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	<title>Investment Articles &#187; Investment Trust</title>
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	<link>http://investmentarticle.com</link>
	<description>Professional investment articles offering excellent advices</description>
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		<title>Why Investors Should Opt for Collective Investments</title>
		<link>http://investmentarticle.com/why-investors-should-opt-for-collective-investments.html</link>
		<comments>http://investmentarticle.com/why-investors-should-opt-for-collective-investments.html#comments</comments>
		<pubDate>Tue, 13 Dec 2011 12:30:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Process]]></category>
		<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[The most popular type of investments that people make are in collective investment schemes. This makes a lot of sense as it reduces risk for the investor.

Collective investments are funds where the monies of a large number of investors are pooled together under professional investment management. The investment manager then acts collectively on their behalf.

The most popular collectives are unit trusts, investment trusts and Open Ended Investment Companies (OEICs).]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting Started in Investment</title>
		<link>http://investmentarticle.com/getting-started-in-investment.html</link>
		<comments>http://investmentarticle.com/getting-started-in-investment.html#comments</comments>
		<pubDate>Thu, 08 Dec 2011 10:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Funds]]></category>
		<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[Understanding investment

Investment can seem like an attractive option for increasing return on your capital, especially when interest rates on savings accounts are so low.

Whether you are looking to invest yourself, or for someone to invest your cash on your behalf, there are several factors you should consider before you begin.

How much can you afford to invest? 

It is important to recognise that when you begin investing your money you will introduce an element of risk to your capital. Generally the higher the potential for return the higher the risk to your capital, so don't be sucked in by high rates but consider carefully how the investment would sit with your attitude to risk.

Before you start investing you should ensure that you finances are in order and that you are not investing with money that you can afford to risk losing. For example, will you be able to pay all your debts easily? Do you have a buffer of savings to fall back on? Many experts recommend that you have the equivalent of at least three months wages to fall back on in case of hard times.

Why are you investing?

Before deciding on the right investment option for you, you should have some sort of financial goal in mind.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interested In Fine Wine Investments?</title>
		<link>http://investmentarticle.com/interested-in-fine-wine-investments.html</link>
		<comments>http://investmentarticle.com/interested-in-fine-wine-investments.html#comments</comments>
		<pubDate>Thu, 27 Oct 2011 13:30:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[Small-scale fine wine investments are increasingly popular, especially in the UK. What was once a select investment opportunity, limited to wealthy connoisseurs, has now become much more accessible. The Internet, the growing number of investment trusts, and the greater amount of information about fine wine available have all contributed to bringing wine investments closer to mainstream.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Forestry Investments &#8211; Past Performance and Investment Options</title>
		<link>http://investmentarticle.com/forestry-investments-past-performance-and-investment-options.html</link>
		<comments>http://investmentarticle.com/forestry-investments-past-performance-and-investment-options.html#comments</comments>
		<pubDate>Thu, 22 Sep 2011 10:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Funds]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Properties]]></category>
		<category><![CDATA[Investment Property]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[Investors looking to diversify their portfolios and insure their wealth against the ravages of volatility in traditional markets, will most likely have come across a range forestry investments, promising to generate superior inflation-adjusted and risk-adjusted returns for the long-term investor.

But how have timber investments performed? And how does the smaller investor participate in this interesting alternative investment asset class?

Firstly let's look at the past performance of forestry investments, as measured by one of the main timber investment indices, the NCREIF Timberland Index; according to this basic measure of investment returns in the sector, this asset class outperformed the S&#038;P500 by some 37 per cent in the 20 years between 1987 and 2007. When stocks delivered average annual returns of 11.5 per cent, forestry investments returned 15.8 per cent.

At the same time, returns from investing in timberland and woodlands have been proven to display a much lower volatility, an attractive characteristic for today's investor.

Previously, the majority of investment returns from forestry investments have been mopped up by larger, institutional investors such as pension funds, insurance companies and university endowments, who have collectively placed over $40 billion into timber investments in the past decade.

So on to the second question; how do smaller investors participate in this kind of alternative investment?

According to a study by Professor John Caulfield of the University of Georgia, returns from forestry investments are three-fold;
An increase in timber volume (biological growth of trees), which accounts for some 61 per cent of return on investment.
Land price appreciation, accounting for only 6 per cent of future returns.
Increase in timber prices per unit, delivering the final 33 per cent of investment returns for timber land owners.


So the best way to harness the performance of timber investments is to take ownership of trees, either directly, or through one of the array of forestry investment funds or other structures.

Timber REITs

One way for smaller investor to participate in timber investments is through a Real Estate Investment Trust (REIT). These investment structures are like funds, in that investors can buy and sell shares in the trust on an exchange, the REIT acquires and manages timber investment properties, but unlike normal companies must pay out 90 per cent of their earnings to investors through dividends.

Some examples of Timber REITs are:

Plum Creek Timber is the largest private owner of timberland in the U.S.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Advantages of ISA&#8217;s</title>
		<link>http://investmentarticle.com/the-advantages-of-isas.html</link>
		<comments>http://investmentarticle.com/the-advantages-of-isas.html#comments</comments>
		<pubDate>Fri, 09 Sep 2011 11:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[An ISA is a tax free way of saving. Adults in the UK can invest up to Â£10,680 a year in an ISA and they will not be required to pay tax on any gains. This article looks at the advantages of ISA's.

Non-Taxable Income

The main, and most obvious, advantage of an ISA is that you do not have to pay tax on the interest gained.]]></description>
		<wfw:commentRss>http://investmentarticle.com/the-advantages-of-isas.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Best Investment Options in Oil</title>
		<link>http://investmentarticle.com/best-investment-options-in-oil.html</link>
		<comments>http://investmentarticle.com/best-investment-options-in-oil.html#comments</comments>
		<pubDate>Mon, 27 Jun 2011 10:30:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[Investment in oil is beneficial if one is interested in buying an exchange targeted Fund (ETF). This kind of investment may vary as of companies (e.g. ETF securities and Lyxor).]]></description>
		<wfw:commentRss>http://investmentarticle.com/best-investment-options-in-oil.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Pros and Cons of Alternative Investments</title>
		<link>http://investmentarticle.com/the-pros-and-cons-of-alternative-investments.html</link>
		<comments>http://investmentarticle.com/the-pros-and-cons-of-alternative-investments.html#comments</comments>
		<pubDate>Fri, 01 Apr 2011 14:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Investment Advice]]></category>
		<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[If you start to really look at all of your investing options and you start collecting advice, it would not be long before you ran into an investment professional who touts the benefits of a "public, all-cash, non-traded REIT. " Your first response might be, "What's the ticker symbol?"

Since they have no ticker symbols, your next conversation would probably consist of a description of what an "alternative" investment is and how, although there is a share price, it can't be found on an exchange. Then, if market fluctuations make you queasier with age, this investment may start sounding pretty good the more you look into it because it's a competitive investment that takes some of your money off of the daily pricing roller coaster.]]></description>
		<wfw:commentRss>http://investmentarticle.com/the-pros-and-cons-of-alternative-investments.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ISA Stock and Shares &#8211; Learn How They Work</title>
		<link>http://investmentarticle.com/isa-stock-and-shares-learn-how-they-work.html</link>
		<comments>http://investmentarticle.com/isa-stock-and-shares-learn-how-they-work.html#comments</comments>
		<pubDate>Mon, 21 Feb 2011 15:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[ISA stock and shares is an investing plan that allows you to put your money in a wide range of investment portfolios such as open-ended investment companies, investment trusts and also government and corporate bonds. This then means that the investment can either go down or up depending on the market trends. We are at liberty to buy our shares and then put them in an ISA.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ISA Stock and Shares Demystified</title>
		<link>http://investmentarticle.com/isa-stock-and-shares-demystified.html</link>
		<comments>http://investmentarticle.com/isa-stock-and-shares-demystified.html#comments</comments>
		<pubDate>Mon, 21 Feb 2011 14:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[ISA (Individual Savings Account) was introduced on 6th April, 1999 for the United Kingdom citizens. It refers to a financial product designed for, as the name suggests, investments and savings. It appeals to the general public as it has a favorable tax status.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investing in the Healthcare Industry &#8211; Options for Healthy Returns</title>
		<link>http://investmentarticle.com/investing-in-the-healthcare-industry-options-for-healthy-returns.html</link>
		<comments>http://investmentarticle.com/investing-in-the-healthcare-industry-options-for-healthy-returns.html#comments</comments>
		<pubDate>Wed, 26 Jan 2011 14:00:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Trust]]></category>
		<category><![CDATA[Investment Vehicle]]></category>

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		<description><![CDATA[Investors looking for opportunities to get in on the huge healthcare market in the United States have several options. Investing in the healthcare industry can be in the form of health insurance companies, hospitals, medical supply companies, pharmaceutical companies, REIT - healthcare facilities, and more. Finding the right investment vehicle for your needs is a matter of deciding what level of risk you can handle, the amount you want to invest, and what type of return you are looking for.]]></description>
		<wfw:commentRss>http://investmentarticle.com/investing-in-the-healthcare-industry-options-for-healthy-returns.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Nominated Investment Adviser</title>
		<link>http://investmentarticle.com/nominated-investment-adviser.html</link>
		<comments>http://investmentarticle.com/nominated-investment-adviser.html#comments</comments>
		<pubDate>Thu, 13 Jan 2011 10:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreign Investment]]></category>
		<category><![CDATA[Investment Advice]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Market]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Risk]]></category>
		<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[The Trustee Act 2000 makes it clear that trustees are required to obtain and consider investment advice from a person they consider qualified to give it. This makes a great deal of sense but how does it work in practice?

The first job of the Investment Adviser is to help the trustees to prepare an Investment Policy Statement. This statement is intended to clearly identify what the proposed investment is required to achieve, over what time period, and how performance will be assessed in the future.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>History of Managed Funds</title>
		<link>http://investmentarticle.com/history-of-managed-funds.html</link>
		<comments>http://investmentarticle.com/history-of-managed-funds.html#comments</comments>
		<pubDate>Wed, 12 Jan 2011 14:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">7759913d9150d60fd53bce210073014f</guid>
		<description><![CDATA[Managed funds are a form of investment where funds are pooled together and these joint moneys are then invested in various securities to form one strong investment. They are professionally managed on behalf of the investors.

In the USA mutual funds are the managed funds that spring to mind and many people think that it is in the US that they were first formed. In fact the history of managed funds goes back further than the first modern universally recognised US mutual fund, the Massachusetts Investors Trust which was started in 1924.

There is uncertainty of the exact origins of managed funds but there is evidence that a Dutch merchant named Adriaan van Ketwich created an investment trust whose name, when translated meant "unity creates strength".]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Avoid Investment Fraud</title>
		<link>http://investmentarticle.com/how-to-avoid-investment-fraud.html</link>
		<comments>http://investmentarticle.com/how-to-avoid-investment-fraud.html#comments</comments>
		<pubDate>Tue, 14 Dec 2010 14:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[There are many people out there looking to scam people. Therefore it is always important to keep an eye out to make sure it doesn't happen to you, whether it is protecting against a computer virus or making sure you aren't the victim to an investment scam.

Everyone wants to make a quick buck if they can, and some use this opportunity to offer investments to people offering quick or easy money. It is therefore very important to be sure of an investment scheme's credentials before investing your hard earned money.

There are certain signs you should look out for.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Everything I Know About Investing I Learned In Court</title>
		<link>http://investmentarticle.com/everything-i-know-about-investing-i-learned-in-court.html</link>
		<comments>http://investmentarticle.com/everything-i-know-about-investing-i-learned-in-court.html#comments</comments>
		<pubDate>Fri, 10 Dec 2010 17:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Manager]]></category>
		<category><![CDATA[Investment Managers]]></category>
		<category><![CDATA[Investment Products]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Risk]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">e62a5bea1da9e0ccc4fb69e7c56343a2</guid>
		<description><![CDATA[As part of my litigation practice, I represent investors harmed by the misconduct of their stockbroker, investment advisor, or financial planner. Some of these cases can be brought in court; most are required to be arbitrated before the Financial Industry Regulatory Authority (FINRA). In either venue, however, many of these cases have common themes, which teach important lessons about investing.

Wall Street Doesn't Have a Crystal Ball

The financial industry spends millions of dollars convincing the investing public that it can predict with some accuracy the future price movements stocks.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>High Yield Investment Opportunities You Didn&#8217;t Know About</title>
		<link>http://investmentarticle.com/high-yield-investment-opportunities-you-didnt-know-about.html</link>
		<comments>http://investmentarticle.com/high-yield-investment-opportunities-you-didnt-know-about.html#comments</comments>
		<pubDate>Tue, 12 Oct 2010 11:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[High Yield Investment]]></category>
		<category><![CDATA[Investment Programs]]></category>
		<category><![CDATA[Investment Trust]]></category>
		<category><![CDATA[Money Investment]]></category>

		<guid isPermaLink="false">333196bbc174fb6d4a048fa7a9b87762</guid>
		<description><![CDATA[People invest for either of these two reasons:

To preserve their wealth or retain the buying power of their hard earned savings;
To accumulate wealth or grow their assets.

Whatever their reasons may be, they naturally are ways in the look out for high yielding investments. By high yielding investments, we mean those that give a higher percentage of return on their principal than what the banks' certificate of deposits or US treasuries can provide... those that will more than offset the rate of inflation on their money.

Many of these investors understand that with higher yields come great amount of risks too (the fundamental principle of investment: the higher the risk, the greater the potential for gain)!

Included in this category of high yielding investments are stocks, forex, and commodity futures.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Overview of Popular Investing Products</title>
		<link>http://investmentarticle.com/overview-of-popular-investing-products.html</link>
		<comments>http://investmentarticle.com/overview-of-popular-investing-products.html#comments</comments>
		<pubDate>Tue, 14 Sep 2010 18:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business Investment]]></category>
		<category><![CDATA[Financial Investment]]></category>
		<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Investment Products]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">8997899caf42705b6c4b8cd4d5cac39a</guid>
		<description><![CDATA[Investing encompasses many niche markets. Some of the more popular investment choices include:&#160; real estate, cash flow notes, stocks of real estate investment trusts (REIT), and financial investments such as stocks, bonds, mutual funds, and certificates of deposit (CDs).

Earning profits from investing requires an understanding of the pros and cons of each product. An easy way to learn about various products is to work with a good investment company that possesses a strong management style and honest investment philosophy.

Some of the highest ranking investment companies include: Merrill Lynch, BNY Mellon, Charles Schwab, and Fidelity Investments.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investing For the Future</title>
		<link>http://investmentarticle.com/investing-for-the-future.html</link>
		<comments>http://investmentarticle.com/investing-for-the-future.html#comments</comments>
		<pubDate>Thu, 22 Jul 2010 10:30:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Risk]]></category>
		<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[Investment Trust]]></category>
		<category><![CDATA[Stock Investment]]></category>

		<guid isPermaLink="false">1fdf6c45fadec353c6658c3e17377753</guid>
		<description><![CDATA[Investment is the commitment of money or capital to buy financial instruments or other assets in order to gain profitable returns in form of interest, income, or appreciation of the value of the instrument. Investment is a term normally used in the fields of economics, business management and finance. Your focus in investing is on return and can run the spectrum from conservative to very belligerent in terms of risk.

The best way to defend your stock investments is to own a broad mix of large and small companies and foreign and domestic issues.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investors &#8211; Different Types of Investment Opportunities to Guarantee Success</title>
		<link>http://investmentarticle.com/investors-different-types-of-investment-opportunities-to-guarantee-success.html</link>
		<comments>http://investmentarticle.com/investors-different-types-of-investment-opportunities-to-guarantee-success.html#comments</comments>
		<pubDate>Wed, 16 Jun 2010 14:30:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Market]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">c218650a9323a21bb7c83aa223cf12e8</guid>
		<description><![CDATA[If you want to make money from buying and selling financial instruments, you may as well join a group of investors who know how to take risks and get higher returns on their investments. Most people view investors as people who are concerned with making investments, whether they are investing in stocks, bonds or foreign exchange. Investors are commonly referred to as a set of people or companies that are deeply concerned with buying or selling equity, debt securities or other financial instruments for a financial gain.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Different Securities in the Market</title>
		<link>http://investmentarticle.com/different-securities-in-the-market.html</link>
		<comments>http://investmentarticle.com/different-securities-in-the-market.html#comments</comments>
		<pubDate>Sun, 13 Jun 2010 15:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Trust]]></category>
		<category><![CDATA[Investment Vehicle]]></category>
		<category><![CDATA[Investment Vehicles]]></category>
		<category><![CDATA[It Investment]]></category>

		<guid isPermaLink="false">7ed49d27a2d724e70ae603409074b9f9</guid>
		<description><![CDATA[There are different securities in the market today that we can choose from. They are all forms of investments or different ways to keep you money somewhere besides a bank. They can offer great returns if you know what you are doing.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Investment Planning Process to Get Started</title>
		<link>http://investmentarticle.com/financial-investment-planning-process-to-get-started.html</link>
		<comments>http://investmentarticle.com/financial-investment-planning-process-to-get-started.html#comments</comments>
		<pubDate>Wed, 02 Jun 2010 13:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Investment]]></category>
		<category><![CDATA[Investment Products]]></category>
		<category><![CDATA[Investment Trust]]></category>
		<category><![CDATA[Safe Investment]]></category>

		<guid isPermaLink="false">729a9788ed1b303219f7cf92ba3a3a92</guid>
		<description><![CDATA[Investing your money is probably the best use of funds you own. However, if it is invested in various financial products without proper research, you can lose every thing you owe. Hence, the process of financial investment starts with effective planning and research.

But you cannot start with financial investment planning if you don't have a specific goal in mind.]]></description>
		<wfw:commentRss>http://investmentarticle.com/financial-investment-planning-process-to-get-started.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Asset Allocation &#8211; Your Most Important Investment Decision</title>
		<link>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html</link>
		<comments>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html#comments</comments>
		<pubDate>Tue, 01 Jun 2010 17:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equity Investment]]></category>
		<category><![CDATA[Equity Investments]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">3473899435141652fdff0494b457d642</guid>
		<description><![CDATA[Choosing an asset allocation, or the mix of stocks, bonds and cash in a portfolio, is the most important decision that you'll face as an investor. A study by Ibbotson Associates concluded that asset allocation decisions determine about 100 percent of investment performance for those who follow a low-cost, long-term investing strategy. Similarly, according to a Dalbar and Associates study, many investors underperform the market because they deviate from their asset allocation plan during market downturns.]]></description>
		<wfw:commentRss>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Investment Planning Process to Get Started</title>
		<link>http://investmentarticle.com/financial-investment-planning-process-to-get-started.html</link>
		<comments>http://investmentarticle.com/financial-investment-planning-process-to-get-started.html#comments</comments>
		<pubDate>Fri, 21 May 2010 11:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Investment]]></category>
		<category><![CDATA[Investment Products]]></category>
		<category><![CDATA[Investment Trust]]></category>
		<category><![CDATA[Safe Investment]]></category>

		<guid isPermaLink="false">ca9daaaeeea261cb5b9d660f7e9a4b1e</guid>
		<description><![CDATA[Investing your money is probably the best use of funds you own. However, if it is invested in various financial products without proper research, you can lose every thing you owe. Hence, the process of financial investment starts with effective planning and research.

But you cannot start with financial investment planning if you don't have a specific goal in mind.]]></description>
		<wfw:commentRss>http://investmentarticle.com/financial-investment-planning-process-to-get-started.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Asset Allocation &#8211; Your Most Important Investment Decision</title>
		<link>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html</link>
		<comments>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html#comments</comments>
		<pubDate>Fri, 14 May 2010 10:30:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equity Investment]]></category>
		<category><![CDATA[Equity Investments]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">06c7db7de37fa8517e94887e23c5e778</guid>
		<description><![CDATA[Choosing an asset allocation, or the mix of stocks, bonds and cash in a portfolio, is the most important decision that you'll face as an investor. A study by Ibbotson Associates concluded that asset allocation decisions determine about 100 percent of investment performance for those who follow a low-cost, long-term investing strategy. Similarly, according to a Dalbar and Associates study, many investors underperform the market because they deviate from their asset allocation plan during market downturns.]]></description>
		<wfw:commentRss>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investment Bonds &#8211; Pros &amp; Cons For the Higher Rate Tax Payer</title>
		<link>http://investmentarticle.com/investment-bonds-pros-cons-for-the-higher-rate-tax-payer.html</link>
		<comments>http://investmentarticle.com/investment-bonds-pros-cons-for-the-higher-rate-tax-payer.html#comments</comments>
		<pubDate>Thu, 06 May 2010 17:30:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">ecee49649f9dfa6e42f07addc9bc7e1a</guid>
		<description><![CDATA[Background

A Life Insurance Investment Bond is widely available for you to invest in. As with many investments, there are advantages and disadvantages to using this form of tax wrapper.

One of the main points to bear in mind is that the tax wrapper status of any financial product dictates how much tax you will/won't pay on the investment at outset, during and at the end of the term.

It is the actual funds where the money is invested that determines how much you will get back when the plan matures or you cash it in.

One of the main advantages of the Life Insurance Investment Bond, either onshore or offshore, is that you are able to withdraw up to 5% of the amount invested each policy year without triggering what is known as a 'chargeable event gain'.

Whilst this defers any tax liability to the future (it may not avoid any further tax due), the good news is that each 5% allowance is cumulative therefore and can be carried forward each policy year. For example, if no withdrawals are made in years one to four 25% can be drawn in year five.

You are not able to take more than the amount invested over the lifetime of the bond, therefore if you withdraw 5% per annum the maximum time period for these withdrawals is 20 years.

HMRC treat withdrawals as a withdrawal of capital and if the amounts are kept within the tax deferred allowance there is no need for you to declare them on their tax returns.

As tax on the withdrawals are deferred until the bond or policy segments are surrendered you can defer tax until the most suitable time for your circumstances.

5% Withdrawals

The 5% tax deferred allowance provides a gross equivalent income of 6.25% for a basic rate tax payer, 8.33% for a higher rate tax payer and 10% for a 50% tax payer.

To reiterate though, (and before you get carried away) remember that withdrawals from the bond are tax deferred and not tax free!

It is possible to extend the number of years that you can take tax deferred withdrawals by taking less than the 5%.

For example, if you take 4% per annum then this can be continued for 25 years without any immediate tax charge.

Reducing Taxable Income

As the withdrawals are treated as a withdrawal of capital they can be helpful when trying to keep your income below certain levels.

Some clients, or their spouse / partner, may have income that hovers around the 'age allowance trap' area.

If you are aged 65 or over you have a higher personal allowance, however, this is reduced where taxable income exceeds a certain limit.]]></description>
		<wfw:commentRss>http://investmentarticle.com/investment-bonds-pros-cons-for-the-higher-rate-tax-payer.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investing in Sustainability</title>
		<link>http://investmentarticle.com/investing-in-sustainability.html</link>
		<comments>http://investmentarticle.com/investing-in-sustainability.html#comments</comments>
		<pubDate>Thu, 22 Apr 2010 20:30:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Fund]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">2f21da5a41802b5361cf3ffde2e5ca35</guid>
		<description><![CDATA[It is difficult to go just about anywhere without hearing about green these days. It is hard to say whether people are just happy to use as a means of getting more business or if society really does care more about the planet, but the fact of the matter is that positive changes are being put in place to improve the impact we have. One place you might not have realized you can make a difference is with your investments.

Green investing is the act of investing money into companies, properties, etc that are involved in sustainable practices is some way.]]></description>
		<wfw:commentRss>http://investmentarticle.com/investing-in-sustainability.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Here is a Great Stock Market Trading Tip You Should Be Using</title>
		<link>http://investmentarticle.com/here-is-a-great-stock-market-trading-tip-you-should-be-using.html</link>
		<comments>http://investmentarticle.com/here-is-a-great-stock-market-trading-tip-you-should-be-using.html#comments</comments>
		<pubDate>Tue, 30 Mar 2010 21:30:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">a8142fe1ca8510ee5f52ad4c7615b8da</guid>
		<description><![CDATA[Are you looking for a really useful stock market trading tip? Keep reading because in this article I am going to give you some great stock market advice.

Ever heard the expression, "they're not building anymore land" The point of this expression is - if you want to make money own property. Sadly owning property is beyond the reach of most people, luckily there is an alternative.

This alternative is R.E.I.T's (real estate investment trust). So what is a R.E.I.T? Basically it's a trust company which buys, develops, manages and sell's property.]]></description>
		<wfw:commentRss>http://investmentarticle.com/here-is-a-great-stock-market-trading-tip-you-should-be-using.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Some Things About Investment Trusts</title>
		<link>http://investmentarticle.com/some-things-about-investment-trusts.html</link>
		<comments>http://investmentarticle.com/some-things-about-investment-trusts.html#comments</comments>
		<pubDate>Sun, 28 Mar 2010 11:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Investment]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">b031ec81b3dd29e06f192da490159574</guid>
		<description><![CDATA[An Investment Trust is a form of collective instrument. It is a close-end fund and is constituted as public limited company. Investor's money is pooled together from a sale of a fixed number of shares.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Invest $50</title>
		<link>http://investmentarticle.com/how-to-invest-50.html</link>
		<comments>http://investmentarticle.com/how-to-invest-50.html#comments</comments>
		<pubDate>Sun, 21 Mar 2010 11:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">d8bdcf5b0e9b1db060ff6279011494a9</guid>
		<description><![CDATA[When investing $50 there are many options to choose from. Investing $50 allows investors to learn about each investment while growing their wealth.

1. Stocks - Investing in stocks for $50 gives you two options.]]></description>
		<wfw:commentRss>http://investmentarticle.com/how-to-invest-50.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Stock Market Vs Real Estate Investing</title>
		<link>http://investmentarticle.com/the-stock-market-vs-real-estate-investing.html</link>
		<comments>http://investmentarticle.com/the-stock-market-vs-real-estate-investing.html#comments</comments>
		<pubDate>Fri, 11 Dec 2009 14:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">73c9fd2c486293407db3716702a8cd2f</guid>
		<description><![CDATA[I am often asked about the stock market vs. real estate investing in terms of which is the better investment. Both offer growth and income.]]></description>
		<wfw:commentRss>http://investmentarticle.com/the-stock-market-vs-real-estate-investing.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Importance of Design and Marketing in the Investment Business &#8211; Part 2</title>
		<link>http://investmentarticle.com/the-importance-of-design-and-marketing-in-the-investment-business-part-2.html</link>
		<comments>http://investmentarticle.com/the-importance-of-design-and-marketing-in-the-investment-business-part-2.html#comments</comments>
		<pubDate>Mon, 12 Oct 2009 12:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Trust]]></category>
		<category><![CDATA[Investment Vehicle]]></category>
		<category><![CDATA[Investment Vehicles]]></category>

		<guid isPermaLink="false">a12c0ce00194033fb2c90223c9fdf1a1</guid>
		<description><![CDATA[Our short foray into the psychology of investment design, in part one of the article, should make you aware of the importance of psychology in investment and the investment business. Even elementary economics is based on psychology, but, in the past, the emphasis, in financial writing and investment spiels, has been on rational finance with arithmetic and mathematics. In the end, investment is more about psychology than about numbers.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mexican Stocks, Silver, and Real Estate &#8211; A Ten Year Review</title>
		<link>http://investmentarticle.com/mexican-stocks-silver-and-real-estate-a-ten-year-review.html</link>
		<comments>http://investmentarticle.com/mexican-stocks-silver-and-real-estate-a-ten-year-review.html#comments</comments>
		<pubDate>Sat, 19 Sep 2009 12:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Trust]]></category>
		<category><![CDATA[Investment Vehicle]]></category>
		<category><![CDATA[Investment Vehicles]]></category>
		<category><![CDATA[Small Investment]]></category>
		<category><![CDATA[Small Investments]]></category>

		<guid isPermaLink="false">e06a3c19f4511d4eb10ac342cca61ad1</guid>
		<description><![CDATA[The Consumer Price Indexes (CPI) program of the US Department of Labor produces monthly data on changes in the prices paid by urban consumers for a representative basket of goods and services in the United States. Tracking the CPI data began in 1913 and by 1983, inflation had reached 100%. Therefore, today most all data is calculated using a 1983 base of 100.]]></description>
		<wfw:commentRss>http://investmentarticle.com/mexican-stocks-silver-and-real-estate-a-ten-year-review.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Invest in Apartments Without Becoming a Landlord</title>
		<link>http://investmentarticle.com/invest-in-apartments-without-becoming-a-landlord.html</link>
		<comments>http://investmentarticle.com/invest-in-apartments-without-becoming-a-landlord.html#comments</comments>
		<pubDate>Wed, 09 Sep 2009 17:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Trust]]></category>

		<guid isPermaLink="false">ac89eea4539f857b2fe36574b0db02a2</guid>
		<description><![CDATA[Have you ever thought about owning a rental property but resisted? Or perhaps you already own rental properties but you don't have the time to expand your holdings.

Owning real estate is something many of us think about, sometimes quite often, but for whatever reason don't act upon. We all know that historically real estate produces stable, predictable growth with steady cash flow. Yet most of us just talk about it and never actually get into it.

Owning property traditionally involves not just owning but also managing the asset.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Types of ETFs Are There?</title>
		<link>http://investmentarticle.com/what-types-of-etfs-are-there.html</link>
		<comments>http://investmentarticle.com/what-types-of-etfs-are-there.html#comments</comments>
		<pubDate>Thu, 03 Sep 2009 22:17:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Trust]]></category>
		<category><![CDATA[It Investment]]></category>

		<guid isPermaLink="false">a9450636689b99a521cc00fdcdb2245a</guid>
		<description><![CDATA[There are many types of ETFs or "Exchange Traded Funds". Let's start with the three basics. These are exchange traded:
 open end index mutual fund (passively managed)
 unit investment trust, abbreviated UIT (actively managed)
 guarantor trust 


The term "exchange-traded" means that the funds are traded on the stock market.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

