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	<title>Investment Articles &#187; Initial Investment</title>
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	<link>http://investmentarticle.com</link>
	<description>Professional investment articles offering excellent advices</description>
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		<title>Understanding Bonds and Types of Bonds</title>
		<link>http://investmentarticle.com/understanding-bonds-and-types-of-bonds.html</link>
		<comments>http://investmentarticle.com/understanding-bonds-and-types-of-bonds.html#comments</comments>
		<pubDate>Wed, 21 Jul 2010 12:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[There are actually certain facts you will need to be familiar with on the topic of bonds just prior to you start off investing your dollars in bonds. Without learning these stuff possibly will cause you buy the unsuitable investment bonds, at the incorrect maturity date.

The three crucial stuff that has got to be considered while investing in a investment bond comprise the par value, the maturity date, as well as the coupon rate. The par value of an bond refers to the cost you'll collect if the bond attains its maturity date.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Secret to ETF Trend Trading</title>
		<link>http://investmentarticle.com/the-secret-to-etf-trend-trading.html</link>
		<comments>http://investmentarticle.com/the-secret-to-etf-trend-trading.html#comments</comments>
		<pubDate>Thu, 15 Jul 2010 20:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[There are many of us who are under the impression that successful trading requires an unique talent that many do not possess! It is ETF Trend Trading that will surely break this misconception of yours. You will soon learn that the secret to becoming a successful trader is not some talent that not all possess! The trend trading system emphasizes that the path to perfection is not talent but hard work, determination and perseverance!

The most important thing when it comes to ETF Trend Trading is that you must never give up. After all, success is always, preceded by failure.]]></description>
		<wfw:commentRss>http://investmentarticle.com/the-secret-to-etf-trend-trading.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Get Good Returns From Sports Investing</title>
		<link>http://investmentarticle.com/how-to-get-good-returns-from-sports-investing.html</link>
		<comments>http://investmentarticle.com/how-to-get-good-returns-from-sports-investing.html#comments</comments>
		<pubDate>Thu, 08 Jul 2010 14:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[Sports investing is comparatively a new terminology to many as opposed to the standard 'sports betting.' If you're new here to this world of sports investing, you may still ask if there's any difference. So for your benefit and for the benefit of others like you who may read this, here's a short introduction to sports investing.

Sports betting is the well-known thing. You sign up, bet, lose, bet, lose, bet, maybe win, and go home happy from the small win, as well as with a lesson not to try it again.]]></description>
		<wfw:commentRss>http://investmentarticle.com/how-to-get-good-returns-from-sports-investing.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Liens 101 &#8211; America&#8217;s Hidden Gem Just Waiting to Be Exploited</title>
		<link>http://investmentarticle.com/tax-liens-101-americas-hidden-gem-just-waiting-to-be-exploited.html</link>
		<comments>http://investmentarticle.com/tax-liens-101-americas-hidden-gem-just-waiting-to-be-exploited.html#comments</comments>
		<pubDate>Wed, 30 Jun 2010 08:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[What is meant by a hidden gem? If money is involved then how come it is not exploited like every other avenue of making money? Well to put it simply, not a lot of people know about this money making treasure. How does it work and how would you make money? Basically, a tax lien is an outstanding/overdue property tax owed by the property owner who neglects to pay it or cannot afford it. Therefore, the government tries to recover this money by selling tax lien certificates to investors.]]></description>
		<wfw:commentRss>http://investmentarticle.com/tax-liens-101-americas-hidden-gem-just-waiting-to-be-exploited.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Corporate Massage &#8211; Why Are Companies Now Investing?</title>
		<link>http://investmentarticle.com/corporate-massage-why-are-companies-now-investing.html</link>
		<comments>http://investmentarticle.com/corporate-massage-why-are-companies-now-investing.html#comments</comments>
		<pubDate>Wed, 16 Jun 2010 16:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[The concept of having a massage therapist come to your place of work is not new, however the number of employers that are now incorporating a corporate massage program into their reward and benefits packages is steadily increasing. So, why is there this growing interest in corporate massage? The answer may be found in the increasing wealth of evidence that investing in your people has many tangible business benefits.

According to Professor Sayeed Khan, Chief Medical Officer at EEF, businesses have a fantastic potential to improve the health and well being of their people. But why should employers act? Because it's important for employers to recognize that happy and healthy people will perform better, will attend better, will have less accidents at work and will stay with that employer rather than move on.

Corporate massage can be an effective tool to help combat the aches and pains people pick up from sitting at a computer all day, helping to keep staff productivity high and absence rates low.]]></description>
		<wfw:commentRss>http://investmentarticle.com/corporate-massage-why-are-companies-now-investing.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Long Investing For Your Future</title>
		<link>http://investmentarticle.com/life-long-investing-for-your-future.html</link>
		<comments>http://investmentarticle.com/life-long-investing-for-your-future.html#comments</comments>
		<pubDate>Wed, 02 Jun 2010 16:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[When it comes to investing, many first time investors want to jump right in with both feet. All too often, we see these same people start out investing with dreams of getting rich overnight. Sure this is possible, but it is also rare, as very few of these investors are successful.]]></description>
		<wfw:commentRss>http://investmentarticle.com/life-long-investing-for-your-future.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Long Investing For Your Future</title>
		<link>http://investmentarticle.com/life-long-investing-for-your-future.html</link>
		<comments>http://investmentarticle.com/life-long-investing-for-your-future.html#comments</comments>
		<pubDate>Fri, 21 May 2010 16:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

		<guid isPermaLink="false">e2431e06e7ac88a4eac3bcbab508044b</guid>
		<description><![CDATA[When it comes to investing, many first time investors want to jump right in with both feet. All too often, we see these same people start out investing with dreams of getting rich overnight. Sure this is possible, but it is also rare, as very few of these investors are successful.]]></description>
		<wfw:commentRss>http://investmentarticle.com/life-long-investing-for-your-future.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Invest $50</title>
		<link>http://investmentarticle.com/how-to-invest-50.html</link>
		<comments>http://investmentarticle.com/how-to-invest-50.html#comments</comments>
		<pubDate>Sun, 21 Mar 2010 11:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Trust]]></category>

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		<description><![CDATA[When investing $50 there are many options to choose from. Investing $50 allows investors to learn about each investment while growing their wealth.

1. Stocks - Investing in stocks for $50 gives you two options.]]></description>
		<wfw:commentRss>http://investmentarticle.com/how-to-invest-50.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Strategies For Buying Penny Stocks</title>
		<link>http://investmentarticle.com/strategies-for-buying-penny-stocks.html</link>
		<comments>http://investmentarticle.com/strategies-for-buying-penny-stocks.html#comments</comments>
		<pubDate>Fri, 12 Feb 2010 16:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[We've written a lot of articles about picking the right penny stocks. This is obviously a very important step, the next is timing your purchase. When should I buy and how many shares should I buy are also important questions to think about.]]></description>
		<wfw:commentRss>http://investmentarticle.com/strategies-for-buying-penny-stocks.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Investments For Low-Income Families</title>
		<link>http://investmentarticle.com/financial-investments-for-low-income-families.html</link>
		<comments>http://investmentarticle.com/financial-investments-for-low-income-families.html#comments</comments>
		<pubDate>Mon, 08 Feb 2010 13:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Products]]></category>

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		<description><![CDATA[It may seem like an impossible task to invest on a low income, but the benefits far outweigh the sacrifices. Unlike savings, which serve short-term financial goals like buying a new car or establishing an emergency fund, investments are intended to meet your long-term financial goals, including providing for a child's college education or your retirement.

Regardless of income, the money that you do have needs to be managed. The best investment products for you will be determined by your long-term financial goals.]]></description>
		<wfw:commentRss>http://investmentarticle.com/financial-investments-for-low-income-families.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investing in Tax-Free Bonds</title>
		<link>http://investmentarticle.com/investing-in-tax-free-bonds.html</link>
		<comments>http://investmentarticle.com/investing-in-tax-free-bonds.html#comments</comments>
		<pubDate>Fri, 29 Jan 2010 19:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Good Investments]]></category>
		<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[What is a tax free bond, and how can you invest in such a thing? A tax-free bond invests in municipal bonds. It is a debt security issued by the state or local government. They pose as good investments since they don't attract tax.]]></description>
		<wfw:commentRss>http://investmentarticle.com/investing-in-tax-free-bonds.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Attention Investors &#8211; Pre-IPO Investments Will Change Your Life!</title>
		<link>http://investmentarticle.com/attention-investors-pre-ipo-investments-will-change-your-life.html</link>
		<comments>http://investmentarticle.com/attention-investors-pre-ipo-investments-will-change-your-life.html#comments</comments>
		<pubDate>Fri, 29 Jan 2010 16:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Capital Investment]]></category>
		<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Stock Investment]]></category>

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		<description><![CDATA[Everyone has heard about a friend of a friend who knew a guy that had a sister who got involved with a company just before they went public, made a small seed investment and when the company went public she made millions.

Real Pre - Public investments in companies that are built to last with solid executive management and board of directors all wrapped in a industry that can still flourish in a recession are extremely difficult to find and impossible to be part of unless you are 'in the know', meaning you are the auditing or contract attorney for the company filing with the SEC, the accounting firm doing the third party audit, the consulting firm who is putting together the corporate strategies for the company or the investor relations industry that is gearing up for the publicity and promotions campaign to run in a post offering environment.

Typically the invitation to invest in a pre-public company comes in the form of a Direct Public Offering after the company is divided into shares with a private placement memorandum and before the third party audit and before and during the comments stage of the S1 filing. If you are fortunate enough to invest in a company with the above description you will most likely being offered deeply discounted stock (cheaper than what will be offered in the public market) which means you will (if the offering goes as planned) increase your initial investment amount by 200+ percent.

This is not at all a rare instance. Getting invited to invest in the pre-public, seed capital stage is actually quite simple if you know who to talk to.]]></description>
		<wfw:commentRss>http://investmentarticle.com/attention-investors-pre-ipo-investments-will-change-your-life.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Trade Options &#8211; Covered Calls</title>
		<link>http://investmentarticle.com/how-to-trade-options-covered-calls.html</link>
		<comments>http://investmentarticle.com/how-to-trade-options-covered-calls.html#comments</comments>
		<pubDate>Wed, 27 Jan 2010 09:30:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[Covered calls are a conservative option trade that typically outperforms standard stock trading strategies in the majority of markets. The reason is because covered calls draw out profits from speculators while collecting a premium on the trade and holding onto the stock for dividends. Since you have multiple sources of profit in the trade, you have the opportunity to make money when the stock goes up, down or sideways.

For those who don't already know, writing a covered call involves buying 100 shares of stock and then selling the call option on those 100 shares 1 or 2 strikes out of the money in the front month.]]></description>
		<wfw:commentRss>http://investmentarticle.com/how-to-trade-options-covered-calls.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Risks of Leveraged Debt</title>
		<link>http://investmentarticle.com/the-risks-of-leveraged-debt.html</link>
		<comments>http://investmentarticle.com/the-risks-of-leveraged-debt.html#comments</comments>
		<pubDate>Thu, 07 Jan 2010 09:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[While the term "leveraged debt" may seem unfamiliar to you, it is a fairly common practice in personal finances as well as business finances. The term refers to a scenario when a person or business chooses to make a large investment with the help of various financial resources, including borrowed capital. Leveraged debt is used to increase returns on an investment; however, there are serious risks involved.

Examples in Business and Personal Finances

The most common uses of leveraged debt include business, stock, and real estate investments.

In business, leveraged debt is a tool used to magnify returns on large scale operations.]]></description>
		<wfw:commentRss>http://investmentarticle.com/the-risks-of-leveraged-debt.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dividends &#8211; Investing Tips For Good Dividends</title>
		<link>http://investmentarticle.com/dividends-investing-tips-for-good-dividends.html</link>
		<comments>http://investmentarticle.com/dividends-investing-tips-for-good-dividends.html#comments</comments>
		<pubDate>Wed, 06 Jan 2010 21:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Firm]]></category>
		<category><![CDATA[Investment Firms]]></category>
		<category><![CDATA[Small Investment]]></category>

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		<description><![CDATA[Many people want to play on the stock market in hopes of making the magical selection that will provide them with lots of disposable income and make all their dreams come true. Although it might seem like the stock market is a place where you get thousands of dollars in return for a small investment, there are actually a lot of very complex processes and equations that go into determining who makes money, and who does not. More often than not, naive investors will sink all their money into one prospect only to have it shudder and die within a few months.]]></description>
		<wfw:commentRss>http://investmentarticle.com/dividends-investing-tips-for-good-dividends.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Silver Investment Clubs</title>
		<link>http://investmentarticle.com/silver-investment-clubs.html</link>
		<comments>http://investmentarticle.com/silver-investment-clubs.html#comments</comments>
		<pubDate>Wed, 06 Jan 2010 16:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[Why should you want to buy silver at $15 an ounce when you can wait for silver to go down to $12 an ounce. The simple and realistic answer is the supply of silver decreases with time. Trying to wait for low prices will negatively affect your ability to buy the quantities you want.]]></description>
		<wfw:commentRss>http://investmentarticle.com/silver-investment-clubs.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Types of Bonds</title>
		<link>http://investmentarticle.com/types-of-bonds.html</link>
		<comments>http://investmentarticle.com/types-of-bonds.html#comments</comments>
		<pubDate>Tue, 29 Dec 2009 14:30:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[You may be thinking about investing your money into bonds. These are viewed as being less risky than the share market, as companies or governments guarantee them. Government bonds are seen to be the most secure of all bonds, as it is more likely that a corporation could go bankrupt before the government.]]></description>
		<wfw:commentRss>http://investmentarticle.com/types-of-bonds.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 7 Ways to Invest Your Money During Christmas Season</title>
		<link>http://investmentarticle.com/top-7-ways-to-invest-your-money-during-christmas-season.html</link>
		<comments>http://investmentarticle.com/top-7-ways-to-invest-your-money-during-christmas-season.html#comments</comments>
		<pubDate>Wed, 16 Dec 2009 22:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[A very short introduction: When you make an investment you need have your money back -a return of your money or ROI- in a given frame of time and Christmas can give you the opportunity for accomplish this interesting adventure. Relax and read carefully these advices about how to invest during Christmas.

Go ahead: When it comes to invest your money, always you can find several smart ways to get the most out of your personal finances in order you can live better during the forthcoming months or even years. Christmas season as well as Saint Giving is an excellent time to make business and make some profitable investments.]]></description>
		<wfw:commentRss>http://investmentarticle.com/top-7-ways-to-invest-your-money-during-christmas-season.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investing in a Fixed Annuity &#8211; 3 Steps to a Guaranteed Income</title>
		<link>http://investmentarticle.com/investing-in-a-fixed-annuity-3-steps-to-a-guaranteed-income.html</link>
		<comments>http://investmentarticle.com/investing-in-a-fixed-annuity-3-steps-to-a-guaranteed-income.html#comments</comments>
		<pubDate>Tue, 08 Dec 2009 17:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[When your portfolio is spiraling down and you are running out of time to make up those losses, people start to look for the next sure thing. The problem is that there is always some risks with every investment. Many are turning to investing in a fixed immediate annuity as a portion of their portfolio that they know they can count on for a income.]]></description>
		<wfw:commentRss>http://investmentarticle.com/investing-in-a-fixed-annuity-3-steps-to-a-guaranteed-income.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Have Money? Where Do You Invest it?</title>
		<link>http://investmentarticle.com/have-money-where-do-you-invest-it.html</link>
		<comments>http://investmentarticle.com/have-money-where-do-you-invest-it.html#comments</comments>
		<pubDate>Thu, 03 Dec 2009 18:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[There are many options available when it comes to investing hard earned money. Let's look at some of the alternatives and how they stack up against each other.

First, an ultraconservative approach would be to lock up a stock pile of cash in a safe or in a safety deposit box at a bank. The money might be safe from market fluctuations but is it really safe? Obviously there is no interest being earned.]]></description>
		<wfw:commentRss>http://investmentarticle.com/have-money-where-do-you-invest-it.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Purchasing Power is More Important Than Investment Profits</title>
		<link>http://investmentarticle.com/why-purchasing-power-is-more-important-than-investment-profits.html</link>
		<comments>http://investmentarticle.com/why-purchasing-power-is-more-important-than-investment-profits.html#comments</comments>
		<pubDate>Mon, 30 Nov 2009 11:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

		<guid isPermaLink="false">1904c3a36585b4dc7b04d02f74ff7ab5</guid>
		<description><![CDATA[Growing your money is not the most important element of wealth. In fact, growth should come secondary to the preservation of wealth and purchasing power. Too often do investors get distracted with nominal changes in their personal wealth only to find that the thousands of dollars they have collected is worth considerably less than it was when the initial investment was made.

Purchasing Power 101

Purchasing power is a calculation of how much you could buy with X amount of money.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Much Money Do I Need to Start Investing?</title>
		<link>http://investmentarticle.com/how-much-money-do-i-need-to-start-investing.html</link>
		<comments>http://investmentarticle.com/how-much-money-do-i-need-to-start-investing.html#comments</comments>
		<pubDate>Tue, 24 Nov 2009 17:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Safest Investment]]></category>

		<guid isPermaLink="false">b4c0cb8d61bcfd59a7e69783a0ffbc9a</guid>
		<description><![CDATA[Anyone thinking about investing has to ask themselves, "How much money do I need to start investing?" The answer to that is simple and complicated at the same time. Before you can answer that question you have to ask yourself how much you know about investing. If you are planning on using your hard earned money to finance your investments, it is important that you know how to invest.

If you are on a small budget and want to keeps the risk factor as low as possible you are going to have to accept a smaller gain on each investment.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Should I Invest in an ISA?</title>
		<link>http://investmentarticle.com/should-i-invest-in-an-isa.html</link>
		<comments>http://investmentarticle.com/should-i-invest-in-an-isa.html#comments</comments>
		<pubDate>Tue, 24 Nov 2009 16:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

		<guid isPermaLink="false">aa55fe4d2382edef642f64ca42dee166</guid>
		<description><![CDATA[In October 2009 the UK government increased the amount that over 50's can invest in an ISA to £10,200 GBP, with under 50's being able contribute this amount from 6th April 2010. Previously the investment limit was just £7,200 GBP.

An Individual Savings Account (ISA) is a product that allows you to invest money in shares or funds free from the worry of having to pay capital gains tax on your profits.

There are very few tax incentives that the government offers. More often we are faced with taxes everywhere we go and for everything we do.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Play Virtual Investing Game to Reduce the Risk of Failure in Real Stock Market</title>
		<link>http://investmentarticle.com/play-virtual-investing-game-to-reduce-the-risk-of-failure-in-real-stock-market.html</link>
		<comments>http://investmentarticle.com/play-virtual-investing-game-to-reduce-the-risk-of-failure-in-real-stock-market.html#comments</comments>
		<pubDate>Mon, 23 Nov 2009 12:30:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

		<guid isPermaLink="false">f75e9e16d6159da6e8735fab224bc946</guid>
		<description><![CDATA[Do you want to become a shark of Wall Street? I bet you'd like to make some money like the aces in there, just by investing, investing and then investing some more. And earn couple of percentages from your money every single day?

Couple of percentages isn't much, or is it? Lets imagine that you're playing with $500 000 dollars, lets imagine just for a moment. Two percentages of it is $10 000.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Online Investing For Beginners Where Learning to Pay Yourself is a Key Element of Success</title>
		<link>http://investmentarticle.com/online-investing-for-beginners-where-learning-to-pay-yourself-is-a-key-element-of-success.html</link>
		<comments>http://investmentarticle.com/online-investing-for-beginners-where-learning-to-pay-yourself-is-a-key-element-of-success.html#comments</comments>
		<pubDate>Fri, 20 Nov 2009 17:30:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Online Investment]]></category>
		<category><![CDATA[Online Investments]]></category>

		<guid isPermaLink="false">115f3bec5bcd1eb3ff728aa972f1a6dd</guid>
		<description><![CDATA[In other articles in this series I've made the point that you need to be disciplined and keep good records of all your online investments as this will ensure things are set up correctly from the start. One of the other things you need to do especially when starting out is to recoup your initial investment as quickly as possible.

The Greed Monster

When people discover the higher returns that are possible with many online investing programmes they often throw caution to the wind and get carried away by the riches they envisage if they invest a relatively small sum, compound all the returns and wait until it becomes a sizable sum.

A great idea in theory but not so good in practice. However attractive online investing programmes appear you need to bear in mind that some fail and you could lose your money.]]></description>
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		<title>The Not So Secret Power of Compound Interest</title>
		<link>http://investmentarticle.com/the-not-so-secret-power-of-compound-interest.html</link>
		<comments>http://investmentarticle.com/the-not-so-secret-power-of-compound-interest.html#comments</comments>
		<pubDate>Thu, 19 Nov 2009 21:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

		<guid isPermaLink="false">95f80d597b741d7a2d9ed8e87d79a40b</guid>
		<description><![CDATA[Did you ever sit there and just wonder how did the richest people in the world get so rich?

We have Bill Gates (Microsoft) with $50 billion, Warren Buffett (Berkshire Hathaway) with $40 billion, Lawrence Ellison (Oracle) with $27 billion, the Walton family with $21.5 billion and not to mention the mighty Mr. Moneybags (that would be me) whose net worth is so large that any calculator in the world would simply explode just by trying to fit all those numbers onto one screen.

Let me tell you a little secret: Bill Gates didn't make that $50 billion from selling bits of string (or computer software for that matter) nor did the Walton family make all their cash from selling mountains of discounted Tupperware (or whatever it is that Wal-Mart sells). I can also guarantee you that there weren't any (or at least, not that many) shady business deals going on in dark allies next to any dumpsters.]]></description>
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		<title>Investing Guide</title>
		<link>http://investmentarticle.com/investing-guide.html</link>
		<comments>http://investmentarticle.com/investing-guide.html#comments</comments>
		<pubDate>Tue, 17 Nov 2009 21:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">d70dd3454ee6a1122b69acb20f235dbe</guid>
		<description><![CDATA[At one time everyone was new to investment strategies. Even the most talented investors began that way. So if you are someone who has decided that they now have the chance to put some money away in a real investment portfolio, this article contains some valuable tips for the investment rookie.

One major fear with new investors is that they will make the wrong investment choice.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Beginner Investing &#8211; Must Know!</title>
		<link>http://investmentarticle.com/beginner-investing-must-know.html</link>
		<comments>http://investmentarticle.com/beginner-investing-must-know.html#comments</comments>
		<pubDate>Tue, 17 Nov 2009 10:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Online Investment]]></category>

		<guid isPermaLink="false">cf382a45f6cf5bd2d74793bacdab51d4</guid>
		<description><![CDATA[Any type of investing can be confusing, frightening and even financially crippling if you don't know what decisions to make. The Internet has simplified things considerably however and now just about anyone can get involved in the various forms of investing that range from opening up a basic savings account to putting their money into the stock market or even markets like Forex. Online investing can be quite lucrative, even for beginners, but there are still many dangers out there.

One serious mistake that many people make the first (few) times they invest online is that they believe online investing is easier.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Researching Investments</title>
		<link>http://investmentarticle.com/researching-investments.html</link>
		<comments>http://investmentarticle.com/researching-investments.html#comments</comments>
		<pubDate>Mon, 16 Nov 2009 19:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Diversified Investment]]></category>
		<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Opportunities]]></category>
		<category><![CDATA[Stock Investment]]></category>

		<guid isPermaLink="false">6da019ad0a372256db58e1e820a70974</guid>
		<description><![CDATA[With all of the investment opportunities that exist in the world today, it can sometimes be difficult to choose which specific ones you want to invest your money into. It seems like all too often that the "hot stocks" of the day end up becoming little more than a flash in the pan, and the stocks that no one really wants to invest in end up growing suddenly in value while people lament that they should have invested in it while they had the chance. If you've ever found yourself wondering how you can sort through these seemingly random fluctuations in order to find the best stocks for your investments, then this article is for you.

Below you'll find ideas on how you can do a little research and hopefully turn that little bit of research into a large profit from the stock investments that you find.

Find Investments that You Trust 

One of the best ways to choose the right stock is to do your research and find out as much as you can about the brands that you trust.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A Guide to Common Investment Terminology</title>
		<link>http://investmentarticle.com/a-guide-to-common-investment-terminology.html</link>
		<comments>http://investmentarticle.com/a-guide-to-common-investment-terminology.html#comments</comments>
		<pubDate>Mon, 16 Nov 2009 10:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bond Investment]]></category>
		<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Opportunities]]></category>

		<guid isPermaLink="false">2dcc9ad87e07e5d7dce3433071ba3a60</guid>
		<description><![CDATA[It can seem daunting at times to try and break into investing, after all, you may be simply wanting to make some basic investments, but find yourself confronted with a variety of different terms that you aren't completely sure what they mean.

To help you with this, several common investment terms are defined below. This should be enough to get you started with some of your investments, at the very least; it should be noted, however, that this is nowhere near a complete list of investment terminology that is used today.

Stock

A stock is a type of investment that signifies a partial ownership of a publicly- traded company. Each share of stock purchased is an equal portion of ownership that grants the same rights and privileges as every other share of the same type of stock.]]></description>
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		<title>Index Investing &#8211; Three Practical Reasons to Invest in Index Funds</title>
		<link>http://investmentarticle.com/index-investing-three-practical-reasons-to-invest-in-index-funds.html</link>
		<comments>http://investmentarticle.com/index-investing-three-practical-reasons-to-invest-in-index-funds.html#comments</comments>
		<pubDate>Fri, 23 Oct 2009 11:00:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Return]]></category>
		<category><![CDATA[Investment Returns]]></category>

		<guid isPermaLink="false">f8c58f819ae559fb43ee0f38ba16b233</guid>
		<description><![CDATA[Too often, index fund proponents get bogged down in intellectual discussions about market theory and statistical relationships. You probably aren't interested in a debate about the efficiency of our financial markets; you just want to know which investments will give you the greatest chance of a lengthy, enjoyable retirement. This article describes three simple and practical reasons why you can't afford to ignore index funds.

Reason #1: Performance

Index funds consistently outperform the vast majority of actively-managed mutual funds. According to data compiled by the Bogle Financial Markets Research Center, two-thirds of actively-managed mutual funds fail to beat the relevant index in a typical year and over 80% fail to beat the index over a typical 20-year period.

Actively-managed funds, where a manager or committee makes the investment decisions, find such rare success because of numerous debilitating costs. Data from Morningstar shows that administrative, transaction, and opportunity costs result in total annual expenses of over 2.5% for the average actively-managed mutual fund. Index funds, on the other hand, minimize expenses by employing computer systems rather than expensive financial analysts and by trading far less frequently than active funds. A typical index fund has total annual expenses of less than 0.5%.

Simple math tells us that the average mutual fund investor earns the market return minus any expenses incurred. Therefore, based on the numbers in the paragraph above, the average index investor outperforms the average active investor by 2% annually. If that doesn't sound like a lot, consider the indexing advantage when compounded over 50 years (the longevity of many retirement accounts). Assuming an initial investment of $10,000 and an annual market return of 8%, an index investor would retire with savings of $372,000 while an active investor would retire with just $145,000 - that's less than half!  

Reason #2: Simplicity   

Index investing brings simplicity and transparency to an investment portfolio. In the wake of the recent financial crisis, individual investors are paying unprecedented attention to their investment portfolios. Some are abandoning high-priced professionals and managing their own money; others are examining their advisor's activities with increased scrutiny and skepticism. Effective investing is challenging, but it doesn't have to be complex.

According to a study by Ibbotson and Associates, over 90% of investing returns can be attributed to asset allocation, or the proportions of different types of financial assets (e.g., stocks, bonds, cash) in an investor's portfolio. Unfortunately, asset allocation can be difficult to determine when dealing with a portfolio of actively-managed funds. Active managers can drift from their described investment style in the hope of increasing returns, so an actively-managed "small cap value fund" could actually consist of some large cap, growth, or cash holdings at any time. Style drift takes the asset allocation decision out of the hands of the investor, potentially reducing overall portfolio diversification and subsequently increasing risk.  

In contrast, asset allocation for an index investor is greatly simplified. A small cap value index fund always maintains a 100% investment in small cap value stocks, so the investor knows exactly what he's getting for each dollar invested. This transparency greatly simplifies the task of portfolio management. Once an index investor determines his risk capacity, or the degree of downside uncertainty that he can tolerate in his portfolio, he periodically monitors his investments to ensure that his asset allocation stays consistent with his capacity for risk. When market movements cause his portfolio to become too risky or conservative, he simply makes a rebalancing trade to restore his target allocation.

Reason #3: Psychology

Index investing helps to counteract several harmful behavioral biases. When it comes to investing, you can be your own worst enemy! Overconfidence, loss aversion, and herding are just a few of the natural human tendencies that can keep you from making good investment decisions. A risk-appropriate index portfolio, when combined with a strict rebalancing program, provides a powerful defense against these damaging behavioral forces.

We (humans) tend to be overconfident about our mental and physical abilities. Eight out of 10 college students believe that they are better-than-average drivers and seven out of 10 Americans believe that they are smarter than the average American. For investors, overconfidence in one's ability to beat the market leads to frequent trading, higher expenses, and poor performance.

We also have a tendency to be loss averse. This phenomenon causes us to feel more pain from a $1000 loss than we feel happiness from a $1000 gain. As a result, we tend to hold losing investments for too long (in order to avoid the pain associated with realizing the loss) and sell winning investments too soon. Both of these practices destroy investment returns.

Finally, we follow the herd. During the late 1990s and early 2000s, countless "sophisticated" investors ignored fundamentals and invested in the latest dot-com, only to see their wealth destroyed soon thereafter. Herd behavior is so damaging because it often causes us to buy at the worst possible time (the top of the market) and sell at the worst possible time (the bottom).

By building a risk-appropriate portfolio and maintaining it through a rebalancing program, you can systematically avoid these harmful behavioral biases. First, eliminate the damaging effects of overconfidence by building a portfolio based on your risk capacity, not based on what you think the market or a particular sector is going to do. Next, fight your tendency to be loss averse by establishing target bands for portfolio rebalancing, thereby removing your ability to make harmful buy/sell decisions. Finally, ignore the herd and stick with your plan!

Summary

By investing in a risk-appropriate portfolio of index funds, you can boost your investing returns, simplify the task of portfolio management, and fight the harmful biases that are naturally present in your psyche. The benefits of index investing make this strategy anything but boring!.]]></description>
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		<title>Index Investing &#8211; Mutual Funds Vs ETFs</title>
		<link>http://investmentarticle.com/index-investing-mutual-funds-vs-etfs.html</link>
		<comments>http://investmentarticle.com/index-investing-mutual-funds-vs-etfs.html#comments</comments>
		<pubDate>Thu, 08 Oct 2009 17:00:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Investment Vehicle]]></category>

		<guid isPermaLink="false">930d6cc7dbf8ad6a858781040998e13a</guid>
		<description><![CDATA[Since their introduction in 1993, Exchange-Traded Funds (ETFs) have steadily taken market share from index-based mutual funds. Today they account for 40% of the index fund marketplace and show no signs of slowing down. These baskets of securities that passively track an index (in most cases) and trade throughout the day like stocks have profoundly impacted the investment industry. Active traders take advantage of the stock-like features of ETFs: limit order purchasing, shorting, and options. For the index investor, the low ongoing costs of ETFs represent an opportunity to squeeze greater returns from a buy-hold-rebalance portfolio. 

It's important to keep the ETF-mutual fund decision in perspective. Your choice of investment vehicle will have much less of an impact on your portfolio's long-term performance than your ability to build and faithfully implement a risk-appropriate asset allocation plan.  That being said, if you already have a long-term investment plan and you wish to maximize your chances of achieving your financial goals, this article can help you determine whether ETF investing is right for you.

ETF Advantages

The most glaring advantage of ETFs over mutual funds is their lower expense ratios. Comparing a popular basket of domestic and international index funds with their ETF counterparts, the ETFs have an average expense ratio advantage of .11% annually. This advantage obviously becomes more meaningful when a large initial investment grows undisturbed over several years. While ETF-like expense ratios are available through exclusive mutual fund share classes like Vanguard's Admiral Class ($100,000 investment generally required), ETFs clearly have lower ongoing costs than most comparable mutual funds.

ETFs are also more tax efficient than mutual funds. The process of creating and redeeming new shares "in-kind" allows most ETFs to unload low cost-basis shares and theoretically eliminate unwanted capital gains distributions. Additionally, for tax loss harvesters, the vast number of ETF choices allows for efficient swapping of capital-losing funds for suitable alternatives.

Finally, ETFs have a significant advantage in trading flexibility. Since ETFs are traded through brokers instead of fund companies, an investor can buy an ETF on any platform at any time of day. Daily holdings reports and up-to-the-minute estimates of underlying fund value (Intraday Indicative Value, or IIV) give ETF shoppers the transparency they need. Although trading costs must be considered, the fund minimums and redemption fees often associated with mutual funds do not apply to ETFs. Additionally, the ability to specify trading prices through limit orders can help to maintain a precise allocation.

Mutual Fund Advantages

While ETFs can boast of low ongoing expenses, mutual funds have a clear advantage in transaction costs. In general, mutual funds can be purchased commission-free through their fund company with relatively low investment minimums and automatic dividend reinvestment.  On the contrary, ETF purchasers must pay a trading commission for each brokerage transaction (including dividend reinvestments, in some cases) and must also consider the bid/ask spread, or the difference between what a buyer is willing to pay for a security and the seller's offer price. Commissions are typically between $5 and $25 per trade, while bid/ask spreads vary based on an ETF's liquidity. Among a popular basket of domestic and international ETFs, the average bid/ask spread cost is typically between .01% and .04% of the transaction value. Investors must exercise caution when trading spreads are more than a few cents as an ETF's market price can deviate significantly from the underlying value of its holdings (NAV).

Many would argue that the mutual fund structure encourages good investing behavior. For instance, commission-free trading facilitates a dollar-cost averaging strategy, or the practice of investing a fixed dollar amount on a regular schedule in order to purchase a greater number of low-priced shares. An investor who doesn't pay transaction costs also doesn't hesitate to perform a rebalancing trade when his portfolio deviates from a risk-appropriate allocation; a transaction cost might cause him to delay this important action.]]></description>
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		<title>Protect Your Savings With a Fixed Rate Bond</title>
		<link>http://investmentarticle.com/protect-your-savings-with-a-fixed-rate-bond.html</link>
		<comments>http://investmentarticle.com/protect-your-savings-with-a-fixed-rate-bond.html#comments</comments>
		<pubDate>Wed, 30 Sep 2009 02:00:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

		<guid isPermaLink="false">f1ccf673cba2a5cc0b9121cac0510280</guid>
		<description><![CDATA[In these uncertain economic times, it can be hard to find an investment that you are comfortable with. Many investments can carry certain amounts of risk with them and there is the uncertainty of whether you will get back everything you have put in. However, there is a potential solution to this problem and it comes in the form of fixed rate bonds.

Whereas investments like equities and property cannot guarantee full returns on your capital, fixed rate bonds can.]]></description>
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		<title>What Makes a Good Investment in Stamps?</title>
		<link>http://investmentarticle.com/what-makes-a-good-investment-in-stamps.html</link>
		<comments>http://investmentarticle.com/what-makes-a-good-investment-in-stamps.html#comments</comments>
		<pubDate>Mon, 21 Sep 2009 14:00:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Good Investment]]></category>
		<category><![CDATA[Initial Investment]]></category>

		<guid isPermaLink="false">6ff30ac7a162b11b246137aa584773ce</guid>
		<description><![CDATA[If you have collected stamps before you may think, "Well a high priced stamp should show more profit over the long term than a low priced stamp." This statement is very true in essence, but we have to qualify it by determining what a high priced stamp actually is. For some people a stamp costing £500 may be highly priced, for others the figure may be nearer £5000 or more.

So if you have a small budget of around £500, is it feasible to invest it in stamps? The realistic answer is 'no'. To understand this lets consider some facts.

Over a short term(5years) stamps in this range tend to fluctuate more than those at £1000+.]]></description>
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		<title>Mexican Stocks, Silver, and Real Estate &#8211; A Ten Year Review</title>
		<link>http://investmentarticle.com/mexican-stocks-silver-and-real-estate-a-ten-year-review.html</link>
		<comments>http://investmentarticle.com/mexican-stocks-silver-and-real-estate-a-ten-year-review.html#comments</comments>
		<pubDate>Sat, 19 Sep 2009 12:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>
		<category><![CDATA[Investment Trust]]></category>
		<category><![CDATA[Investment Vehicle]]></category>
		<category><![CDATA[Investment Vehicles]]></category>
		<category><![CDATA[Small Investment]]></category>
		<category><![CDATA[Small Investments]]></category>

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		<description><![CDATA[The Consumer Price Indexes (CPI) program of the US Department of Labor produces monthly data on changes in the prices paid by urban consumers for a representative basket of goods and services in the United States. Tracking the CPI data began in 1913 and by 1983, inflation had reached 100%. Therefore, today most all data is calculated using a 1983 base of 100.]]></description>
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		<title>Learn How to Find Ground Floor Business Opportunities</title>
		<link>http://investmentarticle.com/learn-how-to-find-ground-floor-business-opportunities.html</link>
		<comments>http://investmentarticle.com/learn-how-to-find-ground-floor-business-opportunities.html#comments</comments>
		<pubDate>Thu, 03 Sep 2009 22:20:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Initial Investment]]></category>

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		<description><![CDATA[Learn how to find a ground floor business opportunity to maximize your initial investment.  For most people this sounds easy enough, just type in Google and scroll down the list to find one, but most people don't realize by the time its on Google's front page millions have already seen it, and have already signed up.  

So how can you get in at the beginning to obtain optimal gains from your initial investments? 

Social Network Group - knowing the right people at the right time will lead you to large profits for most business ventures.   Some examples of Social Network Group are:

Free Masons
Skull and Bones
Bilderberg Group
Tri Lateral Commission
The Brotherhood

and many more...

For most of us joining one of these groups is impossible, but the people associated with these groups are extremely wealthy and powerful.  Almost 100% of the richest and powerful people belong to a Social Network Group.  They are the first to get in a ground floor business opportunity and profit the most.  People like Presidents (George W. Bush is on record for being a member of Skull and Bones), Senators, Congressman, CEOs, and other world leaders have a great advantage over the rest of us in the business world.

If you could get in one of these Social Network Groups you would easily accomplish your dream of being financially free, no doubt about it.  Here are a couple examples of how to gain access to the above Social Network Groups:Invitation - someone already in one of these Social Network Groups would have to invite you to become a member, this would most likely take place in Ivy league college or as you are moving up in social status.
 Blood Lines - most of these Social Network Groups like to keep their groups exclusive the less outsiders the better, so if you are born into a family that are already members, you are in.

There is good news for the rest of us who will never get an invitation or born into one of these Social Network Groups.  Due to the current economic status and ideological differences between members, people are leaving these groups and starting their own groups.  They are for the first time allowing just about anyone who want to join to become a member, on top of that, they are sharing to their members inside information that has never been release to the general public before.

One of these new Social Network Groups is called The Global Information Network and is rapidly growing every day.  This group was formed by ex-high ranking members from the Bilderberg Group, Free Masons, The Brotherhood, Skull and Bones, and other groups.  The Global Information Network is a place where you will be able to meet some of the high ranking members at their private social events, money making seminars, and health seminars, these events and seminars are held a few times a year in locations around the world.  As a member you will be able to finally make connections that will allow you to find a real ground floor business opportunity.

To learn more about this new Social Network Group and how to gain access to a membership follow the link below.

I wish you well,

Robert.]]></description>
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