buy more shares when prices are low and fewer shares when price are high.

What this simply means is that you start a savings plan with a unit trust and you devote a fixed dollar amount towards purchasing it every month (or week, or quarter, whatever the predetermined period may be)

The example below as illustrated:

Frequency Amount Invested Price of Unit Trust Units Bought1st month $200 $1.80 111 units2nd month $200 $2.00 100 units3rd month $200 $1.50 133 units

$600 $1.74 (= $600 / 344 units) 344 units

Frequency Amount Invested Price of Unit Trust Units Bought1st month $600 $1.80 333 units

Averaging allowed you buy the units at a lower average price and thus over time; the portfolio should accumulate at a cost lower than the current market price.

4 Keys to effective Dollar Cost Averaging Investment Implementation

1.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can You Invest Money and Get Good Investment Management Cheap?</title>
		<link>http://investmentarticle.com/can-you-invest-money-and-get-good-investment-management-cheap.html</link>
		<comments>http://investmentarticle.com/can-you-invest-money-and-get-good-investment-management-cheap.html#comments</comments>
		<pubDate>Tue, 23 Nov 2010 18:30:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">6fe00adc3886c0d22a1ef2fa6227de50</guid>
		<description><![CDATA[For 2011, 2012, 2013... yes, you CAN invest money and get good investment management quite cheap. Some rich folks pay over 2% a year plus 20% of profits to invest money with the likes of hedge funds, with no performance guarantees.]]></description>
		<wfw:commentRss>http://investmentarticle.com/can-you-invest-money-and-get-good-investment-management-cheap.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MPT and Me</title>
		<link>http://investmentarticle.com/mpt-and-me.html</link>
		<comments>http://investmentarticle.com/mpt-and-me.html#comments</comments>
		<pubDate>Fri, 05 Nov 2010 14:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Book]]></category>
		<category><![CDATA[Investment Books]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">ad15d6c4bb86beffb06263630fee75b1</guid>
		<description><![CDATA[Modern Portfolio Theory and related hogwash

When I watch financial news channels, it always strikes me as a little odd when commentators are asked to interpret the latest economic statistic to predict the fate of the economy and the stock market. They willingly oblige, sounding as confident as ever, and back their claims with charts and statistics.

But time after time, their predictions turn out to be just plain wrong because trying to predict an economy as complex, large and globally-linked as ours, is almost impossible.

Most economists are trained to glean statistical trends from mountains of historical data, and then develop predictive formulas. Many have even won the Nobel Prize for their efforts.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Not All Gold Shines</title>
		<link>http://investmentarticle.com/not-all-gold-shines.html</link>
		<comments>http://investmentarticle.com/not-all-gold-shines.html#comments</comments>
		<pubDate>Mon, 18 Oct 2010 14:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">4cb1bc18af7e9215ba4d805a1f893291</guid>
		<description><![CDATA[Stocks shimmer, but gold shines; or do they? In recent years, investors have become enamored with Exchange Traded Funds (ETF), but they have fallen head over heels in love with gold ETFs. While equity ETFs tied to major indexes are just starting to show signs of life, the SPDR Gold Shares (symbol: GLD) has returned an eye-popping 33.45 percent in one year (ending July 31, 2010) and 23.71 percent in three years. Investors turn to gold in times of uncertainty and the threat of inflation.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investment Management &#8211; Why You Need To Manage Your Own Portfolio</title>
		<link>http://investmentarticle.com/investment-management-why-you-need-to-manage-your-own-portfolio.html</link>
		<comments>http://investmentarticle.com/investment-management-why-you-need-to-manage-your-own-portfolio.html#comments</comments>
		<pubDate>Fri, 24 Sep 2010 16:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">3f61c1f6f772c6f5cbc97e33c4395f4a</guid>
		<description><![CDATA[One of the reasons why mutual funds and fund managers are some of the biggest and most successful companies in the world is simply because the majority of people are "lazy" when it comes to investing. Its much easier to simply hand your money to someone else and let them do the hard work for you. let them worry about it.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Active Versus Passive Investing</title>
		<link>http://investmentarticle.com/active-versus-passive-investing.html</link>
		<comments>http://investmentarticle.com/active-versus-passive-investing.html#comments</comments>
		<pubDate>Mon, 20 Sep 2010 08:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

		<guid isPermaLink="false">12b864fed2897f798d8250650ff31d9e</guid>
		<description><![CDATA[What is "Alpha"?

In investment terminology, "alpha" refers to the level of out performance of a portfolio relative to an appropriate benchmark. Of course, everyone would like to achieve returns in excess of their benchmark. But you're advised to have a good grasp of the cost and chance of achieving alpha before you decide to chase it.

There are two broad approaches to investment management: active and passive.]]></description>
		<wfw:commentRss>http://investmentarticle.com/active-versus-passive-investing.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Follow The Herd! Breaking the Bad Investment Cycle</title>
		<link>http://investmentarticle.com/dont-follow-the-herd-breaking-the-bad-investment-cycle.html</link>
		<comments>http://investmentarticle.com/dont-follow-the-herd-breaking-the-bad-investment-cycle.html#comments</comments>
		<pubDate>Wed, 15 Sep 2010 12:30:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">273a760bb312e1ece1a92fdcbbe4ce71</guid>
		<description><![CDATA[Please allow me to help you understand today's investing environment so you can break the cycle all of us so often make: making the wrong investment decisions at the wrong time.

For example, what are you currently doing with the money in your 401(k) or other investing account? Is it sitting in cash, or have you invested in bonds thinking they are safer than stocks?

If you are like many you have moved out of stocks and into bonds because you are still feeling the effects of 2008's horrible decline and have decided you're "not gonna take it anymore!" Plus you have read that bonds have appreciated nicely over the past year and are safer. All seemingly good reasons for your actions and you're not alone.

Investors have pulled out over $33 billion from equity mutual funds this year and have placed much of that money into bond funds. As often happens, I fear investors are repeating past mistakes and finding comfort in following the crowd.

Do you remember the Doc.com crowd in 2000, the real estate crowd in 2005 and perhaps you are now a part of the bond fund crowd in 2010.

Are Bonds Really Safer, Today?

I am not making a recommendation but want you to consider the following example:

Johnson &#038; Johnson has a triple-A credit-rating, the highest possible for any company.]]></description>
		<wfw:commentRss>http://investmentarticle.com/dont-follow-the-herd-breaking-the-bad-investment-cycle.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TIPS &#8211; Treasury Inflation Protected Securities Fundamentals</title>
		<link>http://investmentarticle.com/tips-treasury-inflation-protected-securities-fundamentals.html</link>
		<comments>http://investmentarticle.com/tips-treasury-inflation-protected-securities-fundamentals.html#comments</comments>
		<pubDate>Fri, 27 Aug 2010 14:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">9174c923f2f59550f78ff11cd7d0a7cf</guid>
		<description><![CDATA[Treasury Inflation Protected Securities (known as TIPS), are inflation indexed bonds issued by the US Government. But what do they really offer you as an investor and how exactly do they work???

First of all, there's a lot of investor angst regarding future inflationary expectations. After all - it's a normal concern with the government deficit exploding to unfathomable proportions on a minute by minute basis (not to mention interest rates overall are at historically low levels, and when rates revert to the statistical mean inflation is a likely counterpart to that occurrence).

TIPS can be purchased direct from the US government through the treasury, a bank, broker or dealer - or most preferably through a low cost index fund such as DFA Inflation Protected Securities (DIPSX).]]></description>
		<wfw:commentRss>http://investmentarticle.com/tips-treasury-inflation-protected-securities-fundamentals.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alternative Factors To Consider In Evaluation of Socially Responsible Investing Fund Performance</title>
		<link>http://investmentarticle.com/alternative-factors-to-consider-in-evaluation-of-socially-responsible-investing-fund-performance.html</link>
		<comments>http://investmentarticle.com/alternative-factors-to-consider-in-evaluation-of-socially-responsible-investing-fund-performance.html#comments</comments>
		<pubDate>Tue, 24 Aug 2010 22:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equity Investment]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Performance]]></category>

		<guid isPermaLink="false">baa0cee9255300ae00fcd74c988290a1</guid>
		<description><![CDATA[As a Socially Responsible Investment manager the most common question we hear from potential clients is "and adviser told me that socially responsible investing isn't profitable" versus non-screened portfolio management. In general the adviser providing the dogmatic opinion does not offer any foundation for their opinion but this is their chance to influence the potential client especially if they cannot offer an Socially Responsible Investing (SRI) option for the investor. Unless you have a few arrows of your own in your quiver you may be quite likely shrug your shoulders and resign yourself to an non-screened portfolio versus a clean portfolio.

Probably due to the fact that I'm over 50 now with a repellent view of hyperbole and unsubstantiated opinions I have been uncomfortable with opposite view as well: socially responsible investing improves rate of return.]]></description>
		<wfw:commentRss>http://investmentarticle.com/alternative-factors-to-consider-in-evaluation-of-socially-responsible-investing-fund-performance.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should Emerging Markets Be Part of Your Portfolio?</title>
		<link>http://investmentarticle.com/should-emerging-markets-be-part-of-your-portfolio.html</link>
		<comments>http://investmentarticle.com/should-emerging-markets-be-part-of-your-portfolio.html#comments</comments>
		<pubDate>Wed, 18 Aug 2010 14:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Performance]]></category>

		<guid isPermaLink="false">be3bc723eaf57623d0746690816cf415</guid>
		<description><![CDATA[Here's an interesting question... where are "Emerging Markets" emerging from and into what?

But before we answer that, what are they? "Emerging Markets" refers to countries in the world which have a less developed infrastructure. They tend to be those that are achieving economic growth, but are not as mature as the developed world.

Emerging Market Groupings 

To illustrate this it is worth pointing out how Emerging Markets are often grouped together for investment purposes.]]></description>
		<wfw:commentRss>http://investmentarticle.com/should-emerging-markets-be-part-of-your-portfolio.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Did You Do Compared to the Average Investor?</title>
		<link>http://investmentarticle.com/how-did-you-do-compared-to-the-average-investor.html</link>
		<comments>http://investmentarticle.com/how-did-you-do-compared-to-the-average-investor.html#comments</comments>
		<pubDate>Tue, 03 Aug 2010 10:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Sound Investment]]></category>

		<guid isPermaLink="false">490c39274d83fa3cc23399413cc2f1b0</guid>
		<description><![CDATA[Many illustrations of investment performance calculate the growth of a hypothetical investment from a given starting point.  Typically there is a benchmark, such as the S&#038;P 500 index, charted alongside for comparison purposes.  The models show that had you invested a specific dollar amount, for example $10,000, you would have the initial $10,000 plus whatever growth through dividend re-investments and asset price appreciation at the end of the evaluation period.  This measures an investment's total return for the period and is based on a buy-and-hold strategy that is quite different from how most people invest.

Controlling Your Emotions?

Morningstar, an independent investment research company, compiled returns for how the average mutual fund investor did during the 2000's. The research added a layer of analysis to the total return calculation by also tracking the cash flows in and out of the mutual fund.  They wanted to see what the performance looked like if you took into account additional buys and sells in the fund during the same time frame.  Then they compared the findings to the buy-and-hold strategy that mutual funds use to report investment performance.  What the findings show is that most investors suffer from bad timing as they get in when prices are high and get out when prices are low.  This is a reflection of how market forces can drive investor emotions and result in behaviors that cause poor relative investment performance.

Slow And Steady

Another interesting discovery is how fund companies provide different investing experiences for the average investor.  The institutions that stick to fundamentally sound investment principles were proven to have better investor returns relative to total returns than those companies that use a short-term, current-trends marketing strategy to attract investors.

Financial Symmetry's composite results for the decade were an average annual rate of return of 4.93% compared to the average annual investor return of 1.68% across all funds.

http://www.finsymnews.com.]]></description>
		<wfw:commentRss>http://investmentarticle.com/how-did-you-do-compared-to-the-average-investor.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips For Beginners</title>
		<link>http://investmentarticle.com/tips-for-beginners.html</link>
		<comments>http://investmentarticle.com/tips-for-beginners.html#comments</comments>
		<pubDate>Thu, 17 Jun 2010 08:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">4060e469a9bf467c81cdf7ff9bea1eec</guid>
		<description><![CDATA[Everything we do in life is a risk to a degree and stock markets should be given the greatest respect, it all comes down to just how much we are prepared to risk. Since I'm no expert in the highs and lows of stock trading I would like to have a trial or dry run if for nothing else but to peak my interest.

Investment management software will track your profits, losses, the cost of trades and any additional costs associated with your investment business. You should understand the basics of accounting, the history of the stock market and basic accounting principals as part of your stock market training.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investment Concepts &#8211; Sources and Responsibilities</title>
		<link>http://investmentarticle.com/investment-concepts-sources-and-responsibilities.html</link>
		<comments>http://investmentarticle.com/investment-concepts-sources-and-responsibilities.html#comments</comments>
		<pubDate>Tue, 15 Jun 2010 08:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Capital Investment]]></category>
		<category><![CDATA[Financial Investment]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Process]]></category>

		<guid isPermaLink="false">cec1e6730add4ec6d1e597eb78b1995d</guid>
		<description><![CDATA[IntroductionThe bottom line of every business is controlled by finance. The strength of finance includes control of the future of all the employees of a certain company. There are diverse aspects of investment controlled by finance.]]></description>
		<wfw:commentRss>http://investmentarticle.com/investment-concepts-sources-and-responsibilities.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Meticulous Management of Passive Investment Can Reap Bountiful Rewards</title>
		<link>http://investmentarticle.com/meticulous-management-of-passive-investment-can-reap-bountiful-rewards.html</link>
		<comments>http://investmentarticle.com/meticulous-management-of-passive-investment-can-reap-bountiful-rewards.html#comments</comments>
		<pubDate>Fri, 11 Jun 2010 12:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Safe Investment]]></category>

		<guid isPermaLink="false">4c2fb629631ca6cbe122e9c6464bc937</guid>
		<description><![CDATA[I am certain that you have heard passive investments being termed as couch potatoes and every other term of benevolence that can be rained upon it to tag it as the laziest of investment plans. What investors do not seem to understand is the fact that when a passive investment is managed carefully, you can actually reap rewards in good time. Passive investments may not be as glamorous as active investments with glamorous stock picking methods, but it has its own benefits that could surprise even the most seasoned of all investors.

Passive investment management is definitely that one tool which would actually save you from becoming an emotional and financial wreck even when the stock market crashes.]]></description>
		<wfw:commentRss>http://investmentarticle.com/meticulous-management-of-passive-investment-can-reap-bountiful-rewards.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Characteristics of Quality Investment Companies</title>
		<link>http://investmentarticle.com/the-characteristics-of-quality-investment-companies.html</link>
		<comments>http://investmentarticle.com/the-characteristics-of-quality-investment-companies.html#comments</comments>
		<pubDate>Fri, 04 Jun 2010 01:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Advisors]]></category>
		<category><![CDATA[Investment Firm]]></category>
		<category><![CDATA[Investment Firms]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">4e5a85701852231a063de74338c407bd</guid>
		<description><![CDATA[A key element of any investment philosophy is to invest in 'quality' companies. We believe quality companies deliver higher returns at a lower level of risk than low quality companies. The issue with the term 'quality' is defining what exactly is a quality company and what it not.]]></description>
		<wfw:commentRss>http://investmentarticle.com/the-characteristics-of-quality-investment-companies.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Guide to Investing Money &amp; Money Management</title>
		<link>http://investmentarticle.com/a-guide-to-investing-money-money-management.html</link>
		<comments>http://investmentarticle.com/a-guide-to-investing-money-money-management.html#comments</comments>
		<pubDate>Wed, 02 Jun 2010 02:00:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">ce59b47990afee68f3a7a9977a856e7c</guid>
		<description><![CDATA[Much of money management focuses on investing money to reach a financial goal. You can get low-cost investment management help and still be your own money manager. Here's your basic guide to investing and money management on a budget.

As a financial planner I worked with people who needed help with money management, acting as their personal guide to investing.]]></description>
		<wfw:commentRss>http://investmentarticle.com/a-guide-to-investing-money-money-management.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TIPS to Hedge Against Inflation</title>
		<link>http://investmentarticle.com/tips-to-hedge-against-inflation.html</link>
		<comments>http://investmentarticle.com/tips-to-hedge-against-inflation.html#comments</comments>
		<pubDate>Tue, 01 Jun 2010 23:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fixed Income Investment]]></category>
		<category><![CDATA[Fixed Income Investments]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">81313a09c8af78a10c124f63c884be38</guid>
		<description><![CDATA[The government has created record in spending which include $108 trillion in unfunded liabilities for social security, Medicare and new universal healthcare benefits. This has put the nation at risk. With the interest rates close to zero, the Federal Reserve cannot take one conventional step - reducing short-term rates - to restore the weakened economy.

In this difficult economic slump or double-dip recession, politicians - with the reluctant assistance of the Fed - could opt to spend even more massively to try to jump-start the economy.]]></description>
		<wfw:commentRss>http://investmentarticle.com/tips-to-hedge-against-inflation.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Asset Allocation &#8211; Your Most Important Investment Decision</title>
		<link>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html</link>
		<comments>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html#comments</comments>
		<pubDate>Tue, 01 Jun 2010 17:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equity Investment]]></category>
		<category><![CDATA[Equity Investments]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">3473899435141652fdff0494b457d642</guid>
		<description><![CDATA[Choosing an asset allocation, or the mix of stocks, bonds and cash in a portfolio, is the most important decision that you'll face as an investor. A study by Ibbotson Associates concluded that asset allocation decisions determine about 100 percent of investment performance for those who follow a low-cost, long-term investing strategy. Similarly, according to a Dalbar and Associates study, many investors underperform the market because they deviate from their asset allocation plan during market downturns.]]></description>
		<wfw:commentRss>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Characteristics of Quality Investment Companies</title>
		<link>http://investmentarticle.com/the-characteristics-of-quality-investment-companies.html</link>
		<comments>http://investmentarticle.com/the-characteristics-of-quality-investment-companies.html#comments</comments>
		<pubDate>Wed, 26 May 2010 11:30:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Advisors]]></category>
		<category><![CDATA[Investment Firm]]></category>
		<category><![CDATA[Investment Firms]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">0b5393216420ea545de56ba882eb02e7</guid>
		<description><![CDATA[A key element of any investment philosophy is to invest in 'quality' companies. We believe quality companies deliver higher returns at a lower level of risk than low quality companies. The issue with the term 'quality' is defining what exactly is a quality company and what it not.]]></description>
		<wfw:commentRss>http://investmentarticle.com/the-characteristics-of-quality-investment-companies.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Guide to Investing Money &amp; Money Management</title>
		<link>http://investmentarticle.com/a-guide-to-investing-money-money-management.html</link>
		<comments>http://investmentarticle.com/a-guide-to-investing-money-money-management.html#comments</comments>
		<pubDate>Wed, 19 May 2010 10:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">d1dfc9c1c9c4bb27785ff57c88119db4</guid>
		<description><![CDATA[Much of money management focuses on investing money to reach a financial goal. You can get low-cost investment management help and still be your own money manager. Here's your basic guide to investing and money management on a budget.

As a financial planner I worked with people who needed help with money management, acting as their personal guide to investing.]]></description>
		<wfw:commentRss>http://investmentarticle.com/a-guide-to-investing-money-money-management.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TIPS to Hedge Against Inflation</title>
		<link>http://investmentarticle.com/tips-to-hedge-against-inflation.html</link>
		<comments>http://investmentarticle.com/tips-to-hedge-against-inflation.html#comments</comments>
		<pubDate>Tue, 18 May 2010 15:30:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fixed Income Investment]]></category>
		<category><![CDATA[Fixed Income Investments]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">2624650433712684655d9b55ceb933b0</guid>
		<description><![CDATA[The government has created record in spending which include $108 trillion in unfunded liabilities for social security, Medicare and new universal healthcare benefits. This has put the nation at risk. With the interest rates close to zero, the Federal Reserve cannot take one conventional step - reducing short-term rates - to restore the weakened economy.

In this difficult economic slump or double-dip recession, politicians - with the reluctant assistance of the Fed - could opt to spend even more massively to try to jump-start the economy.]]></description>
		<wfw:commentRss>http://investmentarticle.com/tips-to-hedge-against-inflation.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Asset Allocation &#8211; Your Most Important Investment Decision</title>
		<link>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html</link>
		<comments>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html#comments</comments>
		<pubDate>Fri, 14 May 2010 10:30:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equity Investment]]></category>
		<category><![CDATA[Equity Investments]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">06c7db7de37fa8517e94887e23c5e778</guid>
		<description><![CDATA[Choosing an asset allocation, or the mix of stocks, bonds and cash in a portfolio, is the most important decision that you'll face as an investor. A study by Ibbotson Associates concluded that asset allocation decisions determine about 100 percent of investment performance for those who follow a low-cost, long-term investing strategy. Similarly, according to a Dalbar and Associates study, many investors underperform the market because they deviate from their asset allocation plan during market downturns.]]></description>
		<wfw:commentRss>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Secrets to Profiting From the Stock Market &#8211; To Everything There is a Season</title>
		<link>http://investmentarticle.com/secrets-to-profiting-from-the-stock-market-to-everything-there-is-a-season.html</link>
		<comments>http://investmentarticle.com/secrets-to-profiting-from-the-stock-market-to-everything-there-is-a-season.html#comments</comments>
		<pubDate>Thu, 06 May 2010 22:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

		<guid isPermaLink="false">7d55753b3c9df83130a87aab16dce3eb</guid>
		<description><![CDATA[Is there a seasonal pattern for investing in the stock market? Like the farmer who must plant his crops as the season turns toward spring and summer, we may benefit from the same type of seasonal thinking.

For example there is an old Wall Street saying "Sell in May and go away" and we also know that October (the onset of winter?) can be a troubling time. Does this suggest there is good reason to take a seasonal approach to investing?

From the farmer's point of view, it is a simple fact, that there is a time to grow, a time to harvest and a time to sit idle and prepare for the next growing season. The farmer knows this and year in and year out, acts accordingly.

Perhaps as investors, we would all do well if we followed his example.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Biggest Investing Potholes</title>
		<link>http://investmentarticle.com/the-biggest-investing-potholes.html</link>
		<comments>http://investmentarticle.com/the-biggest-investing-potholes.html#comments</comments>
		<pubDate>Thu, 06 May 2010 11:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Advisors]]></category>
		<category><![CDATA[Investment Firm]]></category>
		<category><![CDATA[Investment Firms]]></category>
		<category><![CDATA[Investment Idea]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Market]]></category>
		<category><![CDATA[Smart Investment]]></category>

		<guid isPermaLink="false">ee16233d9453a3697d366b532f67874a</guid>
		<description><![CDATA[The longer one is involved in the investment sector the more you realise that being a successful investor is 20% market nous and 80% avoiding stupid mistakes. As legendary investor Warren Buffett put it; "investing is simple, not easy".

With that in mind, Hhere are some of the more common potholes that continue to trip up investors.

Having unrealistic expectations Shares have been the best performing investment over the past 60-70 years and have returned around 10% a year. During periods when inflation is low and rising returns tend to be more like 8% a year.

Investors gunning for returns of 15% plus will have to take huge risks to get there by putting all their money on a few shares or properties, or by using debt to gear their portfolio.]]></description>
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		<title>Investment Basics &amp; Financial Planning</title>
		<link>http://investmentarticle.com/investment-basics-financial-planning.html</link>
		<comments>http://investmentarticle.com/investment-basics-financial-planning.html#comments</comments>
		<pubDate>Sat, 17 Apr 2010 12:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Basics]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">b422bd3bf92958aeb1ec3fb16bcb16d7</guid>
		<description><![CDATA[Once you get a handle on a few investment basics financial planning and investment management get a whole lot easier. Here are 5 investment basics or factors you need to consider before investing money.

Much of financial planning involves investment management and selecting the best investments to reach your financial goals. There are long-term goals like accumulating money for retirement or earning more investment income in retirement.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Best Investment Management Tool</title>
		<link>http://investmentarticle.com/the-best-investment-management-tool.html</link>
		<comments>http://investmentarticle.com/the-best-investment-management-tool.html#comments</comments>
		<pubDate>Wed, 07 Apr 2010 17:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Market]]></category>
		<category><![CDATA[Investment Strategy]]></category>
		<category><![CDATA[Investment Tools]]></category>
		<category><![CDATA[Investment Vehicle]]></category>

		<guid isPermaLink="false">3e86def076d4e771a467dc2a2404d225</guid>
		<description><![CDATA[Probably the best investment management tool that I use, this tool makes successful investment management a lot easier when investment markets are challenging. With this management tool you can lower your risk and also profit while others pay the price and lose money. Now it's time to share.

Successful investment management has eluded all but the most experienced investors for the past ten years.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Things to Know About Investment Management</title>
		<link>http://investmentarticle.com/things-to-know-about-investment-management.html</link>
		<comments>http://investmentarticle.com/things-to-know-about-investment-management.html#comments</comments>
		<pubDate>Tue, 06 Apr 2010 17:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Institutional Investment]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

		<guid isPermaLink="false">62ce23597ef49ac9844ad9fd83176004</guid>
		<description><![CDATA[Investment management, two words that are in the mind of anyone that has invested in a company or organization. What exactly do these two words mean? Strictly by definition, investment management is the professional management of assets and securities in order to reach an investment goal that is beneficial to the investor. Assets and securities can translate to numerous things from stock shares to real estate.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why I Love the 200 Day SMA (and Why You Should Too)</title>
		<link>http://investmentarticle.com/why-i-love-the-200-day-sma-and-why-you-should-too.html</link>
		<comments>http://investmentarticle.com/why-i-love-the-200-day-sma-and-why-you-should-too.html#comments</comments>
		<pubDate>Thu, 01 Apr 2010 16:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">27cfbc328106efc71a3087ee50bcfecf</guid>
		<description><![CDATA[As many of you know, I have set up a blog on my website where I frequently share my thoughts on the market. I am often asked why I always talk about the 200 day SMA and refer to it as the "line in the sand".

First off, let me explain what the 200 day SMA is. SMA stands for Simple Moving Average.]]></description>
		<wfw:commentRss>http://investmentarticle.com/why-i-love-the-200-day-sma-and-why-you-should-too.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Retiring Or Investing in Latin America? Don&#8217;t Miss Out on These Big Fringe Benefits</title>
		<link>http://investmentarticle.com/retiring-or-investing-in-latin-america-dont-miss-out-on-these-big-fringe-benefits.html</link>
		<comments>http://investmentarticle.com/retiring-or-investing-in-latin-america-dont-miss-out-on-these-big-fringe-benefits.html#comments</comments>
		<pubDate>Mon, 22 Mar 2010 23:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[American Investment]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">7e77d34bf47a29994b80f1ff3632f2d1</guid>
		<description><![CDATA[When considering investments of any type, the bottom line is of course the most important. But one of the very attractive advantages of alternative investments and overseas retirement is that they are not just digits on a screen. Frequently, they also carry significant fringe benefits that, while not contributing directly to the bottom line, play an important role in the investment itself and in the investor's longer term strategic planning.

These fringe benefits may be pure fun, or perhaps social status - like inviting friends over to sample the latest vintage from your own winery.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Income Investing and What You Really Know About It &#8211; Survey Results</title>
		<link>http://investmentarticle.com/income-investing-and-what-you-really-know-about-it-survey-results.html</link>
		<comments>http://investmentarticle.com/income-investing-and-what-you-really-know-about-it-survey-results.html#comments</comments>
		<pubDate>Fri, 19 Feb 2010 11:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Strategy]]></category>

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		<description><![CDATA[The results are in! Roughly 260 people took the time to respond to the first income investing survey and I thank y'all very much for being so generous with your time. First, the generalizations:

As you will recall, the survey included eight "mostly true" or "mostly false" statements. Most people answered all of the questions without explanation or analysis (as requested), and most of the analysis explained exceptions to the "in general" nature of the questions being asked.]]></description>
		<wfw:commentRss>http://investmentarticle.com/income-investing-and-what-you-really-know-about-it-survey-results.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>The Secret of Successful Investing Lies in Your Feminine Side</title>
		<link>http://investmentarticle.com/the-secret-of-successful-investing-lies-in-your-feminine-side.html</link>
		<comments>http://investmentarticle.com/the-secret-of-successful-investing-lies-in-your-feminine-side.html#comments</comments>
		<pubDate>Thu, 28 Jan 2010 17:30:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Market]]></category>
		<category><![CDATA[Investment Performance]]></category>

		<guid isPermaLink="false">6ff66a649e11eda0a2ad8c4fd83092c5</guid>
		<description><![CDATA[Our image of a canny investor might be clad in pinstripe, testosterone- fuelled and a ruthless risk-taker. Yet he is in serious danger of being outperformed by those of a more feminine persuasion.

One of the largest studies of investment activity, carried out at the University of California in 2001, showed that men traded 45% more often than women. Yet their average risk-adjusted returns were 1.4% less.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Banks &#8211; We Hate Them and Love Them &#8211; The Important Thing is They Are Rising From the Ashes!</title>
		<link>http://investmentarticle.com/banks-we-hate-them-and-love-them-the-important-thing-is-they-are-rising-from-the-ashes.html</link>
		<comments>http://investmentarticle.com/banks-we-hate-them-and-love-them-the-important-thing-is-they-are-rising-from-the-ashes.html#comments</comments>
		<pubDate>Thu, 14 Jan 2010 10:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">2fff5cd3b9b7fccf9ed20a5db6612f45</guid>
		<description><![CDATA[Banks! No other industry is more hated and no other industry has faster profit growth after coming to the brink of collapse. The analyst community at large believes that financial companies earnings are likely to have risen 120% in the fourth quarter! Quite a number in our opinion. Although we always want to see strong earnings growth from any US company we believe this might be a bit excessive in its prediction.

Still, for many that's not enough after feeling over a 50% drop in US indexes over the last two years along with 160 financial institution failures.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A Dismal Decade? No Way &#8211; Market Cycle Investing</title>
		<link>http://investmentarticle.com/a-dismal-decade-no-way-market-cycle-investing.html</link>
		<comments>http://investmentarticle.com/a-dismal-decade-no-way-market-cycle-investing.html#comments</comments>
		<pubDate>Thu, 07 Jan 2010 16:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">08a90c2a1fdf562710d0c754fca4300f</guid>
		<description><![CDATA[From the end of 1999 through the end of 2009, all of the popular Wall Street market performance measurement tools were in the red. The average bloodletting level of the DJIA, the S &#038; P 500, and the NASDAQ was a disturbing-to-some minus nineteen percent.

The Media has dubbed it "The Dismal Decade".

Most of the investment community is either open-mouthed in shock or strident in blame about the somethings or someones who must be responsible for such horrific performance. Never again they swear to their clients--- without ever a hint that they might themselves be the problem.

It won't be long before the Wizards of Wall Street announce that they have studied the situation, and readied their sales minions to switch the shattered investment public into yet another fail proof (fool-magnet?) portfolio of hedges, gimmicks, signal responders, and panaceas for whatever the new decade brings.

Once again they will attempt to debug the market cycle and create an upward only future for the masses.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>5 Reasons Why Women Are Hardly Any Better Investors Than Men</title>
		<link>http://investmentarticle.com/5-reasons-why-women-are-hardly-any-better-investors-than-men.html</link>
		<comments>http://investmentarticle.com/5-reasons-why-women-are-hardly-any-better-investors-than-men.html#comments</comments>
		<pubDate>Wed, 06 Jan 2010 12:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Performance]]></category>

		<guid isPermaLink="false">abaa51ee95d4991ecdaef32d3c294240</guid>
		<description><![CDATA[As a man, I find myself asking myself often, "What is going on in this world?" Is it me or is there a concerted effort, or should I say a case of "trying too hard" to marginalize men in society. Now don't get me wrong, I am all for "women rights," only when women will decide to seek harmony with men. However, "gender equality" should not come at the expense of the rights of men.

That is why it humors me to no end at this current attempt by the feminist propaganda machine to not only blame men for the current economic landscape, but to proclaim, by way of a certain articles (see below), that women are better investors than men.]]></description>
		<wfw:commentRss>http://investmentarticle.com/5-reasons-why-women-are-hardly-any-better-investors-than-men.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Start Investing Small on Your Own</title>
		<link>http://investmentarticle.com/start-investing-small-on-your-own.html</link>
		<comments>http://investmentarticle.com/start-investing-small-on-your-own.html#comments</comments>
		<pubDate>Fri, 27 Nov 2009 17:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Funds]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">7813843d3a8b25e08f391bc5ba3477db</guid>
		<description><![CDATA[The new investor can start investing small with a large selection of investment options to choose from. If you want to go it alone and save money, your best investment path will depend on how much freedom you want. Here are two low-cost ways to start investing on your own.

If you want to start investing the easy way with professional money managers making the specific investment decisions for you I recommend no-load mutual funds.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Index Investing &#8211; DIY Vs Hiring an Investment Advisor</title>
		<link>http://investmentarticle.com/index-investing-diy-vs-hiring-an-investment-advisor.html</link>
		<comments>http://investmentarticle.com/index-investing-diy-vs-hiring-an-investment-advisor.html#comments</comments>
		<pubDate>Mon, 23 Nov 2009 11:30:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Advisors]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

		<guid isPermaLink="false">376d73a8be254292a3f59eeda8bf1087</guid>
		<description><![CDATA[On the surface, index investing seems like a perfect fit for do-it-yourself investors. The simplistic buy-hold-rebalance mantra of index fund proponents combined with the abundance of help from investing authors and online forums leads scores of informed investors to take on the task of personal portfolio management each year. Many DIY investors never look back; they treasure their newfound fiscal autonomy and the challenge of overcoming future financial hurdles.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Achieve Wealth &#8211; Investment Basics</title>
		<link>http://investmentarticle.com/achieve-wealth-investment-basics.html</link>
		<comments>http://investmentarticle.com/achieve-wealth-investment-basics.html#comments</comments>
		<pubDate>Wed, 11 Nov 2009 16:00:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Investment Basics]]></category>
		<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Property]]></category>

		<guid isPermaLink="false">eef3cd867e4322434cdd3b912dada10e</guid>
		<description><![CDATA[Are terms like ROI, diversification, cap rates, risk analysis, puts &#038; call confusing you? If you are seeking to build your wealth for retirement or to achieve life goals, you need an investment plan. My guide to basic investment fundamentals is simple to understand. It is always best to start young saving and investing but it's never, ever too late to start.

Investment Basics

Investments are both a hedge against insecurities of the future from inflation and for increased needs for money such as for retirement.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Sharp is the Sharpe Ratio? &#8211; Risk-Adjusted Performance Measures</title>
		<link>http://investmentarticle.com/how-sharp-is-the-sharpe-ratio-risk-adjusted-performance-measures.html</link>
		<comments>http://investmentarticle.com/how-sharp-is-the-sharpe-ratio-risk-adjusted-performance-measures.html#comments</comments>
		<pubDate>Tue, 20 Oct 2009 12:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Performance]]></category>

		<guid isPermaLink="false">26447f91ebe6db37225a87ad3232eb5d</guid>
		<description><![CDATA[Any discussion on risk-adjusted performance measures must start with the grandfather of all risk measures the Sharpe Ratio or Reward to Variability which divides the excess return of a portfolio in excess of the risk free rate by its standard deviation or variability.

Most risk measures are best described graphically, a measure of return in the vertical axis and a measure of risk in the horizontal axis.

Ideally if investors are risk averse they should be looking for high return and low variability of return, in other words in the top left-hand quadrant of the graph. The Sharpe ratio simply measures the gradient of the line from the risk free rate (the natural starting point for any investor) to the combined return and risk of each portfolio, the steeper the gradient, the higher the Sharpe ratio the better the combined performance of risk and return.

Funds are ranked in order of preference with the Sharpe ratio but it is difficult to judge the extent of relative performance. M2; first proposed by Leah Modigliani and her grandfather Professor Franco Modigliani (1997) offers an alternative risk-adjusted return using the Sharpe ratio of the portfolio but calculated at the risk of the benchmark thus allowing direct comparison.

Investment statistics can either be grouped as Sharpe type combining risk and return in a ratio, risk adjusted returns such as M2 or descriptive statistics which are neither good nor bad but provide information about the pattern of returns of the portfolio manager.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>13 Advantages of Actively Managing Your Money Yourself</title>
		<link>http://investmentarticle.com/13-advantages-of-actively-managing-your-money-yourself.html</link>
		<comments>http://investmentarticle.com/13-advantages-of-actively-managing-your-money-yourself.html#comments</comments>
		<pubDate>Mon, 19 Oct 2009 18:00:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Idea]]></category>
		<category><![CDATA[Investment Opportunities]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">5fe1ca9e4b4b5df73b377f40473b2657</guid>
		<description><![CDATA[Most investors do not realize, but as a private investor managing his own money, he has got an immense advantage over a fund manager due to factors he may not even be aware of.

Sure it will take up some of your free time but it will probably be one of the most awarding activities you can invest your time in.

We have all worked hard for the money we have saved and it would only be prudent to invest in in the best way possible.

With public pension systems crumbling around the world because of aging populations, making the most of your savings had gotten much more important.

Below are the advantage I have come up with. If you come up with any others please send me a short note.

1. You can waitAs a private investor you can wait for attractive investment opportunities to present themselves.]]></description>
		<wfw:commentRss>http://investmentarticle.com/13-advantages-of-actively-managing-your-money-yourself.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Investment Strategy For Deflationary Times</title>
		<link>http://investmentarticle.com/investment-strategy-for-deflationary-times.html</link>
		<comments>http://investmentarticle.com/investment-strategy-for-deflationary-times.html#comments</comments>
		<pubDate>Mon, 19 Oct 2009 15:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Investment Opportunities]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Strategy]]></category>
		<category><![CDATA[Safest Investment]]></category>

		<guid isPermaLink="false">396778daeed1c4c08ccb9bc9a6edb6e7</guid>
		<description><![CDATA[The bursting of the asset bubble amidst a tsunami of financial problems and the economic recession has already erased more than four years of wealth created by world's households and corporations. However, the precipitous drop in wealth is unlikely to end anytime soon. Now there is something else to worry about: deflation.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lies, Damned Lies, and Investment Performance</title>
		<link>http://investmentarticle.com/lies-damned-lies-and-investment-performance.html</link>
		<comments>http://investmentarticle.com/lies-damned-lies-and-investment-performance.html#comments</comments>
		<pubDate>Thu, 24 Sep 2009 18:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Performance]]></category>

		<guid isPermaLink="false">0d7cb2c8eac9cfb929b7f2fd0b6ed1f5</guid>
		<description><![CDATA[Mark Twain said "There are three kinds of lies: lies, damned lies, and statistics." His point was that through the judicious selection of data, statistics can be manipulated to prove just about any point a person wants to make. If this is true (and I wouldn't want to argue with Mark Twain), investment performance falls firmly into the same category.

Timing the Market vs. Time In the Market

Arguments for and against the loosely-defined "market timing" is an area that takes the most liberties when it comes to quoting investment performance numbers.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Bonds and Bond Fund Risk</title>
		<link>http://investmentarticle.com/bonds-and-bond-fund-risk.html</link>
		<comments>http://investmentarticle.com/bonds-and-bond-fund-risk.html#comments</comments>
		<pubDate>Tue, 15 Sep 2009 21:30:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bond Investment]]></category>
		<category><![CDATA[Investment Management]]></category>

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		<description><![CDATA[Bonds and bond funds are the way to go if you want to earn higher interest rates according to your neighbor who knows everything. Bond investing is simple if you invest money in bond funds because they do the investment management for you, he points out. Since interest rates are pathetically low at the bank, why not take his advice?

People invest money in bonds and bond funds to earn a higher income in the form of interest or dividends (bond funds).]]></description>
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