Jan 29
By Dana Barfield

Investing is very much like buying groceries. In order to get the best deal on the items that you and your family want, you learn to “play the game.”

When it comes to groceries, here is one version of the game as it is played currently:

Watch the ads in the Thursday newspaper. This will tell you what’s on sale this week at the different stores.

Get the coupons from the Sunday paper. This time of year (the fall) the coupons are the best. The rest of the year, the coupons contain savings for new, sometimes silly products. But in the fall until the week before Thanksgiving, and then for a couple weeks until Christmas, the coupons are for real food that every one buys. Stuff like flour, sugar, baking soda and powder, green beans, corn, stuffing, rice, canola oil, pie crusts and fillings, cheese, crackers, and so forth.

The coupons used to be good for a longer period of time. Now the expiration date is usually within three months or so.

If you buy a certain amount of groceries around Thanksgiving you can get a free turkey – off brand if the economy is good; Butterball sometimes if times are tough, and only on frozen turkeys, never on fresh ones.

If you shop at Target and get a Target branded credit card, after every thousand dollars you spend, the send you a coupon good for 10% off of everything you buy for a day.

So here’s how we play the game at our house. Meat and produce at Central Market. Buy ground round when it’s on sale. Choose whatever expensive meat is on sale. Bought a whole rib eye this summer for half off – so we bought two. New York strips on sale last week for half price – we bought nine (there are three of us).

Buy staples, house items, and personal items at Target. Took Deb last Thursday night. Tab started at $289 dollars. She had 10% coupon – give that first! Then she had other coupons. Total out the door $229. She saved $60 by playing the game. What does $60 buy? Two meals out for the family at Chelsea’s favorite restaurant, or… In other words we make money go further by playing the game.

In groceries, what do you do if the price goes down? Buy, and then celebrate.

These are the exact same principles used in successful investing. When the price of a quality investment goes down, you buy! YOU don’t sell when the price goes down – Every smart grocery shopper knows THAT!

The only difference in investing and grocery shopping is that, in investing, there are no ads or coupons. You need someone, a smart investment advisor (like me), to tell you when things are on sale.

Could you benefit from our competence and trustworthiness? What about someone who would appreciate the information provided in these articles? E-mail me at dana@thebarfieldgroup.com.

Dana Barfield invites you to visit his retirement home page http://www.retirementwhys.com and blog blog.retirementwhys.com. Be sure to ask for the report Selecting Retirement Investments when you visit either of these resources.

Jan 29
By Steven C Peters

“How cheap can I buy gold?” and “Is gold safe?” are two of the most frequent questions gold brokers get. As a former gold broker, I know.

I also know first hand how safe some of the “safest” stocks have been over the last year…who would have thought AIG, Citi, Bank of America, GE and most of Wall Street would be where they are today. Unfortunately, I’ve come to understand how safe the equity in my home is as prices continue to decline and my equity along with it.

Even cash is shrinking. The dollar buys less than ten cents of the goods and services it did not too long ago. The paper — or money, only has value when others are willing to accept them for goods and services you need. The federal government continues to purposefully deflate the dollar as a strategy to help offset its tremendous debt (and they believe to help stave off total economic crisis — which is likely true in the short term.) They have printed more money over the last two years than they have in the history of our country combined! So these dollars become worth less for everyone who owns them…and guess what, almost everyone owns them. You own them, I own them, China owns them…lots of them. As the world’s reserve currency, almost everyone owns US dollars in one fashion or another; and those dollars buy less and less every day.

So is gold safe? Compared to what? If you have been following its prices over the last year, as the economic crisis deepened, gold’s price went up. Foreign Countries and their Central Banks used to be net sellers of gold. Not any more. They have all turned into buyers. Basically, they are hoarding it. Why? Why would China, who produces more gold than any other country, keep all it produces and still be aggressively looking to buy more? For the same reasons you should be learning enough to see if it is the right thing to do for you.

My answer – is gold safe? It is safer when other “safe bets” turn risky. Personally, I don’t care what the price of gold is right now. Maybe gold will drop lower and never come back. Again, I don’t care. Looking for a way to generate short term profit is not why I tell my friends to buy physical gold with a portion of their liquid assets. As long as economies around the world are struggling like they are now, I see little else that has the same upside potential protection that gold has traditionally provided. I want a hedge…some chance that I own something everyone recognizes, and will assign value to, if the economy imploded like it almost did in October 2008.

The real danger, or risk, for buying gold in my opinion; is to buy the wrong gold for the wrong reasons at the wrong price. I know that sounds elementary – but I can tell you, most of the thousands of potential gold buyers I talked to when I was a gold broker got this wrong. To avoid this…you need to trust someone and “learn enough to know what the right gold for the right reasons at the right price is for you and your situation…” Owning gold is not for everyone. If you can’t answer these questions, someone will answer them for you.

I have no crystal ball; but feel confident in making one strong prediction: the more money our government prints and releases into the economy; the farther away everyone is from knowing what will happen next… End of story.

Steve Peters brings over 24 years of business, financial markets and gold broker experience to help new or unsure gold buyers avoid the mistakes so many make. Go here to read more: http://www.goldsafetysecrets.com

More detail on current economic conditions can be found here as well: http://www.goldsafetysecrets.com

You can post this article on your web site or blog as long as no changes are made, the author’s name is retained and the links to our site URLs remain active. Thank you.

Jan 28
By Karen Pine

Our image of a canny investor might be clad in pinstripe, testosterone- fuelled and a ruthless risk-taker. Yet he is in serious danger of being outperformed by those of a more feminine persuasion.

One of the largest studies of investment activity, carried out at the University of California in 2001, showed that men traded 45% more often than women. Yet their average risk-adjusted returns were 1.4% less. Another large survey by DigitalLook found that women’s portfolios grew by 3% more than the FTSE in the year ended 31st July 2004, while men’s lagged 1% behind.

Since then the evidence for female supremacy in the investment markets has been steadily mounting. Now psychologists can identify the character traits that make up a winning investor. They’re also pinpointing those traits that explain why more men end up counting their losses in the markets.

What are those attributes that put one a cut-above the other? Women’s better investment performance may be down to the simple fact that they are:
More cautiousWomen’s portfolios are more balanced and diverse. They also choose more low risk, less faddy, options.
Less competitiveWomen invest less of their ego in a deal. They’re less motivated to prove their financial prowess to others or to be in it for the thrill.
More consistentWomen have been shown to back a less volatile portfolio than men. They’re also better at tuning out the ‘information’ that others may over-react to and riding out the ups and downs of the markets.
More patientThey engage in less fund hopping, trade less frequently and hold investments for longer. Those that trade most frequently earn the lowest returns, studies by Barber and Odean (2000) and Carhart (1997) have found. This is true of both individuals and mutual funds.
Better researchersAlthough women on the whole are less experienced investors than men, they will research more thoroughly and be less swayed by the herd.

Sure, these aspects of the female psyche also make women more conservative investors than men. And so they may not reap the stratospheric profits (or make the mega losses) that men do. But, by investing in funds that are consistently good over time women’s net returns are higher. And isn’t that what counts in the end?

Of course, many men have what it takes to make them top-notch investors. But their winning traits may not be the customarily masculine ones. The truly top male investors may be more in touch with their feminine side than we’d think.

Apart from a lack of estrogen and fewer handbags, what else accounts for the winner-loser divide? There are three key psychological traits that, when it comes to making the savviest investment decisions, can trip men up every time.

These are:
Attitude to riskMen are less risk averse than women and will back portfolios that are more uncertain. They’re more likely to put all their eggs in one basket instead of opting for a safer, more diverse portfolio. Men’s higher earnings and greater net worth also makes it easier for them to take greater risks than women. A US study by Wang in 1994 also showed that women are more likely to be offered safer options than men, by advisors who expect them to be risk-averse.
OverconfidenceOverconfidence is consistently found in more men than women, research shows. And this is especially true in male-dominated arenas such as finance. They overestimate the returns their investments will bring and the certainty of the return. They also have a misjudged overconfidence in the accuracy of their own knowledge and over-rate their own ability. In a Gallup study, both men and women expected their portfolios to outperform the market but men expected theirs to outperform it by a greater margin.
The herd instinctConstantly monitoring the market can fuel men’s over-activity and cause them to act irrationally. Men are more likely to get drawn into financial follow-my-leader games and information cascades. They also fall foul of being too well informed, instead of tuning out the endless stream of news and financial information and sticking to an annual portfolio review.

Despite women having more of the innate skills that could earn them the best returns, still lamentably few of them are in the game. Male investors outnumber females by eight to one, and a mere 3% of hedge funds are headed by a woman. Simonne Gnessen, who owns Wise Monkey Financial Coaching and has a predominantly female clientele, says women could do with borrowing some of that male over-confidence. “Many women have exactly what it takes to reach dizzy financial heights,” she commented, “the only thing holding them back is knowing that they have it and acting on it.”

Professor Karen Pine is a renowned researcher in Developmental Psychology as well as being a popular women’s writer. Currently she is Professor of Developmental Psychology at the University of Hertfordshire. Professor Pine’s research has been published extensively in international academic journals and presented at conferences worldwide. Women’s issues have always been at the heart of Karen’s interests and her wide-ranging research includes non-verbal communication, money management and body image. She has featured regularly in the media, on television programmes such as Channel 4 News and Richard and Judy and in news media from the Independent in the UK to the Sydney Morning Herald in Australia.

With Professor Ben (C) Fletcher she developed the Do Something Different method for behavioural change. Their book, The No Diet Diet, has been hugely successful as a scientifically grounded approach to weight loss. They have also published The Do Something Different Journal: 100 Ways to Shake Up Your Life. She is now applying this approach to other areas where women fail to take charge -such as their dealings with money and in 2009 published Sheconomics with financial coach Simonne Gnessen.

http://www.karenpine.com
http://sheconomics.com

Jan 28
By John Paul Fowler

Here at Clariti Research we can’t miss a day that a bullish or bearish argument for the Chinese economy doesn’t come up in the media. Some say it’s the “bubble of all bubble’s” while others argue it’s the next “super power” and both have their own merits. Still, it’s as if everyone is wearing blinders and can only focus on Chinese GDP or export numbers. This leaves both the media and masses blind to one huge factor for the Chinese economy and that is increasing domestic consumption levels!

What China lacks in buying power per citizen it makes up with overwhelming population numbers. According to the UN Department of Economic and Social Affairs China currently holds 19.64% of the world population, or 1,335,460,000. The US on the other hand holds 4.54% of the world population, or 308,549,000. There is no question that on average a Chinese citizen has far less buying power than that of a US citizen but with numbers like this China is playing a game of quantity over quality.

Today China’s real estate market has become hot and debatable. Everyone seems to be pointing the finger at loose Chinese monetary policy and we won’t argue that this isn’t a factor. Still, we think there is a far greater factor, and that is internal population migrations. Currently, the majority of Chinese people still live in the countryside but today there is a substantial population movement from the Chinese countryside to the growing metropolitan cities. For the first time ever in the history of the People’s Republic of China relative personal earnings are growing fast enough to allow it s citizen the opportunity to move to a different part of the country and or move into cities for greater economic opportunities. We see this as the greatest driver of property prices in China.

2010 forecasts for Chinese GDP growth are currently at 9.5%, according to a Reuters survey. Combine this GDP number with a domestic population size of over 1.3 billion people it’s not hard to understand why internal consumption are increasing and will likely make up for any decrease in foreign demand. As well, China today is the largest car market in the world. The quality of the car may be lower but that doesn’t change the fact that this is point which supports growing domestic demand.

Further, if part of America’s long-term economic success has been attributed to strong levels of internal consumption then why should China be any different in the future based off the same reasoning?

Popular names such as Aluminum Corp of China, CNOOC, Petro China, and China Mobile may be wild rides but with exposure to the Chinese economy there are bound to go somewhere over the long term…the likely direction being up.

We can’t miss a day that a bullish or bearish argument for the Chinese economy doesn’t come up in the media. Some say it’s the “bubble of all bubble’s” while others argue it’s the next “super power” and both have their own merits. Still, it’s as if everyone is wearing blinders and can only focus on Chinese GDP or export numbers. This leaves both the media and masses blind to one huge factor for the Chinese economy and that is increasing domestic consumption levels!

What China lacks in buying power per citizen it makes up with overwhelming population numbers. According to the UN Department of Economic and Social Affairs China currently holds 19.64% of the world population, or 1,335,460,000. The US on the other hand holds 4.54% of the world population, or 308,549,000. There is no question that on average a Chinese citizen has far less buying power than that of a US citizen but with numbers like this China is playing a game of quantity over quality.

Today China’s real estate market has become hot and debatable. Everyone seems to be pointing the finger at loose Chinese monetary policy and we won’t argue that this isn’t a factor. Still, we think there is a far greater factor, and that is internal population migrations. Currently, the majority of Chinese people still live in the countryside but today there is a substantial population movement from the Chinese countryside to the growing metropolitan cities. For the first time ever in the history of the People’s Republic of China relative personal earnings are growing fast enough to allow it s citizen the opportunity to move to a different part of the country and or move into cities for greater economic opportunities. We see this as the greatest driver of property prices in China.

2010 forecasts for Chinese GDP growth are currently at 9.5%, according to a Reuters survey. Combine this GDP number with a domestic population size of over 1.3 billion people it’s not hard to understand why internal consumption are increasing and will likely make up for any decrease in foreign demand. As well, China today is the largest car market in the world. The quality of the car may be lower but that doesn’t change the fact that this is point which supports growing domestic demand.

Further, if part of America’s long-term economic success has been attributed to strong levels of internal consumption then why should China be any different in the future based off the same reasoning?

Like what you read? Then Sign Up for our Free Investment Report!

Clariti Research’s website provides breaking market news, investment research, investment newsletters, and personal finance strategies.

Jan 28
By Doug Utberg

In the game of blackjack, you can ‘double down’ on a hand by doubling your bet for one more card from the dealer. (When playing blackjack, your goal is to create a hand that is as close as possible to 21 without going over) This action allows you to take additional risk for an immediate payoff. There are many baby boomers who are currently ‘doubling down’ with their retirement accounts by over-weighting their portfolios in high-risk ventures such as emerging market stocks and speculative real-estate in an attempt to pump-up the value of their nest egg before retirement. The risk of this strategy is that your nest egg could crack just before it hatches. If the market turns sour in the next few years, there may be a large number of baby boomers staying in the work force well beyond “retirement age.”

The hidden danger of highly volatile investments is that the risk of loss generally stays hidden until market disruptions push the value of multiple asset classes down simultaneously. In this case, there is not enough time to adjust your portfolio before it has been significantly burned. These types of situations are especially dangerous, because the market tends to change very abruptly as relevant news and information develop.

This is not to say that investors shouldn’t take risks… it is very difficult to generate returns in excess of bond or money market yields without taking risks. The caution is that you should be aware of the risks that you are taking, and not allow yourself to fall into a false sense of security because the market hasn’t had a significant downward movement lately. Large returns generally require that you take large risks. If you are currently earning large returns, chances are that you are at risk for a large adjustment. It is very important to make sure that a significant downward adjustment in value of your risky investments will not place you in a situation that you can’t recover from.

Sincere Thanks, Douglas J Utberg, MBA

Founder – Business of Life LLC http://www.businessoflifellc.com/

Subscribe to “The Business of Life” newsletter http://www.businessoflifellc.com/Newsletter_Archive.html

Jan 28
By James Leitz

Real estate investing in 2010 vs. stock investing in 2010 and beyond is interesting because real estate and the stock market might not move in tandem. Investing in real estate now takes many forms; and going forward the debate between real estate investing vs. stock investing might favor the former. Here’s my reasoning, and the solution I prefer.

REAL ESTATE INVESTING

Both the residential and commercial sector were on fire going into the year 2007, with rising prices fueled by cheap money and easy lending practices. Then reality and a financial crisis hit and the bottom feel out of the market. For real estate investing in 2010, the jury was still out. Many properties were selling at 2003 prices.

STOCK INVESTING

Equities (stocks) were on a roll going into 2007 as well. Then the stock market fell over 50% by early 2009. Equities then sky rocketed over 50% in a matter of several months. In early 2010 there was an 800-pound guerilla in the stock investing arena: had the stock market gone up too far too fast? Were equities headed toward another big fall?

REAL ESTATE INVESTING vs. STOCK INVESTING

I believe in buying AFTER a steep price decline in any market… not after a big run-up in prices. That’s why I favor real estate investing in 2010 and beyond, plain and simple. Now, if you’re like me you like to eat your cake, and still have it too. By this I mean that I don’t like the hassle and lack of liquidity that comes with owning real property. At the same time, I don’t want to miss out when property values come roaring back.

The beauty of stock investing is the instant liquidity advantage. You can buy or SELL stocks over the internet in a matter of seconds at fair market price. Can you make an investment in properties and do that? The answer is that yes, indirectly, you can. Here’s how it works. You buy stocks called exchange traded funds (ETFs) that invest in a portfolio of commercial-properties companies. These companies own and/or manage commercial properties like office buildings, apartment complexes and shopping centers.

When you buy shares in one of these funds you own a piece of the action in commercial real estate. Historically, as the industry goes, so goes the value of the shares of companies that invest in the sector. Two such funds (ETFs) have the stock symbols IYR and VNQ. If real estate investing gets hot these funds should take you along for the ride. If not, you can sell out your position over the internet for a commission of about $10. All you need to play the game is a brokerage account with a discount broker.

You can invest as little as a few hundred or millions of dollars in the comfort of your home or office. Change your mind at will, because you can add to or sell out your position with the click of a mouse.

A retired financial planner, James Leitz has an MBA (finance) and 35 years of investing experience. For 20 years he advised individual investors, working directly with them helping them to reach their financial goals.

Jim is the author of a complete investor guide, Invest Informed, designed for average investors or would-be investors of all levels of financial background and experience. To learn more about investments and investing and his new financial guide go to http://www.investinformed.com.

Jan 27
By David D Garner

Forestry investment has outperformed most other assets for the last 30 years, providing consistent returns averaging 15% per annum over the last decade. Institutional investors like Jeremy Grantham have been using forestry as an effective inflation hedge for years (Grantham even holds 20% of his personal investment portfolio in Forestry), and an investment of £1 million into a managed forest in 1990 would be worth on average £16,366,537 today in 2010 (tax free in most countries too!).

So what is the best forestry investment, and how can smaller investors, who maybe don´t have access to £1 million, participate in forestry investment and take advantage of the low risk, high returns that have been enjoyed by institutional investors for decades?

There are many structures available for smaller investors, with options from Teak to Argawood, through to Paulownia and even bamboo, and there are also various locations to choose from covering most continents and all economies from frontier markets to developed economies. Choosing which type of forestry investment is for you will depend on how long you want to tie up your cash (tree type), and your attitude to political risk (where your forest is located).

After conducting some extensive due diligence on the harvest times of different timber types and their historical price performance and forward looking demand, and also settled on where you are, and are not, happy to invest, you can start to narrow down your selection of investment projects.

Deal Structure for Smaller Investors

Smaller investors can participate in forestry by buying or leasing a small part, maybe a hectare or three, of a much larger managed forest of maybe 1000 hectares. The investor will own the rights to the trees on their hectare of land, and those trees will be professionally managed, harvested and the timber sold, along with all the timber from the entire 1000 hectare site. This kind of deal structure allows retail investors the same kind of deal participation in forestry as institutional investors. These types of investment structures also suppress the ongoing costs involved with forestry in general, as the cost of professional management of your trees, harvesting, negotiating sales and transporting timber is shared amongst all investors in the site, and economies of scale apply.

There are also forestry investment structures that go a long way to mitigate risk, with land title held in trust in the UK or U.S. to protect smaller investors from company failure, and there are even forestry investment packages where all the timber is sold in advance, giving investors a pretty accurate picture of the forward revenue they will receive from their forestry investment.

So, In my opinion, the best forestry investment would encompass a deal structure that mitigated the risks of forestry investment by choosing a forest growing a timber in high demand, and a quick grower too if possible, so I could see a financial return inside five years; Paulownia fits this description quite well. There are no known diseases affecting Paulownia, and the tree doesn’t catch fire below 400 degrees, effectively removing the two greatest risks involved in forestry investment. Paulownia also grows quickly, and under the right circumstances can be harvested every five years, giving investors four cash yields over twenty years.

In my search for the best forestry investment, location figures quite highly as previously mentioned and from a climate perspective I would be looking at South America, Brazil, Panama, Costa Rica all have the relevant climates, and Panama has a favourable tax regime too so revenue earned from the sale of timber, if handled correctly, should present a tax efficient profit for a forestry investment in panama.

The best forestry investment then, as far as timescale and risk are concerned would for me, be Paulownia trees in Panama, with a deal structure in place to ensure a minimum risk level for the investor.

David Garner is Managing Partner at DGC Investment Consultants – http://www.dgc-ai.com – a boutique alternative investment firm advising a network of investors on alternative assets including agricultural investment, investing in forestry and property investment.

Jan 27
By John Paul Fowler

Often it isn’t easy to sell a stock, whether you’re flying in the profits or in the red like a submarine beneath the sea. There unfortunately isn’t an easy formula or a one-size-fits-all solution to the situation. Still, we a have 3 rules that we think might help you out:

1. A better investment option

Always have alternate investment options. For example if you think your stocks or the market at large is overvalued then look at short-term (1-year till maturity) government/corporate debt as alternate options and vise versa. Further, don’t ever forget about more conservative investments such as money markets, CD accounts, etc. They may not be glamorous but at least you know where your money is and what type of clear risk you’re currently taking on.

Don’t hold an investment blindly that you think is overvalued or above your fair value just because it continues going up, you don’t know where else to put the freed up money, and or because of tax fears. Most will tell you it generally hurts more to see your investments start losing substantial value in the market rather than locking profits and getting hit with capital gains taxes a year later.

As well, taxes on investments aren’t something you can escape completely 100% forever even if you die. In the case that the tax implications are genuinely “huge” then you should have a financial team consisting of CPA’s, investment advisors, tax attorneys, and more helping you minimize the tax implications along with helping manage the empire.

2. Valuation

Before you ever buy a stock figure out the fair value of a stock is. Everyone has different strategies for this but the point is to have a hard number before placing a trade/investment. If you really want to take out the psychology of closing out a position place a limit order for example at the “fair value number” soon as you enter into it. This is about as simple and easy as it gets in our opinion.

3. A fundamental change in your thesis of the business

There is always the potential for change in a company and it happens all the time. When this happens ask, “Does this help or hurt my fundamental thesis for the company?” If it helps then the stock should increase in value. If it hurts your fundamental thesis then figure out what the “new” fair value of the company is and then see if the current stock price is below it or above it. If the “new” fair value is above the current stock price then figure out if this was a major or minor setback. If it’s minor and the “new” fair value is above have patience and hold to your guns if you feel comfortable.

If it’s a major blunder to your fundamental thesis and or your “new” fair value comes out below the current stock price cut it upon principle. There are plenty of “companies in the sea” and the objective of investing is to increase the value of your assets not to brag about catching a hot stock. Now the stock may keep going up but the point is to have objective investment rules in order to be a disciplined investor who isn’t influenced by stock price movements. Warren Buffett missed plenty of tech stocks in the 1990’s and he’s still one of the top investors in the world.

Remember, if you’re holding investments you believe are overvalued all you’re doing is playing chicken with the market and let’s face it the market has no fear because it has nothing to lose unlike you. Whether your holding broad index ETF’s (ex. IYY or IVV), tech stocks (ex. GOOG or APPL), and or anything else the rules should never change. When you start making exceptions for a certain investment that’s when the birth of a future issue starts.

Like what you read? Then SIGN UP for our Free Investment Report!

Clariti Research’s website provides breaking market news, investment research, investment newsletters, and personal finance strategies.

Jan 27
By Jeepn Dave

Those of us that are still investing your funds abroad, congratulations to you. It was only a couple of days ago that I was reading an updated article at a popular investment advice website and it talks about the five stock markets abroad that have done the best at giving investors a positive return on their investments over the last year. As you may have expected none of the countries discussed would have been on my investment radar and if you did then your money probably did pretty good for your and better than a lot of us have done

So what five countries are discussed according to the post? The countries listed were South Africa, Columbia, Tunisia, Chile and Venezuela. Of the five that were mentioned, the country of Venezuela was the only market abroad to give back a positive return and they were the only country to do that in the last year. Don’t bother getting upset if you were not looking to spread your money out to investments in global markets. Pretty much every global market failed to to get your a good return on your investments besides one. To bad for investors there is that constant threat of the leader forcing a dictatorship and nationalization of his country. Not exactly a place that is a winner in terms of wanting to invest your money in.

I suppose the purpose of the post at least to me was to show people who are investing that there is still a lot of money to be made by investing in other stock markets. Other than having to do a bit more investigating than you would have done in the past as the better returning investments are still available. Thanks to the miserable of the economical disasters around the globe.

Shining the light on the best option on your investments over seas may not be as simple as it was before but that should not mean that you should stop your investments abroad. Putting a portion of your portfolio in over seas markets is vital to the survival of your over all investments than ever. Spreading your investments is vital to assure that your investments will grow successfully in to your future. For a good portion of us the thought of investing a small amount of your hard earned money in stocks here or over seas may feel like a chance that you are not will to take right now. Would you say that there are not many of us that have not been stretched beyond our financial limits in the last year as we have all watched the stock markets come crashing down the stock market mountain.

Don’t know what you think and the status of your invested money but Of the few people I know that have lost over half of their investments in the last year. The majority of those people have worked to to keep what money they had left and have kept investing. Each and every one of them have kept their investments as diverse as before or have spread their investments even further to protect their investments from further losses on their investment accounts.

I wonder what effect do you think this past year has had on the everyday investor? Do you think investors have moved their investments out of stock markets altogether or do you think most people have fought to keep their fears in check and kept pushing their investments to be smarter and stronger than before? It will be interesting to watch when the bottom finally hits from all this economical mess to see how people will change they way they invest their money? Do you think investors putting their money over seas will be stronger than ever or will investors keep away so much that it may be a couple of years before we see the money being invested overseas that has been happening in the last couple of years before the recession.

Sharing blogs one blogshot at a time

Jan 27
By James B Scott

Many private, angel and accredited investors feel left out of the investment loop when it comes to the opportunity of investing in the seed capital stage. Many times it seems that only those closely affiliated with broker dealers, market makers and mergers and acquisitions consultants keep the juicy and ultra-lucrative information to themselves.

So if you’re an investor who wants in, how do you claim your golden key for access to this world of instant liquidity, deeply discounted stock and massive return on investment? The first thing you shouldn’t do is pay for it. When finding solid companies in need of quick seed capital to complete the public process, the last thing a company like this is going to do is charge you to see their business plan and PPM.

I have seen several times where companies or individuals claiming to have direct access to these pre-IPO companies will charge a membership fee for access to the opportunity. When you come across those situations just walk away as there is always a con involved. The best way to find real companies that are in the pre-IPO stage is to make contact with the companies that facilitate this process in house. Our company receives calls from investors all the time who want to invest in companies that we are taking public; we never charge for that information, we simply get their information and pass it to our clients who call them back and send them their business plan and private placement memorandum and the investment can take place almost immediately and the share price is always at a substantial discount to the share price when the company gets it’s symbol and is publicly trading.

Get on the good side of a solid, turn-key consultant who takes companies public and you’ll get the keys to the kingdom.

You’ll be able to increase your net worth to a level that you have never dreamed possible. They’ll give you all the juicy information and introduce you directly to the principles of these pre-IPO structures.

Do you want to meet owners of companies that are only months away from trading publicly? Are you interested in becoming a seed capital investor for companies about to go public? Call Princeton Corporate Solutions today at 267-233-0183 or visit our website at http://www.princetoncorporatesolutions.com we would be happy to introduce you to wonderful companies in the biotech, technology and other industries that are going public and offering seed investors discounted stock.

« Previous Entries Next Entries »