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	<title>Investment Articles &#187; Investment Policy</title>
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	<description>Professional investment articles offering excellent advices</description>
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		<title>Asset Allocation &#8211; Your Most Important Investment Decision</title>
		<link>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html</link>
		<comments>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html#comments</comments>
		<pubDate>Tue, 01 Jun 2010 17:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equity Investment]]></category>
		<category><![CDATA[Equity Investments]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[Choosing an asset allocation, or the mix of stocks, bonds and cash in a portfolio, is the most important decision that you'll face as an investor. A study by Ibbotson Associates concluded that asset allocation decisions determine about 100 percent of investment performance for those who follow a low-cost, long-term investing strategy. Similarly, according to a Dalbar and Associates study, many investors underperform the market because they deviate from their asset allocation plan during market downturns.]]></description>
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		<title>Asset Allocation &#8211; Your Most Important Investment Decision</title>
		<link>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html</link>
		<comments>http://investmentarticle.com/asset-allocation-your-most-important-investment-decision.html#comments</comments>
		<pubDate>Fri, 14 May 2010 10:30:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equity Investment]]></category>
		<category><![CDATA[Equity Investments]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Performance]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[Choosing an asset allocation, or the mix of stocks, bonds and cash in a portfolio, is the most important decision that you'll face as an investor. A study by Ibbotson Associates concluded that asset allocation decisions determine about 100 percent of investment performance for those who follow a low-cost, long-term investing strategy. Similarly, according to a Dalbar and Associates study, many investors underperform the market because they deviate from their asset allocation plan during market downturns.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>7 Secrets to Better Investment Returns</title>
		<link>http://investmentarticle.com/7-secrets-to-better-investment-returns.html</link>
		<comments>http://investmentarticle.com/7-secrets-to-better-investment-returns.html#comments</comments>
		<pubDate>Thu, 21 Jan 2010 09:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Asset]]></category>
		<category><![CDATA[Investment Assets]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[Investment Strategy]]></category>

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		<description><![CDATA[In our "can't wait", "get it now" society, wouldn't it be nice to learn how to get more from your investment assets. Wouldn't you like to secure a financial future for you and your family, while worrying less and prospering in both up and down markets? Obviously, this is the American dream! However, it is an achievable dream. Here are seven investing secrets to help you achieve these elusive goals.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Index Investing &#8211; DIY Vs Hiring an Investment Advisor</title>
		<link>http://investmentarticle.com/index-investing-diy-vs-hiring-an-investment-advisor.html</link>
		<comments>http://investmentarticle.com/index-investing-diy-vs-hiring-an-investment-advisor.html#comments</comments>
		<pubDate>Mon, 23 Nov 2009 11:30:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Advisors]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

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		<description><![CDATA[On the surface, index investing seems like a perfect fit for do-it-yourself investors. The simplistic buy-hold-rebalance mantra of index fund proponents combined with the abundance of help from investing authors and online forums leads scores of informed investors to take on the task of personal portfolio management each year. Many DIY investors never look back; they treasure their newfound fiscal autonomy and the challenge of overcoming future financial hurdles.]]></description>
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		<title>Where Have All of the Investors Gone?</title>
		<link>http://investmentarticle.com/where-have-all-of-the-investors-gone.html</link>
		<comments>http://investmentarticle.com/where-have-all-of-the-investors-gone.html#comments</comments>
		<pubDate>Thu, 19 Nov 2009 17:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Policy]]></category>

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		<description><![CDATA["When you fall off the horse" you're told to get right back on. After the last financial market episode, known as the credit crisis of 2008, you may be wondering how you will ever achieve financial security after seeing your 401k drop by more than 30% in one year. Even though the market has had a remarkable recovery since the bottom was struck in March, 2009, there is fresh data that shows the individual investor is not fully participating in the rebound so far.

According to the Investment Company Institute, since April of 2009 no net new money has been added to equity based U.S.]]></description>
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		<title>DIY Investing &#8211; Use an Investment Policy Statement to Bring Discipline to Your Financial Plan</title>
		<link>http://investmentarticle.com/diy-investing-use-an-investment-policy-statement-to-bring-discipline-to-your-financial-plan.html</link>
		<comments>http://investmentarticle.com/diy-investing-use-an-investment-policy-statement-to-bring-discipline-to-your-financial-plan.html#comments</comments>
		<pubDate>Fri, 13 Nov 2009 09:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Policy]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[Investment Strategy]]></category>

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		<description><![CDATA[The majority of advice given to individual investors relates to developing an investment plan: evaluating risk tolerance, choosing an appropriate mix of assets, controlling costs, etc. While these considerations are all important drivers of investment success, a singular focus on plan development often causes implementation to suffer.

In order to promote the disciplined execution of a portfolio's investment strategy, pension plans, foundations and trusts often draft an Investment Policy Statement (IPS). This document formally outlines the investment objectives, philosophy, boundaries and procedures for managing the portfolio so that plan advisors don't stray from their clients' intentions.]]></description>
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