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	<title>Investment Articles &#187; Investment Asset</title>
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	<link>http://investmentarticle.com</link>
	<description>Professional investment articles offering excellent advices</description>
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		<title>Income Investments &#8211; Where to Find a 20% Annual Return</title>
		<link>http://investmentarticle.com/income-investments-where-to-find-a-20-annual-return.html</link>
		<comments>http://investmentarticle.com/income-investments-where-to-find-a-20-annual-return.html#comments</comments>
		<pubDate>Mon, 21 May 2012 16:00:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Properties]]></category>

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		<description><![CDATA[Income investing is a widely used strategy; indeed most investment portfolios - large and small - will hold at least some income investments. Historically, Investors and Financial Planners have relied almost exclusively on financial markets to access regular income streams; either through share dividends, cash held in high-interest deposit accounts, bonds of varying types or other nice income generators such as Permanent Income Bearing Shares (PIBS).

Today we find that more and more Investors and Advisors are seeking out alternatives to money-market investments as volatility, economic uncertainty and dismal interest rates converge to limit the income producing potential of traditional financial instruments. Many in fact are refocusing on that old favourite; property.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Property Investment &#8211; Strategies and Fundamental Drivers</title>
		<link>http://investmentarticle.com/property-investment-strategies-and-fundamental-drivers.html</link>
		<comments>http://investmentarticle.com/property-investment-strategies-and-fundamental-drivers.html#comments</comments>
		<pubDate>Wed, 02 May 2012 09:30:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Opportunities]]></category>
		<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[Investment Strategy]]></category>

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		<description><![CDATA[Investing in property, be it residential, commercial, agricultural, leisure, healthcare, student accommodation or some other niche property sector, is ostensibly the most popular and common form of alternative investment, and has been used as a low risk, long-term investment asset by many Investors. The main aim of the property investor is to capture income from rentals, and/or capital growth either through natural attrition or by adding capital value through development. Whatever the form or sector, property investments are solid, tangible and 'real' in that a property is unlikely to depreciate in the long term provided due care and consideration is given to due diligence in the acquisition stage.

Investment Strategy

The traditional form of property investment is the simple leveraged buy to let, where an Investor will acquire a property using a combination of cash and mortgage debt, and seek to cover the mortgage costs with rental income.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Alternative Investments &#8211; Portfolio Planning Characteristics</title>
		<link>http://investmentarticle.com/alternative-investments-portfolio-planning-characteristics.html</link>
		<comments>http://investmentarticle.com/alternative-investments-portfolio-planning-characteristics.html#comments</comments>
		<pubDate>Mon, 02 Apr 2012 16:30:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Financial Investment]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Risk]]></category>

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		<description><![CDATA[This article focuses primarily on real-asset investments, and this section is designed to highlight some of portfolio planning characteristics of physical assets when considered as part of a well-diversified and balanced portfolio of investments, as well as some of the inherent risks to be considered when allocating investment capital to specific, niche investment sectors or projects.

Whilst real or hard-assets offer a number of significant benefits including reduced volatility, tangible asset values and the potential for superior investment performance that is not reliant on the performance of traditional financial investments, potential investors must give equal consideration to the potential for relative illiquidity, operational or management risks specific to the asset class, and of course counterparty risk exposure when investing in assets that require on-going expert management in order to maximise returns and minimise downside potential.

Portfolio Planning Advantages

Every asset class exhibits different characteristics when considered from the point of view of an Investor or Financial Planner, and Investors invariable choose to invest in specific assets in order to achieve specific goals such as risk mitigation, portfolio insurance, superior returns and a hedge against inflation or some other potential economic impact on the value and performance of their portfolio.

Here we look at some of the broad portfolio planning characteristics associated with a range of physical assets considered as alternative investments.

Capital Values

By their very nature, physical assets retain a disposal value throughout most economic circumstances, and whilst asset values will fluctuate from time to time, Investors allocate capital to hard-assets in order to underwrite the value of their portfolio and insure against the possibility of the values of listed financial assets falling sharply at any given moment. In fact, certain assets such as gold hold a 'safe-haven' appeal, often rising in value when stock markets falls as Investors sell equities and buy gold.

Non-Correlated Returns

The fundamentals that support value growth and income associated with real-assets are often far removed from the fundamentals that support traditional investments. Often, alternatives share a direct negative correlation with the performance of equities and bonds, affording investors the opportunity to balance their portfolios and make gains when other portfolio components lose value or underperform.]]></description>
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		</item>
		<item>
		<title>Real Asset Alternative Investments</title>
		<link>http://investmentarticle.com/real-asset-alternative-investments.html</link>
		<comments>http://investmentarticle.com/real-asset-alternative-investments.html#comments</comments>
		<pubDate>Fri, 30 Mar 2012 18:00:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Financial Investment]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Properties]]></category>

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		<description><![CDATA[Genuine alternatives to financial investments are considered to be 'real' or 'hard-asset' investments. Immoveable property such as real estate, farmland and timber properties are considered to be viable alternatives to financial assets, and moveable property like gold bullion, fine wine and rare stamps are also considered to be genuine alternative investment assets.

The case for real-asset investing is compelling; those with sufficient expertise in order to identify good quality assets in high demand can generate substantial financial gains as the inherent value of their assets grows over time. But in almost all cases, specific expertise is required in order to identify, properly value, and measure the risk associated with niche assets like timber properties or fine wine, and a lack of credible asset analysis, along with a non-existent regulatory framework have made this area of investing very high risk for most investors, many of whom have been subject to mis-selling, misrepresentation, poor advice or outright fraud.

Investors acquire certain assets as they are unlikely to depreciate over time, and when demand for the asset or its produce increases so too does the inherent value of the asset itself.]]></description>
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		<title>Assessing Risk: Forestry And Farmland Investment</title>
		<link>http://investmentarticle.com/assessing-risk-forestry-and-farmland-investment.html</link>
		<comments>http://investmentarticle.com/assessing-risk-forestry-and-farmland-investment.html#comments</comments>
		<pubDate>Thu, 29 Mar 2012 15:30:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Properties]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Strategy]]></category>

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		<description><![CDATA[During the past five years, the global economic meltdown has spurred a spate of reorganizations of the investment portfolios of major institutional investors, many of which are now allocating more capital to real-asset alternative investments in an effort to reduce exposure to volatile financial markets, generate superior investment returns, and underwrite the value of their portfolios with the capital value of niche, income-generating property assets including forestry investments and farmland investment properties that are unlikely to depreciate in the long term.

The logic is sensible, and the likes of Yale University Endowment and their Harvard counterparts have all entered into long-term farmland and forestry investments as part of an overall refocusing of their investment strategy. Historically, land, gold and gems of varying types have been the only store of wealth, it is only since the introduction of fiat currencies that investors have sought to build cash gains, rather than aiming to build a sizable portfolio of land, property or other physical assets. Now, many smaller investors are taking heed of the big boys' new strategy, and investigating the potential benefits and risks associated with investing in commercial timber properties and agricultural land assets.

Both of these assets classes exhibit characteristics that hold particular appeal during times of economic turmoil.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Alternative Investments &#8211; Do Your Homework</title>
		<link>http://investmentarticle.com/alternative-investments-do-your-homework.html</link>
		<comments>http://investmentarticle.com/alternative-investments-do-your-homework.html#comments</comments>
		<pubDate>Tue, 27 Mar 2012 11:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>

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		<description><![CDATA[Traditionally, investors have held a slim range of investment assets within their portfolios which have consisted primarily of stocks, bonds and cash, some more adventurous investors have even held physical gold and property. Now private investors are following the march of pension funds and university endowments; investing in a range of real asset alternative investments including niche real estate like commercial timber properties and agricultural land, in the hope that increasing demand for resources from emerging economies will drive both revenue from the sale of essential commodities (timber, food, biomass), and capital growth as suitable, productive assets become more scarce. Other investors, especially the wealthy, have also been investing in more esoteric alternatives like fine wine, rare stamps and a host of other tangible properties where demand will hopefully outstrip supply and generate growth.

There is of course a logical reasoning behind the allocating of capital to real assets investment alternatives; not least the fact that recent economic turmoil on a global scale hit portfolio values hard, and many investors coming to the end of their investing life feel that they may not have sufficient time to recoup losses, especially whilst markets remain so volatile and supported by central government policies like quantitative easing.]]></description>
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		<title>Alternative Investments &#8211; Where to Invest</title>
		<link>http://investmentarticle.com/alternative-investments-where-to-invest.html</link>
		<comments>http://investmentarticle.com/alternative-investments-where-to-invest.html#comments</comments>
		<pubDate>Tue, 27 Mar 2012 09:00:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Opportunities]]></category>

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		<description><![CDATA[Historically, wealth has always been stored in the capital values of assets like land, property and gold. Those were the assets on which kings built kingdoms, and as essential, non-perishable assets, ownership of large amounts of any of these things resulted in wealth and power. It is only since the recent (in historical terms) introduction of fiat currencies and financial markets that investors seek to build up piles of 'currency' instead.

Spurred by the recent global financial meltdown, most, if not all investors, hold less faith than ever before in entrusting their future to financial markets, with many having recently witnessed life savings and pension values collapse as the markets once again crashed.]]></description>
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		<title>3 Alternative Investments for Stable Capital Growth</title>
		<link>http://investmentarticle.com/3-alternative-investments-for-stable-capital-growth.html</link>
		<comments>http://investmentarticle.com/3-alternative-investments-for-stable-capital-growth.html#comments</comments>
		<pubDate>Mon, 26 Mar 2012 13:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

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		<description><![CDATA[Recent economic turmoil, played out over the past 5 years, has caused many investors to questions the logic of holding all of their assets in stock, bonds and cash. Whilst market conditions are positive, and equity values rise, all is well. But recent history has demonstrated that years of capital gains can be reversed in a matter of days, or even hours.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Alternative Investments &#8211; Why Gold Is 277% Better Than a Savings Account</title>
		<link>http://investmentarticle.com/alternative-investments-why-gold-is-277-better-than-a-savings-account.html</link>
		<comments>http://investmentarticle.com/alternative-investments-why-gold-is-277-better-than-a-savings-account.html#comments</comments>
		<pubDate>Fri, 23 Mar 2012 14:30:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>

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		<description><![CDATA[There is a great range of alternative investment assets to consider for those amongst us seeking to reduce their exposure to stock, bonds and cash, including a host of 'real' or 'hard' assets. For the investor seeking long-term gains in a stable, low-risk environment, tangible assets in short supply and high demand offer some exciting opportunities to hedge inflation, and capture capital growth driven by increasing demand from a growing global population and economic expansion in developing economies.

Gold bullion and coins such as sovereigns are perhaps the most common form of alternative investment held in an average portfolio. Gold has long been viewed by investors as portfolio insurance, sharing a negative correlation with the performance of equity markets.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Alternative Investments &#8211; How to Invest in Alternatives</title>
		<link>http://investmentarticle.com/alternative-investments-how-to-invest-in-alternatives.html</link>
		<comments>http://investmentarticle.com/alternative-investments-how-to-invest-in-alternatives.html#comments</comments>
		<pubDate>Wed, 21 Mar 2012 11:30:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>

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		<description><![CDATA[In the face of continued economic uncertainty, and volatility in mainstream investment assets, many investors are looking further afield than stocks, bonds and cash in order to generate much needed income and growth. One only has to conduct a brief search on the internet to find a whole range of investment alternatives, from portfolios of fine wine, to the more traditional gold bullion and property. So where does the inexperienced investor, or indeed financial advisor, start when considering the prospect of adding alternative investment assets to a diversified portfolio?

Well, the first thing to consider in my opinion is the status of the investor him/herself.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Alternative Investments &#8211; Should I Have Them In My Portfolio?</title>
		<link>http://investmentarticle.com/alternative-investments-should-i-have-them-in-my-portfolio.html</link>
		<comments>http://investmentarticle.com/alternative-investments-should-i-have-them-in-my-portfolio.html#comments</comments>
		<pubDate>Fri, 27 Jan 2012 12:30:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Performance]]></category>

		<guid isPermaLink="false">e690365ce492469e69170e54c77c9fbc</guid>
		<description><![CDATA[Should you hold Alternative Investments in your portfolio?

So you've decided to reduce your exposure to equities in order to avoid the price volatility that seems to be driven by the latest piece of political rhetoric about national debt or economic growth. You're no longer seeing the value of your investments rise and fall by considerable margins on a daily basis, and you're sitting on a nice pile of 'safe' cash. But you probably also need to find a home for your capital where it will grow at least in line with inflation, hopefully generate some income, whilst sharing little correlation with the performance of equities, bonds and other traded financial instruments.

So now is the time you start to consider alternative investments.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Alternative Investment Assets for 2012</title>
		<link>http://investmentarticle.com/alternative-investment-assets-for-2012.html</link>
		<comments>http://investmentarticle.com/alternative-investment-assets-for-2012.html#comments</comments>
		<pubDate>Tue, 24 Jan 2012 08:30:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Market]]></category>
		<category><![CDATA[Investment Property]]></category>

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		<description><![CDATA[In the current investing climate many investors are seeking out alternatives to traditional investment assets in an effort to boost poor returns and bolster the limp performance of their pension portfolios. While stocks and shares continue to display the kind of up-and-down volatility that would make a rollercoaster jealous, real-assets including fine wine, stamps, land and forestry have all continued to grow in values as rising global incomes combine with a growing global population to boost demand against a backdrop of limited supply.

Whenever supplies of an asset are limited and demand increases, we see the value increase as buyers compete for the best assets, so those investors in control of finite resources are likely to continue to capture capital growth regardless of the performance of the wider economy.

Whilst in is certainly true that some alternative investment assets rely on the existence of wealth for their end-use market; for example stamps and fine wine rely on the existence of wealthy buyers, it is also true that certain essential assets will enjoy a demand even if the global economy were to collapse tomorrow. These safe haven alternative investments include agricultural land, energy-generating assets, infrastructure and commodity driven properties such as forestry investments.

There is a limited global stock of land suitable for agricultural production and demand for food commodities and feedstock for animal feed and biofuels in growing exponentially as developing nations expend their populace and rising incomes lead to greater consumption of commodities.]]></description>
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		<title>3 Alternative Investment Strategies for 2012</title>
		<link>http://investmentarticle.com/3-alternative-investment-strategies-for-2012.html</link>
		<comments>http://investmentarticle.com/3-alternative-investment-strategies-for-2012.html#comments</comments>
		<pubDate>Thu, 12 Jan 2012 15:30:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Opportunities]]></category>

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		<description><![CDATA[As stock markets and bond markets continue to display the sort of volatility that causes Investors to break out into a cold sweat, many are starting to investigate real-asset alternatives to traditional financial assets in an effort to identify opportunities to capture growth and income that is not wholly reliant on the performance of financial markets or the general economy.

There is certainly an increasing appetite for real-asset alternative investments, from fine wine and art, through to land and collectibles, yet a lack of credible performance data and regulation leave many at a loss as to where might be a suitable home for their hard-earned savings in the alternative investment space.

Whilst assets like fine wine and art rely almost entirely on the wealthy as an end market, growing economies in developing nations are creating a super-size middle class which is consuming more resources and consumables such as food, fuel, cars and energy at an astonishing rate, creating a huge spike in demand that shows no sign of abating, creating investable opportunities for savvy Investors able to identify those areas where demand is strong and fundamental limits in the supply chain create short, mid and,long-term value growth for those in control of such assets.

Here are a few examples of real-asset alternative investments that have displayed some extremely desirable characteristics such as capital preservation and a hedge against inflation throughout the last four years of economic turmoil.

Renewable Energy Investments

As populations continue to expand, natural energy resources continue to diminish, international legislation combined with government incentives create profitable opportunities for those in control of energy-producing assets that do not depend on the input of natural resources and therefore generate energy - which can be sold at a profit - during any economic climate.

In the UK, government backed feed in tariffs (FiT) creates opportunity as energy companies must purchase any electricity you generate and feed into the grid. So those in control of solar panels, wind turbines and other energy-producing assets capture market-beating income of between 10% and 20% per annum for up to 25 years. No income-generating financial assets share dividends or bonds can do that.

Forestry Investments

Timber, when considered as an alternative investment asset class is quite unique, not only does the price of timber rise over time - usually at or above the rate of inflation, at the same time trees continue to grow into larger assets with more timer to sell per tree.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Farmland Investment Performance &#8211; North America 2011</title>
		<link>http://investmentarticle.com/farmland-investment-performance-north-america-2011.html</link>
		<comments>http://investmentarticle.com/farmland-investment-performance-north-america-2011.html#comments</comments>
		<pubDate>Tue, 06 Dec 2011 12:30:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Strategy]]></category>

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		<description><![CDATA[The primary measure of farmland investment performance in the United States is the National Council of Real Estate Investment Fiduciaries (NCREIF) Farmland Returns Index. The index provides investors with a measure of the investment performance of a large pool of individual agricultural properties acquired in the private market for investment purposes. According to the index, US farmland returned 8.6% in 2010, and 5.85% to quarter 3 in 2011.

Regional U.S.]]></description>
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		<item>
		<title>Income Investments &#8211; 3 Alternative Investments That Generate Income</title>
		<link>http://investmentarticle.com/income-investments-3-alternative-investments-that-generate-income.html</link>
		<comments>http://investmentarticle.com/income-investments-3-alternative-investments-that-generate-income.html#comments</comments>
		<pubDate>Wed, 30 Nov 2011 10:30:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Opportunities]]></category>
		<category><![CDATA[Investment Tools]]></category>

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		<description><![CDATA[Investors seeking income can no longer rely on share dividends, and saving deposit accounts often generate a negative return when adjusted for inflation. Whilst this scenario looks set to continue for the foreseeable future, we must look elsewhere for our annual pay-outs.

Agriculture Investments

At the most basic level, agriculture investments based on the acquisition of agricultural property assets generate income, either from leased payments from tenant farmers, or shared revenue from harvests when farmed as part of a contract farming agreements (CFA).

There are a number of options for investors to consider, allowing smaller investors to take a direct stake in productive farmland and benefitting from a share of the annual income as well as potential capital growth as land values rise over time.

Such options exist in Latin America, Australia and Africa, and investors should be encouraged to seek independent advice as to the suitability of any such scheme to ensure suitability for the investors specific circumstances and attitude to risk.

Renewable Energy Investments

As the global population grows demanding more energy, and natural resources such as coal oil and gas continue to diminish, the world turns to renewable sources capable of supply energy in perpetuity without causing damage to the environment and delicate global ecosystem.

Around the world, governments incentivise investment in renewable energy technologies such as wind, solar, tidal, geo thermal, waste to energy and anaerobic digestion through feed-in-tariffs, where each unit of energy fed into the national grid is paid for at a set rate which is invariably linked to inflation.

This present those looking for income capture annual revenue that shares no correlation with traditional income investment assets or financial market fundamentals. Investors may choose to establish solar panels or wind turbines, collecting feed in tariffs from energy generated.]]></description>
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		<title>Agriculture Investments &#8211; The Potential and Performance of Equity and Real-Asset Investments</title>
		<link>http://investmentarticle.com/agriculture-investments-the-potential-and-performance-of-equity-and-real-asset-investments.html</link>
		<comments>http://investmentarticle.com/agriculture-investments-the-potential-and-performance-of-equity-and-real-asset-investments.html#comments</comments>
		<pubDate>Mon, 28 Nov 2011 14:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Equity Investment]]></category>
		<category><![CDATA[Equity Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Performance]]></category>

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		<description><![CDATA[The investment performance of the agriculture sector can be monitored via a number of devices and measures that track the performance of traditional investment assets such as quoted equities, as well as a range of measures that reflect price movements in alternative investment assets within the agriculture space such as farmland.

In reality, the agriculture sector as a whole relies on a combination of demand for its products, weighed against agricultural productivity. When demand for food, livestock feed and biofuels is high then soft-commodity prices rise, as is also the case when poor productivity creates the same widening of the gap between supply and demand. On the other hand, if demand falls back, or bumper harvests create an oversupply of produce, prices fall.

If one is able to gain an understanding of current productivity and demand dynamics, then one is best able to predict the true performance of the sector as a whole.

The performance of agricultural equities alone - as measured by agricultural indices - does not truly reflect the state of fundamentals that support the sector.]]></description>
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		<item>
		<title>Forestry Investment Risks &#8211; Buyer Beware</title>
		<link>http://investmentarticle.com/forestry-investment-risks-buyer-beware.html</link>
		<comments>http://investmentarticle.com/forestry-investment-risks-buyer-beware.html#comments</comments>
		<pubDate>Mon, 07 Nov 2011 13:00:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Capital Investment]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Opportunities]]></category>
		<category><![CDATA[Investment Products]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

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		<description><![CDATA[The current economic climate, defined by low interest rates, volatile equity markets and poor short-term visibility, is leading Investors of all shapes and sizes to investigate alternative investment assets in an effort to boost portfolio performance whilst also reducing exposure to traditional assets like equities.

Forestry is one sector where investment returns are driven more by the biological growth of trees into valuable timber than traditional growth fundamentals. Forestry also provides a shelter for capital, and superior compound growth, even during falling markets.

Institutional Investors have led the charge into forestry investments with Pension Funds and Hedge Funds acquiring timberland properties as part of their diversification strategy. This has led to the emergence of a plethora of forestry investment products aimed at the retail Investor.

With options to acquire small forestry plots within large, managed plantations in Brazil, Costa Rica, Panama, Sri Lanka, Fiji, Thailand, Nicaragua, Australia and New Zealand, potential Investors could be forgiven for feeling confused, and the lack of quality information about the sector for Financial Advisors leads many to divert their Clients attention to other, more traditional investment assets like residential or commercial property, or even equities.

In this article we look into the main concerns regarding these retail forestry investments, and look to how risk can be properly assessed and mitigated.

The main issue regarding the vast majority of direct forestry investment products on the market is the basic structuring of the product.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Best Investment Strategy For 2012 and Beyond</title>
		<link>http://investmentarticle.com/best-investment-strategy-for-2012-and-beyond.html</link>
		<comments>http://investmentarticle.com/best-investment-strategy-for-2012-and-beyond.html#comments</comments>
		<pubDate>Mon, 17 Oct 2011 10:30:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Basics]]></category>
		<category><![CDATA[Investment Strategy]]></category>
		<category><![CDATA[Safe Investment]]></category>
		<category><![CDATA[Safe Investments]]></category>

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		<description><![CDATA[The best investment strategy for 2012 and beyond will differ from the popular investment strategy offered by most investment advisers and financial planners today. The investment landscape has changed. Here's a strategy for making the best of it.

Up until recent times you could stay out of serious trouble by simply allocating about half of your investment assets to stocks and the other half to bonds.]]></description>
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		</item>
		<item>
		<title>Alternative Investments &#8211; Real Assets</title>
		<link>http://investmentarticle.com/alternative-investments-real-assets.html</link>
		<comments>http://investmentarticle.com/alternative-investments-real-assets.html#comments</comments>
		<pubDate>Fri, 23 Sep 2011 12:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

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		<description><![CDATA[Alternative Investment Lessons - Buy Physical Assets

In the current climate, investors are seeking alternatives to traditional investment assets, hoping to preserve capital, avoid the ravages of volatile equity markets, and generate investment returns that are not wholly dependent on the performance of the wider financial markets.

Physical assets are proving most popular with investors, items that retain a tangible value, rather than paper-based investments that can ultimately reduce in value to zero, despite the value of any underlying assets. Gold is the prime example. Whenever the stock market fall substantially, investors sell shares and buy gold.]]></description>
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		</item>
		<item>
		<title>Forestry Investments &#8211; Past Performance and Investment Options</title>
		<link>http://investmentarticle.com/forestry-investments-past-performance-and-investment-options.html</link>
		<comments>http://investmentarticle.com/forestry-investments-past-performance-and-investment-options.html#comments</comments>
		<pubDate>Thu, 22 Sep 2011 10:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Funds]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Properties]]></category>
		<category><![CDATA[Investment Property]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[Investors looking to diversify their portfolios and insure their wealth against the ravages of volatility in traditional markets, will most likely have come across a range forestry investments, promising to generate superior inflation-adjusted and risk-adjusted returns for the long-term investor.

But how have timber investments performed? And how does the smaller investor participate in this interesting alternative investment asset class?

Firstly let's look at the past performance of forestry investments, as measured by one of the main timber investment indices, the NCREIF Timberland Index; according to this basic measure of investment returns in the sector, this asset class outperformed the S&#038;P500 by some 37 per cent in the 20 years between 1987 and 2007. When stocks delivered average annual returns of 11.5 per cent, forestry investments returned 15.8 per cent.

At the same time, returns from investing in timberland and woodlands have been proven to display a much lower volatility, an attractive characteristic for today's investor.

Previously, the majority of investment returns from forestry investments have been mopped up by larger, institutional investors such as pension funds, insurance companies and university endowments, who have collectively placed over $40 billion into timber investments in the past decade.

So on to the second question; how do smaller investors participate in this kind of alternative investment?

According to a study by Professor John Caulfield of the University of Georgia, returns from forestry investments are three-fold;
An increase in timber volume (biological growth of trees), which accounts for some 61 per cent of return on investment.
Land price appreciation, accounting for only 6 per cent of future returns.
Increase in timber prices per unit, delivering the final 33 per cent of investment returns for timber land owners.


So the best way to harness the performance of timber investments is to take ownership of trees, either directly, or through one of the array of forestry investment funds or other structures.

Timber REITs

One way for smaller investor to participate in timber investments is through a Real Estate Investment Trust (REIT). These investment structures are like funds, in that investors can buy and sell shares in the trust on an exchange, the REIT acquires and manages timber investment properties, but unlike normal companies must pay out 90 per cent of their earnings to investors through dividends.

Some examples of Timber REITs are:

Plum Creek Timber is the largest private owner of timberland in the U.S.]]></description>
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		</item>
		<item>
		<title>3 Alternative Investments for 2012</title>
		<link>http://investmentarticle.com/3-alternative-investments-for-2012.html</link>
		<comments>http://investmentarticle.com/3-alternative-investments-for-2012.html#comments</comments>
		<pubDate>Fri, 09 Sep 2011 13:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[Investment Strategy]]></category>

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		<description><![CDATA[As fears of a debt crisis in the Eurozone converge with poor economic data from the US, investors turn away from volatile traditional investment assets such as equities and bonds, choosing instead to investigate a range of alternative investments that provide shelter for the value of capital, and are less affected by market 'noise'.

Here are three alternative investment strategies that are proving popular with investors heading towards 2012.


Coins and Stamps


Numismatic investment (investing in coins) and philatelic Investment (investing in stamps) is one area that is receiving an increased attention. As with many alternative investments, the value of rare coins and stamps is driven by supply and demand. The rarer an item, the greater the value, although with coin investing the value of the metal is also a considered factor in the value of the coin, such as is the case with gold coins for example.

Investing in stamps was popular in the 1970s, but the bubble burst and prices took many years to recover.]]></description>
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		<item>
		<title>Agriculture Investments &#8211; A Warning to Investors</title>
		<link>http://investmentarticle.com/agriculture-investments-a-warning-to-investors.html</link>
		<comments>http://investmentarticle.com/agriculture-investments-a-warning-to-investors.html#comments</comments>
		<pubDate>Fri, 26 Aug 2011 12:30:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Advice]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>

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		<description><![CDATA[As stock portfolios continue to display volatility, many investors are now starting investigate alternative investments, with one area of particular interest being agriculture investments, or specifically farmland investments.

I think it is now particularly relevant to talk bring up that oft-used and rarely heeded piece of investment advice; "Past performance is no guarantee of future performance and investors should of course be cautious in the use of historical data when making investment decisions."

Now the reasons for investing in real assets that produce essential commodities in perpetuity are sound. Population growth and rising incomes drive demand, whilst urbanisation, water scarcity, climate change and a host of other factors suppress supply, and these two fundamental trends converge to drive up food prices and with them, farm revenues and the capital value of farmland assets.

These, in my opinion, are the reasons to invest in agriculture, and although history and hindsight can demonstrate how these assets and markets have performed during certain conditions, the wise investor should perhaps look to the future, rather than the past to ascertain the likely performance of their holdings.

As witnessed recently in equity markets across the globe, the time frame used to provide data for predicting future events, is crucial. Rather than simply use the longest data set available, one is better positioned perhaps to use data from periods in time where economic conditions are most likely to be characteristic of future conditions.

A good example that has relevance to agriculture investments is the depression of commodity prices during the 1980's, where a reduction in demand for food from developing countries resulted in the accumulation of large grain stocks.]]></description>
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		<item>
		<title>Riding the Financial Roller Coaster</title>
		<link>http://investmentarticle.com/riding-the-financial-roller-coaster.html</link>
		<comments>http://investmentarticle.com/riding-the-financial-roller-coaster.html#comments</comments>
		<pubDate>Tue, 16 Aug 2011 13:00:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>

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		<description><![CDATA[Recent gyrations in the financial markets resulting from the recent downgrade of US government credit by Standard and Poors has been a roller coaster ride for investors. Persistent decreases followed by a sharp increase, then a decrease, and another increase has investors wondering what to expect next. The financial markets have become a roller coaster of volatility.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alternative Investments &#8211; What, Who and Why</title>
		<link>http://investmentarticle.com/alternative-investments-what-who-and-why.html</link>
		<comments>http://investmentarticle.com/alternative-investments-what-who-and-why.html#comments</comments>
		<pubDate>Mon, 15 Aug 2011 13:00:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Institutional Investment]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Opportunities]]></category>

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		<description><![CDATA[What Are Alternative Investments?

As stock markets continue to falter across the globe, worries of a default on sovereign debt in Europe continue to mount, and inflation continues to erode the real value of savings, investors are considering alternatives to traditional assets such as stocks, bonds and cash. But just what are alternative investments, who is investing in them, and what are the risks involved?

Traditional Investments

Traditional investments are considered to be equities (shares), cash, bonds and property. Most investment portfolios are made up of a combination of these kind of assets, and financial advisors are trained to advise investors on the relevance of these kind of investments based upon their own specific set of circumstances.]]></description>
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		</item>
		<item>
		<title>How to Invest in the New Financial Crisis of 2011</title>
		<link>http://investmentarticle.com/how-to-invest-in-the-new-financial-crisis-of-2011.html</link>
		<comments>http://investmentarticle.com/how-to-invest-in-the-new-financial-crisis-of-2011.html#comments</comments>
		<pubDate>Mon, 15 Aug 2011 10:30:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>

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		<description><![CDATA[Where Should One Place Capital Right Now?

A sovereign debt default, either by the US, UK or Eurozone would be catastrophic for the global financial system, and should this occur, the world's major economies would most certainly collapse in on themselves.

Ten years ago, the UK's total debt was equal to around 40% of national Gross Domestic Product (GDP), with the US at the time holding debt worth around 50% of GDP. Fast forward to today, and the tremendous scale of sovereign borrowing has pushed debt liabilities in both countries dangerously close to 100% of GDP.

Whilst interest rates are virtually zero for the rest of us, our Governments have to service net interest payments of around 2 - 3% of their total debt liability each year, meaning that even if neither country took on any new debt, essentially spending only up to the limit of GDP, (spending only the money within the country), we still need to borrow between 2-3% of GDP each year just to meet interest payments.

The basic and undeniable truth is that, unless our economies grow by the amount of interest payment we need to find each year (2 - 3%), and at the same time we reduce the total sovereign debt, then interest payments will become greater than our ability to meet them, eventually becoming unserviceable and leading to a default on payments to creditors and economic collapse in the style of the great depression of the 1930's, think super high inflation and mass unemployment.

So what does this mean to the investor? What can we buy that will preserve and grow the value of our precious retirement capital and generate an income stream that is not reliant upon traditional market forces?

We have to look for assets that display particular characteristics. Assets that grow at a faster pace than inflation, generate an annual income and are likely to remain valuable regardless of the success of failure of companies or even economies.]]></description>
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		<item>
		<title>Agriculture Investments &#8211; 7 Reasons to Invest in Farmland</title>
		<link>http://investmentarticle.com/agriculture-investments-7-reasons-to-invest-in-farmland.html</link>
		<comments>http://investmentarticle.com/agriculture-investments-7-reasons-to-invest-in-farmland.html#comments</comments>
		<pubDate>Fri, 12 Aug 2011 10:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Institutional Investment]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>

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		<description><![CDATA[As the investment climate continues to dictate poor returns on cash, volatile equities and high inflation, investors are turning to alternative investment assets in an attempt to sure up portfolios, replace languishing income streams and rebuild capital growth, whilst at the same time looking for growth that is driven by fundamental changes in the shape and size of the global population and economy.

Many investing legends such as Jim Rogers and Jeremy Grantham have backed agriculture investments as the most effective asset class to meet these needs in the long-term. Billionaire investor and philanthropist George Soros - the man responsible for crashing the UK currency in 1992 making over $1 billion dollar in the process - went so far as to say that he is "convinced farmland is going to be one of the best investments of our time." As institutional investor begin to expand their knowledge within the agricultural sector and understand the fundamental trends that drive returns, more and more institutional capital is being allocated to this under invested asset class.

Some of the fundamentals that drive returns in agriculture investments and attract capital include:

Population Growth - U.N. estimates project the global population will swell to 9.2 billion people by 2050, an astonishing increase from the current figure of 6.9 billion.]]></description>
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		<item>
		<title>Food Prices and Farmland Values</title>
		<link>http://investmentarticle.com/food-prices-and-farmland-values.html</link>
		<comments>http://investmentarticle.com/food-prices-and-farmland-values.html#comments</comments>
		<pubDate>Fri, 05 Aug 2011 17:30:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>

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		<description><![CDATA[The value of any investment asset, from equities to fine wines, commodities to real estate, the value of agricultural land is driven by the relationship between supply and demand. The supply of farmland can be measured on a macro basis as the amount of productive and cultivated land per person on the plant, whilst demand can be measured taking overall population numbers and average calories consumption. There are of course other factors at play influencing farmland values on a local, regional and global basis, including the availability of the capital that enables demand.

Whilst immediate market variables influence land values in the short-term, long-term value is driven by shifts in supply and demand fundamentals.]]></description>
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		</item>
		<item>
		<title>Agriculture Investments &#8211; The Real Picture</title>
		<link>http://investmentarticle.com/agriculture-investments-the-real-picture.html</link>
		<comments>http://investmentarticle.com/agriculture-investments-the-real-picture.html#comments</comments>
		<pubDate>Tue, 26 Jul 2011 16:30:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Institutional Investment]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Firm]]></category>
		<category><![CDATA[Investment Opportunities]]></category>

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		<description><![CDATA[As investors continue their search for alternative investment assets that offer capital preservation, income and inflation hedging characteristics, and that are supported by sound long-term fundamentals such as population growth and economic expansion, many institutional investors such as Pension Funds, Hedge Funds, Sovereign Wealth Funds, Family Offices and UHNW Individuals are turning to farmland investments to generate long-term gains without dramatically altering the overall risk profile of a balanced investment portfolio.

Currently, around 1% of institutional investments assets sit in agriculture investment, and most think tanks and analysts predict that this will rise to over 5% in the next five years, creating a spike in short-term demand and adding further upward pressure to demand and therefore prices. This might be described as the beginnings of a bubble, much like many real-estate bubbles before, but the bigger picture looks different this time.

On one side of the equation we have an increasing demand for commodities such as food and biofuels as the population continues to expand at the fastest pace in history. To put this into context; up until around 1800, the global population had risen and fallen in line with our ability to produce food using the basic of agricultural techniques, yet since the introduction of hydrocarbons for energy and agriculture, the population has increased from only 800 million to over 7 billion in just over 200 years.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Have a Healthy and Balanced Investment Portfolio</title>
		<link>http://investmentarticle.com/how-to-have-a-healthy-and-balanced-investment-portfolio.html</link>
		<comments>http://investmentarticle.com/how-to-have-a-healthy-and-balanced-investment-portfolio.html#comments</comments>
		<pubDate>Thu, 17 Mar 2011 16:30:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Market]]></category>

		<guid isPermaLink="false">b31e15629b91386dd409c5ac9e7dd4a4</guid>
		<description><![CDATA[The advantages to having a balanced investment portfolio will ultimately mean having a healthy selection which will serve you well into the future. Many investors take an ad hoc approach to their investing -- that is if there's been any planning at all. It is important to take a more structured approach and to plan.

Many consider having a portfolio means having a savings account, a retirement account and a bank account.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Non-Correlated Portfolio &#8211; The Path to True Diversification</title>
		<link>http://investmentarticle.com/a-non-correlated-portfolio-the-path-to-true-diversification.html</link>
		<comments>http://investmentarticle.com/a-non-correlated-portfolio-the-path-to-true-diversification.html#comments</comments>
		<pubDate>Mon, 13 Sep 2010 15:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Firm]]></category>
		<category><![CDATA[Investment Firms]]></category>
		<category><![CDATA[Investment Opportunities]]></category>

		<guid isPermaLink="false">5805514f153d957d21d8778b86ca1b04</guid>
		<description><![CDATA[Asset correlation is a pretty abstract concept to most investors, but in simple terms, it's a method which is used to describe how much two different asset classes (like stocks and bonds) move in the same or opposite direction to each other.

In some cases, when one is going down, another is going up, and vice-versa.

There's actually an industry-wide statistical calculation that's used to measure the correlation between individual asset classes; that number is between -1 and 1.

Basically, if the correlation between two asset classes is 1, then they always move up and down together. On the other hand, if it's -1, then they always move in opposite directions.

The important thing to remember here is that asset classes that are not closely correlated to one another will help reduce overall volatility in your portfolio.

Just keep in mind that correlation alone doesn't tell you anything about volatility though, because you can have two asset classes that are perfectly correlated, but one might be two or three times more volatile as the other.

It's been said that low correlation with other asset classes is the only free lunch in the investment world since this technique can be used to maximize returns by investing in different areas that would each react differently to the same event.

Correlations aren't static; each asset class responds somewhat differently to economic changes like interest rates, currency exchange rates, commodity prices, and inflation.

They tend to shift back and forth quite a bit, especially during times of crisis. Investment portfolios with very little diversification are likely to fail the volatility tests that the markets provide from time to time.

For some investors, these tests become the final exam when their investments get wiped out.]]></description>
		<wfw:commentRss>http://investmentarticle.com/a-non-correlated-portfolio-the-path-to-true-diversification.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>TIPS &#8211; Treasury Inflation Protected Securities Fundamentals</title>
		<link>http://investmentarticle.com/tips-treasury-inflation-protected-securities-fundamentals.html</link>
		<comments>http://investmentarticle.com/tips-treasury-inflation-protected-securities-fundamentals.html#comments</comments>
		<pubDate>Fri, 27 Aug 2010 14:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">9174c923f2f59550f78ff11cd7d0a7cf</guid>
		<description><![CDATA[Treasury Inflation Protected Securities (known as TIPS), are inflation indexed bonds issued by the US Government. But what do they really offer you as an investor and how exactly do they work???

First of all, there's a lot of investor angst regarding future inflationary expectations. After all - it's a normal concern with the government deficit exploding to unfathomable proportions on a minute by minute basis (not to mention interest rates overall are at historically low levels, and when rates revert to the statistical mean inflation is a likely counterpart to that occurrence).

TIPS can be purchased direct from the US government through the treasury, a bank, broker or dealer - or most preferably through a low cost index fund such as DFA Inflation Protected Securities (DIPSX).]]></description>
		<wfw:commentRss>http://investmentarticle.com/tips-treasury-inflation-protected-securities-fundamentals.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Basics of Investing &#8211; Cruise Control Hedging</title>
		<link>http://investmentarticle.com/basics-of-investing-cruise-control-hedging.html</link>
		<comments>http://investmentarticle.com/basics-of-investing-cruise-control-hedging.html#comments</comments>
		<pubDate>Tue, 03 Aug 2010 13:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equity Investment]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Products]]></category>
		<category><![CDATA[Investment Risk]]></category>
		<category><![CDATA[Investment Securities]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">ed7912c3720829d69b78c120558787f2</guid>
		<description><![CDATA[Most people enter the investment arena thinking that "Risk" is a board game they played in college. Today, I would guess that the majority of investors have never owned an individual share of common stock or a Municipal Bond.

The popularity of investment products has heightened the risk for all investors and has indirectly led to many of the policy errors that threaten both capitalism and the economic fabric of America. Market prices are increasingly and inappropriately influenced by decision-making based only on the derivatives that contain them.

Few people consider the investment risk associated with public policy decisions.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the Best Investment Strategy?</title>
		<link>http://investmentarticle.com/what-is-the-best-investment-strategy.html</link>
		<comments>http://investmentarticle.com/what-is-the-best-investment-strategy.html#comments</comments>
		<pubDate>Thu, 01 Apr 2010 22:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Strategy]]></category>
		<category><![CDATA[Sound Investment]]></category>
		<category><![CDATA[Stock Investment]]></category>

		<guid isPermaLink="false">21ce64bee2630fa9cd3424aa21cd215b</guid>
		<description><![CDATA[At first glance the best investment strategy in late 2007 was to sell every stock investment you held; and the best strategy in early 2009 was to put 100% of your investment portfolio into stocks. The result would have been no investment losses in 2008 and big profits in 2009 and early 2010. Your odds of doing this without a crystal ball were about zero.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Healthcare Reform to Take a Whack at Your Portfolio &#8211; How to Fight Back</title>
		<link>http://investmentarticle.com/healthcare-reform-to-take-a-whack-at-your-portfolio-how-to-fight-back.html</link>
		<comments>http://investmentarticle.com/healthcare-reform-to-take-a-whack-at-your-portfolio-how-to-fight-back.html#comments</comments>
		<pubDate>Thu, 25 Mar 2010 11:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Strategies]]></category>

		<guid isPermaLink="false">b99b673437a54e5a99fc39fb510cd313</guid>
		<description><![CDATA[Despite the fact that 59% of Americans oppose President Obama's plan, according to CNN, and more than 48% oppose the plan, according to CBS News, the President and his minions have passed healthcare reform in the House. Reconciliation with the Senate is next and this process is likely to increase, not decrease, the tax burden on Americans for this new socialization of U.S. medicine.

So what is the bottom line for Americans, this bill will provide health care to those previously unable to receive healthcare, but someone will have to pay for this added cost to insurers.]]></description>
		<wfw:commentRss>http://investmentarticle.com/healthcare-reform-to-take-a-whack-at-your-portfolio-how-to-fight-back.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Best Investments &amp; Best Investment Strategy That You Can Afford</title>
		<link>http://investmentarticle.com/the-best-investments-best-investment-strategy-that-you-can-afford.html</link>
		<comments>http://investmentarticle.com/the-best-investments-best-investment-strategy-that-you-can-afford.html#comments</comments>
		<pubDate>Wed, 24 Mar 2010 22:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">fc5647b8a813bf892e7bde3179b79e98</guid>
		<description><![CDATA[The best investments include stocks, bonds, real estate and gold. Few investors can pick the best investments from each category. The best investment strategy is to own all of the above.]]></description>
		<wfw:commentRss>http://investmentarticle.com/the-best-investments-best-investment-strategy-that-you-can-afford.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Secret Your Friends Did Not Tell You</title>
		<link>http://investmentarticle.com/the-secret-your-friends-did-not-tell-you.html</link>
		<comments>http://investmentarticle.com/the-secret-your-friends-did-not-tell-you.html#comments</comments>
		<pubDate>Fri, 19 Mar 2010 17:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Advisors]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">c902b0b2d51d1513e6d2cc10026fd4e7</guid>
		<description><![CDATA[Yes, that is right your friends have been holding out on you. They have a dirty little secret that would surely make life easier for you if they would only have shared this simple fact. However, if they shared it with you, it would no longer be their little secret.

I know this secret and will gladly pass it along ready to you.]]></description>
		<wfw:commentRss>http://investmentarticle.com/the-secret-your-friends-did-not-tell-you.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Diversification &#8211; A Useful Tool, Until You Need It!</title>
		<link>http://investmentarticle.com/diversification-a-useful-tool-until-you-need-it.html</link>
		<comments>http://investmentarticle.com/diversification-a-useful-tool-until-you-need-it.html#comments</comments>
		<pubDate>Tue, 09 Mar 2010 14:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>

		<guid isPermaLink="false">005cea6e596fe22285915fbf6643594e</guid>
		<description><![CDATA[We have all been taught about the merits of diversification in investments. It is a variation of the old adage, "Don't put all your eggs in one basket."

Indeed, professional investment managers are trained to develop portfolios according to the tenets of Modern Portfolio Theory (MPT). MPT traces its roots to the work of Harry Markowitz and his seminal writings on "Portfolio Selection." In his pioneering research, Markowitz was able to demonstrate the mathematical basis for diversification.

Essentially, Markowitz showed that selecting assets that have a positive expected return but exhibit low or (preferably) negative correlation to one another produces a combined portfolio that retains the positive expected return properties, but with lowered risk (as defined by variance).

Theoretically, this result arises due to the presence of at least two major sources of risk: nonsystematic (or unique) risk and systematic (or market) risk.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to Invest Money to Make Money &amp; Avoid Bad Investments</title>
		<link>http://investmentarticle.com/how-to-invest-money-to-make-money-avoid-bad-investments.html</link>
		<comments>http://investmentarticle.com/how-to-invest-money-to-make-money-avoid-bad-investments.html#comments</comments>
		<pubDate>Tue, 09 Mar 2010 00:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Basics]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

		<guid isPermaLink="false">07a839a1233a35c55d1f68bf602881a3</guid>
		<description><![CDATA[The question is how to invest money to make money. The answer is to invest money only after asking a few questions about investment basics. Here are the questions to ask, and how to invest money to avoid scams and bad deals in general.

How to invest money, rule #1, is that there is no such thing as a perfect investment.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Secret to Protecting Your Portfolio From the Bears</title>
		<link>http://investmentarticle.com/the-secret-to-protecting-your-portfolio-from-the-bears.html</link>
		<comments>http://investmentarticle.com/the-secret-to-protecting-your-portfolio-from-the-bears.html#comments</comments>
		<pubDate>Thu, 04 Mar 2010 22:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Strategies]]></category>

		<guid isPermaLink="false">9c70a310e11f579549d1e29c20392d41</guid>
		<description><![CDATA[If you are like most people on the planet, you covet your positive investment returns and are scared to death that you might give up those returns in this tough market climate. I believe this is why a majority of individual investors missed some or all of the recent stock market ascent off the March 2009 lows and 60%+ move higher.

I think this is why a November 2009 survey of high net worth investors by Investment News, showed that only a slim portion of the wealthy feel in control of their financial lives, an even smaller number (fewer than 9%) enjoy thinking about financial matters and only about a quarter feel successful in investing.

So what is the secret to feeling better about your investments and protecting your portfolio from Mr. Market's bears? The answer is to have a plan to identify and hedge your portfolio when market conditions clearly show a change in market direction may be coming.

This is where trend following shines.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Secrets to Better Investment Returns</title>
		<link>http://investmentarticle.com/7-secrets-to-better-investment-returns.html</link>
		<comments>http://investmentarticle.com/7-secrets-to-better-investment-returns.html#comments</comments>
		<pubDate>Thu, 21 Jan 2010 09:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">f4edbdf70d02d27371d38de4368bfd75</guid>
		<description><![CDATA[In our "can't wait", "get it now" society, wouldn't it be nice to learn how to get more from your investment assets. Wouldn't you like to secure a financial future for you and your family, while worrying less and prospering in both up and down markets? Obviously, this is the American dream! However, it is an achievable dream. Here are seven investing secrets to help you achieve these elusive goals.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting Over it &#8211; The Fear of Changing Advisors</title>
		<link>http://investmentarticle.com/getting-over-it-the-fear-of-changing-advisors.html</link>
		<comments>http://investmentarticle.com/getting-over-it-the-fear-of-changing-advisors.html#comments</comments>
		<pubDate>Fri, 15 Jan 2010 15:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Advisors]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Process]]></category>
		<category><![CDATA[Investment Strategies]]></category>

		<guid isPermaLink="false">ca215df552d19ddb8670cbb28b496d11</guid>
		<description><![CDATA[Last week I took my car into the repair shop. It was a new repair shop and I had quite frankly been putting off going to this shop, even though it had been highly recommended.

Friends told me about their positive experiences, how the owners were conscientious, very reasonably priced and that I would get far better service than the at the auto dealerships. Yet for some reason I put it off going to see them until my car finally died last week.

Isn't that just human nature? We wait until the situation seems hopeless to change whether an auto mechanic or something as important as an investment advisor.

Why? The answer is simple! The devil you know is more comfortable than the devil you don't.

If you are experiencing pain today, why risk experiencing even more pain? We tend to focus on the negative rather than the positive a change could bring us.

How many individuals are doing the same with their investment advisors in a dangerous game that could affect your financial future? You may be saying to yourself, "but my advisor did well last year."

That may be true, but the bigger question is how did he do in 2008? We are in a secular bear market and stock indexes moves, both up and down, are exaggerated.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Investing Guide to 2010 &amp; Beyond</title>
		<link>http://investmentarticle.com/investing-guide-to-2010-beyond.html</link>
		<comments>http://investmentarticle.com/investing-guide-to-2010-beyond.html#comments</comments>
		<pubDate>Tue, 05 Jan 2010 19:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Stock Investment]]></category>

		<guid isPermaLink="false">5c379c04221062493859b96f6c590285</guid>
		<description><![CDATA[This investing guide is geared toward investing for beginners. As such, this investing guide will keep it simple starting with the best investment in 2010 for the new investor or anyone who is not real confident when it comes to investing. Later we put together a model best investment portfolio.

For the new investor who wants to keep things real simple yet participate, the single best investment for 2010 and beyond is a moderate-risk balanced mutual fund.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2009 Ends With a 10-Year Loss For Stock Investing</title>
		<link>http://investmentarticle.com/2009-ends-with-a-10-year-loss-for-stock-investing.html</link>
		<comments>http://investmentarticle.com/2009-ends-with-a-10-year-loss-for-stock-investing.html#comments</comments>
		<pubDate>Tue, 29 Dec 2009 20:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Vehicle]]></category>
		<category><![CDATA[Safe Investment]]></category>
		<category><![CDATA[Safe Investments]]></category>

		<guid isPermaLink="false">be9218f67aa9854695109568f1af181d</guid>
		<description><![CDATA[For the first time stock investing was a losing proposition for a decade. The stock market lost ground from year-end 1999 through 2009. Stock investing for people owning equity funds was a disappointment to say the least.]]></description>
		<wfw:commentRss>http://investmentarticle.com/2009-ends-with-a-10-year-loss-for-stock-investing.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Best Investment Strategy For 2010 &amp; Beyond</title>
		<link>http://investmentarticle.com/best-investment-strategy-for-2010-beyond.html</link>
		<comments>http://investmentarticle.com/best-investment-strategy-for-2010-beyond.html#comments</comments>
		<pubDate>Tue, 15 Dec 2009 14:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Firm]]></category>
		<category><![CDATA[Investment Firms]]></category>
		<category><![CDATA[Investment Guide]]></category>
		<category><![CDATA[Investment Strategy]]></category>
		<category><![CDATA[Safe Investment]]></category>
		<category><![CDATA[Safe Investments]]></category>
		<category><![CDATA[Stock Investment]]></category>

		<guid isPermaLink="false">59c36f72e1cc39e2cf281dbc4e69fac0</guid>
		<description><![CDATA[The best investment strategy for 2010 and beyond is not likely to be the normal investment strategy recommended year after year by many investment firms. Things ARE different this time. Here's your basic investment guide of things to consider going forward.

Year after year the basic investment strategy or asset allocation recommended for most people: 60% stocks and 40% bonds.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Forestry Investment &#8211; How Does Forestry Investment Work and How Has it Performed</title>
		<link>http://investmentarticle.com/forestry-investment-how-does-forestry-investment-work-and-how-has-it-performed.html</link>
		<comments>http://investmentarticle.com/forestry-investment-how-does-forestry-investment-work-and-how-has-it-performed.html#comments</comments>
		<pubDate>Wed, 21 Oct 2009 09:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Property]]></category>
		<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[Investment Strategy]]></category>
		<category><![CDATA[Investment Vehicle]]></category>
		<category><![CDATA[Investment Vehicles]]></category>

		<guid isPermaLink="false">0680e308b5b4a0fe0ee72fc3981e01dc</guid>
		<description><![CDATA[In this article we will take a summary look at Forestry Investments in general. We will look at how investing in Forestry works, how forestry and timber perform as an asset class, the expected rate of return for investors, and the inherent risks involved with this alternative asset.

Forestry Investment Asset Performance

Forestry investments are nothing new, and institutional investors have been investing in forestry for decades, as exposure to this asset class generally lowers risk whilst at the same time outperforming more volatile equity markets.

Over the last 14 years if you had invested only in stocks, you would have made losses in four of those years (on average), whilst timber showed a profit every single year. Stocks outperformed timber during only five of the fourteen years, whilst Timber beat the stock market eight out of fourteen.

Savvy Investors in British forestry funds last year saw far higher returns than from other traditional classes of assets. According to the Investment Property Databank* the UK Forestry Index returned 31.6 per cent in 2007, some six hundred per cent more than equities, which could manage barely 5.3 per cent, and 500 per cent more than bonds at  6.4 per cent.]]></description>
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		<title>The Importance of Design and Marketing in the Investment Business &#8211; Part 2</title>
		<link>http://investmentarticle.com/the-importance-of-design-and-marketing-in-the-investment-business-part-2.html</link>
		<comments>http://investmentarticle.com/the-importance-of-design-and-marketing-in-the-investment-business-part-2.html#comments</comments>
		<pubDate>Mon, 12 Oct 2009 12:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Trust]]></category>
		<category><![CDATA[Investment Vehicle]]></category>
		<category><![CDATA[Investment Vehicles]]></category>

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		<description><![CDATA[Our short foray into the psychology of investment design, in part one of the article, should make you aware of the importance of psychology in investment and the investment business. Even elementary economics is based on psychology, but, in the past, the emphasis, in financial writing and investment spiels, has been on rational finance with arithmetic and mathematics. In the end, investment is more about psychology than about numbers.]]></description>
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		<title>Best Investment Strategy For Most People</title>
		<link>http://investmentarticle.com/best-investment-strategy-for-most-people.html</link>
		<comments>http://investmentarticle.com/best-investment-strategy-for-most-people.html#comments</comments>
		<pubDate>Thu, 08 Oct 2009 10:00:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bond Investment]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">add27c15ab60e133b0ccc1e9f17b1974</guid>
		<description><![CDATA[The best investment strategy for most people is to KEEP IT SIMPLE. Don't complicate things when investing money or you'll likely feel uncomfortable and lose interest. Here we offer a simple solution for both choosing investment options and asset allocation.

The best investment options for most people who want simplicity: index funds.]]></description>
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		<title>How to Invest Money in Gold</title>
		<link>http://investmentarticle.com/how-to-invest-money-in-gold.html</link>
		<comments>http://investmentarticle.com/how-to-invest-money-in-gold.html#comments</comments>
		<pubDate>Sat, 26 Sep 2009 12:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>

		<guid isPermaLink="false">41787a343f9055198cfb7109df966f3a</guid>
		<description><![CDATA[There are a number of ways to invest in gold and make money when its price rises. Some are more suitable to the average investor than others. You don't need to own the stuff physically to make money in gold.]]></description>
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		<title>Make Money Investing Money Conservatively</title>
		<link>http://investmentarticle.com/make-money-investing-money-conservatively.html</link>
		<comments>http://investmentarticle.com/make-money-investing-money-conservatively.html#comments</comments>
		<pubDate>Sat, 26 Sep 2009 12:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Opportunities]]></category>
		<category><![CDATA[Investment Strategy]]></category>

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		<description><![CDATA[The sensible way to make money by investing money is to use a moderate to conservative investment strategy. Why did millions of Americans lose a large part of their life savings in 2008? They had an overly aggressive investment strategy. They had a large portion of their investment assets at risk in the stock market and many of them didn't even know it.

I don't care how old you are; keeping 80%, 90% or more of your investment assets in the U.S.]]></description>
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		<title>Where to Invest Money to Make More Interest</title>
		<link>http://investmentarticle.com/where-to-invest-money-to-make-more-interest.html</link>
		<comments>http://investmentarticle.com/where-to-invest-money-to-make-more-interest.html#comments</comments>
		<pubDate>Wed, 23 Sep 2009 23:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Safest Investment]]></category>

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		<description><![CDATA[So, you want to invest money and make more interest. You also want safety and access to your funds. Ordinarily, smart investors look to T-bills or other money market securities ...]]></description>
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		<title>How to Invest Money to Win</title>
		<link>http://investmentarticle.com/how-to-invest-money-to-win.html</link>
		<comments>http://investmentarticle.com/how-to-invest-money-to-win.html#comments</comments>
		<pubDate>Tue, 15 Sep 2009 09:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
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		<description><![CDATA[Investing money to win means earning higher returns when the sun shines and avoiding heavy losses when the investment climate darkens. Here's how to invest money and make money with only moderate risk.

To keep your investment strategy simple use mutual funds as your investing vehicle. You don't need to play the stock market or pick individual bonds and other investments this way.]]></description>
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